Subtitles section
Repeat sentence
Subtitles mode
Full screen
Previous
Next
x 1.0
Playback speed
More

Calgary fire victims left homeless due to insurance loophole

Video vocabulary

the

Copy vocabulary

US / ðə /

UK / ðə /

A1
  • article
  • Used to refer to something already mentioned
  • Used to show there is only one of something
  • determiner
  • Used to describe all of a family

be

Copy vocabulary

US / bɪ /

UK / bi /

A1
  • verb
  • Being

and

Copy vocabulary

US / ənd /

UK / ənd, ən,ænd /

A1
  • conjunction
  • Used to refer to two or more things
  • Plus; in addition; on top of that
  • Used to introduce an action that follows another

that

Copy vocabulary

US / ðæt /

UK / ðæt, ðət /

A1
  • adjecitve
  • The person or thing being talked about
  • Used to identify something both the speakers know
  • adverb
  • Used to reinforce adjectives and adverbs
  • To such a degree
  • conjunction
  • Used to connect a noun clause
  • Used to introduce an adverbial clause
  • Used to introduce a noun clause
  • determiner
  • Used as a noun to refer to something
  • pronoun
  • Referring an object far away
  • Used to refer to the relative pronoun ‘which’

have

Copy vocabulary

US / həv /

UK / hæv /

A1
  • verb
  • To drink, smoke, eat or use something
  • To experience the effects of something
  • To organize an event, or join in an activity
  • To own, possess, or hold something
  • To cause to happen or produce a particular effect

not

Copy vocabulary

US / nɒt /

UK / nɑt /

A1
  • adverb
  • Word indicating the negative
  • (Used to form the negative of verbs)

for

Copy vocabulary

US / fə(r) /

UK / fɔr,fə /

A1
  • preposition
  • Used to show the purpose, or need of something

you

Copy vocabulary

US / jʊ /

UK / ju /

A1
  • pronoun
  • Person someone is speaking or writing to
  • Person or people in general

this

Copy vocabulary

US / ðɪs /

UK / ðɪs /

A1
  • adjecitve
  • Used to indicate something already been discussed
  • Used to indicate something happening around now
  • adverb
  • An indication by a physical motion or gesture
  • A specific amount of
  • determiner
  • Person, thing, or idea near you
  • pronoun
  • Person, thing that has already been discussed

with

Copy vocabulary

US / wɪð /

UK / wɪð, wɪθ /

A1
  • preposition
  • As an employee of a certain company
  • Against something or someone
  • By using something as a means
  • Due to; because of
  • Including
  • Possessing as a feature
  • Related to
  • (Of the manner/attitude by which you do something)
  • Used to express that people or things are together

about

Copy vocabulary

US / ə'baʊt /

UK / əˈbaʊt /

A1
  • adverb
  • To be ready to; going to
  • Nearly; approximately; roughly
  • Near; next to; close to
  • In every direction; in the area of
  • preposition
  • Concerning or of (a topic)

get

Copy vocabulary

US / ɡet /

UK / ɡɛt /

A1
  • verb
  • To become affected by illness or disease
  • To begin to feel or understand an emotion or idea
  • To send or bring someone or something home, etc.
  • To go somewhere to obtain something
  • To (cause to) do a particular thing
  • To obtain, receive or be given something
  • To currently have
  • To prepare for use
  • To understand something being said or read

but

Copy vocabulary

US / bət /

UK / bʌt,bət /

A1
  • conjunction
  • Used before you say something different, opposite

can

Copy vocabulary

US / kæn /

UK / kən,kæn /

A1
  • noun
  • A metal container for storing food
  • other
  • Able to; have the skill to; have the time to
  • verb
  • To have permission to
  • To be possible to do
  • To preserve food by sealing it in a metal container

they

Copy vocabulary

US / ðeɪ /

UK / ðe /

A1
  • pronoun
  • Two or more people, animals, or things

just

Copy vocabulary

US / dʒʌst /

UK / dʒʌst /

A1
  • adjecitve
  • Proper or appropriate; as is deserved
  • Doing or being what is right or fair
  • Legally correct; having enough evidence
  • adverb
  • Almost; nearly
  • Exactly at the time of
  • Exactly (the same as, like)

what

Copy vocabulary

US / wɒt /

UK / hwɑt, hwʌt, wɔt, wʌt,hwət, wət /

A1
  • adjecitve
  • Used to refer to a particular amount, or number
  • Used to place emphasis on a particular quality
  • adverb
  • To a certain degree
  • determiner
  • Question words used for asking for information
  • exclamation
  • Used to express excitement, shock, or surprise
  • Used to ask people to repeat something they said
  • pronoun
  • Thing or things that; the same kind as
  • Used to emphasize something you are about to say

all

Copy vocabulary

US / ɔ:l /

UK / ɔl /

A1
  • adverb
  • Completely; totally
  • determiner
  • Being every one of something
  • pronoun
  • 100% of something; the complete amount

do

Copy vocabulary

US / du: /

UK / du /

A1
  • other
  • Question words for 'do' verbs
  • verb
  • To act; to perform actions
  • To be enough; to be acceptable
  • To have a certain effect on something or someone

