Cash Course: Understanding Health Insurance
A1 A2 B1 B2 C1 C2
chart
US / tʃɑ:t /
•UK / tʃɑ:rt /
- noun
- Drawing showing information in a clear way
- Map of the sea or stars
- verb
- To make a plan for future action
- To make a map of
- To keep a record of developments over time
dollar
US / ˈdɒlə(r) /
•UK / ˈdɑ:lə(r) /
- noun
- A basic unit of money equal to 100 cent
everything
US / 'evrɪθɪŋ /
•UK / ˈɛvriˌθɪŋ /
- pronoun
- All of the things mentioned
risk
US / rɪsk /
•UK / rɪsk /
- noun
- Actions that cause potential problems
- verb
- To do something potentially dangerous or foolish
very
US / 'verɪ /
•UK / ˈvɛri /
- adjecitve
- Concerning a large degree or amount
- adverb
- A lot; much; many
- Used to stress or emphasize a noun
eighteen
US / ˌeɪˈti:n /
•UK / eˈtin /
- number
- 18
fill
US / fɪl /
•UK / fɪl /
- noun
- Act of filling; amount used to make something full
- verb
- To make something full
- To move into all parts of an area
- To repair a surface by adding a substance to it
- To use (time); to do something during
hospital
US / ˈhɒspɪtl /
•UK / ˈhɑ:spɪtl /
- noun
- Building for sick people, with doctors and nurses
option
US / 'ɒpʃn /
•UK / ˈɑpʃən /
- noun
- A choice
- Right to buy or sell at a certain price and time
both
US / bəuθ /
•UK / boθ /
- determiner
- Used to refer to two things at the same time
- pronoun
- Used to refer to two things at the same time
all
US / ɔ:l /
•UK / ɔl /
- adverb
- Completely; totally
- determiner
- Being every one of something
- pronoun
- 100% of something; the complete amount
US / 'pɒkɪt /
•UK / ˈpɑkɪt /
- adjecitve
- (As if) small enough to fit in your pocket
- noun
- Small cloth bag sewn into clothing to hold things
- Area of space
- verb
- To put something into your pocket
- To take or hide something illegally
who
US / hu: /
•UK / hu /
- pronoun
- Which person
- Used to introduce information about people
account
US / ə'kaʊnt /
•UK / əˈkaʊnt /
- noun
- An advantage
- Arrangement with a bank to keep your money for you
- An invoice for things bought
- Arrangement whereby you can use online services
- A description, often written, of events; report
mid
US / mɪd /
•UK / mɪd /
- adjecitve
- At (or near) the middle point
steamboat
US / 'sti:mbəʊt /
•UK / ˈstimˌbot /
- noun
- Boat propelled by a steam engine
pay
US / peɪ /
•UK / pe /
- noun
- Money you receive from your job, work, etc.
- verb
- To give money for goods or work done
- To give (attention, respect, etc.) to
- To be punished or suffer for something you did
- To make (a visit) to a person or place
agree
US / əˈgri: /
•UK / əˈɡri /
- verb
- To have the same opinion as someone else
appointment
US / əˈpɔɪntmənt /
•UK / əˈpɔɪntmənt /
- noun
- Job, position or duty that is offered to a person
- Time you arranged to meet someone or do something
design
US / dɪˈzaɪn /
•UK / dɪˈzaɪn /
- noun
- The way something is planned, to fulfill a purpose
- verb
- To plan in a particular way to fulfill a purpose
- To think of a plan
huge
US / hju:dʒ /
•UK / hjudʒ /
- adjecitve
- Very very large
organization
US / ˌɔ:gənaɪˈzeɪʃn /
•UK / ˌɔrɡənɪˈzeʃən /
- noun
- Group of people with a particular purpose
their
US / ðɛː /
•UK / ðer /
- determiner
- Belonging to them
way
US / weɪ /
•UK / we /
- adverb
- Used to emphasize the amount of something
- noun
- Particular aspect of something being thought about
- One of various choices that could be made
- Particular existing condition or state
- (Often long) distance or length of time
- How something is done
- Route to go to a place
- Small street
- Usual behavior, emotions or habits of someone
take
US / teɪk /
•UK / tek /
- noun
- Filming of a single scene for TV or the movies
- verb
- To accept something that is offered
- To use a method of traveling, e.g. a bus or train
- To use a camera to make (a photo)
- To pick up something and go away with it
- To study a subject in school
- To attempt to pass (an exam)
- To require a certain amount of time, money, space
update
US / ˌʌpˈdeɪt /
•UK / ʌpˈdet /
- noun
- Addition of a current version of something
- New information or data to make more current
- verb
- To download the latest version of software
- To make more current or modern
become
US / bɪ'kʌm /
•UK / bɪˈkʌm /
- verb
- To begin to be; grow to be; develop into
- To be suitable for a particular job or role
disease
US / dɪˈzi:z /
•UK / dɪˈziz /
- noun
- Illness that affects a person, animal, or plant
medically
US / 'medɪklɪ /
•UK / ˈmɛdɪklɪ /
- adverb
- As regards medical matters
fix
US / fɪks /
•UK / fɪks /
- noun
- Answer to a problem
- verb
- To arrange or prepare something
- To attach something so it will not move or change
- To dishonestly arrange the result of a game
- To make an animal unable to produce young
- To make something whole or able to work again
insurer
US / ɪnˈʃʊərə(r) /
•UK / ɪnˈʃʊrɚ /
- noun
- Financial institution that sells insurance
maybe
US / ˈmeɪbi /
•UK / ˈmebi /
- adverb
- Possibly but not certainly; perhaps
not
US / nɒt /
•UK / nɑt /
- adverb
- Word indicating the negative
- (Used to form the negative of verbs)
our
US / 'aʊə(r) /
•UK / aʊr /
- determiner
- Belonging to us
seventy
US / ˈsevnti /
•UK / ˈsɛvənti /
- number
- 70
can
US / kæn /
•UK / kən,kæn /
- noun
- A metal container for storing food
- other
- Able to; have the skill to; have the time to
- verb
- To have permission to
- To be possible to do
- To preserve food by sealing it in a metal container
decision
US / dɪ'sɪʒn /
•UK / dɪˈsɪʒən /
- noun
- Choice made after thinking; final judgment
- Ability to make quick and confident choices
financially
US / fə'nænʃəlɪ /
•UK / faɪˈnænʃəlɪ /
- adverb
- From a financial point of view
surprise
US / səˈpraɪz /
•UK / sərˈpraɪz /
- adjecitve
- That surprises you; not expected
- noun
- Something unexpected that slightly shocks you
- verb
- To do something that another person didn't expect
compare
US / kəm'peə(r) /
•UK / kəmˈpɛr /
- verb
- To consider how similar and different things are
really
US / ˈri:əli /
•UK / ˈriəˌli, ˈrili /
- adverb
- Used to stress something that is said; definitely
- In a true or accurate manner
- Very
understand
US / ˌʌndə'stænd /
•UK / ˌʌndɚˈstænd /
- verb
- To know the meaning of language, what someone says
would
US / wʊd /
•UK / wʊd /
- other
- Used to indicate something imagined
- Used to ask or request something politely
- Verb used to indicate possibility, request etc.
