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Calgary fire victims left homeless due to insurance loophole

Video vocabulary

treasure

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US / 'treʒə(r) /

UK / ˈtrɛʒɚ /

A2
  • noun
  • Valuable things collected, and often hidden
  • Someone or something that is worth a lot
  • verb
  • To value something you keep very much
  • To take great care of because you love/value it

hour

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US / 'aʊə(r) /

UK / aʊr /

A1
  • noun
  • 60 minutes
  • Particular time of the day
  • Fixed, regularly occurring time

incorporate

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US / ɪn'kɔ:pəreɪt /

UK / ɪnˈkɔrpəˌret /

A2
  • verb
  • To form into a company or business corporation
  • To include or involve as part of something else

trap

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US / træp /

UK / træp /

A2
  • noun
  • Device used for catching animals
  • Vehicle pulled by a single horse
  • Area or hazard on a golf course
  • Someone's mouth
  • Uncomfortable event that is hard to escape
  • verb
  • To use a device to catch animals or people
  • To hold, e.g. a nerve, so that it cannot move
  • To catch or prevent someone from escaping
  • To trick someone
  • To put into a situation you can't escape from

rip

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US / rɪp /

UK / rɪp /

B1
  • noun
  • A long tear in something, e.g. a piece of cloth
  • verb
  • To tear or split roughly or cause to tear or split
  • To become torn, opened, or split apart forcefully
  • To remove or take by pulling it forcefully

climb

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US / klaɪm /

UK / klaɪm /

A1
  • noun
  • A trip up something, e.g. a mountain
  • Increase or a rise toward a higher price or point
  • verb
  • To rise gradually and steadily to a higher point
  • To increase or rise toward a higher price or point

well

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US / wel /

UK / wɛl /

A1
  • adjecitve
  • Being in a fortunate, good condition or state
  • Healthy and in good condition
  • adverb
  • In an acceptable, proper, or successful manner
  • In a complete, total, or full manner
  • A great and considerable degree
  • In a successful way, in a good or satisfactory way
  • exclamation
  • Used to begin or continue a particular statement
  • Used to show you want to start saying something
  • Used to express that you are waiting for a reply
  • You say this to change the topic of a conversation
  • Used to indicate you are making a final remark
  • noun
  • Long deep hole in the ground to get water
  • verb
  • To cause your eyes to fill with tears

since

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US / sɪns /

UK / sɪns /

A1
  • adverb
  • At a point before the present time
  • conjunction
  • For this reason; because
  • preposition
  • From the time in the past that

start

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US / stɑ:t /

UK / stɑrt /

A1
  • noun
  • First time or place that a thing exists; beginning
  • First opportunity to achieve something, e.g. a job
  • Sudden action or movement because you are scared
  • other
  • Beginning of something in place or time
  • verb
  • To do, be or happen for the first time; begin
  • To turn something on

through

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US / θru: /

UK / θru /

A2
  • adjecitve
  • having finished using or doing something
  • adverb
  • From the beginning of something until the end
  • preposition
  • Over, in, across an entire thing or place
  • Allowing you to pass between, or to
  • By a particular way or process; by the use of

for

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US / fə(r) /

UK / fɔr,fə /

A1
  • preposition
  • Used to show the purpose, or need of something

news

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US / nju:z /

UK / nu:z /

A1
  • noun
  • Broadcast on radio or TV about recent events
  • Information about recent events

association

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US / əˌsəʊʃɪ'eɪʃn /

UK / əˌsoʊʃi'eɪʃn /

B1
  • noun
  • Organization of people with the same interest

amount

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US / ə'maʊnt /

UK / əˈmaʊnt /

A1
  • noun
  • Quantity of something
  • verb
  • To add up to a certain figure

just

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US / dʒʌst /

UK / dʒʌst /

A1
  • adjecitve
  • Proper or appropriate; as is deserved
  • Doing or being what is right or fair
  • Legally correct; having enough evidence
  • adverb
  • Almost; nearly
  • Exactly at the time of
  • Exactly (the same as, like)

home

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US / həʊm /

UK / hom /

A1
  • adjecitve
  • A sports team's own field or place of play
  • adverb
  • Into the correct or intended position
  • noun
  • House, apartment or building to be rented or sold
  • Institution for sick or elderly people
  • Place where a person or a family lives
  • Country where a person lives or was born
  • Region that is native to peoples, plant or animals
  • verb
  • To move towards a particular target location

