Subtitles section
Repeat sentence
Subtitles mode
Full screen
Previous
Next
x 1.0
Playback speed
More

How to Retire Better | WSJ Your Money Briefing

Video vocabulary

whether

Copy vocabulary

US / ˈweðə(r) /

UK / ˈhwɛðɚ, ˈwɛð- /

A1
  • conjunction
  • If something will happen or not

couple

Copy vocabulary

US / 'kʌpl /

UK / ˈkʌpəl /

A2
  • noun
  • Two people in a romantic relationship
  • Two of something; two people; a pair
  • verb
  • To join something to something else
  • (Two animals) to engage in sexual relations
  • To put two people or things together

keep

Copy vocabulary

US / ki:p /

UK / kip /

A1
  • noun
  • Large, strong tower in the middle of a castle
  • Money spent on you so you can live in a place
  • verb
  • To continue doing something; not to stop
  • To stop balls going in a goal in sports
  • To not give back or return something
  • (Of food) to not spoil or not rot
  • To take possession of something to own, e.g. a pet
  • To have and continue to hold something
  • To do something that you have promised or agreed
  • To stay in a certain place or condition
  • To maintain the rules

something

Copy vocabulary

US / ˈsʌmθɪŋ /

UK / ˈsʌmθɪŋ /

A1
  • adverb
  • In some degree or measure
  • noun
  • a person or thing of some value or consequence
  • pronoun
  • Thing that is not yet known or named
  • Approximately

finding

Copy vocabulary

US / ˈfaɪndɪŋ /

UK / ˈfaɪndɪŋ /

A1
  • noun
  • Something you discover or find out; a result
  • verb
  • To become aware of something that is happening
  • To discover or meet by chance
  • To decide if someone is guilty of a crime, or not
  • To learn through study, research, or effort
  • To discover something by looking for it

hang

Copy vocabulary

US / hæŋ /

UK / hæŋ /

A2
  • verb
  • To attach a picture, photograph etc. onto a wall
  • To float, move softly, or remain in the air
  • To kill by putting a rope around neck and dropping
  • To remain undecided, unsolved or unclear

most

Copy vocabulary

US / məʊst /

UK / most /

A1
  • adverb
  • Very; extremely
  • Greatest possible degree
  • pronoun
  • Nearly all of something

office

Copy vocabulary

US / ˈɒfɪs /

UK / ˈɔ:fɪs /

A1
  • noun
  • Room or building used for business
  • Important job position, often in a government

sense

Copy vocabulary

US / sens /

UK / sɛns /

A1
  • noun
  • Certain mental feeling or emotion
  • Normal or clear state of mind
  • Meaning of a particular word, phrase or text
  • verb
  • To perceive using sight, sound, taste touch etc.
  • To recognize the presence of something

trial

Copy vocabulary

US / ˈtraɪəl /

UK / ˈtraɪəl, traɪl /

A2
  • adjecitve
  • Being made or done as a test or experiment
  • noun
  • Hearing and judgment of a case in court
  • Act or process of testing or experimenting
  • verb
  • To be made or done as a test or experiment

now

Copy vocabulary

US / naʊ /

UK / naʊ /

A1
  • adverb
  • At the present time or moment
  • Right away or in the next possible moment
  • Used to refer to something that just happened
  • Time between the present and a moment in the past
  • conjunction
  • Resulting from or because of something

experience

Copy vocabulary

US / ɪk'spɪərɪəns /

UK / ɪkˈspɪriəns /

A1
  • noun
  • Thing a person has done or that happened to them
  • An event at which you learned something
  • Knowledge gained by living life, doing new things
  • verb
  • To gain knowledge by doing things

ceo

Copy vocabulary

US / ˌsiː iː ˈəʊ /

UK / ˌsiː iː ˈoʊ /

C2
  • abbreviation
  • CEO for Chief Operating Officer

want

Copy vocabulary

US / wɔnt /

UK / wɑnt, wɔnt /

A1
  • noun
  • Something you desire or wish for
  • State or condition of poverty
  • verb
  • To desire or wish for something; hope for a thing

happiness

Copy vocabulary

US / 'hæpɪnəs /

UK / ˈhæpɪnɪs /

A2
  • noun
  • State of feeling pleased; feeling of satisfaction

expect

Copy vocabulary

US / ɪk'spekt /

UK / ɪkˈspɛkt /

A1
  • verb
  • To believe something is probably going to happen

travel

Copy vocabulary

US / ˈtrævl /

UK / ˈtrævəl /

A1
  • noun
  • Going to other places, esp. distant places
  • verb
  • To go to a place that is far away

show

Copy vocabulary

US / ʃəʊ /

UK / ʃo /

A1
  • noun
  • False display of love, emotion or action
  • An event for displaying or promoting goods
  • Play, opera or theater production
  • Presentation that is broadcast on TV or radio
  • verb
  • To be easily seen or displayed
  • To display your emotions or feelings
  • To let someone see something; display
  • To explain or teach how something is done
  • To lead someone somewhere; point them to something
  • To prove something to be true, correct
  • To reveal or allow something to be seen

change

Copy vocabulary

US / tʃeɪndʒ /

UK / tʃendʒ /

A1
  • noun
  • Exchange of one set of clothes for another
  • Money in the form of coins instead of paper
  • Money returned after giving too much
  • Act of making or becoming something else
  • verb
  • To exchange one set of clothes for another
  • To exchange one kind of money for another
  • To replace something with another thing
  • To make or become something else
  • To go from one train, bus, etc. and go to another

look

Copy vocabulary

US / lʊk /

UK / lʊk /

A1
  • noun
  • Person's beauty or physical attractiveness
  • Particular style of dress, clothes, or appearance
  • The way someone, something appears to be
  • Act of searching for or examining something
  • verb
  • To appear to be; seem

very

Copy vocabulary

US / 'verɪ /

UK / ˈvɛri /

A1
  • adjecitve
  • Concerning a large degree or amount
  • adverb
  • A lot; much; many
  • Used to stress or emphasize a noun

they

Copy vocabulary

US / ðeɪ /

UK / ðe /

A1
  • pronoun
  • Two or more people, animals, or things

between

Copy vocabulary

US / bɪˈtwi:n /

UK / bɪˈtwin /

A1
  • preposition
  • From one person, thing, or place, to another
  • In the space that separates two objects
  • Among two or more people who share something

achievement

Copy vocabulary

US / əˈtʃi:vmənt /

UK / əˈtʃivmənt /

A2
  • noun
  • Something good that you have successfully done

son

Copy vocabulary

US / sʌn /

UK / sʌn /

A1
  • noun
  • Male child; friendly way of addressing a boy

society

Copy vocabulary

US / sə'saɪətɪ /

UK / səˈsaɪɪti /

A2
  • noun
  • A group who meet to share values or interests
  • Group of people living together
  • Upper class of a community

take

Copy vocabulary

US / teɪk /

UK / tek /

A1
  • noun
  • Filming of a single scene for TV or the movies
  • verb
  • To accept something that is offered
  • To use a method of traveling, e.g. a bus or train
  • To use a camera to make (a photo)
  • To pick up something and go away with it
  • To study a subject in school
  • To attempt to pass (an exam)
  • To require a certain amount of time, money, space

predictor

Copy vocabulary

US / prɪˈdɪktə(r) /

UK / prɪˈdɪktər /

B1
  • noun
  • Thing showing likelihood of something happening

work

Copy vocabulary

US / wɜ:k /

UK / wɚk /

A1
  • adjecitve
  • Activity completed in order to make money
  • noun
  • The product of some artistic or literary endeavor
  • Everything created by an author, artist, musician
  • Activity you do in order to make money
  • Place of employment
  • Final product or result of a some labor or effort
  • verb
  • To bring into a specific state of success
  • To be functioning properly, e.g. a car
  • To do your job in your company or workplace
  • To make an effort to do something
  • To operate a machine or device

fill

Copy vocabulary

US / fɪl /

UK / fɪl /

A1
  • noun
  • Act of filling; amount used to make something full
  • verb
  • To make something full
  • To move into all parts of an area
  • To repair a surface by adding a substance to it
  • To use (time); to do something during

building

Copy vocabulary

US / ˈbɪldɪŋ /

UK / ˈbɪldɪŋ /

A1
  • noun
  • A structure with a roof and walls, e.g. a house
  • verb
  • To establish e.g. a reputation, over time
  • To construct a house, office, factory

