Mortgage delinquency saw second lowest quarter on record, says MBA CEO Bob Broeksmit
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balance
US / ˈbæləns /
•UK / ˈbæləns /
- noun
- Instrument for weighing things
- Being stable; having equal weight on both sides
- Money remaining after paying costs
- verb
- To be steady by having equal weight on both sides
- To make two or more things equal
should
US / ʃʊd /
•UK / ʃʊd /
- other
- Used to indicate what is proper or reasonable
secondary
US / ˈsekəndri /
•UK / ˈsekənderi /
- adjecitve
- Being of less importance than something else
banker
US / 'bæŋkə(r) /
•UK / ˈbæŋkɚ /
- noun
- An executive who works for a bank
lending
US / ˈlendɪŋ /
•UK / ˈlɛndɪŋ /
- verb
- To let someone borrow something for a while
- To give help or support to someone in need
quarterly
US / 'kwɔ:təlɪ /
•UK / ˈkwɔrtəli /
- adjecitve
- Made, done or occurring four times per year
true
US / tru: /
•UK / tru: /
- adjecitve
- Agreeing with the facts; not false; real or actual
withdraw
US / wɪð'drɔ: /
•UK / wɪðˈdrɔ, wɪθ- /
- verb
- To take money out of a bank account
- To pull back; move away or backward from something
- To remove something from its place or position
- To stop taking a strong, usually illegal, drug
- To take something back that was given or offered
actually
US / ˈæktʃuəli /
•UK / ˈæktʃuəli /
- adverb
- Used to add new (often different) information
debate
US / dɪ'beɪt /
•UK / dɪˈbet /
- noun
- General public discussion of a topic
- A formal event where two sides discuss a topic
- verb
- To consider options before making a decision
- To take part in a formal discussion
sell
US / sel /
•UK / sɛl /
- verb
- To exchange something for money
- To persuade people to do, like or agree
speak
US / spi:k /
•UK / spik /
- verb
- To be able to use a certain language
- To use words to tell information, express thoughts
input
US / ˈɪnpʊt /
•UK / ˈɪnˌpʊt /
- noun
- Advice or ideas that someone provides
- verb
- To put in information, advice or opinions
flick
US / flɪk /
•UK / flɪk /
- noun
- Hitting something with your finger to move it
- verb
- To hit something with your finger to move it
- To move a button, switch from on, off positions
market
US / ˈmɑ:kɪt /
•UK / ˈmɑ:rkɪt /
- noun
- Need or demand for a particular product or service
- Area or region where a certain product is sold
- Public event where people sell goods on tables
- Institution where stocks are bought and sold
- verb
- To publicize products to get you to buy; advertise
rid
US / rɪd /
•UK / rɪd /
- verb
- To cause to no longer have (pest, problem)
side
US / saɪd /
•UK / saɪd /
- adjecitve
- In addition to the central or most important thing
- Next to, or very close to, the right or left of
- noun
- Position or opinion that is opposite to another
- Right or left part of a person's body
- Feature of someone's personality
- Straight edge of an object
- One of two or more groups fighting each other
- verb
- To decide to agree with one point, not the other
many
US / 'menɪ /
•UK / ˈmɛni /
- determiner
- Used to refer a large number of things
regulate
US / ˈregjuleɪt /
•UK / ˈrɛɡjəˌlet /
- verb
- To control something with rules or laws
- To set/adjust (a clock, etc.); restrict motion in
will
US / wɪl /
•UK / wɪl /
- noun
- Desire or choice of someone
- Document saying who gets your money when you die
- Strong desire to do something; determination
- Desire to do something; strong wish to do
- other
- Used with verbs to express the future
- verb
- To leave property to someone after your death
- To use mental effort to make something happen
- Am (is, are) likely to do
- To influence someone to do something
- To make something happen by strongly wanting it
either
US / ˈaɪðə(r) /
•UK / ˈiðɚ, ˈaɪðɚ /
- adjecitve
- One of two (used when there is a choice of two)
- adverb
- (After negative statements) likewise, in addition
- conjunction
- Used as the first of two connected things
- determiner
- Used as the first of two connected things
- pronoun
- The one or the other
new
US / nju: /
•UK / nu, nju /
- adjecitve
- Not old, recently born, built or made
- Being or doing something for the first time
- Not felt, seen or known previously
- Having been recently bought or obtained
supply
US / sə'plaɪ /
•UK / səˈplaɪ /
- noun
- Availability of products and services for use
- Specific things needed to perform a certain task
- verb
- To give or sell goods to others for their use
afford
US / ə'fɔ:d /
•UK / əˈfɔrd, əˈford /
- verb
- To make available, to provide
- To have enough money to pay for something
certain
US / ˈsə:tn /
•UK / ˈsɚtn /
- adjecitve
- Definite, fixed
- Referring to an unspecified amount or quantity
- Being sure about something; without doubt
day
US / deɪ /
•UK / de /
- noun
- A period of 24 hours beginning at midnight
- The period of time when it is light outside
- Person's name
point
US / pɔɪnt /
•UK / pɔɪnt /
- noun
- An item to be discussed
- Small spot or dot
- Fact or detail
- Feature of something
- The size of the text on a page or screen
- A certain time or stage in a process
- Certain position in time or space
- Idea or fact you try to convince people about
- Measurement of scores in a game, sport
- Sharp end of something, e.g. a pen or pin
- verb
- To face a certain direction, e.g. north
- To indicate something with your finger to others
third
US / θɜ:d /
•UK / θɜ:rd /
- adjecitve
- 3rd: Number after second
matter
US / 'mætə(r) /
•UK / ˈmætɚ /
- noun
- Material all things are made of that fills space
- Problem or reason for concern
- verb
- To be of great importance; to count
while
US / waɪl /
•UK / hwaɪl, waɪl /
- conjunction
- In spite of the fact that; although
- During the time that; at the same time
- noun
- Short amount of time
about
US / ə'baʊt /
•UK / əˈbaʊt /
- adverb
- To be ready to; going to
- Nearly; approximately; roughly
- Near; next to; close to
- In every direction; in the area of
- preposition
- Concerning or of (a topic)
current
US / 'kʌrənt /
•UK / ˈkɚrənt, ˈkʌr- /
- adjecitve
- Happening or being in the present time
- noun
- Electricity flowing through wires
- Movement of water in a river, or air in the sky
even
US / 'i:vn /
•UK / ˈivən /
- adjecitve
- Being equal in influence, power, possibility etc.