insurance

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US / ɪnˈʃʊərəns /

UK / ɪnˈʃʊrəns /

A2
  • noun
  • Protection against loss/injury/death you pay for

subtle

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US / 'sʌtl /

UK / ˈsʌtl /

B1
  • adjecitve
  • Delicate or slight so it is difficult to perceive
  • Clever or indirect but hides the true purpose

ruin

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US / 'ru:ɪn /

UK / ˈruɪn /

B1
  • verb
  • To damage or completely destroy something
  • To cause someone to lose their money or status
  • noun
  • Remains of a building that has been destroyed

end

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US / end /

UK / ɛnd /

A1
  • noun
  • The point where a process or activity stops
  • A point that marks the limit of something; finish
  • Goal or desired result
  • The tip, edge or limit of something
  • verb
  • To be the last part of something

with

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US / wɪð /

UK / wɪð, wɪθ /

A1
  • preposition
  • As an employee of a certain company
  • Against something or someone
  • By using something as a means
  • Due to; because of
  • Including
  • Possessing as a feature
  • Related to
  • (Of the manner/attitude by which you do something)
  • Used to express that people or things are together

traumatic

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US / trɔ:ˈmætɪk /

UK / traʊˈmætɪk /

B2
  • adjecitve
  • Causing upsetting emotional effects over time
  • Causing an injury

salon

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US / 'sælɒn /

UK / səˈlɑn, ˈsælˌɑn, sæˈlɔŋ /

B2
  • noun
  • Place for hairdressing or beauty treatments

livable

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US / 'lɪvəbəl /

UK / 'lɪvəbəl /

A1
  • adjecitve
  • Fit or suitable to live in or with

honest

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US / ˈɒnɪst /

UK / ˈɑnɪst /

A2
  • adjecitve
  • Good, truthful, sincere, or faithful; trustworthy

tragic

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US / ˈtrædʒɪk /

UK / ˈtrædʒɪk /

B1
  • adjecitve
  • (Of a play, movie, or book) with a sad ending
  • Causing great sadness, e.g. due to untimely death

scar

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US / skɑ:(r) /

UK / skɑr /

B1
  • noun
  • Long lasting emotional pain from a bad experience
  • A mark on something made by scratching it
  • verb
  • To cause long lasting emotional pain
  • To leave a mark on something by scratching it

information

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US / ˌɪnfəˈmeɪʃn /

UK / ˌɪnfɚˈmeʃən /

A1
  • noun
  • Collection of facts and details about something

have

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US / həv /

UK / hæv /

A1
  • verb
  • To drink, smoke, eat or use something
  • To experience the effects of something
  • To organize an event, or join in an activity
  • To own, possess, or hold something
  • To cause to happen or produce a particular effect

next

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US / nekst /

UK / nɛkst /

A1
  • adverb
  • The one that follows another in time or order
  • At a time or place directly after the present one
  • noun
  • The one that follows after
  • adjecitve
  • Immediately after the previous one
  • First occurrence after the present one

license

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US / ˈlaɪsns /

UK / ˈlaɪsəns /

B1
  • noun
  • Freedom to do what you want or act as you want
  • verb
  • To give official permission to do something

charm

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US / tʃɑ:m /

UK / tʃɑrm /

A2
  • noun
  • Quality of making people like you; attractiveness
  • verb
  • To cause others to like you or do what you want

month

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US / mʌnθ /

UK / mʌnθ /

A1
  • noun
  • One of 12 28-31 day periods in the year

properly

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US / ˈprɔpəlɪ /

UK / ˈprɑːpərli /

A2
  • adverb
  • In an appropriate or correct manner

away

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US / ə'weɪ /

UK / əˈwe /

A1
  • adjecitve
  • Not present
  • adverb
  • Disappear completely
  • Doing something with a lot of energy
  • Not here; far from here; in a different direction
  • To a different area, location

could

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US / kəd /

UK / kʊd /

A1
  • other
  • Past form of 'can' to mean have ability
  • Used to ask for something politely, or to offer

behind

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US / bɪˈhaɪnd /

UK / bɪˈhaɪnd /

A1
  • adjecitve
  • Concerning a later or slower time than expected
  • Being in a losing position in a sporting event
  • Being in the past; old fashioned
  • adverb
  • Remaining
  • noun
  • The part of the body that one sits on
  • preposition
  • At or toward the back of someone or something
  • Supporting or helping someone