- Used to indicate a preference
- Used to indicate a reaction
- Indicates something that occurred repeatedly
- Used to indicate willingness or ability to do
now
US / naʊ /
•UK / naʊ /
- adverb
- At the present time or moment
- Right away or in the next possible moment
- Used to refer to something that just happened
- Time between the present and a moment in the past
- conjunction
- Resulting from or because of something
recovery
US / rɪˈkʌvəri /
•UK / rɪˈkʌvəri /
- noun
- Process of returning to a former (good) state
- Act of getting back something that was lost
but
US / bət /
•UK / bʌt,bət /
- conjunction
- Used before you say something different, opposite
fifty
US / 'fɪftɪ /
•UK / ˈfɪfti /
- number
- 50
good
US / ɡʊd /
•UK / ɡʊd /
- adjecitve
- Proper, appropriate or right
- (Of an amount) enough; plenty
- Excellent; high quality
- Acting well or properly; of moral character
- In a positive or happy emotional state
- noun
- Advantage or benefit
nobody
US / ˈnəʊbədi /
•UK / ˈnoʊbədi /
- pronoun
- No person; no one; not any person
research
US / rɪ'sɜ:tʃ /
•UK / rɪˈsɚtʃ, ˈriˌsɚtʃ /
- noun
- Study done to discover new ideas and facts
- Work done to find or discover knowledge
- verb
- To study in order to discover new ideas and facts
zero
US / ˈzɪərəʊ /
•UK / ˈzɪroʊ /
- noun
- Temperature when water turns to ice
- number
- Number 0
- verb
- To set a scale or other device to show 0
about
US / ə'baʊt /
•UK / əˈbaʊt /
- adverb
- To be ready to; going to
- Nearly; approximately; roughly
- Near; next to; close to
- In every direction; in the area of
- preposition
- Concerning or of (a topic)
care
US / keə(r) /
•UK / kɛr /
- noun
- Treatment you receive for your health or safety
- Something that a person worries about
- verb
- To feel interest, concern, or worry
- To look after someone or something
different
US / ˈdɪfrənt /
•UK / ˈdɪfrənt /
- adjecitve
- Not of the same kind; unlike other things
even
US / 'i:vn /
•UK / ˈivən /
- adjecitve
- Being equal in influence, power, possibility etc.
- Being divided equally or fairly
- (Of teams/contest) with similar chances of success
- Smooth, level, or regular
- Can be divided by 2; ending in 2, 4, 6, 8, or 0
- At a regular, equally steady manner
- Remaining steady and unchanging
- adverb
- (When this is surprising) as well; too
- (Used to compare two things/stress the difference)
- verb
- To make something level; to flatten
- To make something equal
eventually
US / ɪˈventʃuəli /
•UK / ɪˈvɛntʃuəli /
- adverb
- After a long time; after many attempts; in the end
eye
US / aɪ /
•UK / aɪ /
- noun
- The part of the body that you see with
- The skill to see the good and bad parts of a thing
- Hole at the end of a needle
- verb
- To watch or study something closely
health
US / helθ /
•UK / hɛlθ /
- noun
- (Person, company) being in a good condition; well
impact
US / 'ɪmpækt /
•UK / ˈɪmˌpækt /
- noun
- A striking effect or result to hit with force
- Very strong influence
- Act or force of one thing hitting something else
- verb
- To hit or strike someone or something with force
like
US / laɪk /
•UK / laɪk /
- adjecitve
- Being equal in status or kind to something else
- Similar; the same
- adverb
- For example
- preposition
- Used as a filler; used to ad emphasis
- In a way similar to the way something is done
- Such as; for example
- verb
- To want to
- To find something pleasing; to prefer something
second
US / 'sekənd /
•UK / ˈsɛkənd /
- adjecitve
- 2nd; the one following first
- noun
- Unit of time; one sixtieth of a minute
- Short period of time that you wait for someone
- (Do) soon
that
US / ðæt /
•UK / ðæt, ðət /
- adjecitve
- The person or thing being talked about
- Used to identify something both the speakers know
- adverb
- Used to reinforce adjectives and adverbs
- To such a degree
- conjunction
- Used to connect a noun clause
- Used to introduce an adverbial clause
- Used to introduce a noun clause
- determiner
- Used as a noun to refer to something
- pronoun
- Referring an object far away
- Used to refer to the relative pronoun ‘which’
what
US / wɒt /
•UK / hwɑt, hwʌt, wɔt, wʌt,hwət, wət /
- pronoun
- Thing or things that; the same kind as
- Used to emphasize something you are about to say
- adjecitve
- Used to refer to a particular amount, or number
- Used to place emphasis on a particular quality
- adverb
- To a certain degree
- determiner
- Question words used for asking for information
- exclamation
- Used to express excitement, shock, or surprise
- Used to ask people to repeat something they said
annually
US / ˈænjuəli /
•UK / ˈænjʊəlɪ /
- adverb
- Every year; once a year
family
US / 'fæməlɪ /
•UK / ˈfæmli /
- noun
- Close group of people or organizations
- A group of people who are related through blood
- Group of related plants or animals
must
US / məst /
•UK / mʌst /
- noun
- Something that is necessary or required
- other
- (Used to state that something ought to be true)
- Used to say something is required or necessary
sick
US / sɪk /
•UK / sɪk /
- adjecitve
- Having a physical or mental illness
- Morally wrong; perverted
then
US / ðen /
•UK / ðɛn /
- adverb
- A time that is not now
- Following another thing in time or arrangement
- Following on reasonably from what was just stated
- At that time, not now
monthly
US / ˈmʌnθli /
•UK / ˈmʌnθli /
- adverb
- Occurring about once every 4 weeks
childbirth
US / ˈtʃaɪldbɜ:θ /
•UK / ˈtʃaɪldˌbəθ /
- noun
- Process of giving birth to a child
directly
US / dəˈrektli /
•UK / dɪˈrɛktli, daɪ- /
- adverb
- In a frank and honest way
- Right away; immediately
first
US / fɜ:st /
•UK / fɚst /
- adjecitve
- 1st; Coming before all others in time or place
- noun
- Something that has not happened before
- Position of the winner of a competition
get
US / ɡet /
•UK / ɡɛt /
- verb
- To become affected by illness or disease
- To begin to feel or understand an emotion or idea
- To send or bring someone or something home, etc.
