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Economists and business leaders raise alarm about looming debt ceiling deadline

Video vocabulary

could

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US / kəd /

UK / kʊd /

A1
  • other
  • Past form of 'can' to mean have ability
  • Used to ask for something politely, or to offer

kudo

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US / krɑ:ft /

UK / kræft /

A1

know

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US / nəʊ /

UK / noʊ /

A1
  • verb
  • To be familiar with a person or place, thing
  • To feel sure or be convinced about something
  • To discover or be aware of something
  • To be able to distinguish
  • To have knowledge of things

trust

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US / trʌst /

UK / trʌst /

A2
  • noun
  • Wealth or property held by one person for another
  • The belief that someone is honest
  • Care or responsibility of a person
  • verb
  • To expect confidently
  • To have confidence or faith
  • To be confident someone is honest and reliable
  • To believe someone to be honest and reliable

tank

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US / tæŋk /

UK / tæŋk /

B1
  • noun
  • Container for holding liquid or gas
  • Military vehicle that can go over rough areas
  • verb
  • To fail completely or badly
  • To deliberately lose a game or contest

challenge

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US / 'tʃælɪndʒ /

UK / ˈtʃæləndʒ /

A2
  • noun
  • An activity you wish to try that may be hard to do
  • Act of formally inviting someone to compete
  • A question to determine correctness of something
  • verb
  • To formally invite someone to compete at something
  • To question the correctness of something

conversation

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US / ˌkɒnvəˈseɪʃn /

UK / ˌkɑnvɚˈseʃən /

A2
  • noun
  • Talking with other people; discussion or chat

decade

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US / ˈdekeɪd /

UK / ˈdɛkˌed, dɛˈked /

B1
  • noun
  • Period of 10 years

full

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US / fʊl /

UK / fʊl /

A1
  • adjecitve
  • Containing all the parts; complete
  • Containing or holding as much as possible
  • Having had enough food
  • adverb
  • In a direct manner; completely

hear

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US / hɪə(r) /

UK / hɪr /

A1
  • verb
  • To be aware of sound; to perceive with the ear
  • To be told or find out information or facts
  • To consider or listen to a court case

increase

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US / ɪn'kri:s /

UK / ɪnˈkris /

A1
  • noun
  • Fact of increasing; amount something grows by
  • verb
  • To make or become larger in size or amount

history

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US / 'hɪstrɪ /

UK / ˈhɪstəri /

A2
  • noun
  • Established pattern or record
  • Study of past events as an academic subject

medicare

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US / 'medɪkeə(r) /

UK / 'medɪker /

A1
  • other
  • Health care for the aged; a federally administered system of health insurance available to persons a

economist

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US / ɪˈkɒnəmɪst /

UK / ɪˈkɑ:nəmɪst /

A2
  • noun
  • A person who studies economics

have

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US / həv /

UK / hæv /

A1
  • verb
  • To drink, smoke, eat or use something
  • To experience the effects of something
  • To organize an event, or join in an activity
  • To own, possess, or hold something
  • To cause to happen or produce a particular effect

plan

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US / plæn /

UK / plæn /

A1
  • noun
  • Drawing of how something should be done or made

part

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US / pɑ:t /

UK / pɑ:rt /

A1
  • adjecitve
  • To some degree; half; not fully
  • noun
  • Division of a book
  • Ratio of something, e.g. 3 of gin, 1 of tonic
  • A line in a person's hair, made with a comb
  • Character an actor plays on stage, movie, or TV
  • Some, but not all of a specific thing
  • Role in causing something to happen
  • verb
  • To make a line in a person's hair, by using a comb
  • To move two things apart creating a space
  • To leave someone, or to break off a relationship

tonight

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US / təˈnaɪt /

UK / təˈnaɪt /

A1
  • adverb
  • Night following this day
  • noun
  • This evening; the night of today

without

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US / wɪˈðaʊt /

UK / wɪðˈaʊt, wɪθ- /

A1
  • preposition
  • Not with; not having

collapse

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US / kə'læps /

UK / kəˈlæps /

B1
  • verb
  • To fold (e.g. a stroller) down to make it smaller
  • To suddenly fall down or break apart into pieces
  • To fall down suddenly due to being ill or tired

government

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US / ˈgʌvənmənt /

UK / ˈɡʌvənmənt /

A1
  • noun
  • Group of people and system that rule a nation

his

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US / hɪz /

UK / hɪz /

A1
  • pronoun
  • Something belonging to a male person

recently

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US / ˈri:sntli /

UK / 'risṇtlɪ /

A1
  • adverb
  • Just a while ago; not long ago

social

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US / ˈsəuʃəl /

UK / ˈsoʃəl /

A1
  • adjecitve
  • Involving activity with people, e.g. in free time
  • Liking being with other people; friendly
  • Living together and depending on each other

spending

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US / ˈspendɪŋ /

UK / ˈspɛndɪŋ /

A2
  • verb
  • To use money to pay for something
  • To use time in order to do something
  • To use up something completely

with

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US / wɪð /

UK / wɪð, wɪθ /

A1
  • preposition
  • As an employee of a certain company
  • Against something or someone
  • By using something as a means
  • Due to; because of
  • Including
  • Possessing as a feature
  • Related to
  • (Of the manner/attitude by which you do something)
  • Used to express that people or things are together

see

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US / si: /

UK / si /

A1
  • verb
  • To go on a date with someone
  • To predict whether something is, or will be true
  • To understand what someone says
  • To use your eyes to look at something
  • To visit a place often for sightseeing or pleasure
  • To visit or meet with someone
  • To find out by waiting or looking
  • To watch (a game, movie or TV show)

extraordinary

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US / ɪkˈstrɔ:dnri /

UK / ɪkˈstrɔ:rdəneri /

B1
  • adjecitve
  • Beyond what is ordinary; very unusual; remarkable

end

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US / end /

UK / ɛnd /

A1
  • noun
  • The point where a process or activity stops
  • A point that marks the limit of something; finish
  • Goal or desired result
  • The tip, edge or limit of something
  • verb
  • To be the last part of something

interest

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US / 'ɪntrəst /

UK / ˈɪntrɪst, -tərɪst, -ˌtrɛst /

A1
  • noun
  • Best or most advantageous thing for someone
  • Activity or subject one enjoys doing or learning
  • Fee for borrowing money
  • verb
  • To make someone want to know about something
  • To persuade to do, become involved with something

lawmaker

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US / ˈlɔ:meɪkə(r) /

UK / ˈlɔˌmekɚ /

A1
  • noun
  • Politicians who make new laws

postpone

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US / pə'spəʊn /

UK / postˈpon, posˈpon /

B1
  • verb
  • To schedule for a later time

federal

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US / 'fedərəl /

UK / ˈfɛdərəl, ˈfɛdrəl /

B1
  • adjecitve
  • Consisting of several united states

fundamental

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US / ˌfʌndəˈmentl /

UK / ˌfʌndəˈmɛntl /

A2
  • adjecitve
  • Forming a necessary part, base, or core
  • noun
  • A basic part of something
  • (Music) the lowest note in a harmony

month

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US / mʌnθ /

UK / mʌnθ /

A1
  • noun
  • One of 12 28-31 day periods in the year

sector

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US / ˈsektə(r) /

UK / ˈsɛktɚ, -ˌtɔr /

A2
  • noun
  • Part that a place is divided into
  • Area; type of industry or business

economic

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US / ˌi:kəˈnɒmɪk /

UK / ˌɛkəˈnɑmɪk, ˌikə- /

A2
  • adjecitve
  • Concerning trade, industry, and money

problem

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US / ˈprɒbləm /

UK / ˈprɑbləm /

A1
  • adjecitve
  • Causing trouble
  • noun
  • Something difficult to deal with or causes trouble
  • Question to show understanding of a math concept

raise

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US / reɪz /

UK / rez /

A1
  • noun
  • Increase in a bet above another when playing cards
  • Pay increase
  • verb
  • To increase a bet above another when playing cards
  • To gather donations for a cause or charity
  • To bring up and educate a child to maturity
  • To bring a dead person to life
  • To increase a quantity, size, intensity or price
  • To lift (e.g. your hand) to a higher position
  • To mention a topic /issue for discussion; bring up
  • To increase (salary, etc.)
  • To grow or care for plants or animals

paychecks

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US / /

UK / /

A1
  • other

senior

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US / 'si:nɪə(r) /

UK / ˈsinjɚ /

A2
  • adjecitve
  • Being older than another person
  • Concerning the needs or activities of older people
  • (Student) in the final year of school
  • noun
  • Person who has usually reached a specific old age
  • Person who is older than someone else
  • Person with higher status or authority than
  • Student who is in the final year of school

consider

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US / kən'sɪdə(r) /

UK / kənˈsɪdər /

A1
  • verb
  • To think carefully about something

debt

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US / det /

UK / dɛt /

A2
  • noun
  • Sum of money owed to someone that is not yet paid

delay

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US / dɪˈleɪ /

UK / dɪˈle /

A2
  • noun
  • Action of being late or happening later
  • verb
  • To wait some amount of time before doing something
  • To do something later than is planned or expected
  • To stop something from happening for a time

withdraw

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US / wɪð'drɔ: /

UK / wɪðˈdrɔ, wɪθ- /

B1
  • verb
  • To take money out of a bank account
  • To pull back; move away or backward from something
  • To remove something from its place or position
  • To stop taking a strong, usually illegal, drug
  • To take something back that was given or offered

benchmark

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US / ˈbentʃmɑ:k /

UK / ˈbentʃmɑ:rk /

B2
  • noun
  • Standard by which other similar things are judged

area

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US / 'eərɪə /

UK / ˈɛriə /

A1
  • noun
  • Amount of measured space
  • A specific section or space; part of a region
  • A subject or field of study

basic

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US / 'beɪsɪk /

UK / ˈbesɪk /

A1
  • adjecitve
  • At the most important or easiest (beginner) level

concern

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US / kənˈsɜ:n /

UK / kənˈsɚn /

A2
  • noun
  • Company, firm or business
  • Feeling of worry or anxiety
  • verb
  • To be about a particular topic
  • To have a direct impact on someone
  • To be responsible or mixed up in; to be involved
  • To feel worry or anxiety

previous

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US / ˈpri:viəs /

UK / ˈpriviəs /

A2
  • adjecitve
  • Existing or happening before the present time

reason

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US / 'ri:zn /

UK / ˈrizən /

A1
  • noun
  • Ability to think about facts and form a judgment
  • Explanation for why something occurred or was done
  • verb
  • To think and make conclusions in a logical manner