who

Copy vocabulary

US / hu: /

UK / hu /

A1
  • pronoun
  • Which person
  • Used to introduce information about people

common

Copy vocabulary

US / 'kɒmən /

UK / ˈkɑmən /

A1
  • adjecitve
  • Shared; Belonging to or used by everyone
  • Typical, normal; not unusual
  • noun
  • Area in a city or town that is open to everyone
  • Field near a village owned by the local community

everyone

Copy vocabulary

US / ˈevriwʌn /

UK / ˈɛvriˌwʌn /

A1
  • pronoun
  • Every person; everybody

all

Copy vocabulary

US / ɔ:l /

UK / ɔl /

A1
  • adverb
  • Completely; totally
  • determiner
  • Being every one of something
  • pronoun
  • 100% of something; the complete amount

way

Copy vocabulary

US / weɪ /

UK / we /

A1
  • adverb
  • Used to emphasize the amount of something
  • noun
  • Particular aspect of something being thought about
  • One of various choices that could be made
  • Particular existing condition or state
  • (Often long) distance or length of time
  • How something is done
  • Route to go to a place
  • Small street
  • Usual behavior, emotions or habits of someone

yes

Copy vocabulary

US / jes /

UK / jɛs /

A1
  • adverb
  • Way to say you agree or will do something

their

Copy vocabulary

US / ðɛː /

UK / ðer /

A1
  • determiner
  • Belonging to them

move

Copy vocabulary

US / mu:v /

UK / muv /

A1
  • noun
  • Act of moving a playing piece in chess, etc.
  • An action; doing something
  • Step taken to achieve a goal
  • verb
  • To cause someone to have certain emotions
  • To cause something to change to a different place
  • To change where people live or a business operates
  • To take action to do or achieve something

figure

Copy vocabulary

US / ˈfiɡə /

UK / ˈfɪɡjɚ /

A1
  • noun
  • Your body shape
  • Numbers in a calculation
  • Doll-like thing meant to represent a person
  • Picture or diagram giving information in a text
  • Person who is very important or famous
  • Shape of a person seen indistinctly or in outline
  • Amount that is expressed in numbers
  • verb
  • To appear in a game, play or event
  • To calculate how much something will cost
  • To understand after thinking; work out

ago

Copy vocabulary

US / əˈgəʊ /

UK / əˈgoʊ /

A1
  • adverb
  • At a specified length of time in the past

zealand

Copy vocabulary

US / ˈzi:lənd /

UK / ˈzilənd /

A1
  • other
  • Largest island of Denmark and the site of Copenhagen

wednesday

Copy vocabulary

US / ˈwenzdeɪ /

UK / ˈwenzdeɪ /

A1
  • noun
  • Third day of the week; the day after Tuesday

several

Copy vocabulary

US / ˈsevrəl /

UK / ˈsɛvərəl,ˈsɛvrəl /

A1
  • adjecitve
  • Many of
  • pronoun
  • More than two but not a large amount

right

Copy vocabulary

US / raɪt /

UK / raɪt /

A1
  • adjecitve
  • Correct or true
  • The south side of you looking at the rising sun
  • adverb
  • Exactly in a place or time
  • Being appropriate for a particular event
  • In a straight or direct manner
  • noun
  • Something you are legally or morally allowed to do
  • Ideal of what is just and good
  • Political view based on conservatism
  • verb
  • To fix something previously wrong or unjust
  • To make upright, as a boat that has turned over

monthly

Copy vocabulary

US / ˈmʌnθli /

UK / ˈmʌnθli /

A2
  • adverb
  • Occurring about once every 4 weeks

norm

Copy vocabulary

US / nɔ:m /

UK / nɔ:rm /

B1
  • noun
  • Standard or regular way of doing something
  • An established standard of performance or behavior
  • verb
  • To make something average (statistics)

mean

Copy vocabulary

US / mi:n /

UK / min /

A1
  • adjecitve
  • Being good at
  • Nasty; unkind
  • Not liking to spend money; cheap; stingy
  • noun
  • Average of a set of numbers
  • verb
  • To express a particular idea or thought
  • To intend to do something in particular
  • To have a particular meaning or value

longevity

Copy vocabulary

US / lɒn'dʒevətɪ /

UK / lɑnˈdʒɛvɪti, lɔn- /

B2
  • noun
  • Amount of time someone or something lives or lasts

find

Copy vocabulary

US / faɪnd /

UK / faɪnd /

A1
  • noun
  • Object discovered by chance
  • Things that have been discovered from searching
  • verb
  • To become aware of something that is happening
  • To discover or meet by chance
  • To decide if someone is guilty of a crime, or not
  • To learn through study, research, or effort
  • To discover something by looking for it

what

Copy vocabulary

US / wɒt /

UK / hwɑt, hwʌt, wɔt, wʌt,hwət, wət /

A1
  • pronoun
  • Thing or things that; the same kind as
  • Used to emphasize something you are about to say
  • adjecitve
  • Used to refer to a particular amount, or number
  • Used to place emphasis on a particular quality
  • adverb
  • To a certain degree
  • determiner
  • Question words used for asking for information
  • exclamation
  • Used to express excitement, shock, or surprise
  • Used to ask people to repeat something they said

that

Copy vocabulary

US / ðæt /

UK / ðæt, ðət /

A1
  • adjecitve
  • The person or thing being talked about
  • Used to identify something both the speakers know
  • adverb
  • Used to reinforce adjectives and adverbs
  • To such a degree
  • conjunction
  • Used to connect a noun clause
  • Used to introduce an adverbial clause
  • Used to introduce a noun clause
  • determiner
  • Used as a noun to refer to something
  • pronoun
  • Referring an object far away
  • Used to refer to the relative pronoun ‘which’

sit

Copy vocabulary

US / sɪt /

UK / sɪt /

A1
  • verb
  • To take an exam
  • To be in a resting position on a chair
  • To provide seating for people
  • To remain in a still position while being painted

people

Copy vocabulary

US / 'pi:pl /

UK / ˈpipəl /

A1
  • noun
  • Persons sharing culture, country, background, etc.
  • Men, Women, Children

like

Copy vocabulary

US / laɪk /

UK / laɪk /

A1
  • adjecitve
  • Being equal in status or kind to something else
  • Similar; the same
  • adverb
  • For example
  • preposition
  • Used as a filler; used to ad emphasis
  • In a way similar to the way something is done
  • Such as; for example
  • verb
  • To want to
  • To find something pleasing; to prefer something

health

Copy vocabulary

US / helθ /

UK / hɛlθ /

A1
  • noun
  • (Person, company) being in a good condition; well

care

Copy vocabulary

US / keə(r) /

UK / kɛr /

A1
  • noun
  • Treatment you receive for your health or safety
  • Something that a person worries about
  • verb
  • To feel interest, concern, or worry
  • To look after someone or something

even

Copy vocabulary

US / 'i:vn /

UK / ˈivən /

A1
  • adjecitve
  • Being equal in influence, power, possibility etc.
  • Being divided equally or fairly
  • (Of teams/contest) with similar chances of success
  • Smooth, level, or regular
  • Can be divided by 2; ending in 2, 4, 6, 8, or 0
  • At a regular, equally steady manner
  • Remaining steady and unchanging
  • adverb
  • (When this is surprising) as well; too
  • (Used to compare two things/stress the difference)
  • verb
  • To make something level; to flatten
  • To make something equal

different

Copy vocabulary

US / ˈdɪfrənt /

UK / ˈdɪfrənt /

A1
  • adjecitve
  • Not of the same kind; unlike other things

about

Copy vocabulary

US / ə'baʊt /

UK / əˈbaʊt /

A1
  • adverb
  • To be ready to; going to
  • Nearly; approximately; roughly
  • Near; next to; close to
  • In every direction; in the area of
  • preposition
  • Concerning or of (a topic)

again

Copy vocabulary

US / ə'ɡen /

UK / əˈɡɛn /

A1
  • adverb
  • One more time, once more

yeah

Copy vocabulary

US / jeə /

UK / ˈjɛə, ˈjæə, jɛ- /

A1
  • exclamation
  • Another way of saying 'yes'

example

Copy vocabulary

US / ɪgˈzɑ:mpl /

UK / ɪɡˈzæmpəl /

A1
  • noun
  • Thing, person which represents a category

then

Copy vocabulary

US / ðen /

UK / ðɛn /

A1
  • adverb
  • A time that is not now
  • Following another thing in time or arrangement
  • Following on reasonably from what was just stated
  • At that time, not now

practice

Copy vocabulary

US / 'præktɪs /

UK / ˈpræktɪs /

A2
  • noun
  • The office and place for legal or medical work
  • Doing something many times to become better at it
  • verb
  • To work as a doctor or lawyer
  • To live according to the teachings of a religion
  • To do something many times to improve a skill