- To go somewhere to obtain something
- To (cause to) do a particular thing
- To obtain, receive or be given something
- To currently have
- To prepare for use
- To understand something being said or read
bill
US / bɪl /
•UK / bɪl /
- noun
- Plan for a new law being discussed by a government
- Sign or poster advertising something
- Paper money; a bank note
- Piece of paper showing what you have to pay
- Hard, often pointed part of a bird's mouth
- Person's name
- verb
- To request payment by handing over an invoice
cast
US / kɑ:st /
•UK / kæst /
- noun
- People who appear in a play or movie
- Small amount of a particular color
- Shape to pour hot metal in to create objects
- Hard covering put around injured arm, leg etc.
- verb
- To give specific roles to actors in a movie, play
- To describe someone's personality or character
- To make objects using a mold
- To be presented in a certain way
- To send out or direct something
- To throw something using a line, e.g. when fishing
lastly
US / ˈlɑ:stli /
•UK / ˈlæstli /
- adverb
- In conclusion; at the final part of something
stay
US / steɪ /
•UK / ste /
- noun
- Legal order to stop or delay an action
- Strong rope or wire that supports a ship's mast
- Period of time spent living in or visiting a place
- verb
- To keep trying without giving up
- To remain in the same place and not move away
- To spend time visiting a place or someone's home
tell
US / tel /
•UK / tɛl /
- verb
- To (strongly) advise a person to do something
- To be able to guess
- To say or communicate information to someone
- To inform, but without speaking; indicate
- To have a negative effect on someone
- To order someone to do something; command
- To recognize something based on certain signs
- To report something to an authority
- To explain something or teach someone something
great
US / ɡreɪt /
•UK / ɡret /
- adjecitve
- Very large in size
- Very important
- Very good; fantastic; wonderful
- adverb
- Very good; better than before
- noun
- Successful and well-admired person
offer
US / 'ɒfə(r) /
•UK / ˈɔfɚ, ˈɑfɚ /
- noun
- Price you say you are willing to pay for something
- Act of making a thing available to be accepted
- verb
- To suggest a price you are willing to pay
- To give the opportunity to accept something
- To say you are willing to do something
- To give or say something as an act of worship
require
US / rɪ'kwaɪə(r) /
•UK / rɪˈkwaɪr /
- verb
- To demand that someone does something
- To need to do something, to make it necessary
tend
US / tend /
•UK / tɛnd /
- verb
- To move or act in a certain manner
- To take care of
- To regularly behave in a certain way
own
US / əʊn /
•UK / on /
- adjecitve
- Belong to oneself
- determiner
- Yours, his, hers, etc.; not belonging to another
- pronoun
- (Something) belong to myself
- verb
- To have something as your property
each
US / i:tʃ /
•UK / itʃ /
- determiner
- Every one of two or more things
- pronoun
- Per one person or thing
example
US / ɪgˈzɑ:mpl /
•UK / ɪɡˈzæmpəl /
- noun
- Thing, person which represents a category
happen
US / 'hæpən /
•UK / ˈhæpən /
- verb
- To take place or occur
percentage
US / pəˈsentɪdʒ /
•UK / pərˈsentɪdʒ /
- noun
- Part of a whole divided into hundredths
portion
US / 'pɔ:ʃn /
•UK / ˈpɔrʃən, ˈpor- /
- noun
- Serving of food that is intended for one person
- Part of something shared that belongs to a whole
- verb
- To separate something to divide among people
severity
US / sɪ'verətɪ /
•UK / səˈvɛrɪti /
- noun
- Degree of seriousness of an event or situation
before
US / bɪˈfɔ:(r) /
•UK / bɪˈfɔr,-ˈfor /
- adverb
- At a time earlier than the present; previously
- conjunction
- In advance of something happening
- preposition
- In front of someone or something
cover
US / 'kʌvə(r) /
•UK / ˈkʌvɚ /
- noun
- A different version of another song
- Bed sheets; blankets
- (Police or military) protection from attack
- Amount of money to be paid in an insurance claim
- Thing you put over something to close or hide it
- Front and back part of a book or magazine
- Shelter built to protect from the natural elements
- verb
- To record a different version of another song
- To include as part of its area
- To put something over something to hide it
- To discuss a subject in a talk or meeting
- To form a layer over something so it is hidden
- To have sufficient funds to pay for something
- To include something within an agreed limit
- To report news on TV, radio or in a newspaper
- (Police or military) to protect from attack
- To travel a certain distance in a given time
- To wrap something with something, such as a cloth
exercise
US / 'eksəsaɪz /
•UK / ˈɛksɚˌsaɪz /
- noun
- Physical activity to increase health and strength
- Set of questions in a text book
- verb
- To work out to become stronger and healthier
- To retain your ability or practice your skills
have
US / həv /
•UK / hæv /
- verb
- To drink, smoke, eat or use something
- To experience the effects of something
- To organize an event, or join in an activity
- To own, possess, or hold something
- To cause to happen or produce a particular effect
part
US / pɑ:t /
•UK / pɑ:rt /
- adjecitve
- To some degree; half; not fully
- noun