side

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US / saɪd /

UK / saɪd /

A1
  • adjecitve
  • In addition to the central or most important thing
  • Next to, or very close to, the right or left of
  • noun
  • Position or opinion that is opposite to another
  • Right or left part of a person's body
  • Feature of someone's personality
  • Straight edge of an object
  • One of two or more groups fighting each other
  • verb
  • To decide to agree with one point, not the other

chief

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US / tʃi:f /

UK / tʃif /

A2
  • adjecitve
  • The one highest in authority or importance
  • noun
  • Leader of a race or group of people
  • The one highest in authority or importance

here

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US / hɪə(r) /

UK / hɪr /

A1
  • adverb
  • In this place; at this location, position or time

new

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US / nju: /

UK / nu, nju /

A1
  • adjecitve
  • Not old, recently born, built or made
  • Being or doing something for the first time
  • Not felt, seen or known previously
  • Having been recently bought or obtained

position

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US / pəˈzɪʃn /

UK / pəˈzɪʃən /

A1
  • noun
  • Person's opinion or attitude about something
  • Specific location where someone or something is
  • Where you play or your role on a sports team
  • Person's job or status level
  • Set of conditions affecting what you can (not) do
  • verb
  • To put in a particular location or direction

small

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US / smɔ:l /

UK / smɔl /

A1
  • adjecitve
  • Little in size; not big
  • (Of letters) not written in capital letters
  • Being insignificant or minor
  • (Of a business) with few people or things; local
  • (Of voice) being soft and quiet
  • (Of a child) being young

try

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US / traɪ /

UK / traɪ /

A1
  • noun
  • Act of putting the ball over the rugby goal line
  • verb
  • To make an effort, to attempt to do something
  • To examine someone or something in a court of law
  • To test to see if it is good or you like it
  • To make a person go through hardship; test
  • To examine something to see if it works

day

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US / deɪ /

UK / de /

A1
  • noun
  • A period of 24 hours beginning at midnight
  • The period of time when it is light outside
  • Person's name

ever

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US / 'evə(r) /

UK / ˈɛvɚ /

A1
  • adverb
  • At any time; at all times in the future

logical

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US / ˈlɒdʒɪkl /

UK / ˈlɑdʒɪkəl /

A2
  • adjecitve
  • Sensible; reasonable

point

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US / pɔɪnt /

UK / pɔɪnt /

A1
  • noun
  • An item to be discussed
  • Small spot or dot
  • Fact or detail
  • Feature of something
  • The size of the text on a page or screen
  • A certain time or stage in a process
  • Certain position in time or space
  • Idea or fact you try to convince people about
  • Measurement of scores in a game, sport
  • Sharp end of something, e.g. a pen or pin
  • verb
  • To face a certain direction, e.g. north
  • To indicate something with your finger to others

tax

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US / tæks /

UK / tæks /

A2
  • noun
  • Money taken by a government from its people
  • verb
  • To require a lot of physical or mental effort
  • (Government) to take money from a country's people

appear

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US / ə'pɪə(r) /

UK / əˈpɪr /

A1
  • verb
  • To be seen, become visible; come into sight
  • To seem to be
  • To act in a play, movie, or be mentioned in media

already

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US / ɔ:lˈredi /

UK / ɔlˈrɛdi /

A1
  • adverb
  • Having happened or been done before this time

director

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US / də'rektə(r) /

UK / dɪˈrɛktɚ, daɪ- /

A2
  • noun
  • Senior person who manages part of an organization
  • Person who controls the acting in a movie or play

incur

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US / ɪn'kɜ:(r) /

UK / ɪnˈkɚ /

B1
  • verb
  • To bring something (bad) on yourself

itself

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US / ɪtˈself /

UK / ɪtˈsɛlf /

A1
  • pronoun
  • Referring to it

many

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US / 'menɪ /

UK / ˈmɛni /

A1
  • determiner
  • Used to refer a large number of things

guess

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US / ɡes /

UK / ɡɛs /

A1
  • noun
  • Answer given when you don't know if it is correct
  • verb
  • To give an answer without knowing if it is correct

will

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US / wɪl /

UK / wɪl /

A1
  • noun
  • Desire or choice of someone
  • Document saying who gets your money when you die
  • Strong desire to do something; determination
  • Desire to do something; strong wish to do
  • other
  • Used with verbs to express the future
  • verb
  • To leave property to someone after your death
  • To use mental effort to make something happen
  • Am (is, are) likely to do
  • To influence someone to do something
  • To make something happen by strongly wanting it

texas

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US / ˈtɛksəs /

UK / ˈtɛksəs /

A1
  • other
  • The second largest state; located in southwestern United States on the Gulf of Mexico

warn

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US / wɔ:n /

UK / wɔrn /

A2
  • verb
  • To tell someone about possible danger

economy

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US / ɪ'kɒnəmɪ /

UK / ɪˈkɑnəmi /

A1
  • noun
  • Using money, resources in a careful, effective way
  • Total of all goods, services and wages in an area

rating

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US / ˈreɪtɪŋ /

UK / ˈretɪŋ /

A1
  • noun
  • The score derived from an assessment of something
  • verb
  • To assess something or consider its qualities

actually

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US / ˈæktʃuəli /

UK / ˈæktʃuəli /

A1
  • adverb
  • Used to add new (often different) information

medicaid

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US / ˈmedɪkeɪd /

UK / ˈmedɪkeɪd /

A1
  • proper noun
  • A federal system of health insurance for those requiring financial assistance.

politician

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US / ˌpɒləˈtɪʃn /

UK / ˌpɑlɪˈtɪʃən /

A2
  • noun
  • Someone whose job is in politics

prioritize

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US / praɪˈɒrətaɪz /

UK / praɪˈɔ:rətaɪz /

B1
  • verb
  • To rank things in importance

sudden

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US / ˈsʌdn /

UK / ˈsʌdn /

B1
  • adjecitve
  • Happening or done quickly or unexpectedly

exactly

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US / ɪgˈzæktli /

UK / ɪɡˈzæktli /

A1
  • adverb
  • No more and no less than; precisely

should

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US / ʃʊd /

UK / ʃʊd /

A1
  • other
  • Used to indicate what is proper or reasonable

white

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US / waɪt /

UK / hwaɪt, waɪt /

A1
  • adjecitve
  • Belonging to a race of people with light skin
  • Of the color of fresh snow and milk
  • noun
  • Person's name
  • Lightest color; The color of fresh snow.

unless

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US / ənˈles /

UK / ʌnˈlɛs /

A2
  • conjunction
  • Negative of 'if'

worried

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US / ˈwʌrid /

UK / ˈwɜ:rid /

A1
  • adjecitve
  • Feeling troubled or concerned
  • verb
  • To cause concern or trouble over something
  • To feel concerned or troubled about something

entire

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US / ɪn'taɪə(r) /

UK / ɛnˈtaɪr /

A2
  • adjecitve
  • Complete or full; with no part left out; whole

into

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US / 'ɪntə /

UK / ˈɪntu /

A1
  • preposition
  • Moving or going inside something
  • In the same direction as; in the direction of
  • So as to become; taking the state of

one

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US / wʌn /

UK / wʌn /

A1
  • pronoun
  • You; we; people in general; someone
  • The thing or person previously referred to
  • adjecitve
  • Used to refer to people generally
  • Being a strong example of (something mentioned)
  • number
  • Number 1

other

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US / 'ʌðə(r) /

UK / ˈʌðər /

A1
  • adjecitve
  • A thing different from that mentioned
  • determiner
  • (Something) else; not the first (one)
  • pronoun
  • Being the one and only thing of that category

power

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US / 'paʊə(r) /

UK / ˈpaʊɚ /

A1
  • noun
  • Legal or official right to perform certain actions
  • Ability to move forcefully and quickly
  • Energy of something (e.g. electricity or fuel)
  • Mathematical way to multiply a number
  • Condition of being in political control
  • Physical force, energy, and strength
  • verb
  • To give energy to something, e.g. by electricity
  • To move something forcefully and quickly

than

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US / ðən /

UK / ðən /

A1
  • conjunction
  • Used to compare two things that are not equal

rate

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US / reɪt /

UK / ret /

A1
  • noun
  • Current price or cost of something
  • Speed or frequency of events over time
  • verb
  • To assess something or consider its qualities

summer

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US / ˈsʌmə(r) /

UK / ˈsʌmɚ /

A1
  • noun
  • Part of the year when the weather is hot
  • verb
  • To spend time in a place in the warm months

the

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US / ðə /

UK / ðə /

A1
  • article
  • Used to refer to something already mentioned
  • Used to show there is only one of something
  • determiner
  • Used to describe all of a family

congress

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US / 'kɒŋɡres /

UK / ˈkɑŋɡrɪs /

B1
  • noun
  • Meeting of elected or appointed representatives
  • American governing body of elected representatives

play

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US / pleɪ /

UK / pleɪ /

A1
  • noun
  • Loose, free movement between two objects
  • Single action in a sports game
  • Performance in which people act in a theater
  • verb
  • To act as a character in a movie, or on stage
  • To perform music on an instrument
  • To use a device, e.g. a video game
  • To do something for enjoyment and fun
  • To do or perform a game or sport

paycheck

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US / 'peɪtʃek /

UK / ˈpeˌtʃɛk /

A1
  • noun
  • Check issued in payment of wages or salary

ready

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US / 'redɪ /

UK / ˈrɛdi /

A1
  • adjecitve
  • Being likely or about to do something
  • Being willing to do a task
  • verb
  • To prepare something for use or action

this

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US / ðɪs /

UK / ðɪs /

A1
  • adjecitve
  • Used to indicate something already been discussed
  • Used to indicate something happening around now
  • adverb
  • An indication by a physical motion or gesture
  • A specific amount of
  • determiner
  • Person, thing, or idea near you
  • pronoun
  • Person, thing that has already been discussed

also

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US / 'ɔ:lsəʊ /

UK / ˈɔlso /

A1
  • adverb
  • In addition; too; in a similar way

five

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US / faɪv /

UK / faɪv /

A1
  • number
  • 5

how

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US / haʊ /

UK / haʊ /

A1
  • adjecitve
  • To what degree? in what amount?
  • adverb
  • (Used to explain the way to do something)
  • exclamation
  • For what purpose or reason?
  • (Used to ask someone or something's condition)

live

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US / lɪv /

UK / liv /

A1
  • adjecitve
  • Being broadcast as events happen, not recorded
  • Carrying electric current; able to give a shock
  • Glowing because burning; hot
  • Not yet killed (for food)
  • adverb
  • (Music, drama) as it is performed
  • verb
  • To be alive
  • To experience a particular type of life
  • To make your home in a house or town