tie

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US / taɪ /

UK / taɪ /

A2
  • noun
  • Item, such as string or wire, used to join things
  • Strong connection between people, countries
  • When both sides in a game, vote get same score
  • One match or game that is part of a bigger contest
  • Something that lessens a person's freedom
  • Thin piece of cloth worn round neck of shirt
  • Piece of wood/metal used to stop something moving
  • verb
  • To attach things (together) with a string or rope
  • To end a game, contest or vote with the same score
  • To require someone to be in a specific place

take

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US / teɪk /

UK / tek /

A1
  • noun
  • Filming of a single scene for TV or the movies
  • verb
  • To accept something that is offered
  • To use a method of traveling, e.g. a bus or train
  • To use a camera to make (a photo)
  • To pick up something and go away with it
  • To study a subject in school
  • To attempt to pass (an exam)
  • To require a certain amount of time, money, space

basement

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US / ˈbeɪsmənt /

UK / ˈbesmənt /

B1
  • noun
  • Floor or room in a building beneath the ground

activity

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US / æk'tɪvətɪ /

UK / ækˈtɪvɪti /

A1
  • noun
  • An action or task, e.g. sports, washing clothes

their

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US / ðɛː /

UK / ðer /

A1
  • determiner
  • Belonging to them

move

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US / mu:v /

UK / muv /

A1
  • noun
  • Act of moving a playing piece in chess, etc.
  • An action; doing something
  • Step taken to achieve a goal
  • verb
  • To cause someone to have certain emotions
  • To cause something to change to a different place
  • To change where people live or a business operates
  • To take action to do or achieve something

hotel

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US / həʊ'tel /

UK / hoˈtɛl /

A1
  • noun
  • Place where people can stay when traveling

who

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US / hu: /

UK / hu /

A1
  • pronoun
  • Which person
  • Used to introduce information about people

its

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US / ɪts /

UK / ɪts /

A1
  • adjecitve
  • Referring to or belonging to ‘it’
  • determiner
  • Of something; belonging or related to something
  • other
  • Possessive form of “it”

all

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US / ɔ:l /

UK / ɔl /

A1
  • adverb
  • Completely; totally
  • determiner
  • Being every one of something
  • pronoun
  • 100% of something; the complete amount

work

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US / wɜ:k /

UK / wɚk /

A1
  • adjecitve
  • Activity completed in order to make money
  • noun
  • The product of some artistic or literary endeavor
  • Everything created by an author, artist, musician
  • Activity you do in order to make money
  • Place of employment
  • Final product or result of a some labor or effort
  • verb
  • To bring into a specific state of success
  • To be functioning properly, e.g. a car
  • To do your job in your company or workplace
  • To make an effort to do something
  • To operate a machine or device

they

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US / ðeɪ /

UK / ðe /

A1
  • pronoun
  • Two or more people, animals, or things

fear

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US / fɪə(r) /

UK / fɪr /

A1
  • noun
  • Unpleasant feeling caused by being aware of danger
  • verb
  • To be afraid of or nervous about something

look

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US / lʊk /

UK / lʊk /

A1
  • noun
  • Person's beauty or physical attractiveness
  • Particular style of dress, clothes, or appearance
  • The way someone, something appears to be
  • Act of searching for or examining something
  • verb
  • To appear to be; seem

effectively

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US / ɪˈfektɪvli /

UK / ɪˈfɛktɪvli /

B1
  • adverb
  • In a way that produces the desired result

result

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US / rɪ'zʌlt /

UK / rɪˈzʌlt /

A2
  • noun
  • Something produced through tests or experiments
  • Final score of a competition, election or game
  • verb
  • To be the outcome of other causes and effects

change

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US / tʃeɪndʒ /

UK / tʃendʒ /

A1
  • noun
  • Exchange of one set of clothes for another
  • Money in the form of coins instead of paper
  • Money returned after giving too much
  • Act of making or becoming something else
  • verb
  • To exchange one set of clothes for another
  • To exchange one kind of money for another
  • To replace something with another thing
  • To make or become something else
  • To go from one train, bus, etc. and go to another

probably

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US / ˈprɒbəbli /

UK / ˈprɑbəbli /

A1
  • adverb
  • That is likely to happen or be true

once

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US / wʌns /

UK / wʌns /

A1
  • adverb
  • One time; one instance
  • At a time in the past
  • conjunction
  • When; as soon as