family

Copy vocabulary

US / 'fæməlɪ /

UK / ˈfæmli /

A1
  • noun
  • Close group of people or organizations
  • A group of people who are related through blood
  • Group of related plants or animals

cutter

Copy vocabulary

US / 'kʌtə(r) /

UK / ˈkʌtɚ /

B2
  • noun
  • A special tool used for cutting things

hard

Copy vocabulary

US / hɑ:d /

UK / hɑː(r)d /

A1
  • adjecitve
  • Difficult to do; difficult to understand
  • (Of facts) not able to be misunderstood; clear
  • (Of alcohol) strong
  • Involving or requiring lots of work, effort, care
  • Being full of pain, trouble, and problems
  • Strong
  • (Of edge) clear; sharp
  • Difficult to bend, break or cut; solid
  • adverb
  • With lots of force, power, or impact

get

Copy vocabulary

US / ɡet /

UK / ɡɛt /

A1
  • verb
  • To become affected by illness or disease
  • To begin to feel or understand an emotion or idea
  • To send or bring someone or something home, etc.
  • To go somewhere to obtain something
  • To (cause to) do a particular thing
  • To obtain, receive or be given something
  • To currently have
  • To prepare for use
  • To understand something being said or read

lack

Copy vocabulary

US / læk /

UK / læk /

A2
  • noun
  • The state of not having or not having enough of
  • A shortage of something
  • verb
  • To not have, or not have enough, of something

stay

Copy vocabulary

US / steɪ /

UK / ste /

A1
  • noun
  • Legal order to stop or delay an action
  • Strong rope or wire that supports a ship's mast
  • Period of time spent living in or visiting a place
  • verb
  • To keep trying without giving up
  • To remain in the same place and not move away
  • To spend time visiting a place or someone's home

quantify

Copy vocabulary

US / ˈkwɒntɪfaɪ /

UK / ˈkwɑ:ntɪfaɪ /

B2
  • verb
  • To find or calculate the quantity of something

persona

Copy vocabulary

US / pəˈsəʊnə /

UK / pərˈsoʊnə /

B2
  • noun
  • Personality that you project in public

nothing

Copy vocabulary

US / 'nʌθɪŋ /

UK / ˈnʌθɪŋ /

A1
  • noun
  • Item of little or no value, importance, interest
  • Number or value of zero
  • pronoun
  • Not anything, not a single thing

hit

Copy vocabulary

US / hɪt /

UK / hɪt /

A1
  • noun
  • A planned killing, usually for money
  • Song, movie etc. that is successful
  • When someone strikes someone or something
  • Time when a player makes contact with the ball
  • Time when a website is accessed
  • verb
  • To have a negative impact on a person/place/thing
  • To press something, such as a button or switch
  • To suddenly realize the importance of something
  • To move your hand, a bat, etc. against with force
  • To fight, attack or damage something or someone
  • To arrive at a specific place, level, or goal
  • To make contact with the ball in a game or sport

interesting

Copy vocabulary

US / ˈɪntrəstɪŋ /

UK / ˈɪntrɪstɪŋ, -tərɪstɪŋ, -təˌrɛstɪŋ /

A1
  • adjecitve
  • Taking your attention; making you want to know
  • verb
  • To make someone want to know about something
  • To persuade to do, become involved with something

open

Copy vocabulary

US / 'əʊpən /

UK / ˈopən /

A1
  • adjecitve
  • Available for use; accessible
  • Not being hidden; available for others to see
  • Being available for customers to enter or use
  • Allowing everyone to use or take part in
  • Not secret anymore
  • Not closed or shut
  • Willing to accept new ideas and thoughts
  • noun
  • Name for a tennis or golf competition
  • verb
  • To make accessible or able to be used, e.g. road
  • To start the activities or services of a business
  • To make a space or hole appear in something
  • To move or change so that it is no longer closed
  • To start something, e.g. a new business

turn

Copy vocabulary

US / tɜ:n /

UK / tɚn /

A1
  • noun
  • Place where changing of direction happens
  • Your time or chance to perform a duty
  • Your chance to play or do in say a game
  • Unexpected change, as in the weather
  • verb
  • To become (a particular age)
  • To become a different quality, color, etc.
  • To change the direction of something, e.g. a car
  • To move in an opposite direction or position
  • To shape metal with a spinning tool

than

Copy vocabulary

US / ðən /

UK / ðən /

A1
  • conjunction
  • Used to compare two things that are not equal

other

Copy vocabulary

US / 'ʌðə(r) /

UK / ˈʌðər /

A1
  • adjecitve
  • A thing different from that mentioned
  • determiner
  • (Something) else; not the first (one)
  • pronoun
  • Being the one and only thing of that category

one

Copy vocabulary

US / wʌn /

UK / wʌn /

A1
  • pronoun
  • You; we; people in general; someone
  • The thing or person previously referred to
  • adjecitve
  • Used to refer to people generally
  • Being a strong example of (something mentioned)
  • number
  • Number 1

message

Copy vocabulary

US / 'mesɪdʒ /

UK / ˈmɛsɪdʒ /

A2
  • noun
  • Main idea or theme in a story, book, or film
  • Piece of information that is told/given to someone
  • verb
  • To communicate using text

into

Copy vocabulary

US / 'ɪntə /

UK / ˈɪntu /

A1
  • preposition
  • Moving or going inside something
  • In the same direction as; in the direction of
  • So as to become; taking the state of

dance

Copy vocabulary

US / dɑ:ns /

UK / dæns /

A1
  • noun
  • A series of steps and movements in time to music
  • A social event with dancing while music is playing
  • verb
  • To move your body rhythmically to music

university

Copy vocabulary

US / ˌju:nɪ'vɜ:sətɪ /

UK / ˌjunɪˈvɜrsəti /

A1
  • noun
  • High-level educational institution; college

executive

Copy vocabulary

US / ɪɡ'zekjətɪv /

UK / ɪɡˈzɛkjətɪv /

A2
  • adjecitve
  • Of a high ranking job in a company
  • noun
  • A senior manager in a business or organization

able

Copy vocabulary

US / 'eɪbl /

UK / ˈebəl /

A2
  • adjecitve
  • Skilled; good at something
  • Having the ability to do something

wish

Copy vocabulary

US / wɪʃ /

UK / wɪʃ /

A1
  • noun
  • Expression of a hope for something in the future
  • verb
  • To want something to happen or to become true

map

Copy vocabulary

US / mæp /

UK / mæp /

A1
  • noun
  • Diagram showing the geography of an area
  • verb
  • To draw a diagram to show the geography of an area
  • To find points of similarity between things

follow

Copy vocabulary

US / ˈfɔləu /

UK / ˈfɑlo /

A1
  • verb
  • To come after someone; be guided by someone
  • To support someone, e.g. singer or comedian
  • To be the logical result of something
  • To happen after something else happens
  • To believe a set of values or a moral teacher
  • To understand something happening or being said

core

Copy vocabulary

US / kɔ:(r) /

UK / kɔr, kor /

A2
  • noun
  • Important central part of something
  • verb
  • To take out the central section of a fruit

outside

Copy vocabulary

US / ˌaʊtˈsaɪd /

UK / aʊtˈsaɪd, ˈaʊtˌsaɪd /

A2
  • adverb
  • Beyond the limits or edges of some place, thing
  • noun
  • Area around or near something, such as a building
  • preposition
  • Beyond the limits or edges of some place, thing

ones

Copy vocabulary

US / wʌnz /

UK / wʌnz /

A1
  • number
  • Number 1, a single person or thing

motivate

Copy vocabulary

US / 'məʊtɪveɪt /

UK / ˈmotəˌvet /

A2
  • verb
  • To give someone a reason, the will to do something

retiree

Copy vocabulary

US / rɪˌtaɪəˈri: /

UK / rɪˌtaɪrˈi /

C2
  • noun
  • Someone who has retired from active working

run

Copy vocabulary

US / rʌn /

UK / rʌn /

A1
  • noun
  • Journey between two places made by ship or car
  • Series of similar things or successes and failures
  • Act of running; exercise of running
  • verb
  • To depart or travel according to a schedule
  • To cause an animal to move in a certain direction
  • (Of an engine) to be operating
  • To start or use a computer program
  • To flow in a certain direction, like a liquid
  • To manage or operate a business
  • To operate or drive something
  • (Of a road) to go from one place to another
  • To move your legs faster than walking