payment

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US / ˈpeɪmənt /

UK / ˈpemənt /

A2
  • noun
  • Amount of money that is paid for something

therefore

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US / ˈðeəfɔ:(r) /

UK / ˈðerfɔ:(r) /

A1
  • adverb
  • And so; for that reason

simply

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US / ˈsɪmpli /

UK / ˈsɪmpli /

A1
  • adverb
  • In an easy or clear manner

you

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US / jʊ /

UK / ju /

A1
  • pronoun
  • Person someone is speaking or writing to
  • Person or people in general

backing

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US / ˈbækɪŋ /

UK / ˈbækɪŋ /

A2
  • noun
  • Supporting another person, often with money
  • verb
  • To bet money on something
  • To go backwards in a car
  • To support and encourage someone or some cause

legal

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US / 'li:ɡl /

UK / ˈliɡəl /

A1
  • adjecitve
  • Concerning the law; allowed by law

state

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US / steɪt /

UK / stet /

A1
  • adjecitve
  • Concerning region within a country
  • noun
  • Region within a country, with its own government
  • Situation or condition something is in
  • verb
  • To say; declare as fact

stand

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US / stænd /

UK / stænd /

A1
  • noun
  • Effort to fight against something
  • Piece of furniture; device to hold or support
  • Place in a stadium where spectators watch
  • Table where things are sold at a fair or market
  • verb
  • To be a candidate in an election
  • To be able to accept someone, something; bear
  • To last for a long time
  • To be upright; not be sitting or lying down
  • To place something in a particular position; place
  • To be (as stated)
  • To still be valid
  • To have an opinion about something

timing

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US / ˈtaɪmɪŋ /

UK / ˈtaɪmɪŋ /

A1
  • noun
  • Measurement of how fast someone is
  • verb
  • To check speed at which music is performed
  • To choose a specific moment to do something
  • To measure how long an event takes, e.g. a race
  • To schedule something to occur at a specific moment

bank

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US / bæŋk /

UK / bæŋk /

A1
  • noun
  • A financial institution that keeps or lends money
  • The side of a river
  • A row of things in lines (e.g. computers)
  • verb
  • To put or keep your money in a bank
  • To turn a plane when flying; (of a plane) to turn

budget

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US / 'bʌdʒɪt /

UK / ˈbʌdʒɪt /

A2
  • adjecitve
  • Low cost; inexpensive
  • noun
  • Amount of money planned to be spent
  • verb
  • To make a plan for how to spend your money

demand

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US / dɪ'mɑ:nd /

UK / dɪˈmænd /

A2
  • noun
  • Desire customers have to buy product, service
  • A strong request for someone to do something
  • verb
  • To strongly request someone to do something

faction

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US / ˈfækʃn /

UK / ˈfækʃən /

B2
  • noun
  • Group within a larger group, with a different aim

make

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US / meɪk /

UK / mek /

A1
  • noun
  • Product made by a particular company; brand
  • verb
  • To arrange or prepare something e.g. dinner
  • To get to (a place) on time
  • To gain the status of (teacher, lawyer, etc.)
  • To create something by putting things together
  • To earn a certain amount of money at a job
  • To cause or force a person to do something
  • To cause something to happen or be formed

outside

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US / ˌaʊtˈsaɪd /

UK / aʊtˈsaɪd, ˈaʊtˌsaɪd /

A2
  • adverb
  • Beyond the limits or edges of some place, thing
  • noun
  • Area around or near something, such as a building
  • preposition
  • Beyond the limits or edges of some place, thing

ones

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US / wʌnz /

UK / wʌnz /

A1
  • number
  • Number 1, a single person or thing

treat

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US / tri:t /

UK / trit /

A1
  • noun
  • Something you buy for others as a surprise present
  • something that tastes good and that is not eaten often
  • verb
  • To pay for the food or enjoyment of someone else
  • To use medical methods to try to cure an illness
  • To act in a certain way toward someone

trump

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US / trʌmp /

UK / trʌmp /

A1
  • noun
  • Any playing card of a suit that outranks another
  • verb
  • To gain an advantage over others

bad

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US / bæd /

UK / bæd /

A1
  • adjecitve
  • Not good; wrong
  • Lacking in good morals; evil
  • No longer fresh; spoiled

confident

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US / ˈkɒnfɪdənt /

UK / ˈkɑnfɪdənt /

A2
  • adjecitve
  • Feeling that you can do well at something

executive

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US / ɪɡ'zekjətɪv /

UK / ɪɡˈzɛkjətɪv /

A2
  • adjecitve
  • Of a high ranking job in a company
  • noun
  • A senior manager in a business or organization

hamilton

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US / 'hæmɪltən /

UK / 'hæmɪltən /

A1
  • proper noun
  • A port and industrial city in southern Canada, at the western end of Lake Ontario, in Ontario; popul
  • A city on North Island in New Zealand; population 129,249 (2006).
  • A town in southern Scotland, near Glasgow; population 48,000 (est. 2009).
  • The capital of Bermuda; population 11,000 (est. 2009).
  • A township in west central New Jersey, southeast of Trenton; population 90,402 (est. 2008).
  • An industrial city in southwestern Ohio, north of Cincinnati; population 62,477 (est. 2008).

three

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US / θri: /

UK / θri /

A1
  • number
  • Number 3

contractor

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US / kənˈtræktə(r) /

UK / ˈkɑnˌtræktɚ, kənˈtræk- /

A2
  • noun
  • Business doing work for an amount of money

follow

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US / ˈfɔləu /

UK / ˈfɑlo /

A1
  • verb
  • To come after someone; be guided by someone
  • To support someone, e.g. singer or comedian
  • To be the logical result of something
  • To happen after something else happens
  • To believe a set of values or a moral teacher
  • To understand something happening or being said

regard

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US / rɪ'ɡɑ:d /

UK / rɪˈɡɑrd /

A2
  • noun
  • Admiration or respect for a person or thing
  • verb
  • To think about a person, thing in a particular way
  • To look at a person or thing in a particular way

patient

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US / 'peɪʃnt /

UK / ˈpeʃənt /

A2
  • adjecitve
  • Not getting annoyed when things take a long time
  • noun
  • Person who receives medical treatment or care

aisle

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US / aɪl /

UK / aɪl /

B2
  • noun
  • Long narrow space between rows of seats

bradley

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US / ˈbrædli /

UK / ˈbrædli /

A1
  • noun
  • A medium-sized tank equipped for use in combat.

cataclysmic

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US / ˌkætə'klɪzmɪk /

UK / ˌkætə'klɪzmɪk /

C1
  • adjecitve
  • Having violent or destructive effects

large

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US / lɑ:dʒ /

UK / lɑ:rdʒ /

A1
  • adjecitve
  • Big; of great size; broad, tall, wide, or fat

meet

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US / mi:t /

UK / mit /

A1
  • noun
  • Sporting competition e.g. swimming
  • verb
  • To provide something that is necessary
  • To come together at a certain time or place

majority

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US / mə'dʒɒrətɪ /

UK / məˈdʒɔrɪti, -ˈdʒɑr- /

B1
  • noun
  • Amount that is more than half of a group

office

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US / ˈɒfɪs /

UK / ˈɔ:fɪs /

A1
  • noun
  • Room or building used for business
  • Important job position, often in a government

any

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US / 'enɪ /

UK / ˈɛni /

A1
  • adjecitve
  • One, or some, no matter which
  • pronoun
  • One (thing) of many; some

company

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US / 'kʌmpənɪ /

UK / ˈkʌmpəni /

A1
  • noun
  • Good feeling from being with someone else
  • A business that sells things or provides services
  • Guests, especially in your home
  • Being with another person rather than alone

come

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US / kʌm /

UK / kʌm /

A1
  • verb
  • To arrive at a place
  • (Of mail) to be delivered
  • To move toward someone; go with someone
  • To reach a certain point or state

default

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US / dɪ'fɔ:lt /

UK / dɪˈfɔlt /

B2
  • noun
  • Automatic setting when no indicated preference
  • Failure to meet an agreement or make a payment
  • verb
  • To fail to meet as agreed; failure to pay
  • To return to a previously determined state

decide

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US / dɪ'saɪd /

UK / dɪˈsaɪd /

A2
  • verb
  • To make a choice or choose after thinking about it
  • To make a legal judgment in court
  • to affect the result of something

game

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US / ɡeɪm /

UK / ɡem /

A1
  • noun
  • Activity with rules that people play to have fun
  • Birds and animals people hunt to kill and eat
  • Match between two teams

literally

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US / ˈlɪtərəli /

UK / ˈlɪtərəli /

B1
  • adverb
  • So as to express the exact meaning of something
  • Used to say something is true, even if unlikely

local

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US / ˈləʊkl /

UK / ˈloʊkl /

A2
  • adjecitve
  • Relating to a particular area, city, or town
  • noun
  • Bus or train, that stops at most stations
  • People who live in the area being discussed
  • The pub you most frequently go to

policy

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US / 'pɒləsɪ /

UK / ˈpɑlɪsi /

A2
  • noun
  • Document stating terms of an insurance agreement
  • Course of action proposed by an organization, etc.

think

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US / θɪŋk /

UK / θɪŋk /

A1
  • verb
  • To have an idea about something without certainty
  • To have an idea, opinion or belief about something

another

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US / əˈnʌðə(r) /

UK / əˈnʌðɚ /

A1
  • adjecitve
  • One more, but not this
  • determiner
  • One more added
  • pronoun
  • One more (thing)

laura

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US / ˈlɔːrə /

UK / ˈlɔrə /

A1

obligation

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US / ˌɒblɪ'ɡeɪʃn /

UK / ˌɑblɪˈɡeʃən /

B2
  • noun
  • Duty to be done because of a law, rule or promise
  • other
  • Fact of being forced morally to do something

wendy

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US / sɑ:ˈtɔ:riəl /

UK / sɑrˈtɔriəl, -ˈtor- /

A1

base

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US / beɪs /

UK / bes /

A2
  • noun
  • Place military personnel live, train, and operate
  • Bottom part of an object that touches a surface
  • Unit of counting, e.g. 10 for counting
  • Most important idea or ingredient to add others
  • Origin or start from which something came
  • Main place where an organization or a person works
  • verb
  • To use as the starting point or origin for
  • To have as the main location for (company, etc.)

