Saving wisely: Emergency funds | Budgeting & saving | Financial literacy | Khan Academy
A1 A2 B1 B2 C1 C2
the
US / ðə /
•UK / ðə /
- article
- Used to refer to something already mentioned
- Used to show there is only one of something
- determiner
- Used to describe all of a family
and
US / ənd /
•UK / ənd, ən,ænd /
- conjunction
- Used to refer to two or more things
- Plus; in addition; on top of that
- Used to introduce an action that follows another
that
US / ðæt /
•UK / ðæt, ðət /
- adjecitve
- The person or thing being talked about
- Used to identify something both the speakers know
- adverb
- Used to reinforce adjectives and adverbs
- To such a degree
- conjunction
- Used to connect a noun clause
- Used to introduce an adverbial clause
- Used to introduce a noun clause
- determiner
- Used as a noun to refer to something
- pronoun
- Referring an object far away
- Used to refer to the relative pronoun ‘which’
have
US / həv /
•UK / hæv /
- verb
- To drink, smoke, eat or use something
- To experience the effects of something
- To organize an event, or join in an activity
- To own, possess, or hold something
- To cause to happen or produce a particular effect
not
US / nɒt /
•UK / nɑt /
- adverb
- Word indicating the negative
- (Used to form the negative of verbs)
you
US / jʊ /
•UK / ju /
- pronoun
- Person someone is speaking or writing to
- Person or people in general
for
US / fə(r) /
•UK / fɔr,fə /
- preposition
- Used to show the purpose, or need of something
this
US / ðɪs /
•UK / ðɪs /
- adjecitve
- Used to indicate something already been discussed
- Used to indicate something happening around now
- adverb
- An indication by a physical motion or gesture
- A specific amount of
- determiner
- Person, thing, or idea near you
- pronoun
- Person, thing that has already been discussed
but
US / bət /
•UK / bʌt,bət /
- conjunction
- Used before you say something different, opposite
get
US / ɡet /
•UK / ɡɛt /
- verb
- To become affected by illness or disease
- To begin to feel or understand an emotion or idea
- To send or bring someone or something home, etc.
- To go somewhere to obtain something
- To (cause to) do a particular thing
- To obtain, receive or be given something
- To currently have
- To prepare for use
- To understand something being said or read
can
US / kæn /
•UK / kən,kæn /
- noun
- A metal container for storing food
- other
- Able to; have the skill to; have the time to
- verb
- To have permission to
- To be possible to do
- To preserve food by sealing it in a metal container
just
US / dʒʌst /
•UK / dʒʌst /
- adjecitve
- Proper or appropriate; as is deserved
- Doing or being what is right or fair
- Legally correct; having enough evidence
- adverb
- Almost; nearly
- Exactly at the time of
- Exactly (the same as, like)
like
US / laɪk /
•UK / laɪk /
- adjecitve
- Being equal in status or kind to something else
- Similar; the same
- adverb
- For example
- preposition
- Used as a filler; used to ad emphasis
- In a way similar to the way something is done
- Such as; for example
- verb
- To want to
- To find something pleasing; to prefer something
will
US / wɪl /
•UK / wɪl /
- noun
- Desire or choice of someone
- Document saying who gets your money when you die
- Strong desire to do something; determination
- Desire to do something; strong wish to do
- other
- Used with verbs to express the future
- verb
- To leave property to someone after your death
- To use mental effort to make something happen
- Am (is, are) likely to do
- To influence someone to do something
- To make something happen by strongly wanting it
out
US / aʊt /
•UK / aʊt /
- adverb
- No longer stylish (e.g. fashion)
- Away from home, business, or the usual place
- In a direction/movement away from inside or center
- noun
- Act when a batter cannot continue playing
- verb
- To tell people a secret
know
US / nəʊ /
•UK / noʊ /
- verb
- To be familiar with a person or place, thing
- To feel sure or be convinced about something
- To discover or be aware of something
- To be able to distinguish
- To have knowledge of things
about
US / ə'baʊt /
•UK / əˈbaʊt /
- adverb
- To be ready to; going to
- Nearly; approximately; roughly
- Near; next to; close to
- In every direction; in the area of
- preposition
- Concerning or of (a topic)
make
US / meɪk /
•UK / mek /
- noun
- Product made by a particular company; brand
- verb
- To arrange or prepare something e.g. dinner
- To get to (a place) on time
- To gain the status of (teacher, lawyer, etc.)