- Division of a book
- Ratio of something, e.g. 3 of gin, 1 of tonic
- A line in a person's hair, made with a comb
- Character an actor plays on stage, movie, or TV
- Some, but not all of a specific thing
- Role in causing something to happen
- verb
- To make a line in a person's hair, by using a comb
- To move two things apart creating a space
- To leave someone, or to break off a relationship
plan
US / plæn /
•UK / plæn /
- noun
- Drawing of how something should be done or made
provider
US / prəˈvaɪdə(r) /
•UK / prəˈvaɪdɚ /
- noun
- Person who supports a family
- Company or group that offers a particular service
six
US / sɪks /
•UK / sɪks /
- number
- 6
could
US / kəd /
•UK / kʊd /
- other
- Past form of 'can' to mean have ability
- Used to ask for something politely, or to offer
injury
US / 'ɪndʒərɪ /
•UK / ˈɪndʒəri /
- noun
- Physical or emotional harm or damage
know
US / nəʊ /
•UK / noʊ /
- verb
- To be familiar with a person or place, thing
- To feel sure or be convinced about something
- To discover or be aware of something
- To be able to distinguish
- To have knowledge of things
history
US / 'hɪstrɪ /
•UK / ˈhɪstəri /
- noun
- Established pattern or record
- Study of past events as an academic subject
choice
US / tʃɔɪs /
•UK / tʃɔɪs /
- adjecitve
- Of good quality or taste; desirable
- noun
- Decision between two or more possibilities
low
US / ləʊ /
•UK / lo /
- adjecitve
- Having a small quantity, supply, or amount
- Being unhappy or unpleasant in attitude
- Not high; being near the ground, or bottom
- (Of a voice, sound) being soft; quiet
- noun
- Situation of not having a lot of something
premium
US / ˈpri:miəm /
•UK / ˈprimiəm /
- adjecitve
- Having a higher than normal quality
- noun
- Money paid as a fee for insurance
see
US / si: /
•UK / si /
- verb
- To go on a date with someone
- To predict whether something is, or will be true
- To understand what someone says
- To use your eyes to look at something
- To visit a place often for sightseeing or pleasure
- To visit or meet with someone
- To find out by waiting or looking
- To watch (a game, movie or TV show)
hundred
US / 'hʌndrəd /
•UK / ˈhʌndrɪd /
- number
- 100
group
US / ɡru:p /
•UK / ɡrup /
- noun
- Two or more musicians who play music together
- Number of people or things gathered together
- verb
- To combine or collect objects or people together
month
US / mʌnθ /
•UK / mʌnθ /
- noun
- One of 12 28-31 day periods in the year
protect
US / prə'tekt /
•UK / prəˈtɛkt /
- verb
- To defend someone or something from harm or danger
prescription
US / prɪˈskrɪpʃn /
•UK / prɪˈskrɪpʃən /
- noun
- Specific medicine officially ordered for a patient
- Set of appropriate guidelines for something
subsidize
US / ˈsʌbsɪdaɪz /
•UK / 'sʌbsɪdaɪz /
- verb
- To aid, assist, or help pay a cost or price
government
US / ˈgʌvənmənt /
•UK / ˈɡʌvənmənt /
- noun
- Group of people and system that rule a nation
percent
US / pə'sent /
•UK / pɚˈsɛnt /
- adverb
- One one-hundredth of a whole; the symbol %
with
US / wɪð /
•UK / wɪð, wɪθ /
- preposition
- As an employee of a certain company
- Against something or someone
- By using something as a means
- Due to; because of
- Including
- Possessing as a feature
- Related to
- (Of the manner/attitude by which you do something)
- Used to express that people or things are together
ache
US / eɪk /
•UK / ek /
- noun
- A pain in your body that is weak, but constant
- verb
- To want something very badly
- To feel a weak but constant pain in your body
lifestyle
US / ˈlaɪfstaɪl /
•UK / ˈlaɪfˌstaɪl /
- noun
- The type of life that you have; the way you live
remember
US / rɪ'membə(r) /
•UK / rɪˈmɛmbɚ /
- verb
- To give someone a gift, e.g. birthday, wedding
- To hold a thought in your mind to not forget it
- To bring a previous image or idea to your mind
from
US / frəm /
•UK / frʌm, frɑm,frəm /
- preposition
- Starting at a particular place, time or level
out
US / aʊt /
•UK / aʊt /
- adverb
- No longer stylish (e.g. fashion)
- Away from home, business, or the usual place
- In a direction/movement away from inside or center
- noun
- Act when a batter cannot continue playing
- verb
- To tell people a secret
another
US / əˈnʌðə(r) /
•UK / əˈnʌðɚ /
- adjecitve
- One more, but not this
- determiner
- One more added
- pronoun
- One more (thing)
complex
US / 'kɒmpleks /
•UK / kəmˈplɛks, ˈkɑmˌplɛks /
- adjecitve
- Not being simple; having many parts or aspects
- noun
- Group of buildings all used for the same purpose
- Psychological issue regarding self-image
guide
US / ɡaɪd /
•UK / ɡaɪd /
- noun
- Book or a magazine containing information/advice
- Person leading others visiting an unknown place
- verb
- To help or advise someone about something
- To control missile to hit a target by radio signal
- To lead people visiting a new or unknown place
hurt
US / hɜ:t /
•UK / hɚt /
- noun
- Mental, emotional, or physical pain
- verb
- To cause pain, damage or injury
issue
US / 'ɪʃu: /
•UK / ˈɪʃu /
- noun
- Important topic discussed, debated or argued over
- Single edition of a magazine
- verb
- To make something available to be used or sold
- To deliver a statement, etc. in an official manner
sometimes
US / ˈsʌmtaɪmz /
