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The Greatest Wealth Transfer IN HISTORY Is Here

Original YouTube Video | marktilbury Published on 2023-09-27 Level：41 Speed：52 maxwordlevel：27

#Opportunity

Video vocabulary

but

US / bət /

•

UK / bʌt,bət /

conjunction
Used before you say something different, opposite

apply

US / ə'plaɪ /

•

UK / əˈplaɪ /

verb
To spread a substance or liquid over a surface
To commit your time and effort to doing something
To make something useful in a certain situation
To be relevant for a situation
To ask formally for (job, permission etc.)

cut

US / kʌt /

•

UK / kʌt /

noun
Act/instance of reducing the size or amount of
Small opening made using a sharp object, knife
A wound on someone's skin caused by a sharp object
verb
To reduce the size or amount of something
To use knife or scissors to divide, open surfaces

especially

US / ɪˈspeʃəli /

•

UK / ɛˈspɛʃəli, ɪˈspɛʃ- /

adverb
More than usual; extremely

give

US / ɡɪv /

•

UK / ɡɪv /

noun
Degree of flexibility in something, a material
verb
To hand over or present something to someone
To cause someone to have or experience something

good

US / ɡʊd /

•

UK / ɡʊd /

adjecitve
Proper, appropriate or right
(Of an amount) enough; plenty
Excellent; high quality
Acting well or properly; of moral character
In a positive or happy emotional state
noun
Advantage or benefit

research

US / rɪ'sɜ:tʃ /

•

UK / rɪˈsɚtʃ, ˈriˌsɚtʃ /

noun
Study done to discover new ideas and facts
Work done to find or discover knowledge
verb
To study in order to discover new ideas and facts

technically

US / ˈteknɪkli /

•

UK / ˈtɛknɪkl:ɪ /

adverb
In an exact and particular manner

zero

US / ˈzɪərəʊ /

•

UK / ˈzɪroʊ /

noun
Temperature when water turns to ice
number
Number 0
verb
To set a scale or other device to show 0

friend

US / frend /

•

UK / frɛnd /

noun
Person who you like and enjoy being with

now

US / naʊ /

•

UK / naʊ /

adverb
At the present time or moment
Right away or in the next possible moment
Used to refer to something that just happened
Time between the present and a moment in the past
conjunction
Resulting from or because of something

measure

US / ˈmeʒə(r) /

•

UK / ˈmɛʒɚ /

noun
Plan to achieve a desired result
Tool used to calculate the size of something
verb
To determine the value or importance of something
To calculate size, weight or temperature of

portfolio

US / pɔ:t'fəʊlɪəʊ /

•

UK / pɔrtˈfoliˌo, port- /

noun
A list of the financial assets held by someone
List of work submitted to a teacher/for approval

accumulate

US / əˈkju:mjəleɪt /

•

UK / əˈkjumjəˌlet /

verb
To gather or acquire so that you have more of it

business

US / ˈbɪznəs /

•

UK / ˈbɪznɪs /

noun
A company formed for making profit
Matter that has to be dealt with; task; situation
Activity of working to make a profit

can

US / kæn /

•

UK / kən,kæn /

noun
A metal container for storing food
other
Able to; have the skill to; have the time to
verb
To have permission to
To be possible to do
To preserve food by sealing it in a metal container

description

US / dɪˈskrɪpʃn /

•

UK / dɪˈskrɪpʃən /

noun
Explanation of what something is like, looks like

sense

US / sens /

•

UK / sɛns /

noun
Certain mental feeling or emotion
Normal or clear state of mind
Meaning of a particular word, phrase or text
verb
To perceive using sight, sound, taste touch etc.
To recognize the presence of something

deposit

US / dɪ'pɒzɪt /

•

UK / dɪˈpɑzɪt /

noun
Concentration of mineral left by a river
Part payment so that an item will be kept for you
Amount of money that is put into a bank account
verb
(Of rivers) to leave a layer of minerals, etc.
To lay down of layers, e.g. of soil, over time
To place or put something down in a certain place
To put money or valuable items in a bank

crazy

US / 'kreɪzɪ /

•

UK / ˈkrezi /

adjecitve
Mentally ill; mad
Not being sensible or practical
Really like someone or something very much
noun
Person acting in a manner that is strange and odd

internet

US / ˈɪn.tə.net /

•

UK / ˋɪntɚ͵nɛt /

noun
Worldwide computer network system

grass

US / grɑ:s /

•

UK / græs /

noun
Slang name for marijuana
Plants with narrow green leaves, grown on lawns
verb
To betray someone
To cover an area of ground to make a lawn or field

hustle

US / ˈhʌsl /

•

UK / ˈhʌsəl /

verb
To make someone move quickly by pushing them

online

US / ˌɒnˈlaɪn /

•

UK / ˌɑ:nˈlaɪn /

adjecitve
Connected to the internet

safety

US / ˈseɪfti /

•

UK / ˈsefti /

noun
Device on a gun to prevent accidental shooting
State of being free from harm or danger

usually

US / ˈju:ʒuəli /

•

UK / ˈjuːʒuəli /

adverb
Normally; regularly

video

US / 'vɪdɪəʊ /

•

UK / ˈvɪdiˌo /

adjecitve
Of a moving film, with sound
noun
Recording capturing action with sound
verb
To make a moving film of, with sound

want

US / wɔnt /

•

UK / wɑnt, wɔnt /

noun
Something you desire or wish for
State or condition of poverty
verb
To desire or wish for something; hope for a thing

yet

US / jet /

•

UK / jɛt /

adverb
At a later time (used after ‘not’)
(Used to emphasize that thing is, will be greater)
Eventually; at a future time
Until now; up to the present
conjunction
Adding to what has been said, often as a contrast

become

US / bɪ'kʌm /

•

UK / bɪˈkʌm /

verb
To begin to be; grow to be; develop into
To be suitable for a particular job or role

child

US / tʃaɪld /

•

UK / tʃaɪld /

noun
A very young person, between about 2 and 15

helpful

US / ˈhelpfl /

•

UK / ˈhɛlpfəl /

adjecitve
Doing things that help someone

opportunity

US / ˌɒpə'tju:nətɪ /

•

UK / ˌɑpɚˈtunɪti, -ˈtju- /

noun
Time, situation when a thing might be done; chance

platform

US / 'plætfɔ:m /

•

UK / ˈplætˌfɔrm /

noun
Flat, raised structure that people stand on
Area from which you board a train at a station

save

US / seɪv /

•

UK / sev /

noun
Preventing a player in a game from scoring a goal
preposition
Except; not including
verb
To make your computer keep a file
To keep for future use
To make something unnecessary; prevent
To keep money so that you will have it later
To keep something for future use, such as money
To keep or rescue someone or something from harm
To prevent a player in a game from scoring a goal
To avoid the unnecessary waste of energy, etc.

US / səb'skraɪb /

•

UK / səbˈskraɪb /

verb
To regularly pay to receive a service

somebody

US / 'sʌmbədɪ /

•

UK / ˈsʌmˌbɑdi, -ˌbʌdi, -bədi /

noun
Important well-respected person
pronoun
Person who is not known or named

blue

US / blu: /

•

UK / blu /

adjecitve
Color of the clear sky
Feeling sad or down

box

US / bɒks /

•

UK / bɑ:ks /

noun
A marked area of a baseball field
A container with four straight sides and a lid
Area of seating in a theater separated from others
A 4 sided container or shape printed on a page
Entire amount of something inside a container
verb
To strike someone on the side of the head
To pack an object in a six-sided container
To fight with gloved hands as a sport

excited

US / ɪkˈsaɪtɪd /

•

UK / ɪkˈsaɪtɪd /

adjecitve
Happy, interested or eager; enthusiastic
verb
To make something or someone become more active
To make someone feel happy, interested or eager

necessary

US / 'nesəsərɪ /

•

UK / ˈnɛsɪˌsɛri /

adjecitve
Needed or required; unavoidable

reputation

US / ˌrepjuˈteɪʃn /

•

UK / ˌrɛpjəˈteʃən /

noun
Common opinion that people have about someone

really

US / ˈri:əli /

•

UK / ˈriəˌli, ˈrili /

adverb
Used to stress something that is said; definitely
In a true or accurate manner
Very

study

US / 'stʌdɪ /

•

UK / ˈstʌdi /

noun
Room that a person studies or reads in
Piece of research
Topic or subject you research or learn about
verb
To focus on learning something usually at school

pick

US / pɪk /

•

UK / pɪk /

noun
Sharp tool used for breaking the ground
Item selected from a group of choices
verb
To take fruit or vegetables from a plant or tree
To decide on a thing from various choices; select
To remove (flower, etc.) with your fingers

stock

US / stɒk /

•

UK / stɑk /

adjecitve
(E.g. of a response) standard; usual; not original
noun
Animals such as cattle kept for breeding
Tasty liquid added to stews, soups etc.
Merchandise; goods kept by a business for sale
Piece of a business, bought in the form of shares
verb
To keep some of, as items for sale

would

US / wʊd /

•

UK / wʊd /

other
Used to indicate something imagined
Used to ask or request something politely
Verb used to indicate possibility, request etc.
Used to indicate a preference
Used to indicate a reaction
Indicates something that occurred repeatedly
Used to indicate willingness or ability to do

fifth

US / fɪfθ /

•

UK / fɪfθ /

noun
5th

record

US / 'rekɔ:d /

•

UK / ˈrekərd /

noun
Highest or most extreme level achieved
Round plastic disc on which music has been stored
History of a person's past actions or achievements
verb
To indicate a temperature, speed, etc.; register
To write down or say what happened
To put music, sounds onto a device to store it

towards

US / tə'wɔ:dz /

•

UK / 'təuədz, twɔ:dz /

preposition
In the direction of someone or something

fee

US / fi: /

•

UK / fi /

noun
Amount of money paid for a particular service

fix

US / fɪks /

•

UK / fɪks /

noun
Answer to a problem
verb
To arrange or prepare something
To attach something so it will not move or change
To dishonestly arrange the result of a game
To make an animal unable to produce young
To make something whole or able to work again

loan

US / ləʊn /

•

UK / lon /

noun
Act of allowing someone to borrow something
verb
To give money, etc. that must be paid back

not

US / nɒt /

•

UK / nɑt /

adverb
Word indicating the negative
(Used to form the negative of verbs)

mine

US / maɪn /

•

UK / maɪn /

noun
A bomb hidden in the ground or the sea
Rich source of material or information
Place under the ground where coal, etc. is dug out
pronoun
That thing that belongs to me
verb
To place a bomb in the ground or the sea
To dig into the earth or sea to obtain minerals

october

US / ɒkˈtəʊbə(r) /

•

UK / ɑkˈtobɚ /

noun
10th month of the year

themselves

US / ðəmˈselvz /

•

UK / ðɛmˈsɛlvz, ðəm- /

pronoun
Reflexive form of 'they'

whole

US / həul /

•

UK / hol /

adjecitve
Complete or full; all of
Being in a good condition
noun
Complete amount or sum; total

bank

US / bæŋk /

•

UK / bæŋk /

noun
A financial institution that keeps or lends money
The side of a river
A row of things in lines (e.g. computers)
verb
To put or keep your money in a bank
To turn a plane when flying; (of a plane) to turn

average

US / 'ævərɪdʒ /

•

UK / ˈævərɪdʒ, ˈævrɪdʒ /

adjecitve
Typical or normal; usual; ordinary
noun
Total of numbers divided by the number of items
verb
To add numbers then divide by the number of items

funnily

US / ˈfʌnəli /

•

UK / ˈfʌnɪlɪ /

adverb
Strangely; surprisingly

make

US / meɪk /

•

UK / mek /

noun
Product made by a particular company; brand
verb
To arrange or prepare something e.g. dinner
To get to (a place) on time
To gain the status of (teacher, lawyer, etc.)
To create something by putting things together
To earn a certain amount of money at a job
To cause or force a person to do something
To cause something to happen or be formed