- To create something by putting things together
- To earn a certain amount of money at a job
- To cause or force a person to do something
- To cause something to happen or be formed
now
US / naʊ /
•UK / naʊ /
- adverb
- At the present time or moment
- Right away or in the next possible moment
- Used to refer to something that just happened
- Time between the present and a moment in the past
- conjunction
- Resulting from or because of something
from
US / frəm /
•UK / frʌm, frɑm,frəm /
- preposition
- Starting at a particular place, time or level
think
US / θɪŋk /
•UK / θɪŋk /
- verb
- To have an idea about something without certainty
- To have an idea, opinion or belief about something
want
US / wɔnt /
•UK / wɑnt, wɔnt /
- noun
- Something you desire or wish for
- State or condition of poverty
- verb
- To desire or wish for something; hope for a thing
well
US / wel /
•UK / wɛl /
- adjecitve
- Being in a fortunate, good condition or state
- Healthy and in good condition
- adverb
- In an acceptable, proper, or successful manner
- In a complete, total, or full manner
- A great and considerable degree
- In a successful way, in a good or satisfactory way
- exclamation
- Used to begin or continue a particular statement
- Used to show you want to start saying something
- Used to express that you are waiting for a reply
- You say this to change the topic of a conversation
- Used to indicate you are making a final remark
- noun
- Long deep hole in the ground to get water
- verb
- To cause your eyes to fill with tears
good
US / ɡʊd /
•UK / ɡʊd /
- adjecitve
- Proper, appropriate or right
- (Of an amount) enough; plenty
- Excellent; high quality
- Acting well or properly; of moral character
- In a positive or happy emotional state
- noun
- Advantage or benefit
how
US / haʊ /
•UK / haʊ /
- adjecitve
- To what degree? in what amount?
- adverb
- (Used to explain the way to do something)
- exclamation
- For what purpose or reason?
- (Used to ask someone or something's condition)
would
US / wʊd /
•UK / wʊd /
- other
- Used to indicate something imagined
- Used to ask or request something politely
- Verb used to indicate possibility, request etc.
- Used to indicate a preference
- Used to indicate a reaction
- Indicates something that occurred repeatedly
- Used to indicate willingness or ability to do
take
US / teɪk /
•UK / tek /
- noun
- Filming of a single scene for TV or the movies
- verb
- To accept something that is offered
- To use a method of traveling, e.g. a bus or train
- To use a camera to make (a photo)
- To pick up something and go away with it
- To study a subject in school
- To attempt to pass (an exam)
- To require a certain amount of time, money, space
really
US / ˈri:əli /
•UK / ˈriəˌli, ˈrili /
- adverb
- Used to stress something that is said; definitely
- In a true or accurate manner
- Very
then
US / ðen /
•UK / ðɛn /
- adverb
- A time that is not now
- Following another thing in time or arrangement
- Following on reasonably from what was just stated
- At that time, not now
let
US / let /
•UK / lɛt /
- verb
- To allow someone to do something
- Introducing a suggestion to do something together
- To rent a house, etc. to others
first
US / fɜ:st /
•UK / fɚst /
- adjecitve
- 1st; Coming before all others in time or place
- noun
- Something that has not happened before
- Position of the winner of a competition
where
US / hwɛə /
•UK / hwɛr, wɛr /
- conjunction
- At or in the place which
- In whatever place
- pronoun
- Word you use to ask the location of something
even
US / 'i:vn /
•UK / ˈivən /
- adjecitve
- Being equal in influence, power, possibility etc.