•UK / ˈsʌmˌtaɪmz /
- adverb
- Only at certain times; occasionally
most
US / məʊst /
•UK / most /
- adverb
- Very; extremely
- Greatest possible degree
- pronoun
- Nearly all of something
meet
US / mi:t /
•UK / mit /
- noun
- Sporting competition e.g. swimming
- verb
- To provide something that is necessary
- To come together at a certain time or place
office
US / ˈɒfɪs /
•UK / ˈɔ:fɪs /
- noun
- Room or building used for business
- Important job position, often in a government
rest
US / rest /
•UK / rɛst /
- noun
- Time when one relaxes, sleeps, or is inactive
- State in which there is a lack of motion
- Part of something remaining after some was used
- verb
- To stop working or avoid activity to recover
- (Of dead person) to lie in a grave
- To lean, support or place something against
- To not be tired because you had enough sleep
versa
US / 'vɜ:sə /
•UK / 'vɜ:sə /
- adverb
- used to say that what you have just said is also true in the opposite order
any
US / 'enɪ /
•UK / ˈɛni /
- adjecitve
- One, or some, no matter which
- pronoun
- One (thing) of many; some
company
US / 'kʌmpənɪ /
•UK / ˈkʌmpəni /
- noun
- Good feeling from being with someone else
- A business that sells things or provides services
- Guests, especially in your home
- Being with another person rather than alone
help
US / help /
•UK / hɛlp /
- noun
- Something given to enable a person to do something
- Assistance given to someone in need
- Someone who makes something easier or possible
- verb
- To act to enable a person to do something; assist
- To make something better or less difficult
policy
US / 'pɒləsɪ /
•UK / ˈpɑlɪsi /
- noun
- Document stating terms of an insurance agreement
- Course of action proposed by an organization, etc.
think
US / θɪŋk /
•UK / θɪŋk /
- verb
- To have an idea about something without certainty
- To have an idea, opinion or belief about something
surgery
US / 'sɜ:dʒərɪ /
•UK / ˈsɚdʒəri /
- noun
- A doctor's office; health clinic
- Medical operation involving cutting into body
where
US / hwɛə /
•UK / hwɛr, wɛr /
- conjunction
- At or in the place which
- In whatever place
- pronoun
- Word you use to ask the location of something
beyond
US / bɪ'jɒnd /
•UK / biˈɑnd, bɪˈjɑnd /
- adverb
- On or to the farther side
- In addition to
- preposition
- Later in time than
- Out of the limits of
doctor
US / ˈdɒktə(r) /
•UK / ˈdɑːktɚ /
- noun
- Person paid to help people become or stay healthy
- Person awarded the highest university degree
- verb
- To treat someone's illness
- To change something in order to trick someone
familiar
US / fəˈmɪliə(r) /
•UK / fəˈmɪljɚ /
- adjecitve
- Well-known or easily recognized
keep
US / ki:p /
•UK / kip /
- noun
- Large, strong tower in the middle of a castle
- Money spent on you so you can live in a place
- verb
- To continue doing something; not to stop
- To stop balls going in a goal in sports
- To not give back or return something
- (Of food) to not spoil or not rot
- To take possession of something to own, e.g. a pet
- To have and continue to hold something
- To do something that you have promised or agreed
- To stay in a certain place or condition
- To maintain the rules
rather
US / 'rɑ:ðə(r) /
•UK / ˈræðɚ, ˈrɑðɚ /
- adverb
- Somewhat; fairly; not that much
something
US / ˈsʌmθɪŋ /
•UK / ˈsʌmθɪŋ /
- adverb
- In some degree or measure
- noun
- a person or thing of some value or consequence
- pronoun
- Thing that is not yet known or named
- Approximately
typically
US / ˈtɪpɪkli /
•UK / ˈtɪpɪklɪ /
- adverb
- In a normal or usual way
and
US / ənd /
•UK / ənd, ən,ænd /
- conjunction
- Used to refer to two or more things
- Plus; in addition; on top of that
- Used to introduce an action that follows another
base
US / beɪs /
•UK / bes /
- noun
- Place military personnel live, train, and operate
- Bottom part of an object that touches a surface
- Unit of counting, e.g. 10 for counting
- Most important idea or ingredient to add others
- Origin or start from which something came
- Main place where an organization or a person works
- verb
- To use as the starting point or origin for
- To have as the main location for (company, etc.)
healthcare
US / 'helθkeə /
•UK / 'helθker /
- noun
- Nursing care to prevent illness or recover from it
hope
US / həʊp /
•UK / hop /
- noun
- When you wish something will happen; what you wish
- verb
- To expect and want something to happen
lot
US / lɒt /
•UK / lɑt /
- noun
- What happens to a person in life from chance; fate
- A group of people seen together
- Item for sale at an auction
- Small area of land used for a purpose e.g. parking
money
US / 'mʌnɪ /
•UK / ˈmʌni /
- noun
- Coins or notes we use to pay for things
pain
US / peɪn /
•UK / pen /
- noun
- Strong feeling of hurt or discomfort
- Something or someone that bothers or upsets you
- verb
- To cause someone to feel upset or worry
only
US / ˈəunli /
•UK / ˈonli /
- adverb
- Just one; just that amount or thing; not more than
- Not very important or serious
- Just that type of thing, person
- Short time ago; not before a certain time
- conjunction
- Except; but
professional
US / prə'feʃənl /
•UK / prəˈfɛʃənəl /
- adjecitve
- Of jobs such as doctor, lawyer, accountant, etc.