like

Copy vocabulary

US / laɪk /

UK / laɪk /

A1
  • adjecitve
  • Being equal in status or kind to something else
  • Similar; the same
  • adverb
  • For example
  • preposition
  • Used as a filler; used to ad emphasis
  • In a way similar to the way something is done
  • Such as; for example
  • verb
  • To want to
  • To find something pleasing; to prefer something

will

Copy vocabulary

US / wɪl /

UK / wɪl /

A1
  • noun
  • Desire or choice of someone
  • Document saying who gets your money when you die
  • Strong desire to do something; determination
  • Desire to do something; strong wish to do
  • other
  • Used with verbs to express the future
  • verb
  • To leave property to someone after your death
  • To use mental effort to make something happen
  • Am (is, are) likely to do
  • To influence someone to do something
  • To make something happen by strongly wanting it

go

Copy vocabulary

US / ɡəʊ /

UK / ɡo /

A1
  • noun
  • A turn in a game
  • verb
  • To attend or be at a place
  • To do an activity
  • To function properly
  • To move or travel to another place

one

Copy vocabulary

US / wʌn /

UK / wʌn /

A1
  • adjecitve
  • Used to refer to people generally
  • Being a strong example of (something mentioned)
  • number
  • Number 1
  • pronoun
  • You; we; people in general; someone
  • The thing or person previously referred to

there

Copy vocabulary

US / ðɛə /

UK / ðɛr /

A1
  • adverb
  • Used to illustrate the existence of something
  • In a particular respect
  • In that place or position, at that location

out

Copy vocabulary

US / aʊt /

UK / aʊt /

A1
  • adverb
  • No longer stylish (e.g. fashion)
  • Away from home, business, or the usual place
  • In a direction/movement away from inside or center
  • noun
  • Act when a batter cannot continue playing
  • verb
  • To tell people a secret

from

Copy vocabulary

US / frəm /

UK / frʌm, frɑm,frəm /

A1
  • preposition
  • Starting at a particular place, time or level

make

Copy vocabulary

US / meɪk /

UK / mek /

A1
  • noun
  • Product made by a particular company; brand
  • verb
  • To arrange or prepare something e.g. dinner
  • To get to (a place) on time
  • To gain the status of (teacher, lawyer, etc.)
  • To create something by putting things together
  • To earn a certain amount of money at a job
  • To cause or force a person to do something
  • To cause something to happen or be formed

now

Copy vocabulary

US / naʊ /

UK / naʊ /

A1
  • adverb
  • At the present time or moment
  • Right away or in the next possible moment
  • Used to refer to something that just happened
  • Time between the present and a moment in the past
  • conjunction
  • Resulting from or because of something

because

Copy vocabulary

US / bɪ'kɒz /

UK / bɪˈkɔz, -ˈkʌz /

A1
  • conjunction
  • For a reason

take

Copy vocabulary

US / teɪk /

UK / tek /

A1
  • noun
  • Filming of a single scene for TV or the movies
  • verb
  • To accept something that is offered
  • To use a method of traveling, e.g. a bus or train
  • To use a camera to make (a photo)
  • To pick up something and go away with it
  • To study a subject in school
  • To attempt to pass (an exam)
  • To require a certain amount of time, money, space

look

Copy vocabulary

US / lʊk /

UK / lʊk /

A1
  • noun
  • Person's beauty or physical attractiveness
  • Particular style of dress, clothes, or appearance
  • The way someone, something appears to be
  • Act of searching for or examining something
  • verb
  • To appear to be; seem

good

Copy vocabulary

US / ɡʊd /

UK / ɡʊd /

A1
  • adjecitve
  • Proper, appropriate or right
  • (Of an amount) enough; plenty
  • Excellent; high quality
  • Acting well or properly; of moral character
  • In a positive or happy emotional state
  • noun
  • Advantage or benefit

say

Copy vocabulary

US / seɪ /

UK / se /

A1
  • noun
  • Power to decide or greatly influence something
  • verb
  • To indicate or give information using language
  • To use words to tell your message
  • To ask someone to give information to others

right

Copy vocabulary

US / raɪt /

UK / raɪt /

A1
  • adjecitve
  • Correct or true
  • The south side of you looking at the rising sun
  • adverb
  • Exactly in a place or time
  • Being appropriate for a particular event
  • In a straight or direct manner
  • noun
  • Something you are legally or morally allowed to do
  • Ideal of what is just and good
  • Political view based on conservatism
  • verb
  • To fix something previously wrong or unjust
  • To make upright, as a boat that has turned over

really

Copy vocabulary

US / ˈri:əli /

UK / ˈriəˌli, ˈrili /

A1
  • adverb
  • Used to stress something that is said; definitely
  • In a true or accurate manner
  • Very

then

Copy vocabulary

US / ðen /

UK / ðɛn /

A1
  • adverb
  • A time that is not now
  • Following another thing in time or arrangement
  • Following on reasonably from what was just stated
  • At that time, not now

into

Copy vocabulary

US / 'ɪntə /

UK / ˈɪntu /

A1
  • preposition
  • Moving or going inside something
  • In the same direction as; in the direction of
  • So as to become; taking the state of

well

Copy vocabulary

US / wel /

UK / wɛl /

A1
  • adjecitve
  • Being in a fortunate, good condition or state
  • Healthy and in good condition
  • adverb
  • In an acceptable, proper, or successful manner
  • In a complete, total, or full manner
  • A great and considerable degree
  • In a successful way, in a good or satisfactory way
  • exclamation
  • Used to begin or continue a particular statement
  • Used to show you want to start saying something
  • Used to express that you are waiting for a reply
  • You say this to change the topic of a conversation
  • Used to indicate you are making a final remark
  • noun
  • Long deep hole in the ground to get water
  • verb
  • To cause your eyes to fill with tears