make

Copy vocabulary

US / meɪk /

UK / mek /

A1
  • noun
  • Product made by a particular company; brand
  • verb
  • To arrange or prepare something e.g. dinner
  • To get to (a place) on time
  • To gain the status of (teacher, lawyer, etc.)
  • To create something by putting things together
  • To earn a certain amount of money at a job
  • To cause or force a person to do something
  • To cause something to happen or be formed

aspect

Copy vocabulary

US / 'æspekt /

UK / ˈæspɛkt /

A2
  • noun
  • Way something looks or seems to be
  • An element, feature, or quality of something

budget

Copy vocabulary

US / 'bʌdʒɪt /

UK / ˈbʌdʒɪt /

A2
  • adjecitve
  • Low cost; inexpensive
  • noun
  • Amount of money planned to be spent
  • verb
  • To make a plan for how to spend your money

this

Copy vocabulary

US / ðɪs /

UK / ðɪs /

A1
  • adjecitve
  • Used to indicate something already been discussed
  • Used to indicate something happening around now
  • adverb
  • An indication by a physical motion or gesture
  • A specific amount of
  • determiner
  • Person, thing, or idea near you
  • pronoun
  • Person, thing that has already been discussed

play

Copy vocabulary

US / pleɪ /

UK / pleɪ /

A1
  • noun
  • Loose, free movement between two objects
  • Single action in a sports game
  • Performance in which people act in a theater
  • verb
  • To act as a character in a movie, or on stage
  • To perform music on an instrument
  • To use a device, e.g. a video game
  • To do something for enjoyment and fun
  • To do or perform a game or sport

may

Copy vocabulary

US / meɪ /

UK / me /

A1
  • noun
  • 5th month of the year
  • other
  • Used to express a desire
  • Expresses permission, possibility or probability
  • Used to show that a thing could be true

happy

Copy vocabulary

US / ˈhæpi /

UK / ˈhæpi /

A1
  • adjecitve
  • Feeling pleasure or joy; glad

wall

Copy vocabulary

US / wɔ:l /

UK / wɔl /

A1
  • noun
  • High, flat side of a room or building

theme

Copy vocabulary

US / θi:m /

UK / θim /

A2
  • noun
  • An main or dominant idea, motif
  • Main idea of a work of art, writing, or music
  • Main subject being discussed or described

the

Copy vocabulary

US / ðə /

UK / ðə /

A1
  • article
  • Used to refer to something already mentioned
  • Used to show there is only one of something
  • determiner
  • Used to describe all of a family

shuffleboard

Copy vocabulary

US / ˈʃʌflbɔ:d /

UK / ˈʃʌflbɔ:rd /

A1
  • noun
  • Game in which players use long sticks to shove wooden disks onto the scoring area marked on a smooth

person

Copy vocabulary

US / 'pɜ:sn /

UK / 'pɜ:rsn /

A1
  • noun
  • Man, woman or child

might

Copy vocabulary

US / maɪt /

UK / maɪt /

A1
  • other
  • Used to politely request an action
  • Used to express that something could happen
  • Power, strength, force or influence

mention

Copy vocabulary

US / 'menʃn /

UK / ˈmɛnʃən /

A2
  • noun
  • Act of referring to or talking about something
  • verb
  • To refer to or talk or write about something

briefing

Copy vocabulary

US / ˈbri:fɪŋ /

UK / ˈbrifɪŋ /

B2
  • noun
  • Giving information and instructions for a meeting
  • verb
  • To give information and instructions in a meeting

big

Copy vocabulary

US / bɪɡ /

UK / bɪɡ /

A1
  • adjecitve
  • Popular
  • Serious
  • Large

you

Copy vocabulary

US / jʊ /

UK / ju /

A1
  • pronoun
  • Person someone is speaking or writing to
  • Person or people in general

year

Copy vocabulary

US / jə: /

UK / jɪr /

A1
  • noun
  • Unit of time equal to 12 months or 365 or 366 days
  • Used to refer to the age of a person

how

Copy vocabulary

US / haʊ /

UK / haʊ /

A1
  • adjecitve
  • To what degree? in what amount?
  • adverb
  • (Used to explain the way to do something)
  • exclamation
  • For what purpose or reason?
  • (Used to ask someone or something's condition)

flounder

Copy vocabulary

US / ˈflaʊndə(r) /

UK / ˈflaʊndɚ /

C1
  • verb
  • To make clumsy or uncontrolled movements

kind

Copy vocabulary

US / kaɪnd /

UK / kaɪnd /

A1
  • adjecitve
  • In a caring and helpful manner
  • friendly and considerate
  • noun
  • One type of thing

harvard

Copy vocabulary

US / ˈhɑːvəd /

UK / ˈhɑrvərd /

A1

also

Copy vocabulary

US / 'ɔ:lsəʊ /

UK / ˈɔlso /

A1
  • adverb
  • In addition; too; in a similar way

partly

Copy vocabulary

US / ˈpɑ:tli /

UK / ˈpɑ:rtli /

A2
  • adverb
  • In part; not completely

live

Copy vocabulary

US / lɪv /

UK / liv /

A1
  • adjecitve
  • Being broadcast as events happen, not recorded
  • Carrying electric current; able to give a shock
  • Glowing because burning; hot
  • Not yet killed (for food)
  • adverb
  • (Music, drama) as it is performed
  • verb
  • To be alive
  • To experience a particular type of life
  • To make your home in a house or town

veronica

Copy vocabulary

US / vɪˈrɒnɪkə /

UK / vəˈrɑnɪkə /

A1
  • other
  • Any plant of the genus Veronica

delay

Copy vocabulary

US / dɪˈleɪ /

UK / dɪˈle /

A2
  • noun
  • Action of being late or happening later
  • verb
  • To wait some amount of time before doing something
  • To do something later than is planned or expected
  • To stop something from happening for a time

contract

Copy vocabulary

US / 'kɒntrækt /

UK / 'kɑ:ntrækt /

A1
  • noun
  • Legal agreement, e.g. for doing work for money
  • Agreement to pay someone to kill a person
  • verb
  • To become ill as a result of getting a disease
  • To make an agreement for doing work for money
  • To reduce in size, length due to heat loss
  • To reduce the amount of

walk

Copy vocabulary

US / wɔ:k /

UK / wɔk /

A1
  • noun
  • Journey on foot done for pleasure or exercise
  • verb
  • To move with your legs at a slowish pace

use

Copy vocabulary

US / ju:s /

UK / ju:s /

A1
  • noun
  • Ability to employ something
  • Need to enable it to work
  • Permission to do something with something
  • Act of spending money
  • Operation of a machine for its function
  • verb
  • To have; to eat, drink, consume etc.
  • To need to operate or work
  • To operate a machine, e.g. a computer
  • To treat a person badly
  • To do something with, for a task or purpose

speak

Copy vocabulary

US / spi:k /

UK / spik /

A1
  • verb
  • To be able to use a certain language
  • To use words to tell information, express thoughts

realize

Copy vocabulary

US / 'ri:əlaɪz /

UK / ˈriəˌlaɪz /

A1
  • verb
  • To become aware of or understand mentally

actually

Copy vocabulary

US / ˈæktʃuəli /

UK / ˈæktʃuəli /

A1
  • adverb
  • Used to add new (often different) information

should

Copy vocabulary

US / ʃʊd /

UK / ʃʊd /

A1
  • other
  • Used to indicate what is proper or reasonable

age

Copy vocabulary

US / eɪdʒ /

UK / edʒ /

A1
  • verb
  • To keep food, wine for a long time to improve it
  • To get older
  • noun
  • Period of time in history
  • Number of years a person or thing has lived

wait

Copy vocabulary

US / weɪt /

UK / wet /

A1
  • verb
  • To delay or not do something until later
  • To spend time until an expected thing happens
  • To remain in a place until a thing happens

while

Copy vocabulary

US / waɪl /

UK / hwaɪl, waɪl /

A1
  • conjunction
  • In spite of the fact that; although
  • During the time that; at the same time
  • noun
  • Short amount of time

small

Copy vocabulary

US / smɔ:l /

UK / smɔl /

A1
  • adjecitve
  • Little in size; not big
  • (Of letters) not written in capital letters
  • Being insignificant or minor
  • (Of a business) with few people or things; local
  • (Of voice) being soft and quiet
  • (Of a child) being young

new

Copy vocabulary

US / nju: /

UK / nu, nju /

A1
  • adjecitve
  • Not old, recently born, built or made
  • Being or doing something for the first time
  • Not felt, seen or known previously
  • Having been recently bought or obtained