- Acting/done properly as a qualified person would
- Getting paid for playing a sport/doing an activity
- noun
- Highly qualified person, e.g. lawyer or doctor
- One who plays a sport or similar activity as a job
ten
US / ten /
•UK / tɛn /
- number
- 10
less
US / les /
•UK / lɛs /
- adjecitve
- Smaller in amount or degree
- adverb
- To a smaller degree
- noun
- A smaller amount
- preposition
- With the subtraction of
may
US / meɪ /
•UK / me /
- noun
- 5th month of the year
- other
- Used to express a desire
- Expresses permission, possibility or probability
- Used to show that a thing could be true
this
US / ðɪs /
•UK / ðɪs /
- adjecitve
- Used to indicate something already been discussed
- Used to indicate something happening around now
- adverb
- An indication by a physical motion or gesture
- A specific amount of
- determiner
- Person, thing, or idea near you
- pronoun
- Person, thing that has already been discussed
entire
US / ɪn'taɪə(r) /
•UK / ɛnˈtaɪr /
- adjecitve
- Complete or full; with no part left out; whole
one
US / wʌn /
•UK / wʌn /
- pronoun
- You; we; people in general; someone
- The thing or person previously referred to
- adjecitve
- Used to refer to people generally
- Being a strong example of (something mentioned)
- number
- Number 1
than
US / ðən /
•UK / ðən /
- conjunction
- Used to compare two things that are not equal
homework
US / ˈhəumwə:k /
•UK / ˈhomˌwɚk /
- noun
- Work that a student is given to do at home
investment
US / ɪnˈvestmənt /
•UK / ɪnˈvɛstmənt /
- noun
- Something purchased hoping its value will increase
- Act of giving time, energy to see a future reward
let
US / let /
•UK / lɛt /
- verb
- To allow someone to do something
- Introducing a suggestion to do something together
- To rent a house, etc. to others
might
US / maɪt /
•UK / maɪt /
- other
- Used to politely request an action
- Used to express that something could happen
- Power, strength, force or influence
pricey
US / ˈpraɪsi /
•UK / ˈpraɪsi /
- adjecitve
- Expensive; dear; costly
receive
US / rɪ'si:v /
•UK / rɪˈsiv /
- verb
- To get something someone has given or sent to you
- To allow someone to become a member (of a club)
- To welcome someone as a guest into your home
- To respond to (e.g. news) in a particular way
the
US / ðə /
•UK / ðə /
- article
- Used to refer to something already mentioned
- Used to show there is only one of something
- determiner
- Used to describe all of a family
deep
US / di:p /
•UK / dip /
- adjecitve
- Complex and important
- Extreme or intense
- Going far down from the surface
- Low in pitch, as a sound
- adverb
- At a certain distance beneath the surface
state
US / steɪt /
•UK / stet /
- adjecitve
- Concerning region within a country
- noun
- Region within a country, with its own government
- Situation or condition something is in
- verb
- To say; declare as fact
able
US / 'eɪbl /
•UK / ˈebəl /
- adjecitve
- Skilled; good at something
- Having the ability to do something
bad
US / bæd /
•UK / bæd /
- adjecitve
- Not good; wrong
- Lacking in good morals; evil
- No longer fresh; spoiled
three
US / θri: /
•UK / θri /
- number
- Number 3
term
US / tɜ:m /
•UK / tɚm /
- noun
- Conditions applying to an agreement, contract
- Length of time something is expected to happen
- Fixed period of weeks for learning at school
- The (precise) name given to something
- verb
- To call; give a name to
also
US / 'ɔ:lsəʊ /
•UK / ˈɔlso /
- adverb
- In addition; too; in a similar way
fine
US / faɪn /
•UK / faɪn /
- adjecitve
- Good, acceptable or satisfactory
- Of high quality; made with great skill
- In a careful or exact manner; into small pieces
- Being of high quality
- Good; okay; no problem
- (Of weather) good; not raining
- noun
- Money you have to pay because you broke a rule
- verb
- To pay money because you broke a law
five
US / faɪv /
•UK / faɪv /
- number
- 5
live
US / lɪv /
•UK / liv /
- adjecitve
- Being broadcast as events happen, not recorded
- Carrying electric current; able to give a shock
- Glowing because burning; hot
- Not yet killed (for food)
- adverb
- (Music, drama) as it is performed
- verb
- To be alive
- To experience a particular type of life
- To make your home in a house or town
maximum
US / ˈmæksɪməm /
•UK / ˈmæksəməm /
- noun
- Largest or highest number or amount of something
payment
US / ˈpeɪmənt /
•UK / ˈpemənt /
- noun
- Amount of money that is paid for something
year
US / jə: /
•UK / jɪr /
- noun
- Unit of time equal to 12 months or 365 or 366 days
- Used to refer to the age of a person
you
US / jʊ /
•UK / ju /
- pronoun
- Person someone is speaking or writing to
- Person or people in general
average
US / 'ævərɪdʒ /
•UK / ˈævərɪdʒ, ˈævrɪdʒ /
- adjecitve
- Typical or normal; usual; ordinary
- noun
- Total of numbers divided by the number of items
- verb
- To add numbers then divide by the number of items
bank
US / bæŋk /
•UK / bæŋk /
- noun
- A financial institution that keeps or lends money
- The side of a river
- A row of things in lines (e.g. computers)
- verb
- To put or keep your money in a bank
- To turn a plane when flying; (of a plane) to turn
budget
US / 'bʌdʒɪt /
•UK / ˈbʌdʒɪt /
- adjecitve
- Low cost; inexpensive
- noun
- Amount of money planned to be spent
- verb
- To make a plan for how to spend your money
make
US / meɪk /
•UK / mek /
- noun
- Product made by a particular company; brand
- verb
- To arrange or prepare something e.g. dinner
- To get to (a place) on time
- To gain the status of (teacher, lawyer, etc.)