- Being divided equally or fairly
- (Of teams/contest) with similar chances of success
- Smooth, level, or regular
- Can be divided by 2; ending in 2, 4, 6, 8, or 0
- At a regular, equally steady manner
- Remaining steady and unchanging
- adverb
- (When this is surprising) as well; too
- (Used to compare two things/stress the difference)
- verb
- To make something level; to flatten
- To make something equal
people
US / 'pi:pl /
•UK / ˈpipəl /
- noun
- Persons sharing culture, country, background, etc.
- Men, Women, Children
second
US / 'sekənd /
•UK / ˈsɛkənd /
- adjecitve
- 2nd; the one following first
- noun
- Unit of time; one sixtieth of a minute
- Short period of time that you wait for someone
- (Do) soon
that
US / ðæt /
•UK / ðæt, ðət /
- adjecitve
- The person or thing being talked about
- Used to identify something both the speakers know
- adverb
- Used to reinforce adjectives and adverbs
- To such a degree
- conjunction
- Used to connect a noun clause
- Used to introduce an adverbial clause
- Used to introduce a noun clause
- determiner
- Used as a noun to refer to something
- pronoun
- Referring an object far away
- Used to refer to the relative pronoun ‘which’
week
US / wi:k /
•UK / wik /
- noun
- Period of seven days from Sunday to Saturday
what
US / wɒt /
•UK / hwɑt, hwʌt, wɔt, wʌt,hwət, wət /
- pronoun
- Thing or things that; the same kind as
- Used to emphasize something you are about to say
- adjecitve
- Used to refer to a particular amount, or number
- Used to place emphasis on a particular quality
- adverb
- To a certain degree
- determiner
- Question words used for asking for information
- exclamation
- Used to express excitement, shock, or surprise
- Used to ask people to repeat something they said
house
US / haʊs /
•UK / haʊs /
- noun
- Place where a specific activity or business occurs
- Building in which a family, person lives
- verb
- To give someone a place to live
- To contain or store something
right
US / raɪt /
•UK / raɪt /
- adjecitve
- Correct or true
- The south side of you looking at the rising sun
- adverb
- Exactly in a place or time
- Being appropriate for a particular event
- In a straight or direct manner
- noun
- Something you are legally or morally allowed to do
- Ideal of what is just and good
- Political view based on conservatism
- verb
- To fix something previously wrong or unjust
- To make upright, as a boat that has turned over
borrower
US / ˈbɒrəʊə(r) /
•UK / ˈbɑːroʊər /
- noun
- Person or company that borrows things
case
US / keɪs /
•UK / kes /
- noun
- Container used to carry things, e.g. clothes
- Set of facts about a crime
- Set of facts about an event
- Example or instance of something
- verb
- To find out about a place, as in planning to steal
great
US / ɡreɪt /
•UK / ɡret /
- adjecitve
- Very large in size
- Very important
- Very good; fantastic; wonderful
- adverb
- Very good; better than before
- noun
- Successful and well-admired person
mean
US / mi:n /
•UK / min /
- adjecitve
- Being good at
- Nasty; unkind
- Not liking to spend money; cheap; stingy
- noun
- Average of a set of numbers
- verb
- To express a particular idea or thought
- To intend to do something in particular
- To have a particular meaning or value
district
US / 'dɪstrɪkt /
•UK / ˈdɪstrɪkt /
- noun
- Area of a country, city, or town
first
US / fɜ:st /
•UK / fɚst /
- adjecitve
- 1st; Coming before all others in time or place
- noun
- Something that has not happened before
- Position of the winner of a competition
get
US / ɡet /
•UK / ɡɛt /
- verb
- To become affected by illness or disease
- To begin to feel or understand an emotion or idea
- To send or bring someone or something home, etc.