here

Copy vocabulary

US / hɪə(r) /

UK / hɪr /

A1
  • adverb
  • In this place; at this location, position or time

reason

Copy vocabulary

US / 'ri:zn /

UK / ˈrizən /

A1
  • noun
  • Ability to think about facts and form a judgment
  • Explanation for why something occurred or was done
  • verb
  • To think and make conclusions in a logical manner

past

Copy vocabulary

US / pɑ:st /

UK / pæst /

A2
  • adjecitve
  • No longer current or new
  • adverb
  • So as to go beyond, or further than something
  • noun
  • Time that existed before now, e.g. long ago
  • preposition
  • After a particular time
  • At a later point in distance; beyond

grandkid

Copy vocabulary

US / ˈɡræn(d)kɪd /

UK / ˈɡrænkɪd /

A1
  • noun
  • Child of your child

feel

Copy vocabulary

US / fi:l /

UK / fil /

A1
  • verb
  • To be aware of or experience an emotion, sensation
  • To sense through direct contact; touch

sure

Copy vocabulary

US / ʃʊə(r) /

UK / ʃʊr /

A1
  • adjecitve
  • Having no doubts about something
  • Have confidence in your own words or actions
  • Firmly established or held; being firm or stable
  • Being correct or true
  • adverb
  • What you say to agree willingly

monday

Copy vocabulary

US / ˈmʌndeɪ /

UK / ˈmʌndeɪ /

A1
  • noun
  • Second day of the week; the day after Sunday

day

Copy vocabulary

US / deɪ /

UK / de /

A1
  • noun
  • A period of 24 hours beginning at midnight
  • The period of time when it is light outside
  • Person's name

consult

Copy vocabulary

US / kənˈsʌlt /

UK / kənˈsʌlt /

A2
  • verb
  • To ask the advice, opinion of a (paid) specialist
  • To discuss something to make a decision
  • To look at a book or map for information

afford

Copy vocabulary

US / ə'fɔ:d /

UK / əˈfɔrd, əˈford /

A2
  • verb
  • To make available, to provide
  • To have enough money to pay for something

will

Copy vocabulary

US / wɪl /

UK / wɪl /

A1
  • noun
  • Desire or choice of someone
  • Document saying who gets your money when you die
  • Strong desire to do something; determination
  • Desire to do something; strong wish to do
  • other
  • Used with verbs to express the future
  • verb
  • To leave property to someone after your death
  • To use mental effort to make something happen
  • Am (is, are) likely to do
  • To influence someone to do something
  • To make something happen by strongly wanting it

thousand

Copy vocabulary

US / ˈθaʊznd /

UK / ˈθaʊzənd /

A1
  • number
  • Number 1,000

relate

Copy vocabulary

US / rɪ'leɪt /

UK / rɪˈlet /

A2
  • verb
  • To demonstrate a logical relationship between
  • To understand or sympathize with, e.g. a problem
  • To tell a story, or tell about a particular event

many

Copy vocabulary

US / 'menɪ /

UK / ˈmɛni /

A1
  • determiner
  • Used to refer a large number of things

after

Copy vocabulary

US / 'ɑ:ftə(r) /

UK / ˈæftɚ /

A1
  • adverb
  • Later than another time, or behind something
  • conjunction
  • Following something before
  • preposition
  • When an event happened or time has passed

out

Copy vocabulary

US / aʊt /

UK / aʊt /

A1
  • adverb
  • No longer stylish (e.g. fashion)
  • Away from home, business, or the usual place
  • In a direction/movement away from inside or center
  • noun
  • Act when a batter cannot continue playing
  • verb
  • To tell people a secret

resource

Copy vocabulary

US / riˈsɔ:s /

UK / ˈriˌsɔrs, -ˌsors, -ˌzɔrs, -ˌzors, rɪˈsɔrs, -ˈsors, /

A2
  • noun
  • Something that can be used profitably; asset
  • An essential supply of something
  • Resourcefulness; ability to deal with problems
  • verb
  • To obtain (e.g. oil, gas) from its source

from

Copy vocabulary

US / frəm /

UK / frʌm, frɑm,frəm /

A1
  • preposition
  • Starting at a particular place, time or level

along

Copy vocabulary

US / əˈlɒŋ /

UK / əˈlɔ:ŋ /

A1
  • adverb
  • As a companion; taken with someone
  • preposition
  • At a point on a line

anything

Copy vocabulary

US / ˈeniθɪŋ /

UK / ˈɛniˌθɪŋ /

A1
  • pronoun
  • A thing of any kind

only

Copy vocabulary

US / ˈəunli /

UK / ˈonli /

A1
  • adverb
  • Just one; just that amount or thing; not more than
  • Not very important or serious
  • Just that type of thing, person
  • Short time ago; not before a certain time
  • conjunction
  • Except; but

two

Copy vocabulary

US / tu: /

UK / tu /

A1
  • number
  • 2

professional

Copy vocabulary

US / prə'feʃənl /

UK / prəˈfɛʃənəl /

A2
  • adjecitve
  • Of jobs such as doctor, lawyer, accountant, etc.
  • Acting/done properly as a qualified person would
  • Getting paid for playing a sport/doing an activity
  • noun
  • Highly qualified person, e.g. lawyer or doctor
  • One who plays a sport or similar activity as a job

completely

Copy vocabulary

US / kəmˈpli:tli /

UK / kəmˈpliːtli /

A1
  • adverb
  • In every way or as much as possible

join

Copy vocabulary

US / dʒɔɪn /

UK / dʒɔɪn /

A1
  • verb
  • To bring something close to another, to become one
  • To become a member of
  • To participate in an activity with others

golf

Copy vocabulary

US / ɡɒlf /

UK / ɡɑlf, ɡɔlf /

A2
  • noun
  • Game played to hit a ball into a hole with a stick
  • verb
  • To play golf

finance

Copy vocabulary

US / ˈfaɪnæns /

UK / fəˈnæns, faɪ-, ˈfaɪˌnæns /

A2
  • adjecitve
  • Concerned with money
  • noun
  • Control of money a person, business has access to
  • verb
  • To support someone or something financially

photo

Copy vocabulary

US / ˈfəʊtəʊ /

UK / ˈfoʊtoʊ /

A1
  • noun
  • Short for photograph; a picture taken by a camera

prepare

Copy vocabulary

US / prɪˈpeə(r) /

UK / prɪˈper /

A1
  • verb
  • To make something ready for use

think

Copy vocabulary

US / θɪŋk /

UK / θɪŋk /

A1
  • verb
  • To have an idea about something without certainty
  • To have an idea, opinion or belief about something

come

Copy vocabulary

US / kʌm /

UK / kʌm /

A1
  • verb
  • To arrive at a place
  • (Of mail) to be delivered
  • To move toward someone; go with someone
  • To reach a certain point or state

help

Copy vocabulary

US / help /

UK / hɛlp /

A1
  • noun
  • Something given to enable a person to do something
  • Assistance given to someone in need
  • Someone who makes something easier or possible
  • verb
  • To act to enable a person to do something; assist
  • To make something better or less difficult

money

Copy vocabulary

US / 'mʌnɪ /

UK / ˈmʌni /

A1
  • noun
  • Coins or notes we use to pay for things

lot

Copy vocabulary

US / lɒt /

UK / lɑt /

A1
  • noun
  • What happens to a person in life from chance; fate
  • A group of people seen together
  • Item for sale at an auction
  • Small area of land used for a purpose e.g. parking

journal

Copy vocabulary

US / ˈdʒə:nl /

UK / ˈdʒɚnəl /

B1
  • noun
  • A diary; record of what you do every day
  • Magazine of academic papers

back

Copy vocabulary

US / bæk /

UK / bæk /

A1
  • adjecitve
  • Farthest from the front e.g. in a classroom
  • adverb
  • Have returned to a place you were before
  • noun
  • The part of a chair that the upper body leans upon
  • Location at the rear of something
  • The reverse of side something
  • Area on the rear of your body
  • verb
  • To bet money on something
  • To go backwards in a car
  • To support and encourage someone or some cause

and

Copy vocabulary

US / ənd /

UK / ənd, ən,ænd /

A1
  • conjunction
  • Used to refer to two or more things
  • Plus; in addition; on top of that
  • Used to introduce an action that follows another

picture

Copy vocabulary

US / 'pɪktʃə(r) /

UK / ˈpɪktʃɚ /

A1
  • noun
  • General situation or state of being
  • Mental image of what something is or looks like
  • Movie; film
  • Painting, drawing or photograph on paper or screen
  • verb
  • To understand or imagine something
  • To imagine someone or something in an image