and

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US / ənd /

UK / ənd, ən,ænd /

A1
  • conjunction
  • Used to refer to two or more things
  • Plus; in addition; on top of that
  • Used to introduce an action that follows another

hostage

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US / 'hɒstɪdʒ /

UK / ˈhɑstɪdʒ /

B2
  • noun
  • Person held prisoner to get a demand satisfied

money

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US / 'mʌnɪ /

UK / ˈmʌni /

A1
  • noun
  • Coins or notes we use to pay for things

lot

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US / lɒt /

UK / lɑt /

A1
  • noun
  • What happens to a person in life from chance; fate
  • A group of people seen together
  • Item for sale at an auction
  • Small area of land used for a purpose e.g. parking

call

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US / kɔ:l /

UK / kɔl /

A1
  • noun
  • A order or request for action
  • The sound an animal makes, often when in danger
  • A correct prediction, e.g. a decision in a game
  • A short visit to a place or person
  • A decision by a referee or umpire in a game
  • verb
  • To make a request or order for action
  • (Animal) to make sounds to warn of danger
  • To announce the date of an election
  • To make a judgment about something
  • To give someone or something a name
  • To guess in advance the result or outcome
  • To visit a place or person for a short time
  • To phone someone
  • To speak, announce or shout in a loud voice

far

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US / fɑ:(r) /

UK / fɑr /

A1
  • adjecitve
  • A long way away
  • Being a long way away
  • adverb
  • To a large degree or extent

clean

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US / kli:n /

UK / klin /

A1
  • adjecitve
  • Not marked in any way; blank
  • Done according to the rules or standards; fair
  • Free from disease or sickness
  • Being free from dirt or marks; washed
  • Behaving well; not breaking any rules; legal
  • adverb
  • Completely; entirely
  • verb
  • To make free from dirt or marks; washed
  • To make neat and orderly e.g. a room
  • To remove the inner parts of an animal

irresponsible

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US / ˌɪrɪˈspɒnsəbl /

UK / ˌɪrɪˈspɑ:nsəbl /

A2
  • adjecitve
  • Acting without thinking of the consequences

join

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US / dʒɔɪn /

UK / dʒɔɪn /

A1
  • verb
  • To bring something close to another, to become one
  • To become a member of
  • To participate in an activity with others

only

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US / ˈəunli /

UK / ˈonli /

A1
  • adverb
  • Just one; just that amount or thing; not more than
  • Not very important or serious
  • Just that type of thing, person
  • Short time ago; not before a certain time
  • conjunction
  • Except; but

put

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US / pʊt /

UK / pʊt /

A1
  • phrasal verb
  • to make a light stop shining by pressing or moving a switch
  • verb
  • To move or place a thing in a particular position
  • To rate something in importance or value
  • To write or say something in a certain manner

two

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US / tu: /

UK / tu /

A1
  • number
  • 2

couple

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US / 'kʌpl /

UK / ˈkʌpəl /

A2
  • noun
  • Two people in a romantic relationship
  • Two of something; two people; a pair
  • verb
  • To join something to something else
  • (Two animals) to engage in sexual relations
  • To put two people or things together

doctor

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US / ˈdɒktə(r) /

UK / ˈdɑːktɚ /

A1
  • noun
  • Person paid to help people become or stay healthy
  • Person awarded the highest university degree
  • verb
  • To treat someone's illness
  • To change something in order to trick someone

keep

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US / ki:p /

UK / kip /

A1
  • noun
  • Large, strong tower in the middle of a castle
  • Money spent on you so you can live in a place
  • verb
  • To continue doing something; not to stop
  • To stop balls going in a goal in sports
  • To not give back or return something
  • (Of food) to not spoil or not rot
  • To take possession of something to own, e.g. a pet
  • To have and continue to hold something
  • To do something that you have promised or agreed
  • To stay in a certain place or condition
  • To maintain the rules

rather

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US / 'rɑ:ðə(r) /

UK / ˈræðɚ, ˈrɑðɚ /

A1
  • adverb
  • Somewhat; fairly; not that much

something

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US / ˈsʌmθɪŋ /

UK / ˈsʌmθɪŋ /

A1
  • adverb
  • In some degree or measure
  • noun
  • a person or thing of some value or consequence
  • pronoun
  • Thing that is not yet known or named
  • Approximately

anything

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US / ˈeniθɪŋ /

UK / ˈɛniˌθɪŋ /

A1
  • pronoun
  • A thing of any kind

from

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US / frəm /

UK / frʌm, frɑm,frəm /

A1
  • preposition
  • Starting at a particular place, time or level

out

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US / aʊt /

UK / aʊt /

A1
  • adverb
  • No longer stylish (e.g. fashion)
  • Away from home, business, or the usual place
  • In a direction/movement away from inside or center
  • noun
  • Act when a batter cannot continue playing
  • verb
  • To tell people a secret

over

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US / 'əʊvə(r) /

UK / ˈovɚ /

A1
  • adverb
  • Finished; no longer happening
  • Towards the ground/away from a standing position
  • noun
  • A set of six consecutive balls bowled in cricket
  • other
  • Finished
  • preposition
  • Showing the relation when a thing is above another
  • On or covering something
  • Above or across something
  • More than you need
  • From one side to the other
  • In the direction of; toward

card

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US / kɑ:d /

UK / kɑ:rd /

A1
  • noun
  • One of 54 pieces of paper used in a game of cards
  • Small piece of paper or plastic used as ID
  • verb
  • (Golf) to record how many hits you took

fully

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US / 'fʊlɪ /

UK / ˈfʊli /

A1
  • adverb
  • Completely or entirely

home

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US / həʊm /

UK / hom /

A1
  • adjecitve
  • A sports team's own field or place of play
  • adverb
  • Into the correct or intended position
  • noun
  • House, apartment or building to be rented or sold
  • Institution for sick or elderly people
  • Place where a person or a family lives
  • Country where a person lives or was born
  • Region that is native to peoples, plant or animals
  • verb
  • To move towards a particular target location

just

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US / dʒʌst /

UK / dʒʌst /

A1
  • adjecitve
  • Proper or appropriate; as is deserved
  • Doing or being what is right or fair
  • Legally correct; having enough evidence
  • adverb
  • Almost; nearly
  • Exactly at the time of
  • Exactly (the same as, like)

nation

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US / 'neɪʃn /

UK / ˈneʃən /

A1
  • noun
  • Area or region controlled by a government and army

report

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US / rɪ'pɔ:t /

UK / rɪˈpɔrt, ˈport /

A1
  • noun
  • Account of the necessary facts and information
  • The telling of news in the media
  • Official statement about something
  • verb
  • To submit a report or bill to the government
  • To write in a newspaper or speak on a news program
  • To state something officially
  • To officially present yourself to an authority
  • To describe something by telling it to others

talk

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US / tɔ:k /

UK / tɔk /

A1
  • noun
  • Style of speaking
  • Discussion between two countries
  • Giving information in front of people; lecture
  • Saying things or ideas to someone with words
  • verb
  • To make a formal speech about something
  • To say things or ideas to someone with words

chaos

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US / 'keɪɒs /

UK / ˈkeˌɑs /

B1
  • other
  • State of utter confusion or disorder

charge

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US / tʃɑ:dʒ /

UK / tʃɑrdʒ /

A2
  • noun
  • An attack by running quickly toward someone
  • A price for a service or goods
  • When a battery has a certain amount of electricity
  • Amount of money you pay for a service
  • verb
  • To run quickly toward someone to attack them
  • To ask for money as a price for a service or goods
  • To put electricity in a battery
  • To give responsibility to take care of or manage
  • To state that someone has committed a crime

consequence

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US / ˈkɔnsikwəns /

UK / ˈkɑnsɪˌkwɛns,-kwəns /

A2
  • noun
  • Importance of a person or thing
  • Outcome of an event; result

interpret

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US / ɪn'tɜ:prɪt /

UK / ɪnˈtɚprɪt /

A2
  • verb
  • To express so that others understand it
  • To translate what is said into another language

brink

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US / brɪŋk /

UK / brɪŋk /

B2
  • noun
  • Near to happening; on the verge of

exact

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US / ɪɡ'zækt /

UK / ɪɡˈzækt /

A2
  • adjecitve
  • Completely correct; accurate; specific
  • verb
  • To get something, sometimes using force

inability

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US / ˌɪnəˈbɪləti /

UK / ˌɪnəˈbɪlɪti /

A2
  • noun
  • Lack of ability, power, or means to do something

grow

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US / ɡrəʊ /

UK / ɡro /

A1
  • verb
  • To get bigger and more mature; make plants do this
  • To improve; to develop better skills over time
  • To develop and become bigger or taller over time

mortgage

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US / 'mɔ:ɡɪdʒ /

UK / ˈmɔrɡɪdʒ /

B1
  • noun
  • Long-term loan from a bank for buying property

limit

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US / 'lɪmɪt /

UK / ˈlɪmɪt /

A2
  • noun
  • Point beyond which it is not possible to go
  • verb
  • To stop or prevent an increase past a point

prioritization

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US / praɪˌɒrətaɪ'zeɪʃn /

UK / praɪˌɒrətaɪ'zeɪʃn /

B2
  • noun
  • Act of ranking things in importance

start

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US / stɑ:t /

UK / stɑrt /

A1
  • noun
  • First time or place that a thing exists; beginning
  • First opportunity to achieve something, e.g. a job
  • Sudden action or movement because you are scared
  • other
  • Beginning of something in place or time
  • verb
  • To do, be or happen for the first time; begin
  • To turn something on

within

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US / wɪˈðɪn /

UK / wɪðˈɪn, wɪθ- /

A1
  • adverb
  • Inside the limits of an area, time or range
  • preposition
  • From the inside of something

yourself

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US / jɔ:ˈself /

UK / jʊrˈsɛlf, jɔr-, jor-, jə- /

A1
  • pronoun
  • Reflexive form of 'you', used for an emphasis

well

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US / wel /

UK / wɛl /

A1
  • adjecitve
  • Being in a fortunate, good condition or state
  • Healthy and in good condition
  • adverb
  • In an acceptable, proper, or successful manner
  • In a complete, total, or full manner
  • A great and considerable degree
  • In a successful way, in a good or satisfactory way
  • exclamation
  • Used to begin or continue a particular statement
  • Used to show you want to start saying something
  • Used to express that you are waiting for a reply
  • You say this to change the topic of a conversation
  • Used to indicate you are making a final remark
  • noun
  • Long deep hole in the ground to get water
  • verb
  • To cause your eyes to fill with tears

financial

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US / faɪˈnænʃl /

UK / faɪˈnænʃ(ə)l /

A2
  • adjecitve
  • Involving money

fact

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US / fækt /

UK / fækt /

A1
  • noun
  • Something that is known or proved to be true

few

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US / fju: /

UK / fju /

A1
  • pronoun
  • Not many, a small number

much

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US / mʌtʃ /

UK / mʌtʃ /

A1
  • adjecitve
  • Very; to a high level or degree
  • adverb
  • A lot; large amount; a high degree of
  • Nearly; basically
  • On many occasions; often
  • noun
  • A large amount; a great quantity