run

US / rʌn /

•

UK / rʌn /

noun
Journey between two places made by ship or car
Series of similar things or successes and failures
Act of running; exercise of running
verb
To depart or travel according to a schedule
To cause an animal to move in a certain direction
(Of an engine) to be operating
To start or use a computer program
To flow in a certain direction, like a liquid
To manage or operate a business
To operate or drive something
(Of a road) to go from one place to another
To move your legs faster than walking

bitcoin

US / ˈbɪt.kɔɪn /

•

UK / ˈbɪt.kɔɪn /

noun
A type of digital currency in which a record of transactions is maintained and new units of currency

also

US / 'ɔ:lsəʊ /

•

UK / ˈɔlso /

adverb
In addition; too; in a similar way

five

US / faɪv /

•

UK / faɪv /

number
5

live

US / lɪv /

•

UK / liv /

adjecitve
Being broadcast as events happen, not recorded
Carrying electric current; able to give a shock
Glowing because burning; hot
Not yet killed (for food)
adverb
(Music, drama) as it is performed
verb
To be alive
To experience a particular type of life
To make your home in a house or town

how

US / haʊ /

•

UK / haʊ /

adjecitve
To what degree? in what amount?
adverb
(Used to explain the way to do something)
exclamation
For what purpose or reason?
(Used to ask someone or something's condition)

surprisingly

US / sə'praɪzɪŋlɪ /

•

UK / səˈpraɪzɪŋlɪ /

adverb
In an unexpected manner; to an unexpected degree

sixth

US / sɪksθ /

•

UK / sɪksθ /

noun
6th

therefore

US / ˈðeəfɔ:(r) /

•

UK / ˈðerfɔ:(r) /

adverb
And so; for that reason

year

US / jə: /

•

UK / jɪr /

noun
Unit of time equal to 12 months or 365 or 366 days
Used to refer to the age of a person

you

US / jʊ /

•

UK / ju /

pronoun
Person someone is speaking or writing to
Person or people in general

big

US / bɪɡ /

•

UK / bɪɡ /

adjecitve
Popular
Serious
Large

investment

US / ɪnˈvestmənt /

•

UK / ɪnˈvɛstmənt /

noun
Something purchased hoping its value will increase
Act of giving time, energy to see a future reward

little

US / 'lɪtl /

•

UK / ˈlɪtl /

adjecitve
Being short in length of time
Not great in size, amount, or degree; small
Being very young or younger than others
adverb
By an amount or degree that is not very much
Not often; rarely
noun
A person's name

might

US / maɪt /

•

UK / maɪt /

other
Used to politely request an action
Used to express that something could happen
Power, strength, force or influence

millennial

US / mɪ'lenɪəl /

•

UK / mɪ'lenɪrl /

adjecitve
Concerning a millennium (a thousand years)

let

US / let /

•

UK / lɛt /

verb
To allow someone to do something
Introducing a suggestion to do something together
To rent a house, etc. to others

receive

US / rɪ'si:v /

•

UK / rɪˈsiv /

verb
To get something someone has given or sent to you
To allow someone to become a member (of a club)
To welcome someone as a guest into your home
To respond to (e.g. news) in a particular way

the

US / ðə /

•

UK / ðə /

article
Used to refer to something already mentioned
Used to show there is only one of something
determiner
Used to describe all of a family

investor

US / ɪnˈvestə(r) /

•

UK / ɪnˈvɛstɚ /

noun
Person who spends money to help businesses grow

price

US / praɪs /

•

UK / praɪs /

noun
Person's name
Cost of something in money
verb
To determine or set the cost of something

teach

US / ti:tʃ /

•

UK / titʃ /

verb
To help someone learn or do something

trader

US / 'treɪdə(r) /

•

UK / ˈtredɚ /

noun
Someone who buys and sells stocks

truly

US / 'tru:lɪ /

•

UK / ˈtruli /

adverb
In accordance with truth, fact or reality; really

answer

US / 'ɑ:nsə(r) /

•

UK / ˈænsɚ /

noun
Reply to a question someone asks
Solution to a problem or test question
verb
To reply to a question someone asks
To solve a test question or a problem

click

US / klɪk /

•

UK / klɪk /

noun
The sound a computer mouse makes when you press it
A short, slight, and sharp sound
verb
To work well with someone or something
To press a computer mouse
To make a short, slight, and sharp sound

differently

US / 'dɪfrəntlɪ /

•

UK / ˈdɪfərəntlɪ /

adverb
In another and different manner

follow

US / ˈfɔləu /

•

UK / ˈfɑlo /

verb
To come after someone; be guided by someone
To support someone, e.g. singer or comedian
To be the logical result of something
To happen after something else happens
To believe a set of values or a moral teacher
To understand something happening or being said

footballer

US / ˈfʊtbɔːlə(r) /

•

UK / ˈfʊtbɔːlər /

noun
Someone who plays football (soccer)

less

US / les /

•

UK / lɛs /

adjecitve
Smaller in amount or degree
adverb
To a smaller degree
noun
A smaller amount
preposition
With the subtraction of

predict

US / prɪ'dɪkt /

•

UK / prɪˈdɪkt /

verb
To guess or estimate what will or might happen

valuable

US / ˈvæljuəbl /

•

UK / ˈvæljuəbəl, ˈvæljə- /

adjecitve
Being useful or important
Being worth a lot of money

advance

US / əd'vɑ:ns /

•

UK / ædˈvæns /

noun
Forward movement by an army
An attempt to seduce someone
verb
(Of an army) to move forward
To change or improve
To increase in price or value
To move forward in a certain direction
To try to seduce someone

able

US / 'eɪbl /

•

UK / ˈebəl /

adjecitve
Skilled; good at something
Having the ability to do something

confident

US / ˈkɒnfɪdənt /

•

UK / ˈkɑnfɪdənt /

adjecitve
Feeling that you can do well at something

term

US / tɜ:m /

•

UK / tɚm /

noun
Conditions applying to an agreement, contract
Length of time something is expected to happen
Fixed period of weeks for learning at school
The (precise) name given to something
verb
To call; give a name to

three

US / θri: /

•

UK / θri /

number
Number 3

entire

US / ɪn'taɪə(r) /

•

UK / ɛnˈtaɪr /

adjecitve
Complete or full; with no part left out; whole

entrepreneur

US / ˌɒntrəprə'nɜ:(r) /

•

UK / ˌɑntrəprəˈnɚ, -ˈnʊr /

noun
Businessperson who develops new businesses

into

US / 'ɪntə /

•

UK / ˈɪntu /

preposition
Moving or going inside something
In the same direction as; in the direction of
So as to become; taking the state of

other

US / 'ʌðə(r) /

•

UK / ˈʌðər /

adjecitve
A thing different from that mentioned
determiner
(Something) else; not the first (one)
pronoun
Being the one and only thing of that category

maximize

US / ˈmæksɪmaɪz /

•

UK / ˈmæksəˌmaɪz /

verb
To make as large or great as possible

one

US / wʌn /

•

UK / wʌn /

pronoun
You; we; people in general; someone
The thing or person previously referred to
adjecitve
Used to refer to people generally
Being a strong example of (something mentioned)
number
Number 1

open

US / 'əʊpən /

•

UK / ˈopən /

adjecitve
Available for use; accessible
Not being hidden; available for others to see
Being available for customers to enter or use
Allowing everyone to use or take part in
Not secret anymore
Not closed or shut
Willing to accept new ideas and thoughts
noun
Name for a tennis or golf competition
verb
To make accessible or able to be used, e.g. road
To start the activities or services of a business
To make a space or hole appear in something
To move or change so that it is no longer closed
To start something, e.g. a new business

perfect

US / 'pɜ:fɪkt /

•

UK / ˈpɚfɪkt /

adjecitve
So good it cannot be improved
verb
To do something so well, it cannot be done better

phone

US / fəʊn /

•

UK / foʊn /

noun
Machine used to talk to someone who is far away
verb
To talk to someone using a telephone

statistic

US / stəˈtɪstɪk /

•

UK / stəˈtɪstɪk /

noun
Number that represents a piece of information

than

US / ðən /

•

UK / ðən /

conjunction
Used to compare two things that are not equal

consist

US / kən'sɪst /

•

UK / kənˈsɪst /

verb
To have as an essential, necessary or main part

may

US / meɪ /

•

UK / me /

noun
5th month of the year
other
Used to express a desire
Expresses permission, possibility or probability
Used to show that a thing could be true

this

US / ðɪs /

•

UK / ðɪs /

adjecitve
Used to indicate something already been discussed
Used to indicate something happening around now
adverb
An indication by a physical motion or gesture
A specific amount of
determiner
Person, thing, or idea near you
pronoun
Person, thing that has already been discussed

trend

US / trend /

•

UK / trɛnd /

noun
Current style or fashion
Direction things are moving in; current style
General direction that is taken
verb
To be current and popular
To move up or down

shortly

US / ˈʃɔ:tli /

•

UK / ˈʃɔrtli /

adverb
Quickly; soon; in a moment
In an unfriendly or rude way

word

US / wɜ:d /

•

UK / wɚd /

noun
Unit of language that has a meaning
Promise
Short remark or piece of information
verb
To express something by choosing particular words

washing

US / ˈwɒʃɪŋ /

•

UK / ˈwɑʃɪŋ, ˈwɔʃɪŋ /

verb
To clean someone or something with soap and water
To move somewhere by flowing

chip

US / tʃɪp /

•

UK / tʃɪp /

noun
Small piece that has broken off (e.g. from cup)
Piece of computer hardware that does calculations
Thin piece of fried potato or other food
Act of hitting a ball high but not very far
verb
To break a small piece off something such as a cup
To break into small pieces, often with a tool
To hit or kick a ball high but not very far

link

US / lɪŋk /

•

UK / lɪŋk /

noun
Any one of the rings that are part of a chain
Connection between two or more things or people
Webpage item you click to go to another webpage
verb
To join or connect together

take

US / teɪk /

•

UK / tek /

noun
Filming of a single scene for TV or the movies
verb
To accept something that is offered
To use a method of traveling, e.g. a bus or train
To use a camera to make (a photo)
To pick up something and go away with it
To study a subject in school
To attempt to pass (an exam)
To require a certain amount of time, money, space

son

US / sʌn /

•

UK / sʌn /

noun
Male child; friendly way of addressing a boy

wealth

US / welθ /

•

UK / wɛlθ /

noun
Amount of money or possessions you own, e.g. large
Great quantity, amount, or number of something

ethereum

US / /

•

UK / /

figure

US / ˈfiɡə /

•

UK / ˈfɪɡjɚ /

noun
Your body shape
Numbers in a calculation
Doll-like thing meant to represent a person
Picture or diagram giving information in a text
Person who is very important or famous
Shape of a person seen indistinctly or in outline
Amount that is expressed in numbers
verb
To appear in a game, play or event
To calculate how much something will cost
To understand after thinking; work out

else

US / els /

•

UK / ɛls /

adverb
Otherwise; if you fail to
(Of person place thing etc.) besides; in addition

guarantee

US / ˌɡærən'ti: /

•

UK / ˌɡærənˈti /

noun
A promise to repair a broken product
Promise that something will be done as expected
verb
To promise to repair a broken product
To promise that something will happen or be done
To promise to pay if another person fails to do so

implement

US / ˈɪmplɪment /

•

UK / ˈɪmpləmənt /

noun
A tool
verb
To start to do something you plan to do

huge

US / hju:dʒ /

•

UK / hjudʒ /

adjecitve
Very very large

their

US / ðɛː /

•

UK / ðer /

determiner
Belonging to them

shocking

US / ˈʃɒkɪŋ /

•

UK / ˈʃɑkɪŋ /

adjecitve
Very upsetting due to some unexpected event
verb
To affect someone with an electrical current
To cause great surprise, horror, or anger