- To go somewhere to obtain something
- To (cause to) do a particular thing
- To obtain, receive or be given something
- To currently have
- To prepare for use
- To understand something being said or read
down
US / daʊn /
•UK / daʊn /
- adjecitve
- Being sad, sick, or unhappy
- Not operating, working, or functioning as expected
- adverb
- In a sitting or lying position
- Towards or on the ground, floor, or bottom
- Written or copied onto a piece of paper or book
- noun
- A period of play in American Football
- The soft, smooth hairs that cover a bird's body
- preposition
- Along something's path, course, or direction
- Going from a higher position to a lower position
- verb
- To eat or drink very quickly and without stopping
family
US / 'fæməlɪ /
•UK / ˈfæmli /
- noun
- Close group of people or organizations
- A group of people who are related through blood
- Group of related plants or animals
then
US / ðen /
•UK / ðɛn /
- adverb
- A time that is not now
- Following another thing in time or arrangement
- Following on reasonably from what was just stated
- At that time, not now
place
US / pleɪs /
•UK / ples /
- noun
- Particular location, area or region
- verb
- To put someone in a particular type of situation
- To put something in a certain location or position
closely
US / 'kləʊslɪ /
•UK / ˈkloslɪ /
- adverb
- In a careful manner
- Nearby; just next to
track
US / træk /
•UK / træk /
- noun
- A circular course for running
- Course or way someone takes, e.g. in education
- Path in a field or a forest made by walkers
- Often circular course laid out for car racing
- One of multiple musical recordings on an album
- Band surrounding the wheels of a tank
- Metal lines that trains ride on
- verb
- To use marks to follow a wild animal
- To move a certain way/follow a particular course
- To record and examine the progress of something
angst
US / æŋst /
•UK / ɑŋkst /
- noun
- Often worried or unhappy, especially about personal problems
announce
US / əˈnaʊns /
•UK / əˈnaʊns /
- verb
- To make a public statement about a plan, decision
stubbornly
US / 'stʌbənli /
•UK / /
- adverb
- In a way showing you are unwilling to give in
very
US / 'verɪ /
•UK / ˈvɛri /
- adjecitve
- Concerning a large degree or amount
- adverb
- A lot; much; many
- Used to stress or emphasize a noun
they
US / ðeɪ /
•UK / ðe /
- pronoun
- Two or more people, animals, or things
change
US / tʃeɪndʒ /
•UK / tʃendʒ /
- noun
- Exchange of one set of clothes for another
- Money in the form of coins instead of paper
- Money returned after giving too much
- Act of making or becoming something else
- verb
- To exchange one set of clothes for another
- To exchange one kind of money for another
- To replace something with another thing
- To make or become something else
- To go from one train, bus, etc. and go to another
pressure
US / 'preʃə(r) /
•UK / ˈprɛʃɚ /
- noun
- Anxiety caused by difficult problems
- Force, weight when pressing against a thing
- Strong persuasion to do something
- verb
- To apply force to something
- To persuade or force someone to do something
result
US / rɪ'zʌlt /
•UK / rɪˈzʌlt /
- noun
- Something produced through tests or experiments
- Final score of a competition, election or game
- verb
- To be the outcome of other causes and effects
space
US / speɪs /
•UK / spes /
- noun
- Empty area kept for a specific reason, like a car
- Empty area with nothing in it
- Area in the sky where the stars are
- Area between written words on a page
- verb
- To make a certain distance or time between
pay
US / peɪ /
•UK / pe /
- noun
- Money you receive from your job, work, etc.
- verb
- To give money for goods or work done
- To give (attention, respect, etc.) to
- To be punished or suffer for something you did
- To make (a visit) to a person or place
thank
US / θæŋk /
•UK / θæŋk /
- verb
- To tell someone you are grateful to them
viewer
US / ˈvju:ə(r) /
•UK / ˈvjuɚ /
- noun
- Special machine to look at pictures
- Someone who watches, e.g. television
all
US / ɔ:l /
•UK / ɔl /
- adverb
- Completely; totally
- determiner
- Being every one of something
- pronoun
- 100% of something; the complete amount
everyone
US / ˈevriwʌn /
•UK / ˈɛvriˌwʌn /
- pronoun
- Every person; everybody
eligible
US / ˈelɪdʒəbl /
•UK / ˈɛlɪdʒəbəl /
- adjecitve
- Being able to be chosen or selected; suitable
officer
US / ˈɒfɪsə(r) /
•UK / ˈɔ:fɪsə(r) /
- noun
- Person of high position in an organization
- Person of high position in the military
who
US / hu: /
•UK / hu /
- pronoun
- Which person
- Used to introduce information about people
delinquency
US / dɪˈlɪŋkwənsi /
•UK / dɪˈlɪŋkwənsi, -ˈlɪn- /
- noun
- Bad behavior or crimes
- State of owing money
implement
US / ˈɪmplɪment /
•UK / ˈɪmpləmənt /
- noun
- A tool
- verb
- To start to do something you plan to do
move
US / mu:v /
•UK / muv /
- noun
- Act of moving a playing piece in chess, etc.
- An action; doing something
- Step taken to achieve a goal
- verb
- To cause someone to have certain emotions
- To cause something to change to a different place
- To change where people live or a business operates
- To take action to do or achieve something
their
US / ðɛː /
•UK / ðer /
- determiner
- Belonging to them
yes
US / jes /
•UK / jɛs /
- adverb
- Way to say you agree or will do something
activity
US / æk'tɪvətɪ /
•UK / ækˈtɪvɪti /
- noun
- An action or task, e.g. sports, washing clothes
bring
US / brɪŋ /
•UK / brɪŋ /
- verb
- To take or go with someone to a place
freddie
US / ˈɑ:dʒəntain /
•UK / ˈɑrdʒənˌtaɪn, -ˌtin /
mac
US / mæk /
•UK / mæk /
- noun
- Macaroni.
- A mackintosh.
- A type of personal computer.