could

Copy vocabulary

US / kəd /

UK / kʊd /

A1
  • other
  • Past form of 'can' to mean have ability
  • Used to ask for something politely, or to offer

even

Copy vocabulary

US / 'i:vn /

UK / ˈivən /

A1
  • adjecitve
  • Being equal in influence, power, possibility etc.
  • Being divided equally or fairly
  • (Of teams/contest) with similar chances of success
  • Smooth, level, or regular
  • Can be divided by 2; ending in 2, 4, 6, 8, or 0
  • At a regular, equally steady manner
  • Remaining steady and unchanging
  • adverb
  • (When this is surprising) as well; too
  • (Used to compare two things/stress the difference)
  • verb
  • To make something level; to flatten
  • To make something equal

give

Copy vocabulary

US / ɡɪv /

UK / ɡɪv /

A1
  • noun
  • Degree of flexibility in something, a material
  • verb
  • To hand over or present something to someone
  • To cause someone to have or experience something

where

Copy vocabulary

US / hwɛə /

UK / hwɛr, wɛr /

A1
  • conjunction
  • At or in the place which
  • In whatever place
  • pronoun
  • Word you use to ask the location of something

people

Copy vocabulary

US / 'pi:pl /

UK / ˈpipəl /

A1
  • noun
  • Persons sharing culture, country, background, etc.
  • Men, Women, Children

who

Copy vocabulary

US / hu: /

UK / hu /

A1
  • pronoun
  • Which person
  • Used to introduce information about people

their

Copy vocabulary

US / ðɛː /

UK / ðer /

A1
  • determiner
  • Belonging to them

something

Copy vocabulary

US / ˈsʌmθɪŋ /

UK / ˈsʌmθɪŋ /

A1
  • adverb
  • In some degree or measure
  • noun
  • a person or thing of some value or consequence
  • pronoun
  • Thing that is not yet known or named
  • Approximately

start

Copy vocabulary

US / stɑ:t /

UK / stɑrt /

A1
  • noun
  • First time or place that a thing exists; beginning
  • First opportunity to achieve something, e.g. a job
  • Sudden action or movement because you are scared
  • other
  • Beginning of something in place or time
  • verb
  • To do, be or happen for the first time; begin
  • To turn something on

work

Copy vocabulary

US / wɜ:k /

UK / wɚk /

A1
  • adjecitve
  • Activity completed in order to make money
  • noun
  • The product of some artistic or literary endeavor
  • Everything created by an author, artist, musician
  • Activity you do in order to make money
  • Place of employment
  • Final product or result of a some labor or effort
  • verb
  • To bring into a specific state of success
  • To be functioning properly, e.g. a car
  • To do your job in your company or workplace
  • To make an effort to do something
  • To operate a machine or device

off

Copy vocabulary

US / ɒf /

UK / ɔ:f /

A1
  • adjecitve
  • (Of event) canceled; no longer occurring
  • Not having on; not wearing
  • Being somewhat wrong
  • adverb
  • Separated, removed, or away from a place or route
  • (Of a machine) no longer turned on or operating
  • (Of light, computer) no longer attached/connected
  • Far away in terms of time or space
  • preposition
  • Away or free from work
  • (Of foods, drink) old and bad to eat, drink
  • Extending or leading from something
  • No longer in or on some transport or vehicle

any

Copy vocabulary

US / 'enɪ /

UK / ˈɛni /

A1
  • adjecitve
  • One, or some, no matter which
  • pronoun
  • One (thing) of many; some

tell

Copy vocabulary

US / tel /

UK / tɛl /

A1
  • verb
  • To (strongly) advise a person to do something
  • To be able to guess
  • To say or communicate information to someone
  • To inform, but without speaking; indicate
  • To have a negative effect on someone
  • To order someone to do something; command
  • To recognize something based on certain signs
  • To report something to an authority
  • To explain something or teach someone something

kind

Copy vocabulary

US / kaɪnd /

UK / kaɪnd /

A1
  • adjecitve
  • In a caring and helpful manner
  • friendly and considerate
  • noun
  • One type of thing

next

Copy vocabulary

US / nekst /

UK / nɛkst /

A1
  • adjecitve
  • Immediately after the previous one
  • First occurrence after the present one
  • adverb
  • The one that follows another in time or order
  • At a time or place directly after the present one
  • noun
  • The one that follows after

through

Copy vocabulary

US / θru: /

UK / θru /

A2
  • adjecitve
  • having finished using or doing something
  • adverb
  • From the beginning of something until the end
  • preposition
  • Over, in, across an entire thing or place
  • Allowing you to pass between, or to
  • By a particular way or process; by the use of

happen

Copy vocabulary

US / 'hæpən /

UK / ˈhæpən /

A1
  • verb
  • To take place or occur

leave

Copy vocabulary

US / li:v /

UK / liv /

A1
  • noun
  • Permission to do something
  • Vacation time; time off work
  • verb
  • To go away from; depart
  • To gift property to someone after you die
  • To allow something to continue happening
  • To let something remain unused or available
  • To let something or someone remain somewhere