reporter

Copy vocabulary

US / rɪˈpɔ:tə(r) /

UK / rɪˈpɔrtɚ, -ˈpor- /

A1
  • noun
  • Someone whose job is to report news

far

Copy vocabulary

US / fɑ:(r) /

UK / fɑr /

A1
  • adjecitve
  • A long way away
  • Being a long way away
  • adverb
  • To a large degree or extent

often

Copy vocabulary

US / ˈɔfən /

UK / ˈɔfən,ˈɑfən,ˈɔftən,ˈɑf- /

A1
  • adverb
  • Many times; frequently; on many occasions

moment

Copy vocabulary

US / 'məʊmənt /

UK / 'moʊmənt /

A1
  • noun
  • Very short or brief period of time
  • A particular period in time

know

Copy vocabulary

US / nəʊ /

UK / noʊ /

A1
  • verb
  • To be familiar with a person or place, thing
  • To feel sure or be convinced about something
  • To discover or be aware of something
  • To be able to distinguish
  • To have knowledge of things

could

Copy vocabulary

US / kəd /

UK / kʊd /

A1
  • other
  • Past form of 'can' to mean have ability
  • Used to ask for something politely, or to offer

world

Copy vocabulary

US / wɜ:ld /

UK / wɜrld /

A1
  • noun
  • All the humans, events, activities on the earth
  • Political division due to some kind of similarity

month

Copy vocabulary

US / mʌnθ /

UK / mʌnθ /

A1
  • noun
  • One of 12 28-31 day periods in the year

model

Copy vocabulary

US / ˈmɒdl /

UK / ˈmɑ:dl /

A2
  • adjecitve
  • Being an excellent example of
  • noun
  • Person who wears fashion to show it to the public
  • A small scale copy of a full original
  • verb
  • To wear and display clothes at a fashion show
  • To make a small scale copy of a full original

away

Copy vocabulary

US / ə'weɪ /

UK / əˈwe /

A1
  • adjecitve
  • Not present
  • adverb
  • Disappear completely
  • Doing something with a lot of energy
  • Not here; far from here; in a different direction
  • To a different area, location

next

Copy vocabulary

US / nekst /

UK / nɛkst /

A1
  • adverb
  • The one that follows another in time or order
  • At a time or place directly after the present one
  • noun
  • The one that follows after
  • adjecitve
  • Immediately after the previous one
  • First occurrence after the present one

accomplishment

Copy vocabulary

US / əˈkʌmplɪʃmənt /

UK / əˈkɑmplɪʃmənt /

B1
  • noun
  • Something you succeed in after hard work

interest

Copy vocabulary

US / 'ɪntrəst /

UK / ˈɪntrɪst, -tərɪst, -ˌtrɛst /

A1
  • noun
  • Best or most advantageous thing for someone
  • Activity or subject one enjoys doing or learning
  • Fee for borrowing money
  • verb
  • To make someone want to know about something
  • To persuade to do, become involved with something

focus

Copy vocabulary

US / 'fəʊkəs /

UK / ˈfokəs /

A2
  • noun
  • Main purpose or center of interest or activity
  • verb
  • To see clearly by adjusting your eyes or a camera
  • To keep your attention, concentration on one thing

end

Copy vocabulary

US / end /

UK / ɛnd /

A1
  • noun
  • The point where a process or activity stops
  • A point that marks the limit of something; finish
  • Goal or desired result
  • The tip, edge or limit of something
  • verb
  • To be the last part of something

plan

Copy vocabulary

US / plæn /

UK / plæn /

A1
  • noun
  • Drawing of how something should be done or made

last

Copy vocabulary

US / lɑ:st /

UK / læst /

A1
  • adjecitve
  • Most recent; the latest
  • The one before
  • adverb
  • Final; with nothing following; after all others
  • Most recent; the latest
  • determiner
  • The one at the end
  • verb
  • To remain or continue for a certain period of time

have

Copy vocabulary

US / həv /

UK / hæv /

A1
  • verb
  • To drink, smoke, eat or use something
  • To experience the effects of something
  • To organize an event, or join in an activity
  • To own, possess, or hold something
  • To cause to happen or produce a particular effect

economist

Copy vocabulary

US / ɪˈkɒnəmɪst /

UK / ɪˈkɑ:nəmɪst /

A2
  • noun
  • A person who studies economics

before

Copy vocabulary

US / bɪˈfɔ:(r) /

UK / bɪˈfɔr,-ˈfor /

A1
  • adverb
  • At a time earlier than the present; previously
  • conjunction
  • In advance of something happening
  • preposition
  • In front of someone or something

hear

Copy vocabulary

US / hɪə(r) /

UK / hɪr /

A1
  • verb
  • To be aware of sound; to perceive with the ear
  • To be told or find out information or facts
  • To consider or listen to a court case

grandchild

Copy vocabulary

US / ˈgræntʃaɪld /

UK / ˈɡrændˌtʃaɪld, ˈɡræn- /

B2
  • noun
  • Your son or daughter's child

decade

Copy vocabulary

US / ˈdekeɪd /

UK / ˈdɛkˌed, dɛˈked /

B1
  • noun
  • Period of 10 years

with

Copy vocabulary

US / wɪð /

UK / wɪð, wɪθ /

A1
  • preposition
  • As an employee of a certain company
  • Against something or someone
  • By using something as a means
  • Due to; because of
  • Including
  • Possessing as a feature
  • Related to
  • (Of the manner/attitude by which you do something)
  • Used to express that people or things are together

social

Copy vocabulary

US / ˈsəuʃəl /

UK / ˈsoʃəl /

A1
  • adjecitve
  • Involving activity with people, e.g. in free time
  • Liking being with other people; friendly
  • Living together and depending on each other

retire

Copy vocabulary

US / rɪ'taɪə(r) /

UK / rɪˈtaɪr /

A2
  • verb
  • To stop using, producing, or servicing something
  • To stop taking part in a competition or game
  • To quit having jobs because you are old
  • To move to a different area or room (formal)
  • To go to bed (formal)

his

Copy vocabulary

US / hɪz /

UK / hɪz /

A1
  • pronoun
  • Something belonging to a male person

anytime

Copy vocabulary

US / 'enɪˌtaɪm /

UK / ˈɛniˌtaɪm /

A1
  • adverb
  • At a time you choose, it's not important when

transition

Copy vocabulary

US / trænˈzɪʃn /

UK / trænˈzɪʃən, -ˈsɪʃ- /

B1
  • noun
  • Change from one state, movement, place to another
  • verb
  • To change state, movement, place, or subject

see

Copy vocabulary

US / si: /

UK / si /

A1
  • verb
  • To go on a date with someone
  • To predict whether something is, or will be true
  • To understand what someone says
  • To use your eyes to look at something
  • To visit a place often for sightseeing or pleasure
  • To visit or meet with someone
  • To find out by waiting or looking
  • To watch (a game, movie or TV show)

boy

Copy vocabulary

US / bɔɪ /

UK / bɔɪ /

A1
  • noun
  • A young male person

accord

Copy vocabulary

US / ə'kɔ:d /

UK / əˈkɔ:rd /

B1
  • noun
  • Agreement or harmony
  • An agreement or treaty between countries
  • verb
  • To be in harmony or agreement; consent
  • To give (someone) the respect due to them

talk

Copy vocabulary

US / tɔ:k /

UK / tɔk /

A1
  • noun
  • Style of speaking
  • Discussion between two countries
  • Giving information in front of people; lecture
  • Saying things or ideas to someone with words
  • verb
  • To make a formal speech about something
  • To say things or ideas to someone with words

passion

Copy vocabulary

US / 'pæʃn /

UK / ˈpæʃən /

A2
  • noun
  • Powerful, positive excitement and interest
  • Something for which one has a great love
  • Strong sexual feelings toward someone

report

Copy vocabulary

US / rɪ'pɔ:t /

UK / rɪˈpɔrt, ˈport /

A1
  • noun
  • Account of the necessary facts and information
  • The telling of news in the media
  • Official statement about something
  • verb
  • To submit a report or bill to the government
  • To write in a newspaper or speak on a news program
  • To state something officially
  • To officially present yourself to an authority
  • To describe something by telling it to others

licence

Copy vocabulary

US / ˈlaɪsns /

UK / ˈlaɪsəns /

B1
  • noun
  • Official card or certification giving permission

just

Copy vocabulary

US / dʒʌst /

UK / dʒʌst /

A1
  • adjecitve
  • Proper or appropriate; as is deserved
  • Doing or being what is right or fair
  • Legally correct; having enough evidence
  • adverb
  • Almost; nearly
  • Exactly at the time of
  • Exactly (the same as, like)