- A form of address for a man whose name is unknown to the speaker.
same
US / seɪm /
•UK / sem /
- adjecitve
- Being equal in quality and amount
- Identical; not different
- Not changing; constant
save
US / seɪv /
•UK / sev /
- noun
- Preventing a player in a game from scoring a goal
- preposition
- Except; not including
- verb
- To make your computer keep a file
- To keep for future use
- To make something unnecessary; prevent
- To keep money so that you will have it later
- To keep something for future use, such as money
- To keep or rescue someone or something from harm
- To prevent a player in a game from scoring a goal
- To avoid the unnecessary waste of energy, etc.
can
US / kæn /
•UK / kən,kæn /
- noun
- A metal container for storing food
- other
- Able to; have the skill to; have the time to
- verb
- To have permission to
- To be possible to do
- To preserve food by sealing it in a metal container
recent
US / 'ri:snt /
•UK / ˈrisənt /
- adjecitve
- Happening or beginning not long ago
record
US / 'rekɔ:d /
•UK / ˈrekərd /
- noun
- Highest or most extreme level achieved
- Round plastic disc on which music has been stored
- History of a person's past actions or achievements
- verb
- To indicate a temperature, speed, etc.; register
- To write down or say what happened
- To put music, sounds onto a device to store it
compare
US / kəm'peə(r) /
•UK / kəmˈpɛr /
- verb
- To consider how similar and different things are
really
US / ˈri:əli /
•UK / ˈriəˌli, ˈrili /
- adverb
- Used to stress something that is said; definitely
- In a true or accurate manner
- Very
credit
US / 'kredɪt /
•UK / ˈkrɛdɪt /
- adjecitve
- Having a positive amount of money
- noun
- System to buy something and pay for it later
- Points earned instead of money
- Quality of having a good reputation for a reason
- Points earned towards a university degree
- verb
- To add a certain amount of money to a total
- To recognize someone's achievements or help
effect
US / ɪ'fekt /
•UK / ɪˈfɛkt /
- noun
- An advantage, benefit
- Change brought about by a cause; result
deposit
US / dɪ'pɒzɪt /
•UK / dɪˈpɑzɪt /
- noun
- Concentration of mineral left by a river
- Part payment so that an item will be kept for you
- Amount of money that is put into a bank account
- verb
- (Of rivers) to leave a layer of minerals, etc.
- To lay down of layers, e.g. of soil, over time
- To place or put something down in a certain place
- To put money or valuable items in a bank
weigh
US / weɪ /
•UK / weɪ /
- verb
- To balance things against each other
- To consider something carefully to form an opinion
- To determine the weight of, using scales
want
US / wɔnt /
•UK / wɑnt, wɔnt /
- noun
- Something you desire or wish for
- State or condition of poverty
- verb
- To desire or wish for something; hope for a thing
fee
US / fi: /
•UK / fi /
- noun
- Amount of money paid for a particular service
loan
US / ləʊn /
•UK / lon /
- noun
- Act of allowing someone to borrow something
- verb
- To give money, etc. that must be paid back
our
US / 'aʊə(r) /
•UK / aʊr /
- determiner
- Belonging to us
not
US / nɒt /
•UK / nɑt /
- adverb
- Word indicating the negative
- (Used to form the negative of verbs)
pricing
US / ˈpraɪsɪŋ /
•UK / ˈpraɪsɪŋ /
- verb
- To determine or set the cost of something
ceo
US / ˌsiː iː ˈəʊ /
•UK / ˌsiː iː ˈoʊ /
- abbreviation
- CEO for Chief Operating Officer
deal
US / di:l /
•UK / dil /
- verb
- To cope with something - usually troubles
- To give (something bad e.g. news) to
- To buy and sell illegal drugs
- To give out (cards, etc.) to; distribute
- To do business with someone or to sell products
now
US / naʊ /
•UK / naʊ /
- adverb
- At the present time or moment
- Right away or in the next possible moment
- Used to refer to something that just happened
- Time between the present and a moment in the past
- conjunction
- Resulting from or because of something
but
US / bət /
•UK / bʌt,bət /
- conjunction
- Used before you say something different, opposite
cut
US / kʌt /
•UK / kʌt /
- noun
- Act/instance of reducing the size or amount of
- Small opening made using a sharp object, knife
- A wound on someone's skin caused by a sharp object
- verb
- To reduce the size or amount of something
- To use knife or scissors to divide, open surfaces
good
US / ɡʊd /
•UK / ɡʊd /
- adjecitve
- Proper, appropriate or right
- (Of an amount) enough; plenty
- Excellent; high quality
- Acting well or properly; of moral character
- In a positive or happy emotional state
- noun
- Advantage or benefit
give
US / ɡɪv /
•UK / ɡɪv /
- noun
- Degree of flexibility in something, a material
- verb
- To hand over or present something to someone
- To cause someone to have or experience something
from
US / frəm /
•UK / frʌm, frɑm,frəm /
- preposition
- Starting at a particular place, time or level
out
US / aʊt /
•UK / aʊt /
- adverb
- No longer stylish (e.g. fashion)
- Away from home, business, or the usual place
- In a direction/movement away from inside or center
- noun
- Act when a batter cannot continue playing
- verb
- To tell people a secret
over
US / 'əʊvə(r) /
•UK / ˈovɚ /
- adverb
- Finished; no longer happening
- Towards the ground/away from a standing position
- noun
- A set of six consecutive balls bowled in cricket
- other
- Finished
- preposition
- Showing the relation when a thing is above another
- On or covering something
- Above or across something
- More than you need
- From one side to the other
- In the direction of; toward
plenty
US / 'plentɪ /
•UK / ˈplɛnti /
- pronoun
- When there is not too little of something; a lot
legitimate
US / lɪ'dʒɪtɪmət /
•UK / ləˈdʒɪtəmɪt /
- adjecitve
- Being born to legally married parents
- Being reasonable and sound
- verb
- To make acceptable and sound
most
US / məʊst /
•UK / most /
- adverb
- Very; extremely
- Greatest possible degree
- pronoun
- Nearly all of something
rest
US / rest /
•UK / rɛst /
- noun
- Time when one relaxes, sleeps, or is inactive
- State in which there is a lack of motion
- Part of something remaining after some was used
- verb
- To stop working or avoid activity to recover
- (Of dead person) to lie in a grave
- To lean, support or place something against
- To not be tired because you had enough sleep
regulatory
US / ˈregjələtəri /
•UK / ˈreɡjələtɔːri /
- adjecitve
- Having the ability or authority to make rules
scrutiny
US / 'skru:tənɪ /
•UK / ˈskrutni /
- noun
- Careful examination, as to see rules are followed
unemployment
US / ˌʌnɪmˈplɔɪmənt /
•UK / ˌʌnɛmˈplɔɪmənt,-ɪm- /
- noun
- Number of people without jobs in a country
- State of not having a job
failure
US / ˈfeɪljə(r) /
•UK / 'feɪljər /
- noun
- When things go wrong; lack of function
- Act or result of not achieving your goals
policy
US / 'pɒləsɪ /
•UK / ˈpɑlɪsi /
- noun
- Document stating terms of an insurance agreement
- Course of action proposed by an organization, etc.