end

Copy vocabulary

US / end /

UK / ɛnd /

A1
  • noun
  • The point where a process or activity stops
  • A point that marks the limit of something; finish
  • Goal or desired result
  • The tip, edge or limit of something
  • verb
  • To be the last part of something

she

Copy vocabulary

US / ʃɪ /

UK / ʃi /

A1
  • pronoun
  • Female person or animal mentioned before
  • (Refers to female person mentioned before)

probably

Copy vocabulary

US / ˈprɒbəbli /

UK / ˈprɑbəbli /

A1
  • adverb
  • That is likely to happen or be true

place

Copy vocabulary

US / pleɪs /

UK / ples /

A1
  • noun
  • Particular location, area or region
  • verb
  • To put someone in a particular type of situation
  • To put something in a certain location or position

live

Copy vocabulary

US / lɪv /

UK / liv /

A1
  • adjecitve
  • Being broadcast as events happen, not recorded
  • Carrying electric current; able to give a shock
  • Glowing because burning; hot
  • Not yet killed (for food)
  • adverb
  • (Music, drama) as it is performed
  • verb
  • To be alive
  • To experience a particular type of life
  • To make your home in a house or town

move

Copy vocabulary

US / mu:v /

UK / muv /

A1
  • noun
  • Act of moving a playing piece in chess, etc.
  • An action; doing something
  • Step taken to achieve a goal
  • verb
  • To cause someone to have certain emotions
  • To cause something to change to a different place
  • To change where people live or a business operates
  • To take action to do or achieve something

life

Copy vocabulary

US / laɪf /

UK / laɪf /

A1
  • noun
  • All the living things e.g. animals, plants, humans
  • Period of time things live, from birth to death

away

Copy vocabulary

US / ə'weɪ /

UK / əˈwe /

A1
  • adjecitve
  • Not present
  • adverb
  • Disappear completely
  • Doing something with a lot of energy
  • Not here; far from here; in a different direction
  • To a different area, location

change

Copy vocabulary

US / tʃeɪndʒ /

UK / tʃendʒ /

A1
  • noun
  • Exchange of one set of clothes for another
  • Money in the form of coins instead of paper
  • Money returned after giving too much
  • Act of making or becoming something else
  • verb
  • To exchange one set of clothes for another
  • To exchange one kind of money for another
  • To replace something with another thing
  • To make or become something else
  • To go from one train, bus, etc. and go to another

its

Copy vocabulary

US / ɪts /

UK / ɪts /

A1
  • adjecitve
  • Referring to or belonging to ‘it’
  • determiner
  • Of something; belonging or related to something
  • other
  • Possessive form of “it”

may

Copy vocabulary

US / meɪ /

UK / me /

A1
  • noun
  • 5th month of the year
  • other
  • Used to express a desire
  • Expresses permission, possibility or probability
  • Used to show that a thing could be true

home

Copy vocabulary

US / həʊm /

UK / hom /

A1
  • adjecitve
  • A sports team's own field or place of play
  • adverb
  • Into the correct or intended position
  • noun
  • House, apartment or building to be rented or sold
  • Institution for sick or elderly people
  • Place where a person or a family lives
  • Country where a person lives or was born
  • Region that is native to peoples, plant or animals
  • verb
  • To move towards a particular target location

once

Copy vocabulary

US / wʌns /

UK / wʌns /

A1
  • adverb
  • One time; one instance
  • At a time in the past
  • conjunction
  • When; as soon as

since

Copy vocabulary

US / sɪns /

UK / sɪns /

A1
  • adverb
  • At a point before the present time
  • conjunction
  • For this reason; because
  • preposition
  • From the time in the past that

quite

Copy vocabulary

US / kwaɪt /

UK / kwaɪt /

A1
  • adverb
  • Not very; fairly
  • Very; In a complete or total manner

nothing

Copy vocabulary

US / 'nʌθɪŋ /

UK / ˈnʌθɪŋ /

A1
  • noun
  • Item of little or no value, importance, interest
  • Number or value of zero
  • pronoun
  • Not anything, not a single thing

open

Copy vocabulary

US / 'əʊpən /

UK / ˈopən /

A1
  • adjecitve
  • Available for use; accessible
  • Not being hidden; available for others to see
  • Being available for customers to enter or use
  • Allowing everyone to use or take part in
  • Not secret anymore
  • Not closed or shut
  • Willing to accept new ideas and thoughts
  • noun
  • Name for a tennis or golf competition
  • verb
  • To make accessible or able to be used, e.g. road
  • To start the activities or services of a business
  • To make a space or hole appear in something
  • To move or change so that it is no longer closed
  • To start something, e.g. a new business

until

Copy vocabulary

US / ənˈtɪl /

UK / ʌnˈtɪl /

A1
  • conjunction
  • Up to; to a time when something happens
  • preposition
  • Before (a specific time)

sit

Copy vocabulary

US / sɪt /

UK / sɪt /

A1
  • verb
  • To take an exam
  • To be in a resting position on a chair
  • To provide seating for people
  • To remain in a still position while being painted

hour

Copy vocabulary

US / 'aʊə(r) /

UK / aʊr /

A1
  • noun
  • 60 minutes
  • Particular time of the day
  • Fixed, regularly occurring time