global

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US / ˈgləʊbl /

UK / ˈgloʊbl /

A2
  • adjecitve
  • Concerning, involving, affecting all of something
  • Of, affecting, or involving the entire world

ransack

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US / ˈrænsæk /

UK / ˈrænˌsæk /

C2
  • verb
  • To search or examine roughly
  • To go though in order to rob or plunder

homeowner

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US / ˈhəʊməʊnə(r) /

UK / ˈhomˌonɚ /

C2
  • noun
  • Someone who owns a home

deny

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US / dɪ'naɪ /

UK / dɪˈnaɪ /

A2
  • verb
  • To refuse to allow or accept something

memory

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US / 'memərɪ /

UK / ˈmɛməri /

A2
  • noun
  • Ability of the mind to call back past things
  • Space for the storage of information on a computer
  • Something that has been remembered

beloved

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US / bɪ'lʌvd /

UK / bɪˈlʌvɪd, -ˈlʌvd /

B2
  • adjecitve
  • Loved very much

temporary

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US / ˈtemprəri /

UK / 'tempəreri /

A2
  • adjecitve
  • Continuing for a limited time; not permanent

will

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US / wɪl /

UK / wɪl /

A1
  • noun
  • Desire or choice of someone
  • Document saying who gets your money when you die
  • Strong desire to do something; determination
  • Desire to do something; strong wish to do
  • other
  • Used with verbs to express the future
  • verb
  • To leave property to someone after your death
  • To use mental effort to make something happen
  • Am (is, are) likely to do
  • To influence someone to do something
  • To make something happen by strongly wanting it

broker

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US / 'brəʊkə(r) /

UK / ˈbrokɚ /

B1
  • noun
  • Person who acts to buy or sell shares in companies
  • verb
  • To negotiate a business deal

garbage

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US / ˈgɑ:bɪdʒ /

UK / ˈgɑ:rbɪdʒ /

B1
  • noun
  • Waste material that has been thrown out

toss

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US / tɒs /

UK / tɔ:s /

B1
  • verb
  • To throw something into the air, e.g. casually

contract

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US / 'kɒntrækt /

UK / 'kɑ:ntrækt /

A1
  • noun
  • Legal agreement, e.g. for doing work for money
  • Agreement to pay someone to kill a person
  • verb
  • To become ill as a result of getting a disease
  • To make an agreement for doing work for money
  • To reduce in size, length due to heat loss
  • To reduce the amount of

life

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US / laɪf /

UK / laɪf /

A1
  • noun
  • All the living things e.g. animals, plants, humans
  • Period of time things live, from birth to death

give

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US / ɡɪv /

UK / ɡɪv /

A1
  • noun
  • Degree of flexibility in something, a material
  • verb
  • To hand over or present something to someone
  • To cause someone to have or experience something

good

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US / ɡʊd /

UK / ɡʊd /

A1
  • adjecitve
  • Proper, appropriate or right
  • (Of an amount) enough; plenty
  • Excellent; high quality
  • Acting well or properly; of moral character
  • In a positive or happy emotional state
  • noun
  • Advantage or benefit

but

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US / bət /

UK / bʌt,bət /

A1
  • conjunction
  • Used before you say something different, opposite

now

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US / naʊ /

UK / naʊ /

A1
  • adverb
  • At the present time or moment
  • Right away or in the next possible moment
  • Used to refer to something that just happened
  • Time between the present and a moment in the past
  • conjunction
  • Resulting from or because of something

knot

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US / nɒt /

UK / nɑ:t /

B1
  • noun
  • Secure form of tying a rope, string etc.
  • verb
  • To tie string, rope etc. firmly to stop it undoing

business

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US / ˈbɪznəs /

UK / ˈbɪznɪs /

A1
  • noun
  • A company formed for making profit
  • Matter that has to be dealt with; task; situation
  • Activity of working to make a profit

quite

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US / kwaɪt /

UK / kwaɪt /

A1
  • adverb
  • Not very; fairly
  • Very; In a complete or total manner

not

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US / nɒt /

UK / nɑt /

A1
  • adverb
  • Word indicating the negative
  • (Used to form the negative of verbs)