way

US / weɪ /

•

UK / we /

adverb
Used to emphasize the amount of something
noun
Particular aspect of something being thought about
One of various choices that could be made
Particular existing condition or state
(Often long) distance or length of time
How something is done
Route to go to a place
Small street
Usual behavior, emotions or habits of someone

all

US / ɔ:l /

•

UK / ɔl /

adverb
Completely; totally
determiner
Being every one of something
pronoun
100% of something; the complete amount

correctly

US / kə'rektlɪ /

•

UK / kəˈrɛktlɪ /

adverb
In an accurate or correct manner

everyone

US / ˈevriwʌn /

•

UK / ˈɛvriˌwʌn /

pronoun
Every person; everybody

empty

US / 'emptɪ /

•

UK / ˈɛmpti /

adjecitve
Containing nothing; with no contents
Without emotions, feelings, meaning or force
noun
Item, e.g. a bottle, whose contents have been used
verb
To remove the contents from something

return

US / rɪ'tɜ:n /

•

UK / rɪ'tɜ:rn /

adjecitve
Do again; repeated
noun
Faulty or unwanted product sent back to a company
Enter key; the main key on the computer keyboard
Profit made as a result of a business activity
Process of going back to a previous way or state
verb
To hit something back to the other player or team
To come back after being away from somewhere
To repay someone's actions, kindness etc.
To put, bring, take, give, or send something back
To occur again

super

US / ˈsu:pə(r) /

•

UK / ˈsupɚ /

adjecitve
Of the highest quality; great; marvelous

who

US / hu: /

•

UK / hu /

pronoun
Which person
Used to introduce information about people

unforeseen

US / ˌʌnfɔ:ˈsi:n /

•

UK / ˌʌnfɔ:rˈsi:n /

adjecitve
Not having been predicted

account

US / ə'kaʊnt /

•

UK / əˈkaʊnt /

noun
An advantage
Arrangement with a bank to keep your money for you
An invoice for things bought
Arrangement whereby you can use online services
A description, often written, of events; report

asset

US / 'æset /

•

UK / ˈæsˌɛt /

noun
Thing that has value to you

list

US / lɪst /

•

UK / lɪst /

noun
Lean of a boat to one side
Series of written names, words or numbers
verb
To lean to one side, like a boat or ship
To present for sale for a specific price
To write a series of names, words, or numbers

possible

US / ˈpɒsəbl /

•

UK / ˈpɑsəbəl /

adjecitve
Being able or appropriate for a task or purpose
Having a chance of happening, or being true

chart

US / tʃɑ:t /

•

UK / tʃɑ:rt /

noun
Drawing showing information in a clear way
Map of the sea or stars
verb
To make a plan for future action
To make a map of
To keep a record of developments over time

risk

US / rɪsk /

•

UK / rɪsk /

noun
Actions that cause potential problems
verb
To do something potentially dangerous or foolish

very

US / 'verɪ /

•

UK / ˈvɛri /

adjecitve
Concerning a large degree or amount
adverb
A lot; much; many
Used to stress or emphasize a noun

they

US / ðeɪ /

•

UK / ðe /

pronoun
Two or more people, animals, or things

bit

US / bɪt /

•

UK / bɪt /

noun
Device put in a horse's mouth to control it
Small piece of something
verb
(E.g. of fish) to take bait and be caught

custom

US / ˈkʌstəm /

•

UK / ˈkʌstəm /

adjecitve
Specially made to order
noun
Tradition that most people in a community do

country

US / ˈkʌntri /

•

UK / ˈkʌntri /

noun
An area of land that is controlled by a government
Open land that is away from towns and cities

encryption

US / ɪn'krɪpʃn /

•

UK / ɪn'krɪpʃn /

noun
Scrambling data into a code so it is hard to read

gen

US / dʒen /

•

UK / dʒen /

noun
(UK old-fashioned, informal) Information about a particular subject

look

US / lʊk /

•

UK / lʊk /

noun
Person's beauty or physical attractiveness
Particular style of dress, clothes, or appearance
The way someone, something appears to be
Act of searching for or examining something
verb
To appear to be; seem

pay

US / peɪ /

•

UK / pe /

noun
Money you receive from your job, work, etc.
verb
To give money for goods or work done
To give (attention, respect, etc.) to
To be punished or suffer for something you did
To make (a visit) to a person or place

change

US / tʃeɪndʒ /

•

UK / tʃendʒ /

noun
Exchange of one set of clothes for another
Money in the form of coins instead of paper
Money returned after giving too much
Act of making or becoming something else
verb
To exchange one set of clothes for another
To exchange one kind of money for another
To replace something with another thing
To make or become something else
To go from one train, bus, etc. and go to another

hold

US / həʊld /

•

UK / hold /

noun
Section of a ship or plane used for storing things
Influence or power held over someone
Place of support for hands or feet when climbing
verb
To agree to keep something for someone
To have the capacity to support/contain something
To control an area and protect it from attack
To not allow someone to leave a place
To cause an event to happen at a place or time
To use hands or arms to carry or keep something
To have a specific quality or property
To keep an image, belief or feeling in your mind
To have or own something
To wait before being able to talk on the phone
To limit the movement of someone in a sport

space

US / speɪs /

•

UK / spes /

noun
Empty area kept for a specific reason, like a car
Empty area with nothing in it
Area in the sky where the stars are
Area between written words on a page
verb
To make a certain distance or time between

show

US / ʃəʊ /

•

UK / ʃo /

noun
False display of love, emotion or action
An event for displaying or promoting goods
Play, opera or theater production
Presentation that is broadcast on TV or radio
verb
To be easily seen or displayed
To display your emotions or feelings
To let someone see something; display
To explain or teach how something is done
To lead someone somewhere; point them to something
To prove something to be true, correct
To reveal or allow something to be seen

build

US / bɪld /

•

UK / bɪld /

noun
Your physical shape; physique
verb
To establish e.g. a reputation, over time
To construct a house, office, factory

building

US / ˈbɪldɪŋ /

•

UK / ˈbɪldɪŋ /

noun
A structure with a roof and walls, e.g. a house
verb
To establish e.g. a reputation, over time
To construct a house, office, factory

feature

US / 'fi:tʃə(r) /

•

UK / ˈfitʃɚ /

adjecitve
Main; important
noun
Special report in a magazine or paper
Distinctive or important point of something
verb
To highlight or give special importance to

fill

US / fɪl /

•

UK / fɪl /

noun
Act of filling; amount used to make something full
verb
To make something full
To move into all parts of an area
To repair a surface by adding a substance to it
To use (time); to do something during

fourth

US / fɔ:θ /

•

UK / fɔ:rθ /

noun
4th

gain

US / ɡeɪn /

•

UK / ɡen /

noun
An increase in something, such as weight
verb
To increase in something, such as weight
To get something wanted, needed or valued

old

US / əʊld /

•

UK / old /

adjecitve
Having existed for a long time, not young or new
Age of a person since birth

work

US / wɜ:k /

•

UK / wɚk /

adjecitve
Activity completed in order to make money
noun
The product of some artistic or literary endeavor
Everything created by an author, artist, musician
Activity you do in order to make money
Place of employment
Final product or result of a some labor or effort
verb
To bring into a specific state of success
To be functioning properly, e.g. a car
To do your job in your company or workplace
To make an effort to do something
To operate a machine or device

example

US / ɪgˈzɑ:mpl /

•

UK / ɪɡˈzæmpəl /

noun
Thing, person which represents a category

each

US / i:tʃ /

•

UK / itʃ /

determiner
Every one of two or more things
pronoun
Per one person or thing

happen

US / 'hæpən /

•

UK / ˈhæpən /

verb
To take place or occur

percentage

US / pəˈsentɪdʒ /

•

UK / pərˈsentɪdʒ /

noun
Part of a whole divided into hundredths

fund

US / fʌnd /

•

UK / fʌnd /

noun
Money collected, saved, or provided for a purpose
A specific account into which you put money
verb
To supply money for something

place

US / pleɪs /

•

UK / ples /

noun
Particular location, area or region
verb
To put someone in a particular type of situation
To put something in a certain location or position

own

US / əʊn /

•

UK / on /

adjecitve
Belong to oneself
determiner
Yours, his, hers, etc.; not belonging to another
pronoun
(Something) belong to myself
verb
To have something as your property

whenever

US / wenˈevə(r) /

•

UK / hwɛnˈɛvɚ /

adverb
At any or every time that

action

US / 'ækʃn /

•

UK / ˈækʃən /

noun
Something that a person or thing does
verb
To act to do something

firm

US / fɜ:m /

•

UK / fɚm /

adjecitve
Fairly hard or solid, not soft
Unchanging and strong
noun
Company that sells goods or services
verb
To make something become more solid or durable

first

US / fɜ:st /

•

UK / fɚst /

adjecitve
1st; Coming before all others in time or place
noun
Something that has not happened before
Position of the winner of a competition

crypto

US / 'krɪptəʊ /

•

UK / 'krɪptoʊ /

noun
One who covertly supports a certain doctrine, group, or party.

get

US / ɡet /

•

UK / ɡɛt /

verb
To become affected by illness or disease
To begin to feel or understand an emotion or idea
To send or bring someone or something home, etc.
To go somewhere to obtain something
To (cause to) do a particular thing
To obtain, receive or be given something
To currently have
To prepare for use
To understand something being said or read

hard

US / hɑ:d /

•

UK / hɑː(r)d /

adjecitve
Difficult to do; difficult to understand
(Of facts) not able to be misunderstood; clear
(Of alcohol) strong
Involving or requiring lots of work, effort, care
Being full of pain, trouble, and problems
Strong
(Of edge) clear; sharp
Difficult to bend, break or cut; solid
adverb
With lots of force, power, or impact

skip

US / skɪp /

•

UK / skɪp /

noun
Very large waste disposal bin
verb
To move forward by taking fast steps and jumps
To not do something expected or required
To move rapidly, from one topic to another

second

US / 'sekənd /

•

UK / ˈsɛkənd /

adjecitve
2nd; the one following first
noun
Unit of time; one sixtieth of a minute
Short period of time that you wait for someone
(Do) soon
verb
To agree to support a proposal at a meeting

nothing

US / 'nʌθɪŋ /

•

UK / ˈnʌθɪŋ /

noun
Item of little or no value, importance, interest
Number or value of zero
pronoun
Not anything, not a single thing

stay

US / steɪ /

•

UK / ste /

noun
Legal order to stop or delay an action
Strong rope or wire that supports a ship's mast
Period of time spent living in or visiting a place
verb
To keep trying without giving up
To remain in the same place and not move away
To spend time visiting a place or someone's home

tell

US / tel /

•

UK / tɛl /

verb
To (strongly) advise a person to do something
To be able to guess
To say or communicate information to someone
To inform, but without speaking; indicate
To have a negative effect on someone
To order someone to do something; command
To recognize something based on certain signs
To report something to an authority
To explain something or teach someone something

about

US / ə'baʊt /

•

UK / əˈbaʊt /

adverb
To be ready to; going to
Nearly; approximately; roughly
Near; next to; close to
In every direction; in the area of
preposition
Concerning or of (a topic)

again

US / ə'ɡen /

•

UK / əˈɡɛn /

adverb
One more time, once more

even

US / 'i:vn /

•

UK / ˈivən /

adjecitve
Being equal in influence, power, possibility etc.
Being divided equally or fairly
(Of teams/contest) with similar chances of success
Smooth, level, or regular
Can be divided by 2; ending in 2, 4, 6, 8, or 0
At a regular, equally steady manner
Remaining steady and unchanging
adverb
(When this is surprising) as well; too
(Used to compare two things/stress the difference)
verb
To make something level; to flatten
To make something equal

different

US / ˈdɪfrənt /

•

UK / ˈdɪfrənt /

adjecitve
Not of the same kind; unlike other things

index

US / ˈɪndeks /

•

UK / ˈɪnˌdɛks /

noun
Number showing how prices, wages changed over time
Written or printed (usually alphabetical) list
verb
To adjust a value/wages as other things change
To make a list of things in alphabetical order

ira

US / ˌaɪ ɑːr ˈeɪ /

•

UK / ˌaɪ ɑːr ˈeɪ /

abbreviation
Individual retirement account.
Irish Republican Army.