behind

Copy vocabulary

US / bɪˈhaɪnd /

UK / bɪˈhaɪnd /

A1
  • adjecitve
  • Concerning a later or slower time than expected
  • Being in a losing position in a sporting event
  • Being in the past; old fashioned
  • adverb
  • Remaining
  • noun
  • The part of the body that one sits on
  • preposition
  • At or toward the back of someone or something
  • Supporting or helping someone

month

Copy vocabulary

US / mʌnθ /

UK / mʌnθ /

A1
  • noun
  • One of 12 28-31 day periods in the year

family

Copy vocabulary

US / 'fæməlɪ /

UK / ˈfæmli /

A1
  • noun
  • Close group of people or organizations
  • A group of people who are related through blood
  • Group of related plants or animals

house

Copy vocabulary

US / haʊs /

UK / haʊs /

A1
  • noun
  • Place where a specific activity or business occurs
  • Building in which a family, person lives
  • verb
  • To give someone a place to live
  • To contain or store something

base

Copy vocabulary

US / beɪs /

UK / bes /

A2
  • noun
  • Place military personnel live, train, and operate
  • Bottom part of an object that touches a surface
  • Unit of counting, e.g. 10 for counting
  • Most important idea or ingredient to add others
  • Origin or start from which something came
  • Main place where an organization or a person works
  • verb
  • To use as the starting point or origin for
  • To have as the main location for (company, etc.)

amount

Copy vocabulary

US / ə'maʊnt /

UK / əˈmaʊnt /

A1
  • noun
  • Quantity of something
  • verb
  • To add up to a certain figure

news

Copy vocabulary

US / nju:z /

UK / nu:z /

A1
  • noun
  • Broadcast on radio or TV about recent events
  • Information about recent events

fire

Copy vocabulary

US / 'faɪə(r) /

UK / faɪr /

A1
  • noun
  • Heat and the flame produced when burning
  • Intense energy for or about something
  • verb
  • To apply heat to something to make it hard
  • To make a person leave their job; dismiss
  • To shoot a gun or weapon
  • To launch something into the sky, e.g. a rocket
  • To start working on something e.g. a project

force

Copy vocabulary

US / fɔ:s /

UK / fɔrs, fors /

A1
  • noun
  • Group of persons trained for military action; army
  • Pressure; attraction
  • The use of physical strength/violence to persuade
  • verb
  • To use physical strength or violence to persuade

business

Copy vocabulary

US / ˈbɪznəs /

UK / ˈbɪznɪs /

A1
  • noun
  • A company formed for making profit
  • Matter that has to be dealt with; task; situation
  • Activity of working to make a profit

result

Copy vocabulary

US / rɪ'zʌlt /

UK / rɪˈzʌlt /

A2
  • noun
  • Something produced through tests or experiments
  • Final score of a competition, election or game
  • verb
  • To be the outcome of other causes and effects

character

Copy vocabulary

US / 'kærəktə(r) /

UK / ˈkærəktɚ /

A2
  • noun
  • Person in a story, movie or play
  • Writing symbols, e.g. alphabet or Chinese writing
  • Your personality or nature
  • Person who is interesting in amusing way

hang

Copy vocabulary

US / hæŋ /

UK / hæŋ /

A2
  • verb
  • To attach a picture, photograph etc. onto a wall
  • To float, move softly, or remain in the air
  • To kill by putting a rope around neck and dropping
  • To remain undecided, unsolved or unclear

information

Copy vocabulary

US / ˌɪnfəˈmeɪʃn /

UK / ˌɪnfɚˈmeʃən /

A1
  • noun
  • Collection of facts and details about something

provide

Copy vocabulary

US / prə'vaɪd /

UK / prəˈvaɪd /

A1
  • verb
  • To make available; to supply for use
  • To make certain something will happen or be done
  • To offer or give something that is wanted, needed

remain

Copy vocabulary

US / rɪˈmeɪn /

UK / rɪˈmen /

A2
  • verb
  • To be left behind; to continue to exist
  • To stay in a place when other people have gone
  • To be left undone (after other things changed)

dog

Copy vocabulary

US / dɒg /

UK / dɔ:g /

A1
  • noun
  • Small 4-legged animal that barks kept as a pet
  • verb
  • (Of something bad) to follow someone closely

require

Copy vocabulary

US / rɪ'kwaɪə(r) /

UK / rɪˈkwaɪr /

A2
  • verb
  • To demand that someone does something
  • To need to do something, to make it necessary

honest

Copy vocabulary

US / ˈɒnɪst /

UK / ˈɑnɪst /

A2
  • adjecitve
  • Good, truthful, sincere, or faithful; trustworthy

claim

Copy vocabulary

US / kleɪm /

UK / klem /

A2
  • noun
  • Demand for something that is believed to be due
  • Something said to be true when others don't agree
  • verb
  • To demand something that is believed to be due
  • To cause someone's life to come to an end
  • To say something is true when others may not agree

office

Copy vocabulary

US / ˈɒfɪs /

UK / ˈɔ:fɪs /

A1
  • noun
  • Room or building used for business
  • Important job position, often in a government

fear

Copy vocabulary

US / fɪə(r) /

UK / fɪr /

A1
  • noun
  • Unpleasant feeling caused by being aware of danger
  • verb
  • To be afraid of or nervous about something