insurer

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US / ɪnˈʃʊərə(r) /

UK / ɪnˈʃʊrɚ /

A2
  • noun
  • Financial institution that sells insurance

gate

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US / ɡeɪt /

UK / ɡet /

A2
  • noun
  • Place in a fence which can be opened or closed

really

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US / ˈri:əli /

UK / ˈriəˌli, ˈrili /

A1
  • adverb
  • Used to stress something that is said; definitely
  • In a true or accurate manner
  • Very

offen

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US / /

UK / /

A1

can

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US / kæn /

UK / kən,kæn /

A1
  • noun
  • A metal container for storing food
  • other
  • Able to; have the skill to; have the time to
  • verb
  • To have permission to
  • To be possible to do
  • To preserve food by sealing it in a metal container

make

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US / meɪk /

UK / mek /

A1
  • noun
  • Product made by a particular company; brand
  • verb
  • To arrange or prepare something e.g. dinner
  • To get to (a place) on time
  • To gain the status of (teacher, lawyer, etc.)
  • To create something by putting things together
  • To earn a certain amount of money at a job
  • To cause or force a person to do something
  • To cause something to happen or be formed

dear

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US / dɪə(r) /

UK / dɪr /

A1
  • adjecitve
  • Loved or valued very much
  • Expensive

you

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US / jʊ /

UK / ju /

A1
  • pronoun
  • Person someone is speaking or writing to
  • Person or people in general

payment

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US / ˈpeɪmənt /

UK / ˈpemənt /

A2
  • noun
  • Amount of money that is paid for something

live

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US / lɪv /

UK / liv /

A1
  • adjecitve
  • Being broadcast as events happen, not recorded
  • Carrying electric current; able to give a shock
  • Glowing because burning; hot
  • Not yet killed (for food)
  • adverb
  • (Music, drama) as it is performed
  • verb
  • To be alive
  • To experience a particular type of life
  • To make your home in a house or town

kind

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US / kaɪnd /

UK / kaɪnd /

A1
  • adjecitve
  • In a caring and helpful manner
  • friendly and considerate
  • noun
  • One type of thing

the

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US / ðə /

UK / ðə /

A1
  • article
  • Used to refer to something already mentioned
  • Used to show there is only one of something
  • determiner
  • Used to describe all of a family

this

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US / ðɪs /

UK / ðɪs /

A1
  • adjecitve
  • Used to indicate something already been discussed
  • Used to indicate something happening around now
  • adverb
  • An indication by a physical motion or gesture
  • A specific amount of
  • determiner
  • Person, thing, or idea near you
  • pronoun
  • Person, thing that has already been discussed

may

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US / meɪ /

UK / me /

A1
  • noun
  • 5th month of the year
  • other
  • Used to express a desire
  • Expresses permission, possibility or probability
  • Used to show that a thing could be true

coverage

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US / ˈkʌvərɪdʒ /

UK / ˈkʌvərɪdʒ /

A2
  • noun
  • Type of programs a radio or TV station broadcasts

thief

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US / θi:f /

UK / θif /

A2
  • noun
  • Person who steals something

premise

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US / 'premɪs /

UK / ˈprɛmɪs /

B1
  • noun
  • Foundation idea in an argument/discussion
  • verb
  • To base your argument on

open

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US / 'əʊpən /

UK / ˈopən /

A1
  • adjecitve
  • Available for use; accessible
  • Not being hidden; available for others to see
  • Being available for customers to enter or use
  • Allowing everyone to use or take part in
  • Not secret anymore
  • Not closed or shut
  • Willing to accept new ideas and thoughts
  • noun
  • Name for a tennis or golf competition
  • verb
  • To make accessible or able to be used, e.g. road
  • To start the activities or services of a business
  • To make a space or hole appear in something
  • To move or change so that it is no longer closed
  • To start something, e.g. a new business

one

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US / wʌn /

UK / wʌn /

A1
  • pronoun
  • You; we; people in general; someone
  • The thing or person previously referred to
  • adjecitve
  • Used to refer to people generally
  • Being a strong example of (something mentioned)
  • number
  • Number 1

into

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US / 'ɪntə /

UK / ˈɪntu /

A1
  • preposition
  • Moving or going inside something
  • In the same direction as; in the direction of
  • So as to become; taking the state of

until

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US / ənˈtɪl /

UK / ʌnˈtɪl /

A1
  • conjunction
  • Up to; to a time when something happens
  • preposition
  • Before (a specific time)