like

US / laɪk /

•

UK / laɪk /

adjecitve
Being equal in status or kind to something else
Similar; the same
adverb
For example
preposition
Used as a filler; used to ad emphasis
In a way similar to the way something is done
Such as; for example
verb
To want to
To find something pleasing; to prefer something

people

US / 'pi:pl /

•

UK / ˈpipəl /

noun
Persons sharing culture, country, background, etc.
Men, Women, Children

what

US / wɒt /

•

UK / hwɑt, hwʌt, wɔt, wʌt,hwət, wət /

pronoun
Thing or things that; the same kind as
Used to emphasize something you are about to say
adjecitve
Used to refer to a particular amount, or number
Used to place emphasis on a particular quality
adverb
To a certain degree
determiner
Question words used for asking for information
exclamation
Used to express excitement, shock, or surprise
Used to ask people to repeat something they said

that

US / ðæt /

•

UK / ðæt, ðət /

adjecitve
The person or thing being talked about
Used to identify something both the speakers know
adverb
Used to reinforce adjectives and adverbs
To such a degree
conjunction
Used to connect a noun clause
Used to introduce an adverbial clause
Used to introduce a noun clause
determiner
Used as a noun to refer to something
pronoun
Referring an object far away
Used to refer to the relative pronoun ‘which’

absolutely

US / ˈæbsəlu:tli /

•

UK / ˈæbsəˌlutli, ˌæbsəˈlutli /

adverb
Completely; totally; very

find

US / faɪnd /

•

UK / faɪnd /

noun
Object discovered by chance
Things that have been discovered from searching
verb
To become aware of something that is happening
To discover or meet by chance
To decide if someone is guilty of a crime, or not
To learn through study, research, or effort
To discover something by looking for it

enough

US / ɪˈnʌf /

•

UK / ɪˈnʌf /

adjecitve
Sufficient to answer the need
adverb
To a satisfactory degree
pronoun
Equal to what is needed; as much as required
Adequate number or amount

great

US / ɡreɪt /

•

UK / ɡret /

adjecitve
Very large in size
Very important
Very good; fantastic; wonderful
adverb
Very good; better than before
noun
Successful and well-admired person

mean

US / mi:n /

•

UK / min /

adjecitve
Being good at
Nasty; unkind
Not liking to spend money; cheap; stingy
noun
Average of a set of numbers
verb
To express a particular idea or thought
To intend to do something in particular
To have a particular meaning or value

offer

US / 'ɒfə(r) /

•

UK / ˈɔfɚ, ˈɑfɚ /

noun
Price you say you are willing to pay for something
Act of making a thing available to be accepted
verb
To suggest a price you are willing to pay
To give the opportunity to accept something
To say you are willing to do something
To give or say something as an act of worship

lesson

US / 'lesn /

•

UK / ˈlɛsən /

noun
Something done to learn or teach something; class
Wisdom or knowledge received from an experience

total

US / ˈtəʊtl /

•

UK / ˈtoʊtl /

adjecitve
Complete
noun
Whole number or amount of something
verb
To damage a car beyond repair

watch

US / wɒtʃ /

•

UK / wɑtʃ /

noun
Period of time someone is responsible for guarding
Device you wear on your wrist that shows the time
Official warning statement, e.g. of bad weather
verb
To keep in check, manage, or control something
To look at something for entertainment, e.g. TV
To guard a place or people; protect child, etc.
To look at carefully to work out what is happening
To protect and care for someone or something

baby

US / ˈbeɪbi /

•

UK / ˈbeɪbi /

adjecitve
Small in size; smaller than usual
noun
A very young child, who cannot yet speak
verb
To treat someone as if they were newly born

fun

US / fʌn /

•

UK / fʌn /

adjecitve
Amusing and enjoyable
noun
Enjoyable or amusing quality or feeling

house

US / haʊs /

•

UK / haʊs /

noun
Place where a specific activity or business occurs
Building in which a family, person lives
verb
To give someone a place to live
To contain or store something

growth

US / grəʊθ /

•

UK / groʊθ /

noun
Improvement, development in a skill over time
A mass on the skin or body part related to illness
Act of growing

right

US / raɪt /

•

UK / raɪt /

adjecitve
Correct or true
The south side of you looking at the rising sun
adverb
Exactly in a place or time
Being appropriate for a particular event
In a straight or direct manner
noun
Something you are legally or morally allowed to do
Ideal of what is just and good
Political view based on conservatism
verb
To fix something previously wrong or unjust
To make upright, as a boat that has turned over

value

US / 'vælju: /

•

UK / ˈvælju /

noun
Importance you attach to something
Some information expressed as a number
Stated price of something; worth
verb
To place a high importance on something
To say how much money something is worth

access

US / 'ækses /

•

UK / ˈæksɛs /

noun
Way to enter a place, e.g. a station or stadium
verb
To be able to use or have permission to use

bankruptcy

US / ˈbæŋkrʌptsi /

•

UK / ˈbæŋkrʌptsi /

noun
State of having no money and unable to pay debts

down

US / daʊn /

•

UK / daʊn /

adjecitve
Being sad, sick, or unhappy
Not operating, working, or functioning as expected
adverb
In a sitting or lying position
Towards or on the ground, floor, or bottom
Written or copied onto a piece of paper or book
noun
A period of play in American Football
The soft, smooth hairs that cover a bird's body
preposition
Along something's path, course, or direction
Going from a higher position to a lower position
verb
To eat or drink very quickly and without stopping

family

US / 'fæməlɪ /

•

UK / ˈfæmli /

noun
Close group of people or organizations
A group of people who are related through blood
Group of related plants or animals

during

US / ˈdjʊərɪŋ /

•

UK / ˈdʊrɪŋ, ˈdjʊr- /

preposition
At some point in the course of an event or thing

force

US / fɔ:s /

•

UK / fɔrs, fors /

noun
Group of persons trained for military action; army
Pressure; attraction
The use of physical strength/violence to persuade
verb
To use physical strength or violence to persuade

respect

US / rɪ'spekt /

•

UK / rɪˈspɛkt /

noun
Behavior that follows the established rules
Admiration for someone
Regard or admiration for someone or something
verb
To follow the established rules
To think very highly of another person

must

US / məst /

•

UK / mʌst /

noun
Something that is necessary or required
other
(Used to state that something ought to be true)
Used to say something is required or necessary

step

US / step /

•

UK / stɛp /

noun
Movement done as part of a particular dance
Distance covered by one movement of a leg; stride
One part or stage in a process
Sound made by the feet while walking; footstep
Flat horizontal piece that forms stairs
verb
To raise and moving the foot to put it down

then

US / ðen /

•

UK / ðɛn /

adverb
A time that is not now
Following another thing in time or arrangement
Following on reasonably from what was just stated
At that time, not now

end

US / end /

•

UK / ɛnd /

noun
The point where a process or activity stops
A point that marks the limit of something; finish
Goal or desired result
The tip, edge or limit of something
verb
To be the last part of something

interest

US / 'ɪntrəst /

•

UK / ˈɪntrɪst, -tərɪst, -ˌtrɛst /

noun
Best or most advantageous thing for someone
Activity or subject one enjoys doing or learning
Fee for borrowing money
verb
To make someone want to know about something
To persuade to do, become involved with something

loss

US / lɒs /

•

UK / lɔ:s /

noun
Friend, family, or other loved person's death
Decrease or decline in quantity or amount
Experience or state of failing to have or keep
A situation when you lose a game
Process of failing to have or keep something
Difficulty or trouble caused by someone's leaving
Situation when more money is spent than is earned

manage

US / ˈmænɪdʒ /

•

UK / ˈmænɪdʒ /

verb
To survive hardships and difficulties; to cope
To run or operate a business by directing others

boomer

US / 'bu:mə(r) /

•

UK / 'bu:mər /

noun
Member of the baby boom generation in the 1950s

datum

US / ˈdeɪtəm /

•

UK / ˈdetəm, ˈdætəm, ˈdɑtəm /

noun
Item of factual information

his

US / hɪz /

•

UK / hɪz /

pronoun
Something belonging to a male person

government

US / ˈgʌvənmənt /

•

UK / ˈɡʌvənmənt /

noun
Group of people and system that rule a nation

marketplace

US / ˈmɑ:kɪtpleɪs /

•

UK / ˈmɑ:rkɪtpleɪs /

noun
Place where a public market is held

mirror

US / 'mɪrə(r) /

•

UK / ˈmɪrɚ /

noun
Thing with glass surface used to look at yourself
An accurate impression or picture of something
verb
To reflect (an image)
To have similar qualities to something else

process

US / prə'ses /

•

UK / ˈprɑsˌɛs, ˈproˌsɛs /

noun
Dealing with official forms in the way required
Set of changes that occur slowly and naturally
verb
To organize and use data in a computer
To deal with official forms in the way required
To prepare by treating something in a certain way
To adopt a set of actions that produce a result
To convert by putting something through a machine

retire

US / rɪ'taɪə(r) /

•

UK / rɪˈtaɪr /

verb
To stop using, producing, or servicing something
To stop taking part in a competition or game
To quit having jobs because you are old
To move to a different area or room (formal)
To go to bed (formal)

recently

US / ˈri:sntli /

•

UK / 'risṇtlɪ /

adverb
Just a while ago; not long ago

sponsor

US / ˈspɒnsə(r) /

•

UK / ˈspɑ:nsə(r) /

noun
Person that supports the passage of a new law
Person giving money for someone's education
verb
To support the passage of a new law
To help someone succeed by giving them money
To pay for an event, usually as an advertisement

tech

US / tek /

•

UK / tɛk /

noun
Shortened form of 'technology' or 'technician'

with

US / wɪð /

•

UK / wɪð, wɪθ /

preposition
As an employee of a certain company
Against something or someone
By using something as a means
Due to; because of
Including
Possessing as a feature
Related to
(Of the manner/attitude by which you do something)
Used to express that people or things are together

break

US / breɪk /

•

UK / brek /

noun
Time you stop an activity before continuing
End of a relationship
An escape from a place such as a jail
(Lucky) advantage or benefit from something
Find a solution or answer to a problem or crime
Change in the weather
verb
To create a new record e.g. running the 100m dash
To form a crack in something
To burst or become damaged
To end a relationship
To escape from a place such as a jail
To train a wild animal e.g. a horse
To separate into pieces by force, or by dropping
To act against a law, rule, or promise
To become known suddenly, as in the news
To not do what you promised e.g. not keep promises
To solve a crime, or answer a problem
To stop functioning properly
To suddenly start, open or commence
To change in pitch suddenly, as in a voice
To fall on the shore, as in waves
To begin or change suddenly; the dawn or weather
To defeat by causing the person to lose their will

fashion

US / 'fæʃn /

•

UK / ˈfæʃən /

noun
Style of dress or activity popular at some time
Industry that creates new styles of clothes
Way of behaving; manner
Trend that is popular at a given time
Way of doing something; manner
verb
To make things into a particular shape

history

US / 'hɪstrɪ /

•

UK / ˈhɪstəri /

noun
Established pattern or record
Study of past events as an academic subject

grandchild

US / ˈgræntʃaɪld /

•

UK / ˈɡrændˌtʃaɪld, ˈɡræn- /

noun
Your son or daughter's child

hear

US / hɪə(r) /

•

UK / hɪr /

verb
To be aware of sound; to perceive with the ear
To be told or find out information or facts
To consider or listen to a court case