tie

Copy vocabulary

US / taɪ /

UK / taɪ /

A2
  • noun
  • Item, such as string or wire, used to join things
  • Strong connection between people, countries
  • When both sides in a game, vote get same score
  • One match or game that is part of a bigger contest
  • Something that lessens a person's freedom
  • Thin piece of cloth worn round neck of shirt
  • Piece of wood/metal used to stop something moving
  • verb
  • To attach things (together) with a string or rope
  • To end a game, contest or vote with the same score
  • To require someone to be in a specific place

mistake

Copy vocabulary

US / mɪ'steɪk /

UK / mɪˈstek /

A1
  • noun
  • Something done wrong/calculated wrong; error

target

Copy vocabulary

US / 'tɑ:ɡɪt /

UK / ˈtɑrɡɪt /

A2
  • noun
  • A goal or amount you are trying to achieve
  • Group you are trying to sell to or influence
  • Something shot at to practice shooting
  • verb
  • To try to influence; direct a message toward
  • (Army) to aim an attack at something

memory

Copy vocabulary

US / 'memərɪ /

UK / ˈmɛməri /

A2
  • noun
  • Ability of the mind to call back past things
  • Space for the storage of information on a computer
  • Something that has been remembered

global

Copy vocabulary

US / ˈgləʊbl /

UK / ˈgloʊbl /

A2
  • adjecitve
  • Concerning, involving, affecting all of something
  • Of, affecting, or involving the entire world

activity

Copy vocabulary

US / æk'tɪvətɪ /

UK / ækˈtɪvɪti /

A1
  • noun
  • An action or task, e.g. sports, washing clothes

tear

Copy vocabulary

US / teə(r) /

UK / tɛr /

A2
  • noun
  • Drop of salty water from the eye
  • Hole or rip in something after it has been damaged
  • verb
  • To move very quickly, often with carelessness
  • To remove something forcibly or roughly
  • To damage by pulling, resulting in a rough edge

ruin

Copy vocabulary

US / 'ru:ɪn /

UK / ˈruɪn /

B1
  • noun
  • Remains of a building that has been destroyed
  • verb
  • To damage or completely destroy something
  • To cause someone to lose their money or status

trap

Copy vocabulary

US / træp /

UK / træp /

A2
  • noun
  • Device used for catching animals
  • Vehicle pulled by a single horse
  • Area or hazard on a golf course
  • Someone's mouth
  • Uncomfortable event that is hard to escape
  • verb
  • To use a device to catch animals or people
  • To hold, e.g. a nerve, so that it cannot move
  • To catch or prevent someone from escaping
  • To trick someone
  • To put into a situation you can't escape from

rip

Copy vocabulary

US / rɪp /

UK / rɪp /

B1
  • noun
  • A long tear in something, e.g. a piece of cloth
  • verb
  • To tear or split roughly or cause to tear or split
  • To become torn, opened, or split apart forcefully
  • To remove or take by pulling it forcefully

metal

Copy vocabulary

US / ˈmetl /

UK / ˈmɛtl /

A2
  • adjecitve
  • Made something such as gold, steel, iron
  • noun
  • Usually hard shiny material mined from rock

climb

Copy vocabulary

US / klaɪm /

UK / klaɪm /

A1
  • noun
  • A trip up something, e.g. a mountain
  • Increase or a rise toward a higher price or point
  • verb
  • To rise gradually and steadily to a higher point
  • To increase or rise toward a higher price or point

properly

Copy vocabulary

US / ˈprɔpəlɪ /

UK / ˈprɑːpərli /

A2
  • adverb
  • In an appropriate or correct manner

deny

Copy vocabulary

US / dɪ'naɪ /

UK / dɪˈnaɪ /

A2
  • verb
  • To refuse to allow or accept something

contract

Copy vocabulary

US / 'kɒntrækt /

UK / 'kɑ:ntrækt /

A1
  • noun
  • Legal agreement, e.g. for doing work for money
  • Agreement to pay someone to kill a person
  • verb
  • To become ill as a result of getting a disease
  • To make an agreement for doing work for money
  • To reduce in size, length due to heat loss
  • To reduce the amount of

property

Copy vocabulary

US / 'prɒpətɪ /

UK / ˈprɑpəti /

A2
  • noun
  • Particular quality that someone or something has
  • Buildings or piece of land owned by someone

hotel

Copy vocabulary

US / həʊ'tel /

UK / hoˈtɛl /

A1
  • noun
  • Place where people can stay when traveling

failure

Copy vocabulary

US / ˈfeɪljə(r) /

UK / 'feɪljər /

A1
  • noun
  • When things go wrong; lack of function
  • Act or result of not achieving your goals

effectively

Copy vocabulary

US / ɪˈfektɪvli /

UK / ɪˈfɛktɪvli /

B1
  • adverb
  • In a way that produces the desired result

dear

Copy vocabulary

US / dɪə(r) /

UK / dɪr /

A1
  • adjecitve
  • Loved or valued very much
  • Expensive

coverage

Copy vocabulary

US / ˈkʌvərɪdʒ /

UK / ˈkʌvərɪdʒ /

A2
  • noun
  • Type of programs a radio or TV station broadcasts

gate

Copy vocabulary

US / ɡeɪt /

UK / ɡet /

A2
  • noun
  • Place in a fence which can be opened or closed

toss

Copy vocabulary

US / tɒs /

UK / tɔ:s /

B1
  • verb
  • To throw something into the air, e.g. casually

garbage

Copy vocabulary

US / ˈgɑ:bɪdʒ /

UK / ˈgɑ:rbɪdʒ /

B1
  • noun
  • Waste material that has been thrown out

inform

Copy vocabulary

US / ɪnˈfɔ:m /

UK / ɪnˈfɔ:rm /

A2
  • verb
  • To give information or facts about something

lawyer

Copy vocabulary

US / ˈlɔ:jə(r) /

UK / ˈlɔjɚ /

B1
  • noun
  • Professional who helps people with the law

rope

Copy vocabulary

US / rəʊp /

UK / rop /

B1
  • noun
  • A thick string made by twisting fibers together
  • verb
  • To tie/attach animals, etc. together using a rope