think
US / θɪŋk /
•UK / θɪŋk /
- verb
- To have an idea about something without certainty
- To have an idea, opinion or belief about something
tight
US / taɪt /
•UK / taɪt /
- adjecitve
- Showing anxiety or anger; tense
- Positioned physically close together
- Managed or controlled in a strict and careful way
- (Of road, bend) curving sharply
- Drunk
- Being equally matched in ability or score
- Lacking extra space
- Having limited time available
- Being very limited in supply
- Not generous; mean with money; stingy
- (Rope or tie) pulled strongly
- Being in a good solid relationship
- adverb
- Firmly; so it can't move
where
US / hwɛə /
•UK / hwɛr, wɛr /
- conjunction
- At or in the place which
- In whatever place
- pronoun
- Word you use to ask the location of something
bob
US / bɒb /
•UK / bɑ:b /
- noun
- Person's name
- verb
- To move up and down repeatedly
environment
US / ɪn'vaɪrənmənt /
•UK / ɛnˈvaɪrənmənt, -ˈvaɪən- /
- noun
- Natural world in which plants and animals live
- The entire surrounding conditions of something
tighten
US / ˈtaɪtn /
•UK / ˈtaɪtn: /
- verb
- To make a rule, law or system tougher
- To stretch, pull until movement becomes difficult
- To turn lid, bolt etc., until it is firmly in place
- To make face, body stiff due to anger or anxiety
back
US / bæk /
•UK / bæk /
- adjecitve
- Farthest from the front e.g. in a classroom
- adverb
- Have returned to a place you were before
- noun
- The part of a chair that the upper body leans upon
- Location at the rear of something
- The reverse of side something
- Area on the rear of your body
- verb
- To bet money on something
- To go backwards in a car
- To support and encourage someone or some cause
and
US / ənd /
•UK / ənd, ən,ænd /
- conjunction
- Used to refer to two or more things
- Plus; in addition; on top of that
- Used to introduce an action that follows another
certainly
US / ˈsə:tnli /
•UK / ˈsɚtnli /
- adverb
- Sure; of course
money
US / 'mʌnɪ /
•UK / ˈmʌni /
- noun
- Coins or notes we use to pay for things
lot
US / lɒt /
•UK / lɑt /
- noun
- What happens to a person in life from chance; fate
- A group of people seen together
- Item for sale at an auction
- Small area of land used for a purpose e.g. parking
regional
US / ˈri:dʒənl /
•UK / ˈridʒənəl /
- adjecitve
- Of a particular area, not the whole of a country
put
US / pʊt /
•UK / pʊt /
- phrasal verb
- to make a light stop shining by pressing or moving a switch
- verb
- To move or place a thing in a particular position
- To rate something in importance or value
- To write or say something in a certain manner
perhaps
US / pəˈhæps /
•UK / pɚˈhæps /
- adverb
- Possibly, but not certainly; maybe
less
US / les /
•UK / lɛs /
- adjecitve
- Smaller in amount or degree
- adverb
- To a smaller degree
- noun
- A smaller amount
- preposition
- With the subtraction of
forward
US / 'fɔ:wəd /
•UK / ˈfɔrwəd /
- adjecitve
- Toward what is ahead; in front
- Acting in a socially aggressive manner; pushy
- adverb
- Toward the front in place; in front
- Toward a future time; to a more advanced state
- verb
- To send something to another address or person
misunderstanding
US / ˌmɪsʌndəˈstændɪŋ /
•UK / ˌmɪsʌndɚˈstændɪŋ /
- noun
- Failure to know what is meant correctly
- verb
- To fail to get the meaning correctly
one
US / wʌn /
•UK / wʌn /
- pronoun
- You; we; people in general; someone
- The thing or person previously referred to
- adjecitve
- Used to refer to people generally
- Being a strong example of (something mentioned)
- number
- Number 1
pull
US / pʊl /
•UK / pʊl /
- noun
- Act of breathing in smoke, as from a pipe
- Force something has that draws other things to it
- Using your hands to move something to you
- verb
- To breathe in smoke, as from a pipe
- To hold something and move it toward you
- To remove something by force
able
US / 'eɪbl /
•UK / ˈebəl /
- adjecitve
- Skilled; good at something
- Having the ability to do something
term
US / tɜ:m /
•UK / tɚm /
- noun
- Conditions applying to an agreement, contract
- Length of time something is expected to happen
- Fixed period of weeks for learning at school
- The (precise) name given to something
- verb
- To call; give a name to
welcome
US / 'welkəm /
•UK / ˈwɛlkəm /
- adjecitve