wisdom

US / 'wɪzdəm /

•

UK / ˈwɪzdəm /

noun
Knowledge gained from experience in life

car

US / kɑ:(r) /

•

UK / kɑr /

noun
A vehicle with wheels and engine to carry people

low

US / ləʊ /

•

UK / lo /

adjecitve
Having a small quantity, supply, or amount
Being unhappy or unpleasant in attitude
Not high; being near the ground, or bottom
(Of a voice, sound) being soft; quiet
noun
Situation of not having a lot of something

reap

US / ri:p /

•

UK / rip /

verb
To harvest or to cut and collect crops
To gain or get as a result of doing something else

see

US / si: /

•

UK / si /

verb
To go on a date with someone
To predict whether something is, or will be true
To understand what someone says
To use your eyes to look at something
To visit a place often for sightseeing or pleasure
To visit or meet with someone
To find out by waiting or looking
To watch (a game, movie or TV show)

blow

US / bləʊ /

•

UK / blo /

noun
Something that causes you difficulty or sadness
Act of making air come out of your mouth
A hit or strike from an object
verb
To move something using air
To make air come quickly out of your mouth
To clear something by forcing air through it

clear

US / klɪə(r) /

•

UK / klɪr /

adjecitve
Empty; without anything in it or on it
Being certain and without doubt
Being without any streaks, spots, or cracks
Easy to understand; well-explained; obvious
adverb
Completely; entirely; through the whole of
Away from; free from
verb
To recover from or remove a problem
To get rid of the entire contents of
To give permission for something to happen
To make a place or surface empty by removing
To prove that someone is not guilty or to blame

freedom

US / 'fri:dəm /

•

UK / ˈfridəm /

noun
State of being free, not being controlled

hand

US / hænd /

•

UK / hænd /

noun
Cards given to a player in a card game
Piece of a clock that points to the time
Someone who performs physical tasks or work
Body part at the end of a person's arm
Help for someone performing a particular action
Condition of having power or influence
Member of the crew of a ship
verb
To give something to someone personally

US / nekst /

•

UK / nɛkst /

adverb
The one that follows another in time or order
At a time or place directly after the present one
noun
The one that follows after
adjecitve
Immediately after the previous one
First occurrence after the present one

away

US / ə'weɪ /

•

UK / əˈwe /

adjecitve
Not present
adverb
Disappear completely
Doing something with a lot of energy
Not here; far from here; in a different direction
To a different area, location

month

US / mʌnθ /

•

UK / mʌnθ /

noun
One of 12 28-31 day periods in the year

properly

US / ˈprɔpəlɪ /

•

UK / ˈprɑːpərli /

adverb
In an appropriate or correct manner

sector

US / ˈsektə(r) /

•

UK / ˈsɛktɚ, -ˌtɔr /

noun
Part that a place is divided into
Area; type of industry or business

unexpected

US / ˌʌnɪkˈspektɪd /

•

UK / ˌʌnɪkˈspektɪd /

adjecitve
Surprising because it was not expected

young

US / jʌŋ /

•

UK / jʌŋ /

adjecitve
At an early stage of existence; not mature
Being recently created or started
noun
Babies in a group or family of animals

world

US / wɜ:ld /

•

UK / wɜrld /

noun
All the humans, events, activities on the earth
Political division due to some kind of similarity

competition

US / ˌkɒmpəˈtɪʃn /

•

UK / ˌkɑmpɪˈtɪʃən /

noun
Fighting against others to win something

could

US / kəd /

•

UK / kʊd /

other
Past form of 'can' to mean have ability
Used to ask for something politely, or to offer

enjoy

US / ɪnˈdʒɔɪ /

•

UK / ɛnˈdʒɔɪ /

verb
To take pleasure in something

know

US / nəʊ /

•

UK / noʊ /

verb
To be familiar with a person or place, thing
To feel sure or be convinced about something
To discover or be aware of something
To be able to distinguish
To have knowledge of things

insane

US / ɪnˈseɪn /

•

UK / ɪnˈsen /

adjecitve
Mentally ill; crazy
Being mentally disturbed
Being crazy or stupid

moment

US / 'məʊmənt /

•

UK / 'moʊmənt /

noun
Very short or brief period of time
A particular period in time

permission

US / pəˈmɪʃn /

•

UK / pɚˈmɪʃən /

noun
Right to do something as allowed by another

slightly

US / ˈslaɪtli /

•

UK / ˈslaɪtli /

adverb
Only a little

actionable

US / ˈækʃənəbl /

•

UK / ˈækʃənəbəl /

adjecitve
Something you can act on
That can be prosecuted in a court of law

cover

US / 'kʌvə(r) /

•

UK / ˈkʌvɚ /

noun
A different version of another song
Bed sheets; blankets
(Police or military) protection from attack
Amount of money to be paid in an insurance claim
Thing you put over something to close or hide it
Front and back part of a book or magazine
Shelter built to protect from the natural elements
verb
To record a different version of another song
To include as part of its area
To put something over something to hide it
To discuss a subject in a talk or meeting
To form a layer over something so it is hidden
To have sufficient funds to pay for something
To include something within an agreed limit
To report news on TV, radio or in a newspaper
(Police or military) to protect from attack
To travel a certain distance in a given time
To wrap something with something, such as a cloth

have

US / həv /

•

UK / hæv /

verb
To drink, smoke, eat or use something
To experience the effects of something
To organize an event, or join in an activity
To own, possess, or hold something
To cause to happen or produce a particular effect

part

US / pɑ:t /

•

UK / pɑ:rt /

adjecitve
To some degree; half; not fully
noun
Division of a book
Ratio of something, e.g. 3 of gin, 1 of tonic
A line in a person's hair, made with a comb
Character an actor plays on stage, movie, or TV
Some, but not all of a specific thing
Role in causing something to happen
verb
To make a line in a person's hair, by using a comb
To move two things apart creating a space
To leave someone, or to break off a relationship

six

US / sɪks /

•

UK / sɪks /

number
6

transfer

US / træns'fɜ:(r) /

•

UK / trænsˈfɚ /

noun
Moving to a different place, job, or school
Act of giving the right to a property to another
Picture that is pressed to copy it onto something
Use of ideas or skills in a different situation
Ticket allowing you to get on another plane, bus
verb
To move to a different place, job or school
To give someone an illness through contact
To give someone your right to a property
To move something from one place to another
To use ideas or skills in a different situation
To get off a plane, bus etc. and get on another

without

US / wɪˈðaʊt /

•

UK / wɪðˈaʊt, wɪθ- /

preposition
Not with; not having

clean

US / kli:n /

•

UK / klin /

adjecitve
Not marked in any way; blank
Done according to the rules or standards; fair
Free from disease or sickness
Being free from dirt or marks; washed
Behaving well; not breaking any rules; legal
adverb
Completely; entirely
verb
To make free from dirt or marks; washed
To make neat and orderly e.g. a room
To remove the inner parts of an animal

completely

US / kəmˈpli:tli /

•

UK / kəmˈpliːtli /

adverb
In every way or as much as possible

professional

US / prə'feʃənl /

•

UK / prəˈfɛʃənəl /

adjecitve
Of jobs such as doctor, lawyer, accountant, etc.
Acting/done properly as a qualified person would
Getting paid for playing a sport/doing an activity
noun
Highly qualified person, e.g. lawyer or doctor
One who plays a sport or similar activity as a job

only

US / ˈəunli /

•

UK / ˈonli /

adverb
Just one; just that amount or thing; not more than
Not very important or serious
Just that type of thing, person
Short time ago; not before a certain time
conjunction
Except; but

two

US / tu: /

•

UK / tu /

number
2

and

US / ənd /

•

UK / ənd, ən,ænd /

conjunction
Used to refer to two or more things
Plus; in addition; on top of that
Used to introduce an action that follows another

base

US / beɪs /

•

UK / bes /

noun
Place military personnel live, train, and operate
Bottom part of an object that touches a surface
Unit of counting, e.g. 10 for counting
Most important idea or ingredient to add others
Origin or start from which something came
Main place where an organization or a person works
verb
To use as the starting point or origin for
To have as the main location for (company, etc.)

back

US / bæk /

•

UK / bæk /

adjecitve
Farthest from the front e.g. in a classroom
adverb
Have returned to a place you were before
noun
The part of a chair that the upper body leans upon
Location at the rear of something
The reverse of side something
Area on the rear of your body
verb
To bet money on something
To go backwards in a car
To support and encourage someone or some cause

estate

US / ɪˈsteɪt /

•

UK / ɪˈstet /

noun
A large piece of land, usually with a large house
Group of houses all built at the same time

guy

US / ɡaɪ /

•

UK / ɡaɪ /

noun
Man; boy; any person

ill

US / /

•

UK / /

adjecitve
Not well or sick
noun
Sickness or problem; bad conditions

harsh

US / hɑ:ʃ /

•

UK / hɑrʃ /

adjecitve
Rough; tough; hard to experience or accept
Being severe and unkind

lot

US / lɒt /

•

UK / lɑt /

noun
What happens to a person in life from chance; fate
A group of people seen together
Item for sale at an auction
Small area of land used for a purpose e.g. parking

hopefully

US / ˈhəʊpfəli /

•

UK / ˈhopfəli /

adverb
In a manner wishing something to happen

money

US / 'mʌnɪ /

•

UK / ˈmʌni /

noun
Coins or notes we use to pay for things

psychology

US / saɪ'kɒlədʒɪ /

•

UK / saɪˈkɑlədʒi /

noun
The study of the mind and how it affects behavior
Way in which a person or group thinks and behaves

until

US / ənˈtɪl /

•

UK / ʌnˈtɪl /

conjunction
Up to; to a time when something happens
preposition
Before (a specific time)

come

US / kʌm /

•

UK / kʌm /

verb
To arrive at a place
(Of mail) to be delivered
To move toward someone; go with someone
To reach a certain point or state

dive

US / daɪv /

•

UK / daɪv /

noun
Restaurant, bar or club with a bad reputation
Rapid fall through air
A jump into water head-first from a high place
Rapid fall in the value or price of something
verb
To swim deep under water with an air supply
To rapid fall through air
To jump into water head-first
(Of prices) to rapidly fall

decide

US / dɪ'saɪd /

•

UK / dɪˈsaɪd /

verb
To make a choice or choose after thinking about it
To make a legal judgment in court
to affect the result of something

help

US / help /

•

UK / hɛlp /

noun
Something given to enable a person to do something
Assistance given to someone in need
Someone who makes something easier or possible
verb
To act to enable a person to do something; assist
To make something better or less difficult

game

US / ɡeɪm /

•

UK / ɡem /

noun
Activity with rules that people play to have fun
Birds and animals people hunt to kill and eat
Match between two teams

skin

US / skɪn /

•

UK / skɪn /

noun
Outer covering of an animal used for leather; hide
Outer covering of a fruit or vegetable
Outer layer of an animal or human
Outer part of an object, such as a plane
verb
To defeat someone easily and completely
To hurt yourself, accidentally cutting yourself
To remove the outer covering from an animal

think

US / θɪŋk /

•

UK / θɪŋk /

verb
To have an idea about something without certainty
To have an idea, opinion or belief about something

call

US / kɔ:l /

•

UK / kɔl /

noun
A order or request for action
The sound an animal makes, often when in danger
A correct prediction, e.g. a decision in a game
A short visit to a place or person
A decision by a referee or umpire in a game
verb
To make a request or order for action
(Animal) to make sounds to warn of danger
To announce the date of an election
To make a judgment about something
To give someone or something a name
To guess in advance the result or outcome
To visit a place or person for a short time
To phone someone
To speak, announce or shout in a loud voice