- To create something by putting things together
- To earn a certain amount of money at a job
- To cause or force a person to do something
- To cause something to happen or be formed
age
US / eɪdʒ /
•UK / edʒ /
- verb
- To keep food, wine for a long time to improve it
- To get older
- noun
- Period of time in history
- Number of years a person or thing has lived
medical
US / ˈmedɪkl /
•UK / ˈmɛdɪkəl /
- adjecitve
- Of or relating to physical health or medicine
- noun
- A health check or test
should
US / ʃʊd /
•UK / ʃʊd /
- other
- Used to indicate what is proper or reasonable
available
US / əˈveɪləbl /
•UK / əˈveləbəl /
- adjecitve
- Present and able to be used
- Able to be used at a scheduled time
discount
US / ˈdɪskaʊnt /
•UK / ˈdɪsˌkaʊnt /
- noun
- A decrease in the price of something
- verb
- To consider to be not important or not true
- To decrease the price of something
- To refuse to accept an idea, suggestion as valid
here
US / hɪə(r) /
•UK / hɪr /
- adverb
- In this place; at this location, position or time
quick
US / kwɪk /
•UK / kwɪk /
- adjecitve
- Using very little time; moving far in little time
- Learning and understanding rapidly and easily
savvy
US / 'sævɪ /
•UK / ˈsævi /
- adjecitve
- Wise; Not easily fooled; Street smart
consider
US / kən'sɪdə(r) /
•UK / kənˈsɪdər /
- verb
- To think carefully about something
visit
US / ˈvɪzɪt /
•UK / ˈvɪzɪt /
- noun
- Trip to a place for a time, usually for a reason
- verb
- To go to a place for a time, usually for a reason
basic
US / 'beɪsɪk /
•UK / ˈbesɪk /
- adjecitve
- At the most important or easiest (beginner) level
deductible
US / dɪˈdʌktəbl /
•UK / dɪˈdʌktəbl /
- adjecitve
- Acceptable as a deduction (from tax that is due)
healthy
US / ˈhelθi /
•UK / ˈhɛlθi /
- adjecitve
- In good condition physically, or financially; well
accident
US / ˈæksɪdənt /
•UK / ˈæksɪdənt, -ˌdɛnt /
- noun
- Sudden unplanned event causing damage, injury etc.
thousand
US / ˈθaʊznd /
•UK / ˈθaʊzənd /
- number
- Number 1,000
will
US / wɪl /
•UK / wɪl /
- noun
- Desire or choice of someone
- Document saying who gets your money when you die
- Strong desire to do something; determination
- Desire to do something; strong wish to do
- other
- Used with verbs to express the future
- verb
- To leave property to someone after your death
- To use mental effort to make something happen
- Am (is, are) likely to do
- To influence someone to do something
- To make something happen by strongly wanting it
ensure
US / ɪn'ʃʊə(r) /
•UK / ɛnˈʃʊr /
- verb
- To make something sure, certain, or safe
agent
US / 'eɪdʒənt /
•UK / ˈedʒənt /
- noun
- Chemical with the power to make chemical reactions
- Person who represents or decides for others
- A spy; someone who spies on other countries
certain
US / ˈsə:tn /
•UK / ˈsɚtn /
- adjecitve
- Definite, fixed
- Referring to an unspecified amount or quantity
- Being sure about something; without doubt
ever
US / 'evə(r) /
•UK / ˈɛvɚ /
- adverb
- At any time; at all times in the future
point
US / pɔɪnt /
•UK / pɔɪnt /
- noun
- An item to be discussed
- Small spot or dot
- Fact or detail
- Feature of something
- The size of the text on a page or screen
- A certain time or stage in a process
- Certain position in time or space
- Idea or fact you try to convince people about
- Measurement of scores in a game, sport
- Sharp end of something, e.g. a pen or pin
- verb
- To face a certain direction, e.g. north
- To indicate something with your finger to others
sure
US / ʃʊə(r) /
•UK / ʃʊr /
- adjecitve
- Having no doubts about something
- Have confidence in your own words or actions
- Firmly established or held; being firm or stable
- Being correct or true
- adverb
- What you say to agree willingly
third
US / θɜ:d /
•UK / θɜ:rd /
- adjecitve
- 3rd: Number after second
imagine
US / ɪ'mædʒɪn /
•UK / ɪˈmædʒɪn /
- verb
- To think creatively about; form mental picture of
once
US / wʌns /
•UK / wʌns /
- adverb
- One time; one instance
- At a time in the past
- conjunction
- When; as soon as
occasional
US / əˈkeɪʒənl /
•UK / əˈkeʒənəl /
- adjecitve
- Not happening often; irregular; rare
yearly
US / 'jɪəlɪ /
•UK / ˈjɪrli /
- adverb
- Once a year; every 365 days
while
US / waɪl /
•UK / hwaɪl, waɪl /
- conjunction
- In spite of the fact that; although
- During the time that; at the same time
- noun
- Short amount of time
for
US / fə(r) /
•UK / fɔr,fə /
- preposition
- Used to show the purpose, or need of something
ray
US / reɪ /
•UK / re /
- noun
- Person's name
- Lines of light coming from an object
- Fish with a pointed tail and flat body
solid
US / 'sɒlɪd /
•UK / ˈsɑlɪd /
- adjecitve
- Being able to be trusted; reliable
- Substance that is hard or of fixed shape
- Being well made and expected to last long
- Having no space or emptiness inside
- Being made entirely of one material or substance
- noun
- Something firm or hard; not gas or liquid
through
US / θru: /
•UK / θru /
- adjecitve
- having finished using or doing something
- adverb
- From the beginning of something until the end
- preposition
- Over, in, across an entire thing or place
- Allowing you to pass between, or to
- By a particular way or process; by the use of
time
US / taɪm /
•UK / taɪm /
- noun
- Speed at which music is played; tempo
- Point as shown on a clock, e.g. 3 p.m
- Number of hours, minutes needed to do something
- Occasion when something happens
- Period or occasion that something occurred
- Period in history or the past
- Something measured in minutes, hours, days, etc.
- How long an event takes; duration
- verb
- To check speed at which music is performed
- To choose a specific moment to do something
- To measure how long an event takes, e.g. a race
- To schedule something to occur at a specific moment
why
US / waɪ /
•UK / hwaɪ, waɪ /
- adverb
- Question word to ask for a reason
- exclamation
- (Used to express surprise or approval)
everybody
US / ˈevribɒdi /
•UK / ˈɛvriˌbɑdi, -ˌbʌdi /
- pronoun
- Every person; everyone
start
US / stɑ:t /
•UK / stɑrt /
- noun
- First time or place that a thing exists; beginning
- First opportunity to achieve something, e.g. a job
- Sudden action or movement because you are scared
- other
- Beginning of something in place or time
- verb
- To do, be or happen for the first time; begin
- To turn something on
set
US / set /
•UK / sɛt /
- adjecitve
- Prepared for something; ready
- noun
- Complete group of something
- Place where a television show or movie is filmed
- Group of games in a tennis match
- Device that receives radio or television signals
- verb
- To make a clock state or ring at a particular time
- To decide upon or choose something
- To make something ready for use (e.g. table)
- To decide on a price for something
- To become hard (of glue, concrete etc.)