system

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US / 'sɪstəm /

UK / ˈsɪstəm /

A1
  • adjecitve
  • Working in an organized, logical way
  • noun
  • Set of organized, planned ideas that work together

under

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US / ˈʌndə(r) /

UK / ˈʌndɚ /

A1
  • adjecitve
  • In the same place as another thing, but lower
  • adverb
  • In a lower quantity or price than expected
  • preposition
  • According to the terms of an agreement or law
  • Managed or controlled by the authority of
  • Being of a lesser quality or amount than expected
  • Influenced or affected by something or someone
  • Less or lower in age, amount, size or number

negotiate

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US / nɪˈgəʊʃieɪt /

UK / nɪˈgoʊʃieɪt /

B1
  • verb
  • To have a formal discussion to reach an agreement
  • To manage a difficult task or path successfully

question

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US / 'kwestʃən /

UK / ˈkwɛstʃən /

A1
  • noun
  • Issue or problems you are dealing with
  • What you ask about; issue
  • verb
  • To ask for or try to get information
  • To have or express concerns or uncertainty

situation

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US / ˌsɪtʃuˈeɪʃn /

UK / ˌsɪtʃuˈeʃən /

A1
  • noun
  • Place, position or area that something is in
  • Circumstance or condition surrounding an event
  • An unexpected problem or difficulty

vice

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US / ˌvaɪs /

UK / ˌvaɪ.sə /

B2
  • adverb
  • used to say that what you have just said is also true in the opposite order

control

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US / kən'trəʊl /

UK / kənˈtrol /

A1
  • noun
  • A device designed to operate a machine
  • Participant in experiment that is left untouched
  • Act to dominate or command; make manageable
  • A law limiting the growth or spread of something
  • A place which overseas or manages e.g. a factory
  • verb
  • To direct or influence the behavior of something

face

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US / feɪs /

UK / fes /

A1
  • noun
  • Side or outer surface of something
  • An expression using mouth, nose, eyes etc.
  • Front part of the head where eyes, mouth etc. are
  • Characteristics you show in public
  • verb
  • To cover a surface with something like paint
  • To deal with a problem or responsibilities
  • To look toward; point in a certain direction

occur

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US / əˈkɜ:(r) /

UK / əˈkɚ /

A2
  • verb
  • To come to pass or to happen

those

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US / ðəʊz /

UK / ðoz /

A1
  • determiner
  • The people or things we are talking about
  • pronoun
  • The objects far from the speaker

though

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US / ðəu /

UK / ðo /

A1
  • adverb
  • Although, despite the fact that

amount

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US / ə'maʊnt /

UK / əˈmaʊnt /

A1
  • noun
  • Quantity of something
  • verb
  • To add up to a certain figure

benefit

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US / 'benɪfɪt /

UK / ˈbɛnəfɪt /

A2
  • noun
  • Good result or effect, something advantageous
  • verb
  • To have a good effect or be helpful

never

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US / 'nevə(r) /

UK / ˈnɛvɚ /

A1
  • adverb
  • Not ever; not at any time

period

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US / ˈpɪəriəd /

UK / ˈpɪriəd /

A1
  • noun
  • Set amount of time during which events take place
  • A way to emphasize what you will say
  • A full stop (.), marking the end of a sentence
  • A menstrual cycle
  • A set time for a class to be held

send

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US / send /

UK / sɛnd /

A1
  • verb
  • To cause to behave or respond in a particular way
  • To cause mail or packages to go to another place
  • To move something quickly in a particular way
  • To give information or greetings to someone

treasury

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US / ˈtreʒəri /

UK / ˈtrɛʒəri /

A2
  • noun
  • Government office concerned with finance

for

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US / fə(r) /

UK / fɔr,fə /

A1
  • preposition
  • Used to show the purpose, or need of something

why

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US / waɪ /

UK / hwaɪ, waɪ /

A1
  • adverb
  • Question word to ask for a reason
  • exclamation
  • (Used to express surprise or approval)

time

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US / taɪm /

UK / taɪm /

A1
  • noun
  • Speed at which music is played; tempo
  • Point as shown on a clock, e.g. 3 p.m
  • Number of hours, minutes needed to do something
  • Occasion when something happens
  • Period or occasion that something occurred
  • Period in history or the past
  • Something measured in minutes, hours, days, etc.
  • How long an event takes; duration
  • verb
  • To check speed at which music is performed
  • To choose a specific moment to do something
  • To measure how long an event takes, e.g. a race
  • To schedule something to occur at a specific moment

can

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US / kæn /

UK / kən,kæn /

A1
  • noun
  • A metal container for storing food
  • other
  • Able to; have the skill to; have the time to
  • verb
  • To have permission to
  • To be possible to do
  • To preserve food by sealing it in a metal container

accumulate

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US / əˈkju:mjəleɪt /

UK / əˈkjumjəˌlet /

B1
  • verb
  • To gather or acquire so that you have more of it

conference

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US / ˈkɒnfərəns /

UK / ˈkɑnfərəns, -frəns /

A2
  • noun
  • Series of lectures held as an event
  • An association of US sports teams

business

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US / ˈbɪznəs /

UK / ˈbɪznɪs /

A1
  • noun
  • A company formed for making profit
  • Matter that has to be dealt with; task; situation
  • Activity of working to make a profit

credit

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US / 'kredɪt /

UK / ˈkrɛdɪt /

A2
  • adjecitve
  • Having a positive amount of money
  • noun
  • System to buy something and pay for it later
  • Points earned instead of money
  • Quality of having a good reputation for a reason
  • Points earned towards a university degree
  • verb
  • To add a certain amount of money to a total
  • To recognize someone's achievements or help

support

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US / səˈpɔ:t /

UK / səˈpɔrt, -ˈport /

A1
  • noun
  • Assistance or advice given to someone
  • Evidence that helps prove something is true
  • A thing to hold up or prevent from falling down
  • verb
  • To give assistance or advice to someone
  • To help prove or show that something is true
  • To hold up or prevent from falling down

loan

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US / ləʊn /

UK / lon /

A2
  • noun
  • Act of allowing someone to borrow something
  • verb
  • To give money, etc. that must be paid back

our

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US / 'aʊə(r) /

UK / aʊr /

A1
  • determiner
  • Belonging to us

maybe

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US / ˈmeɪbi /

UK / ˈmebi /

A1
  • adverb
  • Possibly but not certainly; perhaps

not

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US / nɒt /

UK / nɑt /

A1
  • adverb
  • Word indicating the negative
  • (Used to form the negative of verbs)

whole

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US / həul /

UK / hol /

A1
  • adjecitve
  • Complete or full; all of
  • Being in a good condition
  • noun
  • Complete amount or sum; total

against

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US / əˈgenst /

UK / əˈɡenst /

A1
  • preposition
  • In physical contact with, as for support; next to
  • In opposition to; disagreeing with

law

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US / lɔ: /

UK / lɔ /

A1
  • noun
  • Field of study that relates to the legal profession
  • A rule made and enforced by a government
  • System or rules made by the government

now

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US / naʊ /

UK / naʊ /

A1
  • adverb
  • At the present time or moment
  • Right away or in the next possible moment
  • Used to refer to something that just happened
  • Time between the present and a moment in the past
  • conjunction
  • Resulting from or because of something

measure

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US / ˈmeʒə(r) /

UK / ˈmɛʒɚ /

A1
  • noun
  • Plan to achieve a desired result
  • Tool used to calculate the size of something
  • verb
  • To determine the value or importance of something
  • To calculate size, weight or temperature of

table

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US / ˈteɪbl /

UK / ˈtebəl /

A1
  • noun
  • Diagram that shows data in rows and columns
  • Raised flat surface you sit at to work or eat
  • verb
  • To leave an idea to be discussed at a later date

avoid

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US / ə'vɔɪd /

UK / əˈvɔɪd /

A2
  • verb
  • To prevent from happening
  • To stay away from

book

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US / bʊk /

UK / bʊk /

A1
  • noun
  • Thing made of pages with writing on that you read
  • verb
  • (Police) to officially record someone's crimes
  • To reserve (hotel room, etc.) in advance
  • To produce a red or yellow card to a soccer player

expect

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US / ɪk'spekt /

UK / ɪkˈspɛkt /

A1
  • verb
  • To believe something is probably going to happen

lend

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US / lend /

UK / lɛnd /

A2
  • verb
  • To let someone borrow something for a while
  • To give help or support to someone in need

want

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US / wɔnt /

UK / wɑnt, wɔnt /

A1
  • noun
  • Something you desire or wish for
  • State or condition of poverty
  • verb
  • To desire or wish for something; hope for a thing

yet

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US / jet /

UK / jɛt /

A1
  • adverb
  • At a later time (used after ‘not’)
  • (Used to emphasize that thing is, will be greater)
  • Eventually; at a future time
  • Until now; up to the present
  • conjunction
  • Adding to what has been said, often as a contrast

significant

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US / sɪgˈnɪfɪkənt /

UK / sɪɡˈnɪfɪkənt /

A2
  • adjecitve
  • Large enough to be noticed or have an effect
  • Having meaning; important; noticeable
  • (Statistics) being clearly different

ability

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US / ə'bɪlətɪ /

UK / əˈbɪlɪti /

A2
  • noun
  • The power, resources or skill to do something

but

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US / bət /

UK / bʌt,bət /

A1
  • conjunction
  • Used before you say something different, opposite

cut

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US / kʌt /

UK / kʌt /

A1
  • noun
  • Act/instance of reducing the size or amount of
  • Small opening made using a sharp object, knife
  • A wound on someone's skin caused by a sharp object
  • verb
  • To reduce the size or amount of something
  • To use knife or scissors to divide, open surfaces

good

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US / ɡʊd /

UK / ɡʊd /

A1
  • adjecitve
  • Proper, appropriate or right
  • (Of an amount) enough; plenty
  • Excellent; high quality
  • Acting well or properly; of moral character
  • In a positive or happy emotional state
  • noun
  • Advantage or benefit

give

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US / ɡɪv /

UK / ɡɪv /

A1
  • noun
  • Degree of flexibility in something, a material
  • verb
  • To hand over or present something to someone
  • To cause someone to have or experience something

security

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US / sɪ'kjʊərətɪ /

UK / sɪˈkjʊrɪtisə'kjurətɪ /

A2
  • noun
  • Department in a company in charge of protection
  • Financial document, like stocks, bonds and notes
  • Person paid to protect property and people
  • Things done to protect people, buildings etc.
  • Condition of being safe from danger or harm

zero

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US / ˈzɪərəʊ /

UK / ˈzɪroʊ /

A1
  • noun
  • Temperature when water turns to ice
  • number
  • Number 0
  • verb
  • To set a scale or other device to show 0