- Being divided equally or fairly
- (Of teams/contest) with similar chances of success
- Smooth, level, or regular
- Can be divided by 2; ending in 2, 4, 6, 8, or 0
- At a regular, equally steady manner
- Remaining steady and unchanging
- adverb
- (When this is surprising) as well; too
- (Used to compare two things/stress the difference)
- verb
- To make something level; to flatten
- To make something equal
much
US / mʌtʃ /
•UK / mʌtʃ /
- adjecitve
- Very; to a high level or degree
- adverb
- A lot; large amount; a high degree of
- Nearly; basically
- On many occasions; often
- noun
- A large amount; a great quantity
could
US / kəd /
•UK / kʊd /
- other
- Past form of 'can' to mean have ability
- Used to ask for something politely, or to offer
down
US / daʊn /
•UK / daʊn /
- adjecitve
- Being sad, sick, or unhappy
- Not operating, working, or functioning as expected
- adverb
- In a sitting or lying position
- Towards or on the ground, floor, or bottom
- Written or copied onto a piece of paper or book
- noun
- A period of play in American Football
- The soft, smooth hairs that cover a bird's body
- preposition
- Along something's path, course, or direction
- Going from a higher position to a lower position
- verb
- To eat or drink very quickly and without stopping
very
US / 'verɪ /
•UK / ˈvɛri /
- adjecitve
- Concerning a large degree or amount
- adverb
- A lot; much; many
- Used to stress or emphasize a noun
other
US / 'ʌðə(r) /
•UK / ˈʌðər /
- adjecitve
- A thing different from that mentioned
- determiner
- (Something) else; not the first (one)
- pronoun
- Being the one and only thing of that category
also
US / 'ɔ:lsəʊ /
•UK / ˈɔlso /
- adverb
- In addition; too; in a similar way
our
US / 'aʊə(r) /
•UK / aʊr /
- determiner
- Belonging to us
work
US / wɜ:k /
•UK / wɚk /
- adjecitve
- Activity completed in order to make money
- noun
- The product of some artistic or literary endeavor
- Everything created by an author, artist, musician
- Activity you do in order to make money
- Place of employment
- Final product or result of a some labor or effort
- verb
- To bring into a specific state of success
- To be functioning properly, e.g. a car
- To do your job in your company or workplace
- To make an effort to do something
- To operate a machine or device
actually
US / ˈæktʃuəli /
•UK / ˈæktʃuəli /
- adverb
- Used to add new (often different) information
day
US / deɪ /
•UK / de /
- noun
- A period of 24 hours beginning at midnight
- The period of time when it is light outside
- Person's name
put
US / pʊt /
•UK / pʊt /
- phrasal verb
- to make a light stop shining by pressing or moving a switch
- verb
- To move or place a thing in a particular position
- To rate something in importance or value
- To write or say something in a certain manner
big
US / bɪɡ /
•UK / bɪɡ /
- adjecitve
- Popular
- Serious
- Large
tell
US / tel /
•UK / tɛl /
- verb
- To (strongly) advise a person to do something
- To be able to guess
- To say or communicate information to someone
- To inform, but without speaking; indicate
- To have a negative effect on someone
- To order someone to do something; command
- To recognize something based on certain signs
- To report something to an authority
- To explain something or teach someone something
find
US / faɪnd /
•UK / faɪnd /
- noun
- Object discovered by chance
- Things that have been discovered from searching
- verb
- To become aware of something that is happening
- To discover or meet by chance
- To decide if someone is guilty of a crime, or not
- To learn through study, research, or effort
- To discover something by looking for it
talk
US / tɔ:k /
•UK / tɔk /
- noun
- Style of speaking
- Discussion between two countries
- Giving information in front of people; lecture
- Saying things or ideas to someone with words
- verb
- To make a formal speech about something