driveway

US / ˈdraɪvweɪ /

•

UK / ˈdraɪvˌwe /

noun
Road leading up to a private house

far

US / fɑ:(r) /

•

UK / fɑr /

adjecitve
A long way away
Being a long way away
adverb
To a large degree or extent

leave

US / li:v /

•

UK / liv /

noun
Permission to do something
Vacation time; time off work
verb
To go away from; depart
To gift property to someone after you die
To allow something to continue happening
To let something remain unused or available
To let something or someone remain somewhere

resentment

US / rɪˈzentmənt /

•

UK / rɪˈzɛntmənt /

noun
Feeling of anger because of unfair treatment

staggering

US / ˈstægərɪŋ /

•

UK / ˈstæɡərɪŋ /

adjecitve
Causing amazement; unbelievable
verb
To greatly surprise someone

where

US / hwɛə /

•

UK / hwɛr, wɛr /

conjunction
At or in the place which
In whatever place
pronoun
Word you use to ask the location of something

anything

US / ˈeniθɪŋ /

•

UK / ˈɛniˌθɪŋ /

pronoun
A thing of any kind

along

US / əˈlɒŋ /

•

UK / əˈlɔ:ŋ /

adverb
As a companion; taken with someone
preposition
At a point on a line

from

US / frəm /

•

UK / frʌm, frɑm,frəm /

preposition
Starting at a particular place, time or level

garden

US / ˈgɑ:dn /

•

UK / ˈgɑ:rdn /

noun
Yard; ground outside your house to grow plants
Public park in which visitors can see flowers
verb
To work in a yard to grow plants, vegetables

out

US / aʊt /

•

UK / aʊt /

adverb
No longer stylish (e.g. fashion)
Away from home, business, or the usual place
In a direction/movement away from inside or center
noun
Act when a batter cannot continue playing
verb
To tell people a secret

over

US / 'əʊvə(r) /

•

UK / ˈovɚ /

adverb
Finished; no longer happening
Towards the ground/away from a standing position
noun
A set of six consecutive balls bowled in cricket
other
Finished
preposition
Showing the relation when a thing is above another
On or covering something
Above or across something
More than you need
From one side to the other
In the direction of; toward

US / ʃeə(r) /

•

UK / ʃɛr /

noun
Part-ownership in a property, business or company
Part of a company you own, shown by a certificate
verb
To divide something between two or more people
To allow others to use your things equally
To give information, etc. to someone

dad

US / dæd /

•

UK / dæd /

noun
Another word for father

keep

US / ki:p /

•

UK / kip /

noun
Large, strong tower in the middle of a castle
Money spent on you so you can live in a place
verb
To continue doing something; not to stop
To stop balls going in a goal in sports
To not give back or return something
(Of food) to not spoil or not rot
To take possession of something to own, e.g. a pet
To have and continue to hold something
To do something that you have promised or agreed
To stay in a certain place or condition
To maintain the rules

oblivious

US / əˈblɪviəs /

•

UK / əˈblɪviəs /

adjecitve
Being unaware of someone or something

typically

US / ˈtɪpɪkli /

•

UK / ˈtɪpɪklɪ /

adverb
In a normal or usual way

version

US / ˈvə:ʃən /

•

UK / ˈvɚʒən, -ʃən /

noun
Different way that someone interprets something
New or different form of something
An updated form of some software

something

US / ˈsʌmθɪŋ /

•

UK / ˈsʌmθɪŋ /

adverb
In some degree or measure
noun
a person or thing of some value or consequence
pronoun
Thing that is not yet known or named
Approximately

industry

US / 'ɪndəstrɪ /

•

UK / ˈɪndəstri /

noun
Hard work; being busy working
Factories or businesses that make certain products

large

US / lɑ:dʒ /

•

UK / lɑ:rdʒ /

adjecitve
Big; of great size; broad, tall, wide, or fat

most

US / məʊst /

•

UK / most /

adverb
Very; extremely
Greatest possible degree
pronoun
Nearly all of something

mostly

US / ˈməʊstli /

•

UK / ˈmoʊstli /

adverb
In large part; mainly or chiefly

participate

US / pɑ:ˈtɪsɪpeɪt /

•

UK / pɑ:rˈtɪsɪpeɪt /

verb
To take part with others in doing something

prepare

US / prɪˈpeə(r) /

•

UK / prɪˈper /

verb
To make something ready for use

real

US / rɪəl /

•

UK / ˈriəl, ril /

adjecitve
Actually existing or happening, not imagined
Being important or special

ton

US / tʌn /

•

UK / tʌn /

noun
Unit of weight; 907 kilograms (US); 1016 (UK)

declare

US / dɪ'kleə(r) /

•

UK / dɪˈklɛr /

verb
To make a statement in a strong and confident way
To show the cost of things purchased overseas
To say something in an official or sure way

interact

US / ˌɪntər'ækt /

•

UK / ˌɪntɚˈækt /

verb
To talk or do things with each other

global

US / ˈgləʊbl /

•

UK / ˈgloʊbl /

adjecitve
Concerning, involving, affecting all of something
Of, affecting, or involving the entire world

million

US / ˈmɪljən /

•

UK / ˈmɪljən /

number
1,000,000

matter

US / 'mætə(r) /

•

UK / ˈmætɚ /

noun
Material all things are made of that fills space
Problem or reason for concern
verb
To be of great importance; to count

probably

US / ˈprɒbəbli /

•

UK / ˈprɑbəbli /

adverb
That is likely to happen or be true

once

US / wʌns /

•

UK / wʌns /

adverb
One time; one instance
At a time in the past
conjunction
When; as soon as

while

US / waɪl /

•

UK / hwaɪl, waɪl /

conjunction
In spite of the fact that; although
During the time that; at the same time
noun
Short amount of time

trade

US / treɪd /

•

UK / treid /

noun
A specific industry, e.g. shoe making
Action of buying and selling things in business
The buying and selling of goods and services
Exchanging something for something else
Job often requiring physical skills, e.g. plumbing
verb
To buy, sell and exchange goods in business
To give something in return for something else

certain

US / ˈsə:tn /

•

UK / ˈsɚtn /

adjecitve
Definite, fixed
Referring to an unspecified amount or quantity
Being sure about something; without doubt

afford

US / ə'fɔ:d /

•

UK / əˈfɔrd, əˈford /

verb
To make available, to provide
To have enough money to pay for something

ever

US / 'evə(r) /

•

UK / ˈɛvɚ /

adverb
At any time; at all times in the future

day

US / deɪ /

•

UK / de /

noun
A period of 24 hours beginning at midnight
The period of time when it is light outside
Person's name

point

US / pɔɪnt /

•

UK / pɔɪnt /

noun
An item to be discussed
Small spot or dot
Fact or detail
Feature of something
The size of the text on a page or screen
A certain time or stage in a process
Certain position in time or space
Idea or fact you try to convince people about
Measurement of scores in a game, sport
Sharp end of something, e.g. a pen or pin
verb
To face a certain direction, e.g. north
To indicate something with your finger to others

sure

US / ʃʊə(r) /

•

UK / ʃʊr /

adjecitve
Having no doubts about something
Have confidence in your own words or actions
Firmly established or held; being firm or stable
Being correct or true
adverb
What you say to agree willingly

skill

US / skɪl /

•

UK / skɪl /

noun
Ability to do something well

third

US / θɜ:d /

•

UK / θɜ:rd /

adjecitve
3rd: Number after second

importantly

US / ɪmˈpɔːtntli /

•

UK / ɪmˈpɔːrtntli /

adverb
In an important way;

himself

US / hɪmˈself /

•

UK / hɪmˈsɛlf /

pronoun
The same (male) person who did the action

market

US / ˈmɑ:kɪt /

•

UK / ˈmɑ:rkɪt /

noun
Need or demand for a particular product or service
Area or region where a certain product is sold
Public event where people sell goods on tables
Institution where stocks are bought and sold
verb
To publicize products to get you to buy; advertise

inherit

US / ɪn'herɪt /

•

UK / ɪnˈhɛrɪt /

verb
To have a quality or feature passed down at birth
To receive property or money after someone dies
To receive something that belonged to someone else

side

US / saɪd /

•

UK / saɪd /

adjecitve
In addition to the central or most important thing
Next to, or very close to, the right or left of
noun
Position or opinion that is opposite to another
Right or left part of a person's body
Feature of someone's personality
Straight edge of an object
One of two or more groups fighting each other
verb
To decide to agree with one point, not the other

always

US / 'ɔ:lweɪz /

•

UK / ˈɔlwez,-wɪz,-wiz /

adverb
For a very long time
At all times; in every situation
For ever

after

US / 'ɑ:ftə(r) /

•

UK / ˈæftɚ /

adverb
Later than another time, or behind something
conjunction
Following something before
preposition
When an event happened or time has passed

already

US / ɔ:lˈredi /

•

UK / ɔlˈrɛdi /

adverb
Having happened or been done before this time

describe

US / dɪ'skraɪb /

•

UK / dɪˈskraɪb /

verb
To tell the appearance, sound, smell of something

expense

US / ɪk'spens /

•

UK / ɪkˈspɛns /

noun
Money you have to pay to do part of your job
Paying money for something (big)
When resources e.g. time is used to do something

net

US / net /

•

UK / nɛt /

adjecitve
Remaining amount after something is taken away
noun
Internet
Crossed rope, fibers with partly open pattern
Crossed ropes that make up the back of a goal
verb
To catch or cover something in a mesh, often fish
To gain or earn a certain amount of money
To hit a ball into a goal during a sports event

reward

US / rɪ'wɔ:d /

•

UK / rɪˈwɔrd /

noun
Money given for information about criminals
verb
To give something because of someone's good work
To give someone money for helping the police
To give someone satisfaction for what they did

will

US / wɪl /

•

UK / wɪl /

noun
Desire or choice of someone
Document saying who gets your money when you die
Strong desire to do something; determination
Desire to do something; strong wish to do
other
Used with verbs to express the future
verb
To leave property to someone after your death
To use mental effort to make something happen
Am (is, are) likely to do
To influence someone to do something
To make something happen by strongly wanting it

beat

US / bi:t /

•

UK / bit /

noun
Regular movement or rhythm (e.g. heart or music)
verb
To move in regular motions in order to push blood
To strike or hit repeatedly and with great force
To mix ingredients together with a fork or machine
To play a drum
To win against another person or team; defeat

age

US / eɪdʒ /

•

UK / edʒ /

verb
To keep food, wine for a long time to improve it
To get older
noun
Period of time in history
Number of years a person or thing has lived

race

US / reɪs /

•

UK / res /

noun
Speed contest between people, animals or vehicles
People who share physical features or culture
verb
To take part in a running or swimming competition
To move or go at a very fast pace
To take someone, something to a place very quickly

should

US / ʃʊd /

•

UK / ʃʊd /

other
Used to indicate what is proper or reasonable

unless

US / ənˈles /

•

UK / ʌnˈlɛs /

conjunction
Negative of 'if'

actually

US / ˈæktʃuəli /

•

UK / ˈæktʃuəli /

adverb
Used to add new (often different) information

bond

US / bɒnd /

•

UK / bɑnd /

noun
Rope, chain or other thing used to tie someone up
Closeness that is shared between people or groups
Loan that a government must buy back by a set date
Written agreement to pay back borrowed money
Joint or connection, often using glue
verb
To develop a close relationship with
To become joined or connected, e.g. using glue

prioritize

US / praɪˈɒrətaɪz /

•

UK / praɪˈɔ:rətaɪz /

verb
To rank things in importance

stick

US / stɪk /

•

UK / stɪk /

noun
Long thin piece of wood from a tree
verb
To push a sharp or pointed object into something
To join together using glue or paste
To remain in one place or position for a long time