lawyer

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US / ˈlɔ:jə(r) /

UK / ˈlɔjɚ /

B1
  • noun
  • Professional who helps people with the law

and

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US / ənd /

UK / ənd, ən,ænd /

A1
  • conjunction
  • Used to refer to two or more things
  • Plus; in addition; on top of that
  • Used to introduce an action that follows another

base

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US / beɪs /

UK / bes /

A2
  • noun
  • Place military personnel live, train, and operate
  • Bottom part of an object that touches a surface
  • Unit of counting, e.g. 10 for counting
  • Most important idea or ingredient to add others
  • Origin or start from which something came
  • Main place where an organization or a person works
  • verb
  • To use as the starting point or origin for
  • To have as the main location for (company, etc.)

failure

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US / ˈfeɪljə(r) /

UK / 'feɪljər /

A1
  • noun
  • When things go wrong; lack of function
  • Act or result of not achieving your goals

any

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US / 'enɪ /

UK / ˈɛni /

A1
  • adjecitve
  • One, or some, no matter which
  • pronoun
  • One (thing) of many; some

out

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US / aʊt /

UK / aʊt /

A1
  • adverb
  • No longer stylish (e.g. fashion)
  • Away from home, business, or the usual place
  • In a direction/movement away from inside or center
  • noun
  • Act when a batter cannot continue playing
  • verb
  • To tell people a secret

from

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US / frəm /

UK / frʌm, frɑm,frəm /

A1
  • preposition
  • Starting at a particular place, time or level

where

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US / hwɛə /

UK / hwɛr, wɛr /

A1
  • conjunction
  • At or in the place which
  • In whatever place
  • pronoun
  • Word you use to ask the location of something

leave

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US / li:v /

UK / liv /

A1
  • noun
  • Permission to do something
  • Vacation time; time off work
  • verb
  • To go away from; depart
  • To gift property to someone after you die
  • To allow something to continue happening
  • To let something remain unused or available
  • To let something or someone remain somewhere

something

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US / ˈsʌmθɪŋ /

UK / ˈsʌmθɪŋ /

A1
  • adverb
  • In some degree or measure
  • noun
  • a person or thing of some value or consequence
  • pronoun
  • Thing that is not yet known or named
  • Approximately

rental

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US / ˈrentl /

UK / ˈrɛntl: /

A2
  • noun
  • Home, car etc. rented for a while
  • Act of renting something for a period of time

office

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US / ˈɒfɪs /

UK / ˈɔ:fɪs /

A1
  • noun
  • Room or building used for business
  • Important job position, often in a government

hang

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US / hæŋ /

UK / hæŋ /

A2
  • verb
  • To attach a picture, photograph etc. onto a wall
  • To float, move softly, or remain in the air
  • To kill by putting a rope around neck and dropping
  • To remain undecided, unsolved or unclear

reimburse

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US / ˌri:ɪmˈbɜ:s /

UK / ˌri:ɪmˈbɜ:rs /

B2
  • verb
  • To repay a person who has spent or lost money

inform

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US / ɪnˈfɔ:m /

UK / ɪnˈfɔ:rm /

A2
  • verb
  • To give information or facts about something

happen

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US / 'hæpən /

UK / ˈhæpən /

A1
  • verb
  • To take place or occur

place

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US / pleɪs /

UK / ples /

A1
  • noun
  • Particular location, area or region
  • verb
  • To put someone in a particular type of situation
  • To put something in a certain location or position

get

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US / ɡet /

UK / ɡɛt /

A1
  • verb
  • To become affected by illness or disease
  • To begin to feel or understand an emotion or idea
  • To send or bring someone or something home, etc.
  • To go somewhere to obtain something
  • To (cause to) do a particular thing
  • To obtain, receive or be given something
  • To currently have
  • To prepare for use
  • To understand something being said or read

then

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US / ðen /

UK / ðɛn /

A1
  • adverb
  • A time that is not now
  • Following another thing in time or arrangement
  • Following on reasonably from what was just stated
  • At that time, not now

force

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US / fɔ:s /

UK / fɔrs, fors /

A1
  • noun
  • Group of persons trained for military action; army
  • Pressure; attraction
  • The use of physical strength/violence to persuade
  • verb
  • To use physical strength or violence to persuade