- To be located in a specific place or time
- To put (e.g. a vase) down carefully in a place
- To put someone in a certain condition or state
- (Of the sun) to go lower than the horizon
well
US / wel /
•UK / wɛl /
- adjecitve
- Being in a fortunate, good condition or state
- Healthy and in good condition
- adverb
- In an acceptable, proper, or successful manner
- In a complete, total, or full manner
- A great and considerable degree
- In a successful way, in a good or satisfactory way
- exclamation
- Used to begin or continue a particular statement
- Used to show you want to start saying something
- Used to express that you are waiting for a reply
- You say this to change the topic of a conversation
- Used to indicate you are making a final remark
- noun
- Long deep hole in the ground to get water
- verb
- To cause your eyes to fill with tears
yourself
US / jɔ:ˈself /
•UK / jʊrˈsɛlf, jɔr-, jor-, jə- /
- pronoun
- Reflexive form of 'you', used for an emphasis
coinsurance
US / ˌkəʊɪnˈʃʊərəns /
•UK / ˌkoʊɪnˈʃʊrəns /
- other
- Insurance issued jointly by two or more underwriters
insurance
US / ɪnˈʃʊərəns /
•UK / ɪnˈʃʊrəns /
- noun
- Protection against loss/injury/death you pay for
just
US / dʒʌst /
•UK / dʒʌst /
- adjecitve
- Proper or appropriate; as is deserved
- Doing or being what is right or fair
- Legally correct; having enough evidence
- adverb
- Almost; nearly
- Exactly at the time of
- Exactly (the same as, like)
range
US / reɪndʒ /
•UK / rendʒ /
- noun
- Cooking stove with multiple burners
- Given distance from a point; how far plane can fly
- Large grassy area where cattle wander and feed
- Group or chain of mountains
- Set of things with something in common
- Limits within which something extends or varies
- A set of products, e.g. so that people can choose
- verb
- To cover an area from one point to another
- To extend to or vary within given limits
- To put things in a row or in line
- To wander or explore
talk
US / tɔ:k /
•UK / tɔk /
- noun
- Style of speaking
- Discussion between two countries
- Giving information in front of people; lecture
- Saying things or ideas to someone with words
- verb
- To make a formal speech about something
- To say things or ideas to someone with words
begin
US / bɪ'ɡɪn /
•UK / ˈbeɡɪn /
- verb
- To do the first part of an action; to start
charge
US / tʃɑ:dʒ /
•UK / tʃɑrdʒ /
- noun
- An attack by running quickly toward someone
- A price for a service or goods
- When a battery has a certain amount of electricity
- Amount of money you pay for a service
- verb
- To run quickly toward someone to attack them
- To ask for money as a price for a service or goods
- To put electricity in a battery
- To give responsibility to take care of or manage
- To state that someone has committed a crime
per
US / pə(r) /
•UK / pɚ /
- preposition
- In the manner directed or suggested
- For each; during each
depend
US / dɪˈpend /
•UK / dɪˈpend /
- verb
- Be controlled or determined by (someone/something)
negotiate
US / nɪˈgəʊʃieɪt /
•UK / nɪˈgoʊʃieɪt /
- verb
- To have a formal discussion to reach an agreement
- To manage a difficult task or path successfully
news
US / nju:z /
•UK / nu:z /
- noun
- Broadcast on radio or TV about recent events
- Information about recent events
question
US / 'kwestʃən /
•UK / ˈkwɛstʃən /
- noun
- Issue or problems you are dealing with
- What you ask about; issue
- verb
- To ask for or try to get information
- To have or express concerns or uncertainty
responsible
US / rɪ'spɒnsəbl /
•UK / rɪˈspɑnsəbəl /
- adjecitve
- Being the cause of something that has occurred
- Having the duty of dealing with something
- Able to be trusted to do what needs to be done
vice
US / ˌvaɪs /
•UK / ˌvaɪ.sə /
- adverb
- used to say that what you have just said is also true in the opposite order
benefit
US / 'benɪfɪt /
•UK / ˈbɛnəfɪt /
- noun
- Good result or effect, something advantageous
- verb
- To have a good effect or be helpful
amount
US / ə'maʊnt /
•UK / əˈmaʊnt /
- noun
- Quantity of something
- verb
- To add up to a certain figure
insure
US / ɪn'ʃʊə(r) /
•UK / ɪnˈʃʊr /
- verb
- To buy protection against possible loss, damage
few
US / fju: /
•UK / fju /
- pronoun
- Not many, a small number
individual
US / ˌɪndɪˈvɪdʒuəl /
•UK / ˌɪndəˈvɪdʒuəl /
- adjecitve
- Made for use by one single person
- Having a distinct manner different from others
- noun
- Single person, looked at separately from others
under
US / ˈʌndə(r) /
•UK / ˈʌndɚ /
- adjecitve
- In the same place as another thing, but lower
- adverb
- In a lower quantity or price than expected
- preposition
- According to the terms of an agreement or law
- Managed or controlled by the authority of
- Being of a lesser quality or amount than expected
- Influenced or affected by something or someone
- Less or lower in age, amount, size or number
injure
US / ˈɪndʒə(r) /
•UK / ˈɪndʒɚ /
- verb
- To do (usually physical) harm or damage to
regularly
US / ˈregjələli /
•UK / ˈregjələrli /
- adverb
- At the usual time each day, week, or month
railroad
US / ˈreɪlrəʊd /
•UK / ˈreɪlroʊd /
- noun
- System of tracks on which trains travel