couch

Copy vocabulary

US / kaʊtʃ /

UK / kaʊtʃ /

B1
  • noun
  • Sofa; settee
  • verb
  • To formulate in a particular style or language

license

Copy vocabulary

US / ˈlaɪsns /

UK / ˈlaɪsəns /

B1
  • noun
  • Freedom to do what you want or act as you want
  • verb
  • To give official permission to do something

incorporate

Copy vocabulary

US / ɪn'kɔ:pəreɪt /

UK / ɪnˈkɔrpəˌret /

A2
  • verb
  • To form into a company or business corporation
  • To include or involve as part of something else

subtle

Copy vocabulary

US / 'sʌtl /

UK / ˈsʌtl /

B1
  • adjecitve
  • Delicate or slight so it is difficult to perceive
  • Clever or indirect but hides the true purpose

beloved

Copy vocabulary

US / bɪ'lʌvd /

UK / bɪˈlʌvɪd, -ˈlʌvd /

B2
  • adjecitve
  • Loved very much

insurance

Copy vocabulary

US / ɪnˈʃʊərəns /

UK / ɪnˈʃʊrəns /

A2
  • noun
  • Protection against loss/injury/death you pay for

payment

Copy vocabulary

US / ˈpeɪmənt /

UK / ˈpemənt /

A2
  • noun
  • Amount of money that is paid for something

treasure

Copy vocabulary

US / 'treʒə(r) /

UK / ˈtrɛʒɚ /

A2
  • noun
  • Valuable things collected, and often hidden
  • Someone or something that is worth a lot
  • verb
  • To value something you keep very much
  • To take great care of because you love/value it

tragic

Copy vocabulary

US / ˈtrædʒɪk /

UK / ˈtrædʒɪk /

B1
  • adjecitve
  • (Of a play, movie, or book) with a sad ending
  • Causing great sadness, e.g. due to untimely death

temporary

Copy vocabulary

US / ˈtemprəri /

UK / 'tempəreri /

A2
  • adjecitve
  • Continuing for a limited time; not permanent

scar

Copy vocabulary

US / skɑ:(r) /

UK / skɑr /

B1
  • noun
  • Long lasting emotional pain from a bad experience
  • A mark on something made by scratching it
  • verb
  • To cause long lasting emotional pain
  • To leave a mark on something by scratching it

basement

Copy vocabulary

US / ˈbeɪsmənt /

UK / ˈbesmənt /

B1
  • noun
  • Floor or room in a building beneath the ground

charm

Copy vocabulary

US / tʃɑ:m /

UK / tʃɑrm /

A2
  • noun
  • Quality of making people like you; attractiveness
  • verb
  • To cause others to like you or do what you want

association

Copy vocabulary

US / əˌsəʊʃɪ'eɪʃn /

UK / əˌsoʊʃi'eɪʃn /

B1
  • noun
  • Organization of people with the same interest

premise

Copy vocabulary

US / 'premɪs /

UK / ˈprɛmɪs /

B1
  • noun
  • Foundation idea in an argument/discussion
  • verb
  • To base your argument on

void

Copy vocabulary

US / vɔɪd /

UK / vɔɪd /

B2
  • noun
  • Empty feeling because nothing interests you
  • Empty space; empty place
  • verb
  • To remove legal force or obligation

thief

Copy vocabulary

US / θi:f /

UK / θif /

A2
  • noun
  • Person who steals something

sarah

Copy vocabulary

US / /

UK / /

A1

suitcase

Copy vocabulary

US / ˈsu:tkeɪs /

UK / ˈsutˌkes /

B2
  • noun
  • Container for carrying clothes when traveling

traumatic

Copy vocabulary

US / trɔ:ˈmætɪk /

UK / traʊˈmætɪk /

B2
  • adjecitve
  • Causing upsetting emotional effects over time
  • Causing an injury

rental

Copy vocabulary

US / ˈrentl /

UK / ˈrɛntl: /

A2
  • noun
  • Home, car etc. rented for a while
  • Act of renting something for a period of time

knot

Copy vocabulary

US / nɒt /

UK / nɑ:t /

B1
  • noun
  • Secure form of tying a rope, string etc.
  • verb
  • To tie string, rope etc. firmly to stop it undoing

groom

Copy vocabulary

US / gru:m /

UK / ɡrum, ɡrʊm /

B1
  • noun
  • Man employed to brush, trim and clean horses
  • Man who is, or who has recently married
  • verb
  • To make neat and smart in appearance
  • To take care of an animal by brushing, cleaning it
  • To seduce someone over time
  • To train someone and make them ready for a task