- Being what was wanted or needed
- noun
- Friendly greeting to someone who has arrived
- verb
- To greet someone who has just arrived
- To accept or receive something happily and gladly
big
US / bɪɡ /
•UK / bɪɡ /
- adjecitve
- Popular
- Serious
- Large
let
US / let /
•UK / lɛt /
- verb
- To allow someone to do something
- Introducing a suggestion to do something together
- To rent a house, etc. to others
might
US / maɪt /
•UK / maɪt /
- other
- Used to politely request an action
- Used to express that something could happen
- Power, strength, force or influence
rate
US / reɪt /
•UK / ret /
- noun
- Current price or cost of something
- Speed or frequency of events over time
- verb
- To assess something or consider its qualities
seek
US / si:k /
•UK / sik /
- verb
- To ask someone for help
- To search for; try to find or do; look for
- To try to achieve something
the
US / ðə /
•UK / ðə /
- article
- Used to refer to something already mentioned
- Used to show there is only one of something
- determiner
- Used to describe all of a family
commercial
US / kəˈmə:ʃəl /
•UK / kəˈmɚʃəl /
- adjecitve
- noun
- Radio or television advertisement
price
US / praɪs /
•UK / praɪs /
- noun
- Person's name
- Cost of something in money
- verb
- To determine or set the cost of something
state
US / steɪt /
•UK / stet /
- adjecitve
- Concerning region within a country
- noun
- Region within a country, with its own government
- Situation or condition something is in
- verb
- To say; declare as fact
happy
US / ˈhæpi /
•UK / ˈhæpi /
- adjecitve
- Feeling pleasure or joy; glad
may
US / meɪ /
•UK / me /
- noun
- 5th month of the year
- other
- Used to express a desire
- Expresses permission, possibility or probability
- Used to show that a thing could be true
program
US / 'prəʊɡræm /
•UK / ˈproˌɡræm, -ɡrəm /
- noun
- Small book of events in a play, concert or movie
- A plan or schedule of events
- Series of classes at a college or university
- A computer application
- TV show
- verb
- To make someone act or think in a certain way
- To write computer code for a piece of software
school
US / sku:l /
•UK / skul /
- adjecitve
- Being to do with schools and education
- noun
- Large group of fish that swim together
- Education of a child
- Building where you learn in classes with a teacher
- A particular belief or idea about something
- verb
- To teach or train someone to know or do something
this
US / ðɪs /
•UK / ðɪs /
- adjecitve
- Used to indicate something already been discussed
- Used to indicate something happening around now
- adverb
- An indication by a physical motion or gesture
- A specific amount of
- determiner
- Person, thing, or idea near you
- pronoun
- Person, thing that has already been discussed
how
US / haʊ /
•UK / haʊ /
- adjecitve
- To what degree? in what amount?
- adverb
- (Used to explain the way to do something)
- exclamation
- For what purpose or reason?
- (Used to ask someone or something's condition)
kind
US / kaɪnd /
•UK / kaɪnd /
- adjecitve
- In a caring and helpful manner
- friendly and considerate
- noun
- One type of thing
payment
US / ˈpeɪmənt /
•UK / ˈpemənt /
- noun
- Amount of money that is paid for something
simply
US / ˈsɪmpli /
•UK / ˈsɪmpli /
- adverb
- In an easy or clear manner
year
US / jə: /
•UK / jɪr /
- noun
- Unit of time equal to 12 months or 365 or 366 days
- Used to refer to the age of a person
you
US / jʊ /
•UK / ju /
- pronoun
- Person someone is speaking or writing to
- Person or people in general
bank
US / bæŋk /
•UK / bæŋk /
- noun
- A financial institution that keeps or lends money
- The side of a river
- A row of things in lines (e.g. computers)
- verb
- To put or keep your money in a bank
- To turn a plane when flying; (of a plane) to turn
make
US / meɪk /
•UK / mek /
- noun
- Product made by a particular company; brand
- verb
- To arrange or prepare something e.g. dinner
- To get to (a place) on time
- To gain the status of (teacher, lawyer, etc.)
- To create something by putting things together
- To earn a certain amount of money at a job
- To cause or force a person to do something
- To cause something to happen or be formed
mae
US / mæ /
•UK / meɪ /
- abbreviation
- Master of Aeronautical Engineering.
- Master of Art Education.