- To say things or ideas to someone with words
should
US / ʃʊd /
•UK / ʃʊd /
- other
- Used to indicate what is proper or reasonable
most
US / məʊst /
•UK / most /
- adverb
- Very; extremely
- Greatest possible degree
- pronoun
- Nearly all of something
keep
US / ki:p /
•UK / kip /
- noun
- Large, strong tower in the middle of a castle
- Money spent on you so you can live in a place
- verb
- To continue doing something; not to stop
- To stop balls going in a goal in sports
- To not give back or return something
- (Of food) to not spoil or not rot
- To take possession of something to own, e.g. a pet
- To have and continue to hold something
- To do something that you have promised or agreed
- To stay in a certain place or condition
- To maintain the rules
happen
US / 'hæpən /
•UK / ˈhæpən /
- verb
- To take place or occur
three
US / θri: /
•UK / θri /
- number
- Number 3
pretty
US / 'prɪtɪ /
•UK / ˈprɪti /
- adjecitve
- Being attractive to the eye in a simple way
- adverb
- Very; to a great degree
might
US / maɪt /
•UK / maɪt /
- other
- Used to politely request an action
- Used to express that something could happen
- Power, strength, force or influence
probably
US / ˈprɒbəbli /
•UK / ˈprɑbəbli /
- adverb
- That is likely to happen or be true
maybe
US / ˈmeɪbi /
•UK / ˈmebi /
- adverb
- Possibly but not certainly; perhaps
help
US / help /
•UK / hɛlp /
- noun
- Something given to enable a person to do something
- Assistance given to someone in need
- Someone who makes something easier or possible
- verb
- To act to enable a person to do something; assist
- To make something better or less difficult
point
US / pɔɪnt /
•UK / pɔɪnt /
- noun
- An item to be discussed
- Small spot or dot
- Fact or detail
- Feature of something
- The size of the text on a page or screen
- A certain time or stage in a process
- Certain position in time or space
- Idea or fact you try to convince people about
- Measurement of scores in a game, sport
- Sharp end of something, e.g. a pen or pin
- verb
- To face a certain direction, e.g. north
- To indicate something with your finger to others
part
US / pɑ:t /
•UK / pɑ:rt /
- adjecitve
- To some degree; half; not fully
- noun
- Division of a book
- Ratio of something, e.g. 3 of gin, 1 of tonic
- A line in a person's hair, made with a comb
- Character an actor plays on stage, movie, or TV
- Some, but not all of a specific thing
- Role in causing something to happen
- verb
- To make a line in a person's hair, by using a comb
- To move two things apart creating a space
- To leave someone, or to break off a relationship
place
US / pleɪs /
•UK / ples /
- noun
- Particular location, area or region
- verb
- To put someone in a particular type of situation
- To put something in a certain location or position
life
US / laɪf /
•UK / laɪf /
- noun
- All the living things e.g. animals, plants, humans
- Period of time things live, from birth to death
bring
US / brɪŋ /
•UK / brɪŋ /
- verb
- To take or go with someone to a place
nice
US / naɪs /
•UK / naɪs /
- adjecitve
- Being attractive or of high quality or value
- Good or enjoyable
- Being kind or friendly
able
US / 'eɪbl /
•UK / ˈebəl /
- adjecitve
- Skilled; good at something
- Having the ability to do something
hey
US / heɪ /
•UK / he /
- exclamation
- What you say when you want someone's attention
break
US / breɪk /
•UK / brek /
- noun
- Time you stop an activity before continuing
- End of a relationship
- An escape from a place such as a jail
- (Lucky) advantage or benefit from something
- Find a solution or answer to a problem or crime
- Change in the weather
- verb
- To create a new record e.g. running the 100m dash
- To form a crack in something
- To burst or become damaged
- To end a relationship
- To escape from a place such as a jail
- To train a wild animal e.g. a horse
- To separate into pieces by force, or by dropping