sell

US / sel /

•

UK / sɛl /

verb
To exchange something for money
To persuade people to do, like or agree

use

US / ju:s /

•

UK / ju:s /

noun
Ability to employ something
Need to enable it to work
Permission to do something with something
Act of spending money
Operation of a machine for its function
verb
To have; to eat, drink, consume etc.
To need to operate or work
To operate a machine, e.g. a computer
To treat a person badly
To do something with, for a task or purpose

consider

US / kən'sɪdə(r) /

•

UK / kənˈsɪdər /

verb
To think carefully about something

flow

US / fləʊ /

•

UK / flo /

noun
Amount of something that moves through an area
verb
To move steadily and easily in a certain direction

debt

US / det /

•

UK / dɛt /

noun
Sum of money owed to someone that is not yet paid

withdraw

US / wɪð'drɔ: /

•

UK / wɪðˈdrɔ, wɪθ- /

verb
To take money out of a bank account
To pull back; move away or backward from something
To remove something from its place or position
To stop taking a strong, usually illegal, drug
To take something back that was given or offered

coin

US / kɔɪn /

•

UK / kɔɪn /

noun
A small, flat piece of metal used as money
verb
To make coins from metal
To invent a new word that becomes popular

available

US / əˈveɪləbl /

•

UK / əˈveləbəl /

adjecitve
Present and able to be used
Able to be used at a scheduled time

here

US / hɪə(r) /

•

UK / hɪr /

adverb
In this place; at this location, position or time

isa

US / ˈaɪsə , ˌaɪ es ˈeɪ /

•

UK / ˈaɪsə , ˌaɪ es ˈeɪ /

abbreviation
Industry standard architecture, a standard for connecting computers and their peripherals.
noun
(in the UK) an individual savings account, a program allowing individuals to hold cash, shares, and

lose

US / lu:z /

•

UK / luz /

verb
To be unable to keep in check or control something
To decrease in value or quantity (e.g. weight)
To stop having certain qualities or abilities
To stop having or being entitled to
To fail to win something that is being contested
To be unable to find something you once had
To be dependent on someone (used with 'not')

position

US / pəˈzɪʃn /

•

UK / pəˈzɪʃən /

noun
Person's opinion or attitude about something
Specific location where someone or something is
Where you play or your role on a sports team
Person's job or status level
Set of conditions affecting what you can (not) do
verb
To put in a particular location or direction

strategy

US / 'strætədʒɪ /

•

UK / ˈstrætədʒi /

noun
Careful plan or method for achieving a goal
other
Branch of military dealing with command

small

US / smɔ:l /

•

UK / smɔl /

adjecitve
Little in size; not big
(Of letters) not written in capital letters
Being insignificant or minor
(Of a business) with few people or things; local
(Of voice) being soft and quiet
(Of a child) being young

tool

US / tu:l /

•

UK / tul /

noun
Device used to make things, e.g. a hammer
verb
To provide a workshop with the right equipment

try

US / traɪ /

•

UK / traɪ /

noun
Act of putting the ball over the rugby goal line
verb
To make an effort, to attempt to do something
To examine someone or something in a court of law
To test to see if it is good or you like it
To make a person go through hardship; test
To examine something to see if it works

control

US / kən'trəʊl /

•

UK / kənˈtrol /

noun
A device designed to operate a machine
Participant in experiment that is left untouched
Act to dominate or command; make manageable
A law limiting the growth or spread of something
A place which overseas or manages e.g. a factory
verb
To direct or influence the behavior of something

generation

US / ˌdʒenəˈreɪʃn /

•

UK / ˌdʒɛnəˈreʃən /

noun
Act or process of producing or causing something
People born and living at about the same time

those

US / ðəʊz /

•

UK / ðoz /

determiner
The people or things we are talking about
pronoun
The objects far from the speaker

attitude

US / ˈætitju:d /

•

UK / ˈætɪˌtud, -ˌtjud /

noun
Way you act, think and feel about something

financial

US / faɪˈnænʃl /

•

UK / faɪˈnænʃ(ə)l /

adjecitve
Involving money

explode

US / ɪk'spləʊd /

•

UK / ɪkˈsplod /

verb
To express an emotion in a sudden and loud way
To increase in number or amount very quickly
To burst or cause to burst into pieces

emergency

US / ɪ'mɜ:dʒənsɪ /

•

UK / ɪˈmɚdʒənsi /

noun
Sudden event needing an immediate action

fact

US / fækt /

•

UK / fækt /

noun
Something that is known or proved to be true

individual

US / ˌɪndɪˈvɪdʒuəl /

•

UK / ˌɪndəˈvɪdʒuəl /

adjecitve
Made for use by one single person
Having a distinct manner different from others
noun
Single person, looked at separately from others

nba

US / ˌenbi:'eɪ /

•

UK / ˌenbi:'eɪ /

abbreviation
NBA is an acronym

much

US / mʌtʃ /

•

UK / mʌtʃ /

adjecitve
Very; to a high level or degree
adverb
A lot; large amount; a high degree of
Nearly; basically
On many occasions; often
noun
A large amount; a great quantity

statement

US / ˈsteɪtmənt /

•

UK / ˈstetmənt /

noun
Record of activity in a bank account over time
Act or process of saying something formally

wealthy

US / ˈwelθi /

•

UK / ˈwɛlθi /

adjecitve
Having a great quantity of money or property

job

US / dʒɒb /

•

UK / dʒɑ:b /

noun
Something that must be done
Regular work at which you earn money

mass

US / mæs /

•

UK / mæs /

noun
Religious ceremony in some Christian churches
Large amount or number of something
Main or largest part of something
Large number of people considered as a whole
Amount of matter that an object has
verb
To gather people or things into a large group

opinion

US / əˈpɪnjən /

•

UK / əˈpɪnjən /

noun
Court judge's statement why a decision was made
A person's thoughts on a topic

limited

US / ˈlɪmɪtɪd /

•

UK / ˈlɪmɪtɪd /

adjecitve
(Of a company) with a limit of financial liability
With restrictions; not broad in scope
verb
To stop or prevent an increase past a point

rich

US / rɪtʃ /

•

UK / rɪtʃ /

adjecitve
Having a lot of money or valuable possessions
Containing a lot of exciting events or experiences and therefore very interesting
(of a color, sound, smell, etc.) Pleasantly deep or strong
If food is rich, it contains a large amount of oil, butter, eggs, or cream.

per

US / pə(r) /

•

UK / pɚ /

preposition
In the manner directed or suggested
For each; during each

soon

US / su:n /

•

UK / sun /

adverb
At a time not long from now

sound

US / saʊnd /

•

UK / saʊnd /

adjecitve
Sensible, dependable and reliable
Unbroken or undisturbed, as of sleep
Firm or solid in structure
Sane; not mentally ill
Clearly reasoned; involving sense, good judgment
noun
Unique quality that characterizes a style of music
Waves traveling in air or water that can be heard
verb
To seem or appear to be, from what was said
To say in a clear deliberate manner
To make a noise, e.g. to ring a bell

such

US / sʌtʃ /

•

UK / sʌtʃ /

determiner
Being similar to
(Thing) as previously stated or referred to
adverb
(Used to emphasize the quality of an adjective)

smart

US / smɑ:t /

•

UK / smɑ:rt /

adjecitve
Fashionable; well-dressed; well-groomed
Looking clean, neat and stylish
(Of phones, weapons) with clever features
Associated with rich, popular and stylish people
Clever; with intelligence
adverb
Energetic or quick in motion or movement
In a clever way; with intelligence
noun
Feeling of being hurt and upset
Sharp, burning pain
verb
To feel hurt or upset
To hurt with an unexpected sharp or burning pain

check

US / tʃek /

•

UK / tʃɛk /

adjecitve
Decorated with squares made up of lines
noun
Paper showing how much you owe at a restaurant
Printed piece of paper you sign to pay for things
A mark on a form, equivalent to 'yes'; tick
Mark used to show that something is correct
Procedure to prevent errors or control something
verb
To confirm the details of something are correct
To leave your things with staff who look after it
To examine something to see if something is wrong
To examine in order to prevent errors/a problem

compound

US / 'kɒmpaʊnd /

•

UK / kɑmˈpaUnd /

adjecitve
(Of a term) created by combining two or more words
noun
Series of buildings that are walled or fenced off
Chemical made up of several others
Closed walled area, as in a prison
Something formed by combining elements/parts
Term created by using two or more words together
verb
To pay interest on a loan including the interest
To make something from various parts or components
To make a mistake or problem worse

for

US / fə(r) /

•

UK / fɔr,fə /

preposition
Used to show the purpose, or need of something

nowadays

US / ˈnaʊədeɪz /

•

UK / ˈnaʊəˌdez /

adverb
At the present time; now

player

US / ˈpleɪə(r) /

•

UK / ˈpleɚ /

noun
Machine that plays recorded material
Person who plays a musical instrument
Person who plays games on devices
Person who plays sports

spend

US / spend /

•

UK / spɛnd /

verb
To use money to pay for something
To use time in order to do something
To use up something completely

time

US / taɪm /

•

UK / taɪm /

noun
Speed at which music is played; tempo
Point as shown on a clock, e.g. 3 p.m
Number of hours, minutes needed to do something
Occasion when something happens
Period or occasion that something occurred
Period in history or the past
Something measured in minutes, hours, days, etc.
How long an event takes; duration
verb
To check speed at which music is performed
To choose a specific moment to do something
To measure how long an event takes, e.g. a race
To schedule something to occur at a specific moment

why

US / waɪ /

•

UK / hwaɪ, waɪ /

adverb
Question word to ask for a reason
exclamation
(Used to express surprise or approval)

through

US / θru: /

•

UK / θru /

adjecitve
having finished using or doing something
adverb
From the beginning of something until the end
preposition
Over, in, across an entire thing or place
Allowing you to pass between, or to
By a particular way or process; by the use of

worth

US / wɜ:θ /

•

UK / wɚθ /

other
the financial, practical or moral value of somebody/something
having a particular value, especially in money

amount

US / ə'maʊnt /

•

UK / əˈmaʊnt /

noun
Quantity of something
verb
To add up to a certain figure

calculator

US / 'kælkjʊleɪtə(r) /

•

UK / ˈkælkjəˌletɚ /

noun
A small electronic device used for calculation

curtis

US / ˈkɜːtis /

•

UK / ˈkɜːrtɪs /

never

US / 'nevə(r) /

•

UK / ˈnɛvɚ /

adverb
Not ever; not at any time

career

US / kə'rɪə(r) /

•

UK / kəˈrɪr /

noun
Particular occupation in professional life
verb
To move forward very fast and without control

fidelity

US / fɪˈdeləti /

•

UK / fɪˈdɛlɪti,faɪ- /

noun
Loyalty

exchange

US / ɪksˈtʃeɪndʒ /

•

UK / ɪksˈtʃendʒ /

noun
Sharing/directing a look, etc. at someone else
Short discussion or talk
The place you can change money to another currency
Place where things or services are exchanged
Act of returning something to a store
Act of giving a thing in return for another thing
verb
To share (a look, a few words etc.)
To sell one currency to get another
To return something to a store
To give things of similar value to each other

disconnect

US / ˌdɪskəˈnekt /

•

UK / ˌdɪskəˈnɛkt /

noun
State of being separated from something else
verb
To separate something from something else

just

US / dʒʌst /

•

UK / dʒʌst /

adjecitve
Proper or appropriate; as is deserved
Doing or being what is right or fair
Legally correct; having enough evidence
adverb
Almost; nearly
Exactly at the time of
Exactly (the same as, like)

talk

US / tɔ:k /

•

UK / tɔk /

noun
Style of speaking
Discussion between two countries
Giving information in front of people; lecture
Saying things or ideas to someone with words
verb
To make a formal speech about something
To say things or ideas to someone with words