quality

Copy vocabulary

US / 'kwɒlətɪ /

UK / ˈkwɑlɪti /

A2
  • noun
  • Feature associated with someone or something
  • High level of worth or excellence

personal

Copy vocabulary

US / ˈpɜ:sənl /

UK / ˈpɚsənəl /

A2
  • adjecitve
  • Done by or to a particular person; individual
  • Concerning a person's private life or feelings

never

Copy vocabulary

US / 'nevə(r) /

UK / ˈnɛvɚ /

A1
  • adverb
  • Not ever; not at any time

benefit

Copy vocabulary

US / 'benɪfɪt /

UK / ˈbɛnəfɪt /

A2
  • noun
  • Good result or effect, something advantageous
  • verb
  • To have a good effect or be helpful

amount

Copy vocabulary

US / ə'maʊnt /

UK / əˈmaʊnt /

A1
  • noun
  • Quantity of something
  • verb
  • To add up to a certain figure

why

Copy vocabulary

US / waɪ /

UK / hwaɪ, waɪ /

A1
  • adverb
  • Question word to ask for a reason
  • exclamation
  • (Used to express surprise or approval)

time

Copy vocabulary

US / taɪm /

UK / taɪm /

A1
  • noun
  • Speed at which music is played; tempo
  • Point as shown on a clock, e.g. 3 p.m
  • Number of hours, minutes needed to do something
  • Occasion when something happens
  • Period or occasion that something occurred
  • Period in history or the past
  • Something measured in minutes, hours, days, etc.
  • How long an event takes; duration
  • verb
  • To check speed at which music is performed
  • To choose a specific moment to do something
  • To measure how long an event takes, e.g. a race
  • To schedule something to occur at a specific moment

spend

Copy vocabulary

US / spend /

UK / spɛnd /

A2
  • verb
  • To use money to pay for something
  • To use time in order to do something
  • To use up something completely

for

Copy vocabulary

US / fə(r) /

UK / fɔr,fə /

A1
  • preposition
  • Used to show the purpose, or need of something

door

Copy vocabulary

US / dɔ:(r) /

UK / dɔr,dor /

A1
  • noun
  • You walk through this when you go in a room

those

Copy vocabulary

US / ðəʊz /

UK / ðoz /

A1
  • determiner
  • The people or things we are talking about
  • pronoun
  • The objects far from the speaker

math

Copy vocabulary

US / mæθ /

UK / mæθ /

A2
  • noun
  • Study or science of numbers and shapes

hour

Copy vocabulary

US / 'aʊə(r) /

UK / aʊr /

A1
  • noun
  • 60 minutes
  • Particular time of the day
  • Fixed, regularly occurring time

yourself

Copy vocabulary

US / jɔ:ˈself /

UK / jʊrˈsɛlf, jɔr-, jor-, jə- /

A1
  • pronoun
  • Reflexive form of 'you', used for an emphasis

well

Copy vocabulary

US / wel /

UK / wɛl /

A1
  • adjecitve
  • Being in a fortunate, good condition or state
  • Healthy and in good condition
  • adverb
  • In an acceptable, proper, or successful manner
  • In a complete, total, or full manner
  • A great and considerable degree
  • In a successful way, in a good or satisfactory way
  • exclamation
  • Used to begin or continue a particular statement
  • Used to show you want to start saying something
  • Used to express that you are waiting for a reply
  • You say this to change the topic of a conversation
  • Used to indicate you are making a final remark
  • noun
  • Long deep hole in the ground to get water
  • verb
  • To cause your eyes to fill with tears

start

Copy vocabulary

US / stɑ:t /

UK / stɑrt /

A1
  • noun
  • First time or place that a thing exists; beginning
  • First opportunity to achieve something, e.g. a job
  • Sudden action or movement because you are scared
  • other
  • Beginning of something in place or time
  • verb
  • To do, be or happen for the first time; begin
  • To turn something on

set

Copy vocabulary

US / set /

UK / sɛt /

A1
  • adjecitve
  • Prepared for something; ready
  • noun
  • Complete group of something
  • Place where a television show or movie is filmed
  • Group of games in a tennis match
  • Device that receives radio or television signals
  • verb
  • To make a clock state or ring at a particular time
  • To decide upon or choose something
  • To make something ready for use (e.g. table)
  • To decide on a price for something
  • To become hard (of glue, concrete etc.)
  • To be located in a specific place or time
  • To put (e.g. a vase) down carefully in a place
  • To put someone in a certain condition or state
  • (Of the sun) to go lower than the horizon

cultivate

Copy vocabulary

US / 'kʌltɪveɪt /

UK / ˈkʌltəˌvet /

B1
  • verb
  • To grow plants, crops etc.
  • To cause to grow by education; to enlighten

soon

Copy vocabulary

US / su:n /

UK / sun /

A1
  • adverb
  • At a time not long from now

job

Copy vocabulary

US / dʒɒb /

UK / dʒɑ:b /

A1
  • noun
  • Something that must be done
  • Regular work at which you earn money

emulate

Copy vocabulary

US / ˈemjuleɪt /

UK / ˈɛmjəˌlet /

B2
  • verb
  • To try to be like; copy; imitate

much

Copy vocabulary

US / mʌtʃ /

UK / mʌtʃ /

A1
  • adjecitve
  • Very; to a high level or degree
  • adverb
  • A lot; large amount; a high degree of
  • Nearly; basically
  • On many occasions; often
  • noun
  • A large amount; a great quantity

hobby

Copy vocabulary

US / ˈhɒbi /

UK / ˈhɑ:bi /

A1
  • noun
  • Regular activity done in free time, for pleasure

financial

Copy vocabulary

US / faɪˈnænʃl /

UK / faɪˈnænʃ(ə)l /

A2
  • adjecitve
  • Involving money

fact

Copy vocabulary

US / fækt /

UK / fækt /

A1
  • noun
  • Something that is known or proved to be true

adjustment

Copy vocabulary

US / əˈdʒʌstmənt /

UK / əˈdʒʌstmənt /

A2
  • noun
  • Small change to attain a desired state or function
  • A change to make something function better

street

Copy vocabulary

US / stri:t /

UK / strit /

A1
  • noun
  • Road in a city with buildings and places to walk

equation

Copy vocabulary

US / ɪˈkweɪʒn /

UK / ɪˈkweʒən, -ʃən /

B1
  • noun
  • Mathematical statement showing things to be equal
  • Complex set of different facts, ideas or issues

flight

Copy vocabulary

US / flaɪt /

UK / flaɪt /

A2
  • noun
  • Act of leaving a place, usually to escape danger
  • Trip by plane, helicopter etc.

check

Copy vocabulary

US / tʃek /

UK / tʃɛk /

A1
  • adjecitve
  • Decorated with squares made up of lines
  • noun
  • Paper showing how much you owe at a restaurant
  • Printed piece of paper you sign to pay for things
  • A mark on a form, equivalent to 'yes'; tick
  • Mark used to show that something is correct
  • Procedure to prevent errors or control something
  • verb
  • To confirm the details of something are correct
  • To leave your things with staff who look after it
  • To examine something to see if something is wrong
  • To examine in order to prevent errors/a problem

tough

Copy vocabulary

US / tʌf /

UK / tʌf /

A2
  • adjecitve
  • (Of food) difficult to chew or bite through
  • Very difficult to do or deal with
  • Having strict standards
  • Being firm and not easily bent or broken
  • Being strong physically or mentally
  • Being difficult to persuade
  • Capable of violence

planner

Copy vocabulary

US / ˈplænə(r) /

UK / 'plænər /

B1
  • noun
  • Notebook for recording appointments/things to do
  • Person involved in planning something, e.g. a city

decision

Copy vocabulary

US / dɪ'sɪʒn /

UK / dɪˈsɪʒən /

A1
  • noun
  • Choice made after thinking; final judgment
  • Ability to make quick and confident choices

can

Copy vocabulary

US / kæn /

UK / kən,kæn /

A1
  • noun
  • A metal container for storing food
  • other
  • Able to; have the skill to; have the time to
  • verb
  • To have permission to
  • To be possible to do
  • To preserve food by sealing it in a metal container

would

Copy vocabulary

US / wʊd /

UK / wʊd /

A1
  • other
  • Used to indicate something imagined
  • Used to ask or request something politely
  • Verb used to indicate possibility, request etc.
  • Used to indicate a preference
  • Used to indicate a reaction
  • Indicates something that occurred repeatedly
  • Used to indicate willingness or ability to do

study

Copy vocabulary

US / 'stʌdɪ /

UK / ˈstʌdi /

A1
  • noun
  • Room that a person studies or reads in
  • Piece of research
  • Topic or subject you research or learn about
  • verb
  • To focus on learning something usually at school

really

Copy vocabulary

US / ˈri:əli /

UK / ˈriəˌli, ˈrili /

A1
  • adverb
  • Used to stress something that is said; definitely
  • In a true or accurate manner
  • Very

favour

Copy vocabulary

US / ˈfeɪvə(r) /

UK / ˈfevɚ /

A2
  • noun
  • What someone asks of you; helpful act; a kindness
  • verb
  • To prefer or promote over another

save

Copy vocabulary

US / seɪv /

UK / sev /

A1
  • noun
  • Preventing a player in a game from scoring a goal
  • preposition
  • Except; not including
  • verb
  • To make your computer keep a file
  • To keep for future use
  • To make something unnecessary; prevent
  • To keep money so that you will have it later
  • To keep something for future use, such as money
  • To keep or rescue someone or something from harm
  • To prevent a player in a game from scoring a goal
  • To avoid the unnecessary waste of energy, etc.