frighten

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US / 'fraɪtn /

UK / ˈfraɪtn /

A2
  • verb
  • To make someone afraid or nervous

member

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US / ˈmembə(r) /

UK / ˈmɛmbɚ /

A1
  • noun
  • Part of the body of a human, animal
  • Person or thing belonging to a group or team

mccarthy

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US / məˈkɑːθi /

UK / məˈkɑrθi /

A1

pick

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US / pɪk /

UK / pɪk /

A1
  • noun
  • Sharp tool used for breaking the ground
  • Item selected from a group of choices
  • verb
  • To take fruit or vegetables from a plant or tree
  • To decide on a thing from various choices; select
  • To remove (flower, etc.) with your fingers

really

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US / ˈri:əli /

UK / ˈriəˌli, ˈrili /

A1
  • adverb
  • Used to stress something that is said; definitely
  • In a true or accurate manner
  • Very

understand

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US / ˌʌndə'stænd /

UK / ˌʌndɚˈstænd /

A1
  • verb
  • To know the meaning of language, what someone says

would

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US / wʊd /

UK / wʊd /

A1
  • other
  • Used to indicate something imagined
  • Used to ask or request something politely
  • Verb used to indicate possibility, request etc.
  • Used to indicate a preference
  • Used to indicate a reaction
  • Indicates something that occurred repeatedly
  • Used to indicate willingness or ability to do

become

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US / bɪ'kʌm /

UK / bɪˈkʌm /

A1
  • verb
  • To begin to be; grow to be; develop into
  • To be suitable for a particular job or role

save

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US / seɪv /

UK / sev /

A1
  • noun
  • Preventing a player in a game from scoring a goal
  • preposition
  • Except; not including
  • verb
  • To make your computer keep a file
  • To keep for future use
  • To make something unnecessary; prevent
  • To keep money so that you will have it later
  • To keep something for future use, such as money
  • To keep or rescue someone or something from harm
  • To prevent a player in a game from scoring a goal
  • To avoid the unnecessary waste of energy, etc.

same

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US / seɪm /

UK / sem /

A1
  • adjecitve
  • Being equal in quality and amount
  • Identical; not different
  • Not changing; constant

breach

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US / bri:tʃ /

UK / britʃ /

B1
  • verb
  • To break laws or barriers (e.g. walls)

house

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US / haʊs /

UK / haʊs /

A1
  • noun
  • Place where a specific activity or business occurs
  • Building in which a family, person lives
  • verb
  • To give someone a place to live
  • To contain or store something

kevin

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US / ˈkevin /

UK / ˈkɛvin /

A1

least

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US / li:st /

UK / list /

A1
  • adverb
  • In the smallest or lowest way
  • noun
  • Something that is of the lowest or smallest degree

recipient

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US / rɪ'sɪpɪənt /

UK / rɪˈsɪpiənt /

B2
  • noun
  • Someone who gets or receives something

refuse

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US / rɪ'fju:z /

UK / ˈrefjus /

A2
  • noun
  • Garbage, waste
  • verb
  • To not accept, allow, or give something

right

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US / raɪt /

UK / raɪt /

A1
  • adjecitve
  • Correct or true
  • The south side of you looking at the rising sun
  • adverb
  • Exactly in a place or time
  • Being appropriate for a particular event
  • In a straight or direct manner
  • noun
  • Something you are legally or morally allowed to do
  • Ideal of what is just and good
  • Political view based on conservatism
  • verb
  • To fix something previously wrong or unjust
  • To make upright, as a boat that has turned over

she

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US / ʃɪ /

UK / ʃi /

A1
  • pronoun
  • Female person or animal mentioned before
  • (Refers to female person mentioned before)

first

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US / fɜ:st /

UK / fɚst /

A1
  • adjecitve
  • 1st; Coming before all others in time or place
  • noun
  • Something that has not happened before
  • Position of the winner of a competition

get

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US / ɡet /

UK / ɡɛt /

A1
  • verb
  • To become affected by illness or disease
  • To begin to feel or understand an emotion or idea
  • To send or bring someone or something home, etc.
  • To go somewhere to obtain something
  • To (cause to) do a particular thing
  • To obtain, receive or be given something
  • To currently have
  • To prepare for use
  • To understand something being said or read

president

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US / ˈprezɪdənt /

UK / ˈprɛzɪdənt,-ˌdɛnt /

A2
  • noun
  • Person in charge of a country, or organization

down

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US / daʊn /

UK / daʊn /

A1
  • adjecitve
  • Being sad, sick, or unhappy
  • Not operating, working, or functioning as expected
  • adverb
  • In a sitting or lying position
  • Towards or on the ground, floor, or bottom
  • Written or copied onto a piece of paper or book
  • noun
  • A period of play in American Football
  • The soft, smooth hairs that cover a bird's body
  • preposition
  • Along something's path, course, or direction
  • Going from a higher position to a lower position
  • verb
  • To eat or drink very quickly and without stopping

faith

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US / feɪθ /

UK / feθ /

A2
  • noun
  • Belief in a god or gods; religion
  • Belief that that something is true without proof
  • Person's name

family

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US / 'fæməlɪ /

UK / ˈfæmli /

A1
  • noun
  • Close group of people or organizations
  • A group of people who are related through blood
  • Group of related plants or animals

force

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US / fɔ:s /

UK / fɔrs, fors /

A1
  • noun
  • Group of persons trained for military action; army
  • Pressure; attraction
  • The use of physical strength/violence to persuade
  • verb
  • To use physical strength or violence to persuade

liberal

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US / 'lɪbərəl /

UK / ˈlɪbərəl, ˈlɪbrəl /

B1
  • adjecitve
  • Open-minded; willing to hear others' opinions
  • Political party for freedom and social change
  • Supporting progress and social change
  • Not being strict
  • noun
  • Someone who is open-minded and favors progress

must

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US / məst /

UK / mʌst /

A1
  • noun
  • Something that is necessary or required
  • other
  • (Used to state that something ought to be true)
  • Used to say something is required or necessary

then

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US / ðen /

UK / ðɛn /

A1
  • adverb
  • A time that is not now
  • Following another thing in time or arrangement
  • Following on reasonably from what was just stated
  • At that time, not now

borrow

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US / ˈbɒrəʊ /

UK / ˈbɑ:roʊ /

A2
  • verb
  • To take and later return something from another
  • To carry one number to another column when adding

deadline

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US / ˈdedlaɪn /

UK / ˈdɛdˌlaɪn /

B1
  • noun
  • A date or time before which something must be done

soar

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US / sɔ:(r) /

UK / sɔr, sor /

B2
  • verb
  • (Of prices, etc.) to increase a lot in a short time
  • To fly or rise high in the air

similar

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US / ˈsɪmələ(r) /

UK / ˈsɪməlɚ /

A1
  • adjecitve
  • Nearly the same; alike

bill

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US / bɪl /

UK / bɪl /

A2
  • noun
  • Plan for a new law being discussed by a government
  • Sign or poster advertising something
  • Paper money; a bank note
  • Piece of paper showing what you have to pay
  • Hard, often pointed part of a bird's mouth
  • Person's name
  • verb
  • To request payment by handing over an invoice

education

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US / ˌedʒuˈkeɪʃn /

UK / ˌɛdʒəˈkeʃən /

A2
  • noun
  • Academic field studying the practice of teaching
  • Process of giving or receiving teaching

number

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US / ˈnʌmbə(r) /

UK / ˈnʌmbɚ /

A1
  • noun
  • Symbols such as 1, 2, 56, 793
  • Particular song or dance performed during a show
  • Total quantity or amount of things
  • verb
  • To put numbers on things
  • To assign a sequence within a group, series, set
  • To claim to be part of a larger group, series, set

slim

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US / slɪm /

UK / slɪm /

B1
  • adjecitve
  • Being thin in an appealing way
  • Being narrow in width
  • Being small in quantity or number
  • verb
  • To eat less in order to become thinner

tell

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US / tel /

UK / tɛl /

A1
  • verb
  • To (strongly) advise a person to do something
  • To be able to guess
  • To say or communicate information to someone
  • To inform, but without speaking; indicate
  • To have a negative effect on someone
  • To order someone to do something; command
  • To recognize something based on certain signs
  • To report something to an authority
  • To explain something or teach someone something

chamber

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US / 'tʃeɪmbə(r) /

UK / ˈtʃembɚ /

B1
  • noun
  • Enclosed space that contains something
  • Large room that is used for official meetings

commerce

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US / ˈkɒmɜ:s /

UK / ˈkɑ:mɜ:rs /

A2
  • noun
  • Buying and selling of goods and services; trade

underpin

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US / ˌʌndəˈpɪn /

UK / ˌʌndərˈpɪn /

B2
  • verb
  • To support or strengthen the foundations of

conclusion

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US / kənˈklu:ʒn /

UK / kənˈkluʒən /

A2
  • noun
  • End of something; finish
  • Judgment or opinion after thinking for a while
  • Opinion or final judgment at end of book, essay

enough

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US / ɪˈnʌf /

UK / ɪˈnʌf /

A1
  • adjecitve
  • Sufficient to answer the need
  • adverb
  • To a satisfactory degree
  • pronoun
  • Equal to what is needed; as much as required
  • Adequate number or amount

mean

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US / mi:n /

UK / min /

A1
  • adjecitve
  • Being good at
  • Nasty; unkind
  • Not liking to spend money; cheap; stingy
  • noun
  • Average of a set of numbers
  • verb
  • To express a particular idea or thought
  • To intend to do something in particular
  • To have a particular meaning or value

require

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US / rɪ'kwaɪə(r) /

UK / rɪˈkwaɪr /

A2
  • verb
  • To demand that someone does something
  • To need to do something, to make it necessary

about

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US / ə'baʊt /

UK / əˈbaʊt /

A1
  • adverb
  • To be ready to; going to
  • Nearly; approximately; roughly
  • Near; next to; close to
  • In every direction; in the area of
  • preposition
  • Concerning or of (a topic)

dangerously

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US / 'deɪndʒərəslɪ /

UK / ˈdendʒərəslɪ /

B1
  • adverb
  • In a dangerous way; so that someone could be hurt

even

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US / 'i:vn /

UK / ˈivən /

A1
  • adjecitve
  • Being equal in influence, power, possibility etc.
  • Being divided equally or fairly
  • (Of teams/contest) with similar chances of success
  • Smooth, level, or regular
  • Can be divided by 2; ending in 2, 4, 6, 8, or 0
  • At a regular, equally steady manner
  • Remaining steady and unchanging
  • adverb
  • (When this is surprising) as well; too
  • (Used to compare two things/stress the difference)
  • verb
  • To make something level; to flatten
  • To make something equal