family

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US / 'fæməlɪ /

UK / ˈfæmli /

A1
  • noun
  • Close group of people or organizations
  • A group of people who are related through blood
  • Group of related plants or animals

fire

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US / 'faɪə(r) /

UK / faɪr /

A1
  • noun
  • Heat and the flame produced when burning
  • Intense energy for or about something
  • verb
  • To apply heat to something to make it hard
  • To make a person leave their job; dismiss
  • To shoot a gun or weapon
  • To launch something into the sky, e.g. a rocket
  • To start working on something e.g. a project

what

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US / wɒt /

UK / hwɑt, hwʌt, wɔt, wʌt,hwət, wət /

A1
  • pronoun
  • Thing or things that; the same kind as
  • Used to emphasize something you are about to say
  • adjecitve
  • Used to refer to a particular amount, or number
  • Used to place emphasis on a particular quality
  • adverb
  • To a certain degree
  • determiner
  • Question words used for asking for information
  • exclamation
  • Used to express excitement, shock, or surprise
  • Used to ask people to repeat something they said

that

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US / ðæt /

UK / ðæt, ðət /

A1
  • adjecitve
  • The person or thing being talked about
  • Used to identify something both the speakers know
  • adverb
  • Used to reinforce adjectives and adverbs
  • To such a degree
  • conjunction
  • Used to connect a noun clause
  • Used to introduce an adverbial clause
  • Used to introduce a noun clause
  • determiner
  • Used as a noun to refer to something
  • pronoun
  • Referring an object far away
  • Used to refer to the relative pronoun ‘which’

sit

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US / sɪt /

UK / sɪt /

A1
  • verb
  • To take an exam
  • To be in a resting position on a chair
  • To provide seating for people
  • To remain in a still position while being painted

people

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US / 'pi:pl /

UK / ˈpipəl /

A1
  • noun
  • Persons sharing culture, country, background, etc.
  • Men, Women, Children

like

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US / laɪk /

UK / laɪk /

A1
  • adjecitve
  • Being equal in status or kind to something else
  • Similar; the same
  • adverb
  • For example
  • preposition
  • Used as a filler; used to ad emphasis
  • In a way similar to the way something is done
  • Such as; for example
  • verb
  • To want to
  • To find something pleasing; to prefer something

even

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US / 'i:vn /

UK / ˈivən /

A1
  • adjecitve
  • Being equal in influence, power, possibility etc.
  • Being divided equally or fairly
  • (Of teams/contest) with similar chances of success
  • Smooth, level, or regular
  • Can be divided by 2; ending in 2, 4, 6, 8, or 0
  • At a regular, equally steady manner
  • Remaining steady and unchanging
  • adverb
  • (When this is surprising) as well; too
  • (Used to compare two things/stress the difference)
  • verb
  • To make something level; to flatten
  • To make something equal

about

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US / ə'baʊt /

UK / əˈbaʊt /

A1
  • adverb
  • To be ready to; going to
  • Nearly; approximately; roughly
  • Near; next to; close to
  • In every direction; in the area of
  • preposition
  • Concerning or of (a topic)

tell

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US / tel /

UK / tɛl /

A1
  • verb
  • To (strongly) advise a person to do something
  • To be able to guess
  • To say or communicate information to someone
  • To inform, but without speaking; indicate
  • To have a negative effect on someone
  • To order someone to do something; command
  • To recognize something based on certain signs
  • To report something to an authority
  • To explain something or teach someone something

nothing

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US / 'nʌθɪŋ /

UK / ˈnʌθɪŋ /

A1
  • noun
  • Item of little or no value, importance, interest
  • Number or value of zero
  • pronoun
  • Not anything, not a single thing

groom

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US / gru:m /

UK / ɡrum, ɡrʊm /

B1
  • noun
  • Man employed to brush, trim and clean horses
  • Man who is, or who has recently married
  • verb
  • To make neat and smart in appearance
  • To take care of an animal by brushing, cleaning it
  • To seduce someone over time
  • To train someone and make them ready for a task

claim

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US / kleɪm /

UK / klem /

A2
  • noun
  • Demand for something that is believed to be due
  • Something said to be true when others don't agree
  • verb
  • To demand something that is believed to be due
  • To cause someone's life to come to an end
  • To say something is true when others may not agree

require

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US / rɪ'kwaɪə(r) /

UK / rɪˈkwaɪr /

A2
  • verb
  • To demand that someone does something
  • To need to do something, to make it necessary