- Master of Arts in Education.
order
US / 'ɔ:də(r) /
•UK / ˈɔrdɚ /
- noun
- Religious or social group, as of nuns
- Instructions to others to do what you want
- State in which things are neat and organized
- What you ask to buy, e.g. food in restaurant
- Social or political control of an area
- verb
- To put things in a sequence, e.g. a, b, c
- To give instructions to others to do what you want
- To ask for something you want to buy, e.g. a meal
for
US / fə(r) /
•UK / fɔr,fə /
- preposition
- Used to show the purpose, or need of something
outlook
US / ˈaʊtlʊk /
•UK / ˈaʊtˌlʊk /
- noun
- General feeling or attitude about something
- Place from which there is a clear view of an area
- Idea of what the future will look like
time
US / taɪm /
•UK / taɪm /
- noun
- Speed at which music is played; tempo
- Point as shown on a clock, e.g. 3 p.m
- Number of hours, minutes needed to do something
- Occasion when something happens
- Period or occasion that something occurred
- Period in history or the past
- Something measured in minutes, hours, days, etc.
- How long an event takes; duration
- verb
- To check speed at which music is performed
- To choose a specific moment to do something
- To measure how long an event takes, e.g. a race
- To schedule something to occur at a specific moment
why
US / waɪ /
•UK / hwaɪ, waɪ /
- adverb
- Question word to ask for a reason
- exclamation
- (Used to express surprise or approval)
home
US / həʊm /
•UK / hom /
- adjecitve
- A sports team's own field or place of play
- adverb
- Into the correct or intended position
- noun
- House, apartment or building to be rented or sold
- Institution for sick or elderly people
- Place where a person or a family lives
- Country where a person lives or was born
- Region that is native to peoples, plant or animals
- verb
- To move towards a particular target location
just
US / dʒʌst /
•UK / dʒʌst /
- adjecitve
- Proper or appropriate; as is deserved
- Doing or being what is right or fair
- Legally correct; having enough evidence
- adverb
- Almost; nearly
- Exactly at the time of
- Exactly (the same as, like)
report
US / rɪ'pɔ:t /
•UK / rɪˈpɔrt, ˈport /
- noun
- Account of the necessary facts and information
- The telling of news in the media
- Official statement about something
- verb
- To submit a report or bill to the government
- To write in a newspaper or speak on a news program
- To state something officially
- To officially present yourself to an authority
- To describe something by telling it to others
request
US / rɪ'kwest /
•UK / rɪˈkwɛst /
- noun
- Thing that has been asked for
- verb
- To ask for, usually politely and formally
talk
US / tɔ:k /
•UK / tɔk /
- noun
- Style of speaking
- Discussion between two countries
- Giving information in front of people; lecture
- Saying things or ideas to someone with words
- verb
- To make a formal speech about something
- To say things or ideas to someone with words
association
US / əˌsəʊʃɪ'eɪʃn /
•UK / əˌsoʊʃi'eɪʃn /
- noun
- Organization of people with the same interest
score
US / skɔ:(r) /
•UK / skɔr, skor /
- noun
- A sharp mark or cut in the surface of something
- Current number of points given in a game, contest
- The written notes and parts of a piece of music
- An achievement of success
- Number of points on a test
- verb
- To mark or cut something with a sharp object
- To get or give points in a game, contest, or test
- To achieve success with something
- To get points in a test
banking
US / ˈbæŋkɪŋ /
•UK / ˈbæŋkɪŋ /
- noun
- Act of keeping your money in a bank
- verb
- To put or keep your money in a bank
- To turn a plane when flying; (of a plane) to turn
begin
US / bɪ'ɡɪn /
•UK / ˈbeɡɪn /
- verb
- To do the first part of an action; to start
definitely
US / ˈdefɪnətli /
•UK / ˈdefɪnətli /
- adverb
- Without question; beyond doubt
reluctant
US / rɪˈlʌktənt /
•UK / rɪˈlʌktənt /
- adjecitve
- Experiencing or expressing unwillingness to do
news
US / nju:z /
•UK / nu:z /
- noun
- Broadcast on radio or TV about recent events
- Information about recent events
everybody
US / ˈevribɒdi /
•UK / ˈɛvriˌbɑdi, -ˌbʌdi /
- pronoun
- Every person; everyone
grow
US / ɡrəʊ /
•UK / ɡro /
- verb
- To get bigger and more mature; make plants do this
- To improve; to develop better skills over time
- To develop and become bigger or taller over time
land
US / lænd /
•UK / lænd /
- noun
- Region or country
- Earth; the ground
- verb
- To arrive or cause a boat to arrive at the shore
- To obtain or get something that you wanted
- To (cause to) come down to the ground safely
- To cause to arrive in a specific place or state
lower
US / 'ləʊə(r) /
•UK / ˈlaʊɚ, laʊr /
- adjecitve
- In a position more near the bottom
- verb
- To move something downward to the ground
mortgage
US / 'mɔ:ɡɪdʒ /
•UK / ˈmɔrɡɪdʒ /
- noun
- Long-term loan from a bank for buying property
since
US / sɪns /
•UK / sɪns /
- adverb
- At a point before the present time
- conjunction
- For this reason; because
- preposition
- From the time in the past that
start
US / stɑ:t /
•UK / stɑrt /
- noun
- First time or place that a thing exists; beginning
- First opportunity to achieve something, e.g. a job
- Sudden action or movement because you are scared
- other
- Beginning of something in place or time
- verb
- To do, be or happen for the first time; begin
- To turn something on
well
US / wel /
•UK / wɛl /
- adjecitve
- Being in a fortunate, good condition or state
- Healthy and in good condition
- adverb
- In an acceptable, proper, or successful manner
- In a complete, total, or full manner