impact

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US / 'ɪmpækt /

UK / ˈɪmˌpækt /

A2
  • noun
  • A striking effect or result to hit with force
  • Very strong influence
  • Act or force of one thing hitting something else
  • verb
  • To hit or strike someone or something with force

like

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US / laɪk /

UK / laɪk /

A1
  • adjecitve
  • Being equal in status or kind to something else
  • Similar; the same
  • adverb
  • For example
  • preposition
  • Used as a filler; used to ad emphasis
  • In a way similar to the way something is done
  • Such as; for example
  • verb
  • To want to
  • To find something pleasing; to prefer something

people

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US / 'pi:pl /

UK / ˈpipəl /

A1
  • noun
  • Persons sharing culture, country, background, etc.
  • Men, Women, Children

sit

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US / sɪt /

UK / sɪt /

A1
  • verb
  • To take an exam
  • To be in a resting position on a chair
  • To provide seating for people
  • To remain in a still position while being painted

what

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US / wɒt /

UK / hwɑt, hwʌt, wɔt, wʌt,hwət, wət /

A1
  • pronoun
  • Thing or things that; the same kind as
  • Used to emphasize something you are about to say
  • adjecitve
  • Used to refer to a particular amount, or number
  • Used to place emphasis on a particular quality
  • adverb
  • To a certain degree
  • determiner
  • Question words used for asking for information
  • exclamation
  • Used to express excitement, shock, or surprise
  • Used to ask people to repeat something they said

that

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US / ðæt /

UK / ðæt, ðət /

A1
  • adjecitve
  • The person or thing being talked about
  • Used to identify something both the speakers know
  • adverb
  • Used to reinforce adjectives and adverbs
  • To such a degree
  • conjunction
  • Used to connect a noun clause
  • Used to introduce an adverbial clause
  • Used to introduce a noun clause
  • determiner
  • Used as a noun to refer to something
  • pronoun
  • Referring an object far away
  • Used to refer to the relative pronoun ‘which’

both

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US / bəuθ /

UK / boθ /

A1
  • determiner
  • Used to refer to two things at the same time
  • pronoun
  • Used to refer to two things at the same time

change

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US / tʃeɪndʒ /

UK / tʃendʒ /

A1
  • noun
  • Exchange of one set of clothes for another
  • Money in the form of coins instead of paper
  • Money returned after giving too much
  • Act of making or becoming something else
  • verb
  • To exchange one set of clothes for another
  • To exchange one kind of money for another
  • To replace something with another thing
  • To make or become something else
  • To go from one train, bus, etc. and go to another

result

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US / rɪ'zʌlt /

UK / rɪˈzʌlt /

A2
  • noun
  • Something produced through tests or experiments
  • Final score of a competition, election or game
  • verb
  • To be the outcome of other causes and effects

all

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US / ɔ:l /

UK / ɔl /

A1
  • adverb
  • Completely; totally
  • determiner
  • Being every one of something
  • pronoun
  • 100% of something; the complete amount

its

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US / ɪts /

UK / ɪts /

A1
  • adjecitve
  • Referring to or belonging to ‘it’
  • determiner
  • Of something; belonging or related to something
  • other
  • Possessive form of “it”

officer

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US / ˈɒfɪsə(r) /

UK / ˈɔ:fɪsə(r) /

B1
  • noun
  • Person of high position in an organization
  • Person of high position in the military

worker

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US / ˈwɜ:kə(r) /

UK / ˈwɜ:rkə(r) /

A1
  • noun
  • Person who works

who

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US / hu: /

UK / hu /

A1
  • pronoun
  • Which person
  • Used to introduce information about people

wipe

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US / waɪp /

UK / waɪp /

A2
  • noun
  • Act to clean or dry something with a cloth
  • verb
  • To clean or dry something with a cloth
  • To spread a liquid on something

confused

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US / kənˈfju:zd /

UK / kənˈfjuzd /

A2
  • adjecitve
  • Being hard to understand
  • verb
  • To make something unclear or hard to understand

defense

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US / dɪ'fens /

UK / dɪˈfɛns /

B1
  • noun
  • Argument in support of something
  • The process of protecting something from attack
  • Part of a team that prevents others from scoring

hospital

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US / ˈhɒspɪtl /

UK / ˈhɑ:spɪtl /

A1
  • noun
  • Building for sick people, with doctors and nurses

post

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US / pəʊst /

UK / post /

A1
  • noun
  • Message delivered or shared in an online group
  • Piece of wood, metal in the ground for support
  • Job or position within an organization or company
  • Place where a soldier, etc. is ordered to go
  • verb
  • To send a letter or package using stamps
  • To share a message on an internet discussion group
  • To send a soldier somewhere to do a job
  • To put a message in public for everyone to see

stake

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US / steɪk /

UK / stek /

B1
  • noun
  • Share/interest in the success of a business, etc.
  • Money bet in a game that can be won or lost
  • The share you have in a company
  • Post stuck in the ground you can tie things to
  • verb
  • To bet or wager on an outcome
  • To risk something important by taking a risk

utility

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US / ju:ˈtɪləti /

UK / juˈtɪləti /

B1
  • noun
  • Public services such as gas, water, or electricity
  • Regarding public service such as gas, water etc.
  • Fact of being useful; usefulness
  • The usefulness of something

vote

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US / vəʊt /

UK / vot /

A2
  • noun
  • Act of deciding who to choose in an election
  • verb
  • To make a choice for or against, as in an election

work

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US / wɜ:k /

UK / wɚk /

A1
  • adjecitve
  • Activity completed in order to make money
  • noun
  • The product of some artistic or literary endeavor
  • Everything created by an author, artist, musician
  • Activity you do in order to make money
  • Place of employment
  • Final product or result of a some labor or effort
  • verb
  • To bring into a specific state of success
  • To be functioning properly, e.g. a car
  • To do your job in your company or workplace
  • To make an effort to do something
  • To operate a machine or device

worry

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US / ˈwʌri /

UK / ˈwɜ:ri /

A1
  • noun
  • Something that causes trouble or concern
  • verb
  • To cause concern or trouble over something

washington

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US / 'wɒʃɪŋtən /

UK / 'wɑ:ʃɪŋtənˌ 'wɔ:ʃɪŋ- /

A1
  • other
  • A state in northwestern United States on the Pacific

ago

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US / əˈgəʊ /

UK / əˈgoʊ /

A1
  • adverb
  • At a specified length of time in the past

due

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US / dju: /

UK / du, dju /

A1
  • adjecitve
  • When something is required or expected
  • Owed to a person as a right
  • noun
  • Something you deserve; something you can expect

else

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US / els /

UK / ɛls /

A1
  • adverb
  • Otherwise; if you fail to
  • (Of person place thing etc.) besides; in addition

their

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US / ðɛː /

UK / ðer /

A1
  • determiner
  • Belonging to them

way

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US / weɪ /

UK / we /

A1
  • adverb
  • Used to emphasize the amount of something
  • noun
  • Particular aspect of something being thought about
  • One of various choices that could be made
  • Particular existing condition or state
  • (Often long) distance or length of time
  • How something is done
  • Route to go to a place
  • Small street
  • Usual behavior, emotions or habits of someone

account

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US / ə'kaʊnt /

UK / əˈkaʊnt /

A1
  • noun
  • An advantage
  • Arrangement with a bank to keep your money for you
  • An invoice for things bought
  • Arrangement whereby you can use online services
  • A description, often written, of events; report

concession

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US / kən'seʃn /

UK / kənˈsɛʃən /

B1
  • adjecitve
  • A discount (e.g. for a bus) for being young, old
  • noun
  • Special right granted, as by someone in authority
  • Giving something up to reach an agreement

department

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US / dɪˈpɑ:tmənt /

UK / dɪˈpɑ:rtmənt /

A2
  • noun
  • Division of a larger part or organization

honestly

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US / ˈɒnɪstli /

UK / ˈɑnɪstli /

A2
  • adverb
  • With truth or sincerity; I'm being honest with you

loom

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US / lu:m /

UK / lum /

B2
  • noun
  • Device with a frame used to make cloth from thread
  • verb
  • To appear in a large, unclear, or threatening form
  • (Of unpleasant thing) to be close to happening

oppose

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US / əˈpəʊz /

UK / əˈpoʊz /

A2
  • verb
  • To fight against someone in a contest or game

tactic

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US / 'tæktɪk /

UK / ˈtæktɪk /

B2
  • noun
  • One of the ways you attempt to achieve a strategy

chip

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US / tʃɪp /

UK / tʃɪp /

B1
  • noun
  • Small piece that has broken off (e.g. from cup)
  • Piece of computer hardware that does calculations
  • Thin piece of fried potato or other food
  • Act of hitting a ball high but not very far
  • verb
  • To break a small piece off something such as a cup
  • To break into small pieces, often with a tool
  • To hit or kick a ball high but not very far

bring

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US / brɪŋ /

UK / brɪŋ /

A1
  • verb
  • To take or go with someone to a place

congressional

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US / kənˈgreʃənl /

UK / kənˈɡreʃənl /

B2
  • adjecitve
  • Concerning the US congress

link

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US / lɪŋk /

UK / lɪŋk /

A2
  • noun
  • Any one of the rings that are part of a chain
  • Connection between two or more things or people
  • Webpage item you click to go to another webpage
  • verb
  • To join or connect together

project

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US / prəˈdʒekt /

UK / prəˈdʒɛkt /

A1
  • noun
  • A planned piece of work for specific purpose
  • Group of homes built by government for poor people
  • verb
  • To predict what will happen in the future
  • To show something on a screen using light
  • To stick out past the edge of something

take

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US / teɪk /

UK / tek /

A1
  • noun
  • Filming of a single scene for TV or the movies
  • verb
  • To accept something that is offered
  • To use a method of traveling, e.g. a bus or train
  • To use a camera to make (a photo)
  • To pick up something and go away with it
  • To study a subject in school
  • To attempt to pass (an exam)
  • To require a certain amount of time, money, space

country

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US / ˈkʌntri /

UK / ˈkʌntri /

A1
  • noun
  • An area of land that is controlled by a government
  • Open land that is away from towns and cities

look

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US / lʊk /

UK / lʊk /

A1
  • noun
  • Person's beauty or physical attractiveness
  • Particular style of dress, clothes, or appearance
  • The way someone, something appears to be
  • Act of searching for or examining something
  • verb
  • To appear to be; seem

miss

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US / mɪs /

UK / mɪs /

A1
  • noun
  • Action of not hitting something or someone
  • Form of address to unmarried girl or woman
  • verb
  • To be absent
  • To fail to hit something e.g. a ball
  • To do without something
  • To fail to see or sense something
  • To fail to understand someone's message
  • To be too late to ride on something e.g. train
  • To feel you want to see someone who is not there