surf

Copy vocabulary

US / sɜ:f /

UK / sɜ:rf /

B1
  • noun
  • The ocean waves crashing against a beach
  • verb
  • To view webpages on the internet
  • To ride the waves of the sea on a surfboard

salon

Copy vocabulary

US / 'sælɒn /

UK / səˈlɑn, ˈsælˌɑn, sæˈlɔŋ /

B2
  • noun
  • Place for hairdressing or beauty treatments

meanwhile

Copy vocabulary

US / ˈmi:nwaɪl /

UK / ˈminˌhwaɪl, -ˌwaɪl /

A2
  • adverb
  • At or during the same time; in the meantime
  • noun
  • Period of time while something else is happening

broker

Copy vocabulary

US / 'brəʊkə(r) /

UK / ˈbrokɚ /

B1
  • noun
  • Person who acts to buy or sell shares in companies
  • verb
  • To negotiate a business deal

homeowner

Copy vocabulary

US / ˈhəʊməʊnə(r) /

UK / ˈhomˌonɚ /

C2
  • noun
  • Someone who owns a home

alberta

Copy vocabulary

US / æl'bɜ:tə /

UK / æl'bɜ:rtə /

A1
  • proper noun
  • A prairie province in western Canada, bounded on the south by the US and on the west by the Rocky Mo

livable

Copy vocabulary

US / 'lɪvəbəl /

UK / 'lɪvəbəl /

A1
  • adjecitve
  • Fit or suitable to live in or with

reimburse

Copy vocabulary

US / ˌri:ɪmˈbɜ:s /

UK / ˌri:ɪmˈbɜ:rs /

B2
  • verb
  • To repay a person who has spent or lost money

ransack

Copy vocabulary

US / ˈrænsæk /

UK / ˈrænˌsæk /

C2
  • verb
  • To search or examine roughly
  • To go though in order to rob or plunder

insurer

Copy vocabulary

US / ɪnˈʃʊərə(r) /

UK / ɪnˈʃʊrɚ /

A2
  • noun
  • Financial institution that sells insurance

offen

Copy vocabulary

US / /

UK / /

A1
  • Introduction to Video Content
  • Calgary fire victims left homeless due to insurance loophole
    A devastating fire in Calgary has left a family homeless due to an insurance loophole. The house, once filled with precious memories and the foundation of a home-based business, now stands as a haunting reminder of the tragedy. Scarred behind a metal gate, the home's subtle charm and character have been marred forever.
    The fire was traumatic, forcing the family out and leaving them with nothing but their suitcases in a hotel. However, their temporary haven was short-lived when their insurer gave them a shocking ultimatum - they had 24 hours to vacate the premises because they didn't have the necessary coverage. The reason? The family had failed to inform the insurance company about the dog grooming salon they had opened in the basement in 2021.
    The salon had been properly incorporated and licensed, but TD Insurance alleged that they were not informed about this change, effectively voiding the insurance coverage from 2021 onwards. While the company had been reimbursing payments since then, they denied the family's claim for the fire damage.
    This situation raises concerns about the thousands of people who work from home or have their office based there. If they were to experience a similar tragedy, would they receive the coverage they need?
    The Insurance Brokers Association of Alberta states that homeowners are obligated to disclose any business activity conducted on the premises. Failure to do so can result in the nullification of the insurance contract. In this case, it seems to have been an honest mistake, but the consequences are dire - a home that is now uninhabitable and a family with nothing.
    The family now faces the prospect of couch surfing until they can move into a rental property next month. Meanwhile, their once beloved home remains in ruins, with thieves taking advantage of the devastation and pillaging what little remained.
    TD Insurance claims they are investigating the situation, but for now, the family is left to grapple with the consequences of a loophole that has left them without a home.
  • Subtitles section
  • It was once the treasure place where memories were made and a home-based business got its start.
  • But now, the subtle charm and character of their beloved home sits with scars trapped behind a metal gate.
  • It was quite traumatic.
  • Fire tore through their house forcing them out for good to a hotel living out of suitcases with all they have left.
  • But now, their insurer gave them 24 hours to leave that temporary home.
  • Oh well, you don't have coverage.
  • You didn't tell us that you had a business.
  • Get a lawyer.
  • Well, the family did have home insurance.
  • In 2021, the family opened a dog grooming salon in the basement.
  • It was properly incorporated and licensed but TD Insurance says it wasn't informed of the changes to the home effectively voiding the insurance as of 2021.
  • Reimbursing payments since then but denying the family's claim.
  • It fears me of the amount of people that are probably out there working from home or even just has their office based out of home and if they have something tragic like this happen, are they going to get coverage?
  • The Insurance Brokers Association of Alberta says that homeowners are required to provide information about any kind of business activity that may be taking place on the premises and that failure to do so could result in the voiding of the contract.
  • So it's just really an honest mistake and because of that, we have a home that is not livable.
  • We have nothing.
  • It's like you're garbage and they toss you away and on to the next one.
  • TD Insurance says they're looking into it.
  • The family will now be forced to couch surf until they can move into a rental property next month.
  • Meanwhile, their home remains in ruins and the shell of it even targeted by thieves who ransacked and ripped off what was left.
  • I tied a knot at the end of the rope and I'm hanging on for dear life and that's all I can do right now but we're going to climb that rope and we're going to get there.
  • We're going to get there.
  • Sarah Offen, Global News.