- A great and considerable degree
- In a successful way, in a good or satisfactory way
- exclamation
- Used to begin or continue a particular statement
- Used to show you want to start saying something
- Used to express that you are waiting for a reply
- You say this to change the topic of a conversation
- Used to indicate you are making a final remark
- noun
- Long deep hole in the ground to get water
- verb
- To cause your eyes to fill with tears
adjustment
US / əˈdʒʌstmənt /
•UK / əˈdʒʌstmənt /
- noun
- Small change to attain a desired state or function
- A change to make something function better
fannie
US / ˈfæni /
•UK / ˈfæni /
much
US / mʌtʃ /
•UK / mʌtʃ /
- adjecitve
- Very; to a high level or degree
- adverb
- A lot; large amount; a high degree of
- Nearly; basically
- On many occasions; often
- noun
- A large amount; a great quantity
system
US / 'sɪstəm /
•UK / ˈsɪstəm /
- adjecitve
- Working in an organized, logical way
- noun
- Set of organized, planned ideas that work together
under
US / ˈʌndə(r) /
•UK / ˈʌndɚ /
- adjecitve
- In the same place as another thing, but lower
- adverb
- In a lower quantity or price than expected
- preposition
- According to the terms of an agreement or law
- Managed or controlled by the authority of
- Being of a lesser quality or amount than expected
- Influenced or affected by something or someone
- Less or lower in age, amount, size or number
misunderstand
US / ˌmɪsʌndəˈstænd /
•UK / ˌmɪsʌndərˈstænd /
- verb
- To fail to get the meaning correctly
those
US / ðəʊz /
•UK / ðoz /
- determiner
- The people or things we are talking about
- pronoun
- The objects far from the speaker
clear
US / klɪə(r) /
•UK / klɪr /
- adjecitve
- Empty; without anything in it or on it
- Being certain and without doubt
- Being without any streaks, spots, or cracks
- Easy to understand; well-explained; obvious
- adverb
- Completely; entirely; through the whole of
- Away from; free from
- verb
- To recover from or remove a problem
- To get rid of the entire contents of
- To give permission for something to happen
- To make a place or surface empty by removing
- To prove that someone is not guilty or to blame
economic
US / ˌi:kəˈnɒmɪk /
•UK / ˌɛkəˈnɑmɪk, ˌikə- /
- adjecitve
- Concerning trade, industry, and money
next
US / nekst /
•UK / nɛkst /
- adverb
- The one that follows another in time or order
- At a time or place directly after the present one
- noun
- The one that follows after
- adjecitve
- Immediately after the previous one
- First occurrence after the present one
senior
US / 'si:nɪə(r) /
•UK / ˈsinjɚ /
- adjecitve
- Being older than another person
- Concerning the needs or activities of older people
- (Student) in the final year of school
- noun
- Person who has usually reached a specific old age
- Person who is older than someone else
- Person with higher status or authority than
- Student who is in the final year of school
know
US / nəʊ /
•UK / noʊ /
- verb
- To be familiar with a person or place, thing
- To feel sure or be convinced about something
- To discover or be aware of something
- To be able to distinguish
- To have knowledge of things
public
US / 'pʌblɪk /
•UK / ˈpʌblɪk /
- adjecitve
- Owned by the government
- Concerning society in general
- Being available or accessible to people in general
- Known or able to be known by all people
willing
US / 'wɪlɪŋ /
•UK / ˈwɪlɪŋ /
- adjecitve
- Act of making a choice
- verb
- To leave property to someone after your death
- To use mental effort to make something happen
- To influence someone to do something
- To make something happen by strongly wanting it
hump
US / hʌmp /
•UK / hʌmp /
- noun
- Rounded mass, like that on the back of a camel
month
US / mʌnθ /
•UK / mʌnθ /
- noun
- One of 12 28-31 day periods in the year
increase
US / ɪn'kri:s /
•UK / ɪnˈkris /
- noun
- Fact of increasing; amount something grows by
- verb
- To make or become larger in size or amount
low
US / ləʊ /
•UK / lo /
- adjecitve
- Having a small quantity, supply, or amount
- Being unhappy or unpleasant in attitude
- Not high; being near the ground, or bottom
- (Of a voice, sound) being soft; quiet
- noun
- Situation of not having a lot of something
see
US / si: /
•UK / si /
- verb
- To go on a date with someone
- To predict whether something is, or will be true
- To understand what someone says
- To use your eyes to look at something
- To visit a place often for sightseeing or pleasure
- To visit or meet with someone
- To find out by waiting or looking
- To watch (a game, movie or TV show)
have
US / həv /
•UK / hæv /
- verb
- To drink, smoke, eat or use something
- To experience the effects of something
- To organize an event, or join in an activity
- To own, possess, or hold something
- To cause to happen or produce a particular effect
last
US / lɑ:st /
•UK / læst /
- adjecitve
- Most recent; the latest
- The one before
- adverb
- Final; with nothing following; after all others
- Most recent; the latest
- determiner
- The one at the end
- verb
- To remain or continue for a certain period of time
government
US / ˈgʌvənmənt /
•UK / ˈɡʌvənmənt /
- noun
- Group of people and system that rule a nation
with
US / wɪð /
•UK / wɪð, wɪθ /
- preposition
- As an employee of a certain company
- Against something or someone
- By using something as a means
- Due to; because of
- Including
- Possessing as a feature
- Related to
- (Of the manner/attitude by which you do something)
- Used to express that people or things are together
ratio
US / ˈreɪʃiəʊ /
•UK / ˈreɪʃioʊ /
- noun
- The relationship in relative size, etc.