pay

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US / peɪ /

UK / pe /

A1
  • noun
  • Money you receive from your job, work, etc.
  • verb
  • To give money for goods or work done
  • To give (attention, respect, etc.) to
  • To be punished or suffer for something you did
  • To make (a visit) to a person or place

speaker

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US / 'spi:kə(r) /

UK / ˈspikɚ /

A1
  • noun
  • Electronic device for making or broadcasting sound
  • Person who makes a speech before a group

thank

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US / θæŋk /

UK / θæŋk /

A1
  • verb
  • To tell someone you are grateful to them

bump

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US / bʌmp /

UK / bʌmp /

B1
  • noun
  • Act or sound of one solid object hitting another
  • Raised area on any smooth surface
  • verb
  • To bounce along over a rough surface
  • To knock against with force or violence
  • To move someone to a different group, time or area

electric

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US / ɪˈlektrɪk /

UK / ɪˈlɛktrɪk /

A2
  • adjecitve
  • Creating a feeling of excitement
  • Using electricity

enact

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US / ɪˈnækt /

UK / ɛnˈækt /

B2
  • verb
  • To make a bill into law
  • To act or perform, as in a play

everything

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US / 'evrɪθɪŋ /

UK / ˈɛvriˌθɪŋ /

A1
  • pronoun
  • All of the things mentioned

risk

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US / rɪsk /

UK / rɪsk /

A1
  • noun
  • Actions that cause potential problems
  • verb
  • To do something potentially dangerous or foolish

they

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US / ðeɪ /

UK / ðe /

A1
  • pronoun
  • Two or more people, animals, or things

very

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US / 'verɪ /

UK / ˈvɛri /

A1
  • adjecitve
  • Concerning a large degree or amount
  • adverb
  • A lot; much; many
  • Used to stress or emphasize a noun

topic

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US / 'tɒpɪk /

UK / ˈtɑpɪk /

A2
  • noun
  • Subject or issue people talk or write about
  • Introduction to Video Content
  • Economists and business leaders have recently expressed concerns about the looming debt ceiling deadline facing the U.S. government. It is expected that the government will reach its formal borrowing limit in just a few days, and the Treasury Department is taking extraordinary measures to temporarily sustain debt payments. However, in the coming months, Congress must vote to raise the debt ceiling, also known as the borrowing limit. The exact timing of when the debt ceiling must be raised is still uncertain, but it is anticipated to happen this summer. Failure to raise the debt limit could result in a debt default for the federal government, which many experts believe would have catastrophic consequences such as a significant drop in the country's credit rating and a surge in interest rates. Some House Republicans are now opposing raising the debt limit due to the country's increasing debt of $31 trillion, deeming it dangerously high. They are demanding spending concessions in exchange for their support. Congressman Chip Roy from Texas highlighted two approaches to address this issue - open and honest discussions between Democrats and Republicans or resorting to brinkmanship by pushing the decision to the brink. While we will explore the opinions of those supporting this position in the coming days, this article focuses on the potential consequences that experts are warning about. Joining us for insight are Wendy Edelberg, director of the Hamilton Project and former chief economist for the Congressional Budget Office, and Neil Bradley, the executive vice president and chief policy officer for the U.S. Chamber of Commerce.
  • Subtitles section
  • The U.S. government is expected to bump up against its formal borrowing limit in just a couple of days.
  • The Treasury Department is taking what it calls extraordinary measures to allow the country to keep paying its debts for now.
  • But Congress must vote to raise that borrowing limit, also known as the debt ceiling, in the months ahead.
  • Laura Barone-Lopez looks at the concerns about brinksmanship over the looming deadline.
  • The exact timing of when the debt ceiling has to be raised is not yet known.
  • But it's expected by this summer.
  • If Congress does not do so, the federal government could face a debt default, and many warn it would be cataclysmic, tanking the country's credit rating and sending interest rates soaring.
  • But a number of House Republicans say the country's accumulated debt, $31 trillion and growing, is dangerously high.
  • And they're threatening to oppose raising the debt limit without some spending concessions.
  • Here's how Congressman Chip Roy from Texas put it just a few days ago.
  • There are two ways to stop it.
  • One, Democrats and Republicans sit down and work honestly around a table to stop it.
  • Or brinkmanship, forcing the question by bringing it to the brink.
  • We'll hear more from those backing that position in the days ahead.
  • But tonight, we want to zero in on the potential ramifications that many are warning about.
  • Wendy Edelberg is director of the Hamilton Project, a liberal economic think tank, and she's the former chief economist for the Congressional Budget Office.
  • And Neil Bradley is the executive vice president and chief policy officer for the U.S. Chamber of Commerce.
  • Thanks to both of you for joining us.
  • Wendy, I want to start with you, because a number of economists like yourself are warning that due to this slim House majority, we could be facing something similar to the 2011 fiscal cliff or a potential default itself.
  • What is at stake here?
  • I am very, very worried.
  • So these are obligations that the U.S. government has already incurred.
  • These are tax and spending laws that have been on the books.
  • And the result of those tax and spending laws is that we are spending more than we're taking in.
  • That requires federal borrowing.
  • And so if we get to the point that Treasury then literally doesn't have enough money in its bank account to pay its obligations, the consequences will be bad.
  • The consequences would be worse if Treasury has to choose to not make a payment on a U.S. Treasury to actually miss an interest payment.
  • I don't see how that could be interpreted as anything but defaulting on the debt.
  • My guess is that they would work to avoid that and make those interest payments, but then postpone other payments, payments to federal contractors, payments to federal employees, Social Security recipients, hospitals and doctors who have treated Medicaid patients.
  • There are a lot of people on the other side of those obligations that fully expect the U.S. government to make good on its obligations.
  • FEDERN'S BENEFITS COULD ALSO BE IMPACTED.
  • NEIL, WHAT ARE YOU HEARING FROM MEMBERS OF THE CHAMBER ABOUT THIS POTENTIAL RISK?
  • Well, there is a lot of concern.
  • When you think about both our debt and deficit, which is a long-term challenge that we face as a nation, and we do need to get it under control.
  • But when you think about the implications from defaulting on the debt, something that's never occurred in our entire history, you're talking about wiping out the very underpinnings of the U.S. economy.
  • So everything is really based on this idea of the full faith and credit of the United States government, that the United States government pays its bills.
  • That's why, when people buy Treasuries, they're considered risk-free, because no one ever contemplates that the U.S. government won't pay off that Treasury bill.
  • That means that everything else is benchmarked against that Treasury.
  • If all of a sudden we call that into question, then everything gets called into question, the ability of the government to pay its bills, to pay seniors, to pay the contractors that Wendy was talking about.
  • And the whole trust in the financial system collapses.
  • The result for American families, they're going to be paying a lot more in interest rates from their credit card to their home mortgage loan to businesses, a collapse in demand and an inability to meet basic financial obligations.
  • So, Neil, what do you make of this tactic, then, from lawmakers like Chip Roy, a Republican from Texas, who seems to be supported by the new speaker, Kevin McCarthy, in this tactic, saying that they are not going to vote for a clean increase in the debt limit unless they get some concessions?
  • Well, first, they're right to be raising the concern about debt and deficit.
  • This is a conversation that we should have been having in Washington for the better part of a decade now that politicians from both sides of the aisle have been avoiding.
  • So kudos to them for bringing up the topic.
  • The problem is, is that the tactic, at the end of the day, defaulting on the debt, not raising the debt limit, actually makes the problem even worse.
  • If we have a tanking economy, what does that do to the federal fiscal situation?
  • If we default on our debt, and all of those who lend us money charge us a lot more because now there's a future risk that we won't pay them, what does that do to the budget and to the deficit?
  • So this is just a bad tactic, right topic, glad they're raising it, but you can't actually default on the debt and refuse to raise the debt limit.
  • A lot of House Republicans actually voted to increase the debt limit when President Trump was in power, about three times, I think.
  • But, Wendy, The Washington Post recently reported that part of the concessions that Kevin McCarthy made to become speaker to a lot of this faction within his conference, this hard-line faction, part of it had to do with this payment prioritization plan when it comes to the debt limit and the U.S. paying its debts.
  • What exactly does that mean, and can it be done?
  • What this bill contemplates doing is telling Treasury that they have to prioritize making payments on interest, Social Security recipients, making payments with regards to the defense sector and Medicare payments.
  • Now what that would mean is that we would see far larger cuts for all of the spending outside of those areas.
  • Now try to get that exact same amount of money and savings that Treasury is trying to come up with on any given day and make it, you know, only about a far smaller part of the federal budget.
  • And you're talking about very significant delays on paychecks for federal workers, on money going to state and local governments for education, on doctors and hospitals who are treating Medicaid patients,
  • Very long delays in those payments.
  • And so some call this a, go ahead, Neil.
  • I worked for the House Republican leadership in 2011 when we looked at this.
  • We came to the conclusion it didn't work, for all the reasons that Wendy just said, but also another fundamental one.
  • Think about your household budget and you have a credit card bill and you have your electric utility bill.
  • And one day you decide that I'm going to keep paying my credit card bill, but I'm not going to pay my electric utility bill.
  • You don't think the credit card company is going to think that maybe one day you'll stop deciding to pay the credit card company and therefore raise your interest rate and withdraw credit from you?
  • The federal government can't simply pick and choose which legal obligations it's going to follow and which ones it doesn't.
  • And is this even really a breach?
  • Because they like to call it a breach, but it's it still is a default.
  • Well, what frightens me is that the mere fact that Congress is thinking about this bill, the mere fact that they are thinking about how to navigate this situation, rather than doing everything in their power to avoid the situation,
  • Makes me worry that there are actually people in Congress who want the chaos.
  • It's playing a game with the U.S. economy and people's lives that I think is irresponsible.
  • It appears as though there are at least five House Republicans that don't want to vote at all to increase the debt limit.
  • But, Wendy, the White House position is that they're not going to negotiate, period, with, you know, this hostage taking on the debt limit.
  • Do you think that even though that appeared to work in 2021, that it's going to work at this time?
  • I'm very confident that the White House and Democrats in Congress stand ready to negotiate on future tax and spending laws and changes to those laws.
  • What I don't understand is why those negotiations are linked to the debt ceiling.
  • Maybe they're both about borrowing, and so people have gotten confused.
  • One is about backward-looking obligations based on previous laws, tax and spending laws that were enacted.
  • And one is about future.
  • There's no logical reason to link these.
  • Wendy Edelberg and Neil Bradley, thank you so much for your time.
  • Thank you.
  • Thank you.
  • Thank you.