void

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US / vɔɪd /

UK / vɔɪd /

B2
  • noun
  • Empty feeling because nothing interests you
  • Empty space; empty place
  • verb
  • To remove legal force or obligation

she

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US / ʃɪ /

UK / ʃi /

A1
  • pronoun
  • Female person or animal mentioned before
  • (Refers to female person mentioned before)

right

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US / raɪt /

UK / raɪt /

A1
  • adjecitve
  • Correct or true
  • The south side of you looking at the rising sun
  • adverb
  • Exactly in a place or time
  • Being appropriate for a particular event
  • In a straight or direct manner
  • noun
  • Something you are legally or morally allowed to do
  • Ideal of what is just and good
  • Political view based on conservatism
  • verb
  • To fix something previously wrong or unjust
  • To make upright, as a boat that has turned over

house

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US / haʊs /

UK / haʊs /

A1
  • noun
  • Place where a specific activity or business occurs
  • Building in which a family, person lives
  • verb
  • To give someone a place to live
  • To contain or store something
  • Introduction to Video Content
  • Calgary fire victims left homeless due to insurance loophole
    A devastating fire in Calgary has left a family homeless due to an insurance loophole. The house, once filled with precious memories and the foundation of a home-based business, now stands as a haunting reminder of the tragedy. Scarred behind a metal gate, the home's subtle charm and character have been marred forever.
    The fire was traumatic, forcing the family out and leaving them with nothing but their suitcases in a hotel. However, their temporary haven was short-lived when their insurer gave them a shocking ultimatum - they had 24 hours to vacate the premises because they didn't have the necessary coverage. The reason? The family had failed to inform the insurance company about the dog grooming salon they had opened in the basement in 2021.
    The salon had been properly incorporated and licensed, but TD Insurance alleged that they were not informed about this change, effectively voiding the insurance coverage from 2021 onwards. While the company had been reimbursing payments since then, they denied the family's claim for the fire damage.
    This situation raises concerns about the thousands of people who work from home or have their office based there. If they were to experience a similar tragedy, would they receive the coverage they need?
    The Insurance Brokers Association of Alberta states that homeowners are obligated to disclose any business activity conducted on the premises. Failure to do so can result in the nullification of the insurance contract. In this case, it seems to have been an honest mistake, but the consequences are dire - a home that is now uninhabitable and a family with nothing.
    The family now faces the prospect of couch surfing until they can move into a rental property next month. Meanwhile, their once beloved home remains in ruins, with thieves taking advantage of the devastation and pillaging what little remained.
    TD Insurance claims they are investigating the situation, but for now, the family is left to grapple with the consequences of a loophole that has left them without a home.
  • Subtitles section
  • It was once the treasure place where memories were made and a home-based business got its start.
  • But now, the subtle charm and character of their beloved home sits with scars trapped behind a metal gate.
  • It was quite traumatic.
  • Fire tore through their house forcing them out for good to a hotel living out of suitcases with all they have left.
  • But now, their insurer gave them 24 hours to leave that temporary home.
  • Oh well, you don't have coverage.
  • You didn't tell us that you had a business.
  • Get a lawyer.
  • Well, the family did have home insurance.
  • In 2021, the family opened a dog grooming salon in the basement.
  • It was properly incorporated and licensed but TD Insurance says it wasn't informed of the changes to the home effectively voiding the insurance as of 2021.
  • Reimbursing payments since then but denying the family's claim.
  • It fears me of the amount of people that are probably out there working from home or even just has their office based out of home and if they have something tragic like this happen, are they going to get coverage?
  • The Insurance Brokers Association of Alberta says that homeowners are required to provide information about any kind of business activity that may be taking place on the premises and that failure to do so could result in the voiding of the contract.
  • So it's just really an honest mistake and because of that, we have a home that is not livable.
  • We have nothing.
  • It's like you're garbage and they toss you away and on to the next one.
  • TD Insurance says they're looking into it.
  • The family will now be forced to couch surf until they can move into a rental property next month.
  • Meanwhile, their home remains in ruins and the shell of it even targeted by thieves who ransacked and ripped off what was left.
  • I tied a knot at the end of the rope and I'm hanging on for dear life and that's all I can do right now but we're going to climb that rope and we're going to get there.
  • We're going to get there.
  • Sarah Offen, Global News.