ask

US / ɑ:sk /

•

UK / æsk /

verb
To say to someone that you want something

bore

US / bɔ:(r) /

•

UK / bɔr, bor /

verb
To accept (responsibilities or duties)
To give birth to a child; to produce fruit
To accept or suffer the weight of difficulties
To show (sign of something)
To support the weight of something, e.g. a bridge
To make a deep hole in the ground with a drill
To make someone not interested in something

grow

US / ɡrəʊ /

•

UK / ɡro /

verb
To get bigger and more mature; make plants do this
To improve; to develop better skills over time
To develop and become bigger or taller over time

lower

US / 'ləʊə(r) /

•

UK / ˈlaʊɚ, laʊr /

adjecitve
In a position more near the bottom
verb
To move something downward to the ground

limit

US / 'lɪmɪt /

•

UK / ˈlɪmɪt /

noun
Point beyond which it is not possible to go
verb
To stop or prevent an increase past a point

roth

US / rəʊt /

•

UK / rot /

start

US / stɑ:t /

•

UK / stɑrt /

noun
First time or place that a thing exists; beginning
First opportunity to achieve something, e.g. a job
Sudden action or movement because you are scared
other
Beginning of something in place or time
verb
To do, be or happen for the first time; begin
To turn something on

set

US / set /

•

UK / sɛt /

adjecitve
Prepared for something; ready
noun
Complete group of something
Place where a television show or movie is filmed
Group of games in a tennis match
Device that receives radio or television signals
verb
To make a clock state or ring at a particular time
To decide upon or choose something
To make something ready for use (e.g. table)
To decide on a price for something
To become hard (of glue, concrete etc.)
To be located in a specific place or time
To put (e.g. a vase) down carefully in a place
To put someone in a certain condition or state
(Of the sun) to go lower than the horizon

yourself

US / jɔ:ˈself /

•

UK / jʊrˈsɛlf, jɔr-, jor-, jə- /

pronoun
Reflexive form of 'you', used for an emphasis

well

US / wel /

•

UK / wɛl /

adjecitve
Being in a fortunate, good condition or state
Healthy and in good condition
adverb
In an acceptable, proper, or successful manner
In a complete, total, or full manner
A great and considerable degree
In a successful way, in a good or satisfactory way
exclamation
Used to begin or continue a particular statement
Used to show you want to start saying something
Used to express that you are waiting for a reply
You say this to change the topic of a conversation
Used to indicate you are making a final remark
noun
Long deep hole in the ground to get water
verb
To cause your eyes to fill with tears

Introduction to Video Content

The greatest wealth transfer in history is currently taking place, presenting a massive $84 trillion opportunity for those who are adequately prepared. This significant shift of wealth has already begun, and it is crucial for individuals to understand what it entails and how they can benefit from it. The first step in capitalizing on this phenomenon is to follow the money. Knowing the source of this wealth is key to taking appropriate action. Surprisingly, the answer lies in the baby boomer generation, which includes individuals like myself, although I am technically a part of Generation X. As a result of their longer lifespan and accumulated wealth, boomers possess a substantial amount of assets. However, their attitudes towards younger generations and their outdated advice have garnered them a negative reputation online. Many boomers fail to acknowledge the challenges faced by millennials and Gen Z in acquiring wealth in today's society. Consequently, I strive to stay informed about the latest side hustles and investment trends so that I can offer valuable advice in my videos that remains effective. The resentment towards boomers is also fueled by their ownership of businesses, real estate, and stocks, coupled with statements like 'I had a house when I was your age, why don't you?' Nevertheless, this era is coming to a close, with an estimated 45 million households set to transfer $84 trillion of wealth to millennials and Gen Z in the coming years.

Subtitles section

The great wealth transfer is here and it's an $84 trillion opportunity that you can take part in if you're properly prepared.

This is actually being referred to as the greatest wealth transfer in history and it's already started.

By the end of this video, you'll know what the wealth transfer is and most importantly, how you can use it to get rich.

Step one, follow the money.

This is a super important step because if you don't know where the money's coming from, then you won't be able to take action.

I mean, when I first read about this crazy amount of money changing hands, my first thought was, where's it all coming from?

Funnily enough, the answer was actually staring back at me in the mirror, boomers just like me.

Well, technically I'm a Gen X, but everyone likes to call me a boomer, so let's just go with that.

We've been around longer than millennials and Gen Z and have accumulated a lot of wealth in the process.

Boomers aren't the most liked on the internet and in my opinion, this has a lot to do with their attitudes towards the younger generations.

On average, boomers don't seem to respect that it's a lot harder to gain wealth nowadays and have old fashioned advice that no longer applies.

That's why I always try to keep up to date with the latest side hustles and investing trends so that I can give actionable tips in my videos that still work.

I think a lot of the resentment also comes from the fact that baby boomers also own most of the businesses, real estate and stocks while saying things like, why don't you have a house yet?

I got mine when I was 20 years old.

However, that is coming to an end as it's predicted that in the coming years, 45 million households will transfer $84 trillion to millennials and Gen Z's.

But it's not the people receiving the money that should be most excited.

It's those that think like an entrepreneur and investor.

That's because whenever there's a huge transfer of money, there are big opportunities for the smart people that position themselves correctly.

I mean, most people don't know how to manage their money, which means they're likely to spend more.

And therefore, all you have to do is position yourself in the right place to reap the reward.

So the boomers that have been so despised will start to pass away.

And their children and grandchildren are gonna start inheriting mass amounts of wealth, making millennials the wealthiest generation ever.

Because of this, there are certain sectors that are set to explode, especially in the tech space, as more and more money is flowing into these industries.

Meaning, if you have an online side hustle, then you're gonna be able to participate in this great wealth transfer.

Step two, manage the money.

Did you know three out of five professional footballers and 60% of former NBA players declare bankruptcy shortly after retiring?

This is so shocking, as most of them earned enough during their career to never work again.

And if it was invested correctly, they would still earn more than $100,000 per year without ever running out.

A staggering 70% of families who inherited their wealth lose it by the second generation.

And 90% of families lose it by the third generation.

I find this statistic absolutely insane, but it just goes to show the huge disconnect from the value of money.

I think the best term to describe this would be, easy come, easy go.

Once it reaches the third generation, the people in control of the money become completely disconnected with how hard that money was to earn.

I always taught my son Curtis that money wasn't easy to make, and it is something that must be valued and used wisely.

This did make me seem a bit of a harsh dad because when his friends got the latest phones and game consoles, I would always tell him he had to save up his own money, which he made by picking up leaves in the garden and other odd jobs around the house.

When he started his first business, I also made it very clear that he could have as much advice as he wanted, but no money to help him.

This is because when it comes to making money, the first $100,000 is the hardest.

And the lessons you learn along the way are very valuable.

He now has a net worth of over $1 million at the age of 25. And because he made it himself, I'm confident he'll know how to manage it correctly.

Just to back up this point, a study recently found that around 68% of those with a net worth of $30 million or more made it themselves.

And a second study by Fidelity Investments found that 88% of all millionaires are self-made.

This just shows no matter if you inherit your money or make it through a side hustle, you won't become truly wealthy unless you fix the way you manage it.

Step three, grow your money.

I've always been a firm believer that it's not how much money you make, it's how much money you invest.

Of course, the more you make, the more you're able to maximize your investments, but wealth building is mostly down to strategy and psychology.

So let's dive into how you can grow your money like the richest people in the world do.

And hopefully, by implementing this strategy, you can make yourself a millionaire in the process.

With the right investment strategy, you will be able to gain your financial freedom, you will be able to make a consistent amount of money every year, and you will be able to beat the odds and never have to work ever again.

First, have an emergency fund.

I know I might sound like a broken record, but surprisingly, a huge amount of people would find it hard to cover an unexpected expense.

If you start investing your money without an emergency fund, then it can force you to sell your investments at a loss if something unforeseen happens.

The perfect emergency fund is three to six months of your living expenses.

This will be helpful if you lost your job, became ill, or your car blew up.

Second, pay off your high interest debt.

Sure, you could skip this one and dive into investing, but why take the risk when you can get a guaranteed return on investment by limiting the money leaving your bank account every month?

If you have a high interest debt for something that's not making you money, such as a car loan, for example, then it's best to get it paid off as soon as possible.

The way I like to think of it is if the car loan is 20% interest, then paying it off is as good as earning 20%, and it's guaranteed.

Third, open a tax-advantaged account.

This may sound boring, but stay with me.

It allows you to pay less of your hard-earned money to the government.

I mean, why give it away when you don't have to?

If you live in the UK, you can open a Stocks and Shares ISA, and if you live in the USA, you can open a Roth IRA.

These are tax-advantaged investing accounts that allow you to build your wealth long-term with all gains completely tax-free.

Most countries have a tax-advantaged account, which may work in a slightly different way, so you'll have to do a bit of research to find out what's available to you.

In the UK, you can deposit £20,000 to your ISA each year and withdraw whenever you like, completely tax-free.

In the USA, the Roth IRA works a little bit differently.

You can only deposit $6,000 per year, and you can't withdraw tax-free until you're 59 1⁄2.

Why it's 59 1⁄2, I don't know.

I stopped measuring my age like that when I was 7 1⁄2.

Fourth, invest in the stock market.

I always hear people saying, I've invested in my Roth IRA, and when I ask them what they've invested in, they just say a Roth IRA.

So let's clear this up once and for all.

These are just accounts.

Think of them like empty boxes.

It's up to you to fill those boxes with whatever investments you like.

If you only have around $100, then investing in individual stocks could be for you.

It's a great opportunity to learn how to read financial statements and hopefully have a bit of fun along the way.

If you can afford to invest a little bit each month, then you should look to build a three-fund portfolio.

This consists of a US index fund, a total stock market index fund, and a bond fund.

Bonds are much lower risk, but offer far less rewards.

So the younger you are, the less bonds you should technically hold.

If you choose to use this strategy, then you'll own a small part of the entire stock market.

Index funds like the S&P 500 typically return investors an average of 7% to 10% a year.

There are tons of compound interest calculators online that you can use to work out your retirement or freedom figure based on what you can afford to invest.

Fifth, consider cryptocurrency.

I know crypto doesn't have the best reputation at the moment.

However, with crypto being the tech version of money, it makes sense that this could see growth in the future.

I'm not saying invest a large percentage, but it's probably a good idea to have a little bit of skin in the game, especially when prices are low and people aren't talking about it a lot.

I usually stick to the blue chip coins, such as Bitcoin and Ethereum, and invest no more than 5% of my portfolio.

I like to buy and hold long-term, just like I do when I'm investing in stocks.

But I'm not oblivious to the fact that some of you guys decide to trade crypto with a smaller amount of money.

So here are some words of wisdom from me.

When investing in crypto or even trading, it's important to use a tool that prioritizes your safety and provides you with the necessary data you need.

You need to look for a platform that has state-of-the-art encryption and holds your assets one-to-one, which means if you own a whole Bitcoin, the exchange actually holds that coin and doesn't loan it out to somebody else without your permission.

If you're more advanced, then of course, make sure the exchange you use offers features that help you trade, such as a trading view, which allows you to interact with other traders, share ideas, and access advanced charting and custom watch lists.

An exchange that ticks all these boxes for me is Coinbase.

So it's great that they recently reached out and asked to sponsor a video.

So if you wanna trade crypto, then check out Coinbase Advance.

And for a limited time, enjoy zero trading fees until October the 7th, 2023, with my link in the description.

Sixth, start a tech-based side hustle.

I get that some people wanna go out and do practical side hustles.

I did that back in my day, car washing, driveway cleaning, and grass cutting.

But take it from me, the future is online.

Use your money to get good at online skills and then use them to make even more money.

You can sell to a global marketplace and there really won't be anything limiting you apart from a little bit of competition.

So the race to start a side hustle starts now.

If you want to know how to start a side hustle from nothing, then you can watch this next video, but don't click on it just yet.

Make sure to subscribe if you wanna grow your wealth, okay?

I'll see you over there.