- To act against a law, rule, or promise
- To become known suddenly, as in the news
- To not do what you promised e.g. not keep promises
- To solve a crime, or answer a problem
- To stop functioning properly
- To suddenly start, open or commence
- To change in pitch suddenly, as in a voice
- To fall on the shore, as in waves
- To begin or change suddenly; the dawn or weather
- To defeat by causing the person to lose their will
lose
US / lu:z /
•UK / luz /
- verb
- To be unable to keep in check or control something
- To decrease in value or quantity (e.g. weight)
- To stop having certain qualities or abilities
- To stop having or being entitled to
- To fail to win something that is being contested
- To be unable to find something you once had
- To be dependent on someone (used with 'not')
guess
US / ɡes /
•UK / ɡɛs /
- noun
- Answer given when you don't know if it is correct
- verb
- To give an answer without knowing if it is correct
reason
US / 'ri:zn /
•UK / ˈrizən /
- noun
- Ability to think about facts and form a judgment
- Explanation for why something occurred or was done
- verb
- To think and make conclusions in a logical manner
until
US / ənˈtɪl /
•UK / ʌnˈtɪl /
- conjunction
- Up to; to a time when something happens
- preposition
- Before (a specific time)
job
US / dʒɒb /
•UK / dʒɑ:b /
- noun
- Something that must be done
- Regular work at which you earn money
obviously
US / ˈɒbviəsli /
•UK / ˈɑːbviəsli /
- adverb
- In a way that is obvious/easy to see or understand
month
US / mʌnθ /
•UK / mʌnθ /
- noun
- One of 12 28-31 day periods in the year
money
US / 'mʌnɪ /
•UK / ˈmʌni /
- noun
- Coins or notes we use to pay for things
six
US / sɪks /
•UK / sɪks /
- number
- 6
yourself
US / jɔ:ˈself /
•UK / jʊrˈsɛlf, jɔr-, jor-, jə- /
- pronoun
- Reflexive form of 'you', used for an emphasis
pay
US / peɪ /
•UK / pe /
- noun
- Money you receive from your job, work, etc.
- verb
- To give money for goods or work done
- To give (attention, respect, etc.) to
- To be punished or suffer for something you did
- To make (a visit) to a person or place
family
US / 'fæməlɪ /
•UK / ˈfæmli /
- noun
- Close group of people or organizations
- A group of people who are related through blood
- Group of related plants or animals
expect
US / ɪk'spekt /
•UK / ɪkˈspɛkt /
- verb
- To believe something is probably going to happen
type
US / taɪp /
•UK / taɪp /
- noun
- Printed letters or blocks used for printing them
- Group of things or people sharing common features
- verb
- To identify something belonging to a group
- To write by touching keys on a keyboard
save
US / seɪv /
•UK / sev /
- noun
- Preventing a player in a game from scoring a goal
- preposition
- Except; not including
- verb
- To make your computer keep a file
- To keep for future use
- To make something unnecessary; prevent
- To keep money so that you will have it later
- To keep something for future use, such as money
- To keep or rescue someone or something from harm
- To prevent a player in a game from scoring a goal
- To avoid the unnecessary waste of energy, etc.
car
US / kɑ:(r) /
•UK / kɑr /
- noun
- A vehicle with wheels and engine to carry people
situation
US / ˌsɪtʃuˈeɪʃn /
•UK / ˌsɪtʃuˈeʃən /
- noun
- Place, position or area that something is in
- Circumstance or condition surrounding an event
- An unexpected problem or difficulty
wish
US / wɪʃ /
•UK / wɪʃ /
- noun
- Expression of a hope for something in the future
- verb
- To want something to happen or to become true
tough
US / tʌf /
•UK / tʌf /
- adjecitve
- (Of food) difficult to chew or bite through
- Very difficult to do or deal with
- Having strict standards
- Being firm and not easily bent or broken
- Being strong physically or mentally
- Being difficult to persuade
- Capable of violence
member
US / ˈmembə(r) /
•UK / ˈmɛmbɚ /
- noun
- Part of the body of a human, animal