july

Copy vocabulary

US / dʒuˈlaɪ /

UK / dʒʊˈlaɪ /

A1
  • noun
  • 7th month of the year

security

Copy vocabulary

US / sɪ'kjʊərətɪ /

UK / sɪˈkjʊrɪtisə'kjurətɪ /

A2
  • noun
  • Department in a company in charge of protection
  • Financial document, like stocks, bonds and notes
  • Person paid to protect property and people
  • Things done to protect people, buildings etc.
  • Condition of being safe from danger or harm

life

Copy vocabulary

US / laɪf /

UK / laɪf /

A1
  • noun
  • All the living things e.g. animals, plants, humans
  • Period of time things live, from birth to death

give

Copy vocabulary

US / ɡɪv /

UK / ɡɪv /

A1
  • noun
  • Degree of flexibility in something, a material
  • verb
  • To hand over or present something to someone
  • To cause someone to have or experience something

especially

Copy vocabulary

US / ɪˈspeʃəli /

UK / ɛˈspɛʃəli, ɪˈspɛʃ- /

A1
  • adverb
  • More than usual; extremely

but

Copy vocabulary

US / bət /

UK / bʌt,bət /

A1
  • conjunction
  • Used before you say something different, opposite

themselves

Copy vocabulary

US / ðəmˈselvz /

UK / ðɛmˈsɛlvz, ðəm- /

A1
  • pronoun
  • Reflexive form of 'they'

relationship

Copy vocabulary

US / rɪˈleɪʃnʃɪp /

UK / rɪˈleʃənˌʃɪp /

A2
  • noun
  • Connection between two or more people or things
  • Way people interact or live with each other
  • Romantic or loving friendship between two people

preparation

Copy vocabulary

US / ˌprepəˈreɪʃn /

UK / ˌprɛpəˈreʃən /

A2
  • noun
  • Cream or substance applied onto the skin
  • Act of making ready for a purpose or activity

not

Copy vocabulary

US / nɒt /

UK / nɑt /

A1
  • adverb
  • Word indicating the negative
  • (Used to form the negative of verbs)

maybe

Copy vocabulary

US / ˈmeɪbi /

UK / ˈmebi /

A1
  • adverb
  • Possibly but not certainly; perhaps

gentleman

Copy vocabulary

US / 'dʒentlmən /

UK / ˈdʒɛntlmən /

A2
  • noun
  • Man who has good manners and is considerate

development

Copy vocabulary

US / dɪ'veləpmənt /

UK / dɪˈvɛləpmənt /

A2
  • noun
  • Act or process of growing bigger or more advanced
  • A new event related to a previous event
  • Subtitles section
  • Here's your Money Briefing for Wednesday, July 12th.
  • I'm J.R. Whalen for The Wall Street Journal.
  • Many Americans spend their retirement years regretting not planning better, and it's not just about saving money.
  • Wall Street Journal personal finance reporter Veronica Dagger joins us.
  • So Veronica, it seems like there are many resources focused on planning for retirement.
  • We talk about it often on this show.
  • So why is it so hard for people to map out a plan?
  • Well, partly because you've never done it before.
  • Most people have never had this trial run or practice to retirement.
  • And so when they turn in their I.D. and then the next Monday comes along, they don't know what to do with themselves.
  • It's a tough transition, especially if you don't have that kind of preparation.
  • And so you find out things cost more than you expected in retirement.
  • You wish you had maybe spent more time building relationships to last outside of the office and keeping up with the ones in the office and just taking better care of your health and cultivating new interests.
  • Now, you spoke with several retirees about their experience and their planning and what they wish they had done better.
  • What was the common theme?
  • Couple common themes.
  • One big one is that investing for retirement isn't just about money.
  • So often we hear, oh, have that financial plan.
  • Make sure it lasts till you're 100 or whatever the financial planners are saying these days about longevity.
  • But there's other aspects to this that you can't quantify.
  • So figuring out what will motivate you in retirement.
  • So if you're a very driven person, you need to figure out how you're going to fill out your time, whether it's a new interest, whether it's studying.
  • People forget that so much of their self-worth, their sense of achievement, accomplishment is all connected to their job very often.
  • And so when your job ends, you might be sitting around saying, wait, who am I?
  • What's the meaning of my life?
  • What am I doing here?
  • And so cultivating some of those interests, those hobbies, those passions while you're still working can help set you up for retirement that is happier and more fulfilling.
  • Yeah.
  • You don't hear people talk about very often the fact that your persona stays with you.
  • That doesn't go away when you retire.
  • It doesn't go away, but how people relate to you often goes away.
  • For example, if you were an executive, maybe you're not CEO, but you were an executive and you don't have 100 reports checking in with you and giving you a sense of meaning or a sense of accomplishment every day.
  • You're not making all these thousand decisions every day.
  • You might find yourself floundering.
  • But yes, you as a core person, that doesn't change and actually never had anything to do with your job.
  • Now, you mentioned relationships a moment ago.
  • Why are relationships important to retirement?
  • It's interesting.
  • The biggest predictor of longevity, health, and happiness in later life is the quality of your relationships.
  • And that's a finding from the Harvard Study of Adult Development, which has followed families for decades.
  • I spoke to a gentleman who had retired about 18 months ago, and he was just so happy to be walking out the door saying, you know, I'm never going back to working again.
  • But he didn't factor something really important into his equation.
  • Soon after he retired, his son and his family, who used to live two hours away, moved all the way to New Zealand.
  • And as we know, that's a very expensive and far flight.
  • Well, him and his wife had only budgeted a small amount for travel every year.
  • And so now, because he hadn't kept up his relationships at work, he hadn't kept up his professional licenses, he feels the door to contract work in consulting is no longer there.
  • He also feels that if he had kept those doors open, he'd get to see his grandchildren more often because he'd be able to afford to go to New Zealand many more times a year.
  • So you've got to think about your long-term plan may end up being different than you expect.
  • You may need more money than you expect.
  • You may need to find ways to connect with your family.
  • And that could cost you money, especially if they move away in this day and age.
  • So people, as they get into their 60s, might think, oh boy, it's time to retire when they look at the societal norms and what society has said about when retirement should come around.
  • But maybe they should look past that.
  • Right.
  • Because just because you can take Social Security benefits anytime between age 62 and 70 doesn't mean you have to do that.
  • Because if you're going to wait to take Social Security, you're going to get more money for every month of delay.
  • For many, the math favors starting at age 70, when the monthly benefits before cost of living adjustments are 76% higher than at 62. And that's according to a Boston University economist.
  • So what's the message here for people who still have years or maybe even decades to go before they hit retirement?
  • So find out your passion, cultivate those interests, cultivate those relationships.
  • Also realize that retirement could be a lot longer than you think.
  • Yeah.
  • We see photos of retirees and everyone looks really happy playing shuffleboard or playing golf or hanging out with the grandkids.
  • Right.
  • Not everyone has grandkids.
  • Not everyone wants to hang out with the grandkids if they have them.
  • Not everyone wants to golf or play shuffleboard.
  • Maybe they want to go dancing.
  • Maybe they want nothing to do with their family.
  • Or maybe they want to completely travel the world or live in an RV. So there's no cookie cutter picture of what retirement looks like.
  • And I think that's one of the reasons retirement is so hard to prepare for is that we often lack models of this post-work life to emulate.
  • That's Wall Street Journal personal finance reporter Veronica Dagger.
  • And that's your Money Briefing.
  • I'm J.R. Whalen for The Wall Street Journal.