- Person or thing belonging to a group or team
fix
US / fɪks /
•UK / fɪks /
- noun
- Answer to a problem
- verb
- To arrange or prepare something
- To attach something so it will not move or change
- To dishonestly arrange the result of a game
- To make an animal unable to produce young
- To make something whole or able to work again
regular
US / ˈregjələ(r) /
•UK / ˈrɛɡjəlɚ /
- adjecitve
- Having an equal amount of space or time in between
- Occurring or being done frequently
- Being normal, usual, or average
- noun
- Customers who frequently visit a place
- Soldier who has a permanent job in the army
affect
US / ə'fekt /
•UK / əˈfɛkt /
- verb
- To cause a change in something else
positive
US / ˈpɒzətɪv /
•UK / ˈpɑzɪtɪv /
- adjecitve
- Showing agreement or support for something
- Being sure about something; knowing the truth
- Having the charge produced by electrons
- Being good or useful
- Showing that a chemical is present in a test
beyond
US / bɪ'jɒnd /
•UK / biˈɑnd, bɪˈjɑnd /
- adverb
- On or to the farther side
- In addition to
- preposition
- Later in time than
- Out of the limits of
otherwise
US / ˈʌðəwaiz /
•UK / ˈʌðɚˌwaɪz /
- adverb
- In an additional or different way
- Unless; or
negative
US / 'neɡətɪv /
•UK / ˈnɛɡətɪv /
- adjecitve
- Being harmful, unwanted or unhelpful
- In mathematics, being less than zero
- Focusing on the bad aspects; pessimistic
- noun
- The opposite to a positive electrical charge
- In grammar, containing words such as 'no' or 'not'
- Reply to a question or statement that means 'no'
- Image on camera film used to make a photo
core
US / kɔ:(r) /
•UK / kɔr, kor /
- noun
- Important central part of something
- verb
- To take out the central section of a fruit
expert
US / 'ekspɜ:t /
•UK / ˈɛkˌspɚt /
- adjecitve
- Having special knowledge or skill
- noun
- Skillful person with special knowledge
equal
US / 'i:kwəl /
•UK / ˈikwəl /
- adjecitve
- Same in shape, size, or number
- verb
- To add up or be the same as
weather
US / 'weðə(r) /
•UK / ˈwɛðɚ /
- noun
- Whether it is raining, sunny, cold etc. outside
- verb
- To successfully deal with a difficult situation
- To erode or become damaged due to the environment
medical
US / ˈmedɪkl /
•UK / ˈmɛdɪkəl /
- adjecitve
- Of or relating to physical health or medicine
- noun
- A health check or test
emergency
US / ɪ'mɜ:dʒənsɪ /
•UK / ɪˈmɚdʒənsi /
- noun
- Sudden event needing an immediate action
fund
US / fʌnd /
•UK / fʌnd /
- noun
- Money collected, saved, or provided for a purpose
- A specific account into which you put money
- verb
- To supply money for something
grocery
US / 'ɡrəʊsərɪ /
•UK / 'ɡroʊsərɪ /
- noun
- Daily foods such as flour, sugar, and tinned foods
rent
US / rent /
•UK / rɛnt /
- verb
- To give the use of something in return for payment
- To cut a piece of cloth by tearing it
income
US / ˈɪnkʌm /
•UK / ˈɪnˌkʌm /
- noun
- Earned money from work, investments or business
unexpected
US / ˌʌnɪkˈspektɪd /
•UK / ˌʌnɪkˈspektɪd /
- adjecitve
- Surprising because it was not expected
insurance
US / ɪnˈʃʊərəns /
•UK / ɪnˈʃʊrəns /
- noun
- Protection against loss/injury/death you pay for
payment
US / ˈpeɪmənt /
•UK / ˈpemənt /
- noun
- Amount of money that is paid for something
finance
US / ˈfaɪnæns /
•UK / fəˈnæns, faɪ-, ˈfaɪˌnæns /
- adjecitve
- Concerned with money
- noun
- Control of money a person, business has access to
- verb
- To support someone or something financially
expense
US / ɪk'spens /
•UK / ɪkˈspɛns /
- noun
- Money you have to pay to do part of your job
- Paying money for something (big)
- When resources e.g. time is used to do something
foremost
US / 'fɔ:məʊst /
•UK / ˈfɔrˌmost,ˈfor- /
- adjecitve
- Being the best or most important
paycheck
US / 'peɪtʃek /
•UK / ˈpeˌtʃɛk /
- noun
- Check issued in payment of wages or salary
unforeseen
US / ˌʌnfɔ:ˈsi:n /
•UK / ˌʌnfɔ:rˈsi:n /
- adjecitve
- Not having been predicted