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bank

US / bæŋk /

•

UK / bæŋk /

A1

noun
A financial institution that keeps or lends money
The side of a river
A row of things in lines (e.g. computers)
verb
To put or keep your money in a bank
To turn a plane when flying; (of a plane) to turn

below

US / bɪ'ləʊ /

•

UK / bɪˈlo /

A1

preposition
In a lower position, place, or level

innovate

US / ˈɪnəveɪt /

•

UK / ˈɪnəˌvet /

B1

verb
To introduce or create new things or make changes

issuer

US / ˈɪʃuːə /

•

UK / ˈɪʃuər /

B1

noun
Institution which distribute a particular thing

motivate

US / 'məʊtɪveɪt /

•

UK / ˈmotəˌvet /

A2

verb
To give someone a reason, the will to do something

make

US / meɪk /

•

UK / mek /

A1

noun
Product made by a particular company; brand
verb
To arrange or prepare something e.g. dinner
To get to (a place) on time
To gain the status of (teacher, lawyer, etc.)
To create something by putting things together
To earn a certain amount of money at a job
To cause or force a person to do something
To cause something to happen or be formed

outside

US / ˌaʊtˈsaɪd /

•

UK / aʊtˈsaɪd, ˈaʊtˌsaɪd /

A2

adverb
Beyond the limits or edges of some place, thing
noun
Area around or near something, such as a building
preposition
Beyond the limits or edges of some place, thing

path

US / pɑ:θ /

•

UK / pæθ, pɑθ /

A2

noun
Method of living leading to a particular result
Track made with stones, by walking over the ground

barney

US / 'bɑ:nɪ /

•

UK / 'bɑ:rnɪ /

A1

noun
A quarrel, especially a noisy one.

core

US / kɔ:(r) /

•

UK / kɔr, kor /

A2

noun
Important central part of something
verb
To take out the central section of a fruit

jurisdiction

US / ˌdʒʊərɪsˈdɪkʃn /

•

UK / ˌdʒʊrɪsˈdɪkʃn /

B1

noun
Specific area of legal authority

less

US / les /

•

UK / lɛs /

A1

adjecitve
Smaller in amount or degree
adverb
To a smaller degree
noun
A smaller amount
preposition
With the subtraction of

investor

US / ɪnˈvestə(r) /

•

UK / ɪnˈvɛstɚ /

A2

noun
Person who spends money to help businesses grow

profitable

US / ˈprɒfɪtəbl /

•

UK / ˈprɑ:fɪtəbl /

A2

adjecitve
Being useful; benefiting someone or something
Able to gain a benefit from something you did
Making more money than it cost to make

price

US / praɪs /

•

UK / praɪs /

A1

noun
Person's name
Cost of something in money
verb
To determine or set the cost of something

state

US / steɪt /

•

UK / stet /

A1

adjecitve
Concerning region within a country
noun
Region within a country, with its own government
Situation or condition something is in
verb
To say; declare as fact

able

US / 'eɪbl /

•

UK / ˈebəl /

A2

adjecitve
Skilled; good at something
Having the ability to do something

executive

US / ɪɡ'zekjətɪv /

•

UK / ɪɡˈzɛkjətɪv /

A2

adjecitve
Of a high ranking job in a company
noun
A senior manager in a business or organization

intense

US / ɪn'tens /

•

UK / ɪnˈtɛns /

A2

adjecitve
Very strong, great or extreme in degree

disinvestment

US / ˌdɪsɪnˈvestmənt /

•

UK / ˌdɪsɪnˈvestmənt /

A1

noun
Withdrawal of capital from a country, corporation

play

US / pleɪ /

•

UK / pleɪ /

A1

noun
Loose, free movement between two objects
Single action in a sports game
Performance in which people act in a theater
verb
To act as a character in a movie, or on stage
To perform music on an instrument
To use a device, e.g. a video game
To do something for enjoyment and fun
To do or perform a game or sport

this

US / ðɪs /

•

UK / ðɪs /

A1

adjecitve
Used to indicate something already been discussed
Used to indicate something happening around now
adverb
An indication by a physical motion or gesture
A specific amount of
determiner
Person, thing, or idea near you
pronoun
Person, thing that has already been discussed

word

US / wɜ:d /

•

UK / wɚd /

A1

noun
Unit of language that has a meaning
Promise
Short remark or piece of information
verb
To express something by choosing particular words

also

US / 'ɔ:lsəʊ /

•

UK / ˈɔlso /

A1

adverb
In addition; too; in a similar way

critical

US / ˈkrɪtɪkl /

•

UK / ˈkrɪtɪkəl /

A2

adjecitve
Making a negative judgment of something
Being important or serious; vital; dangerous
Most important part

cube

US / kju:b /

•

UK / kjub /

B2

noun
Solid object that has six square sides
verb
To cut food into the shape of small cubes
To multiply a number by itself three times

five

US / faɪv /

•

UK / faɪv /

A1

number
5

how

US / haʊ /

•

UK / haʊ /

A1

adjecitve
To what degree? in what amount?
adverb
(Used to explain the way to do something)
exclamation
For what purpose or reason?
(Used to ask someone or something's condition)

kind

US / kaɪnd /

•

UK / kaɪnd /

A1

adjecitve
In a caring and helpful manner
friendly and considerate
noun
One type of thing

peer

US / pɪə(r) /

•

UK / pɪr /

B2

noun
A noble, but not royal, person, e.g. lord or duke
Person of the same age, class or situation
verb
To look closely and carefully, as if hard to see

payment

US / ˈpeɪmənt /

•

UK / ˈpemənt /

A2

noun
Amount of money that is paid for something

year

US / jə: /

•

UK / jɪr /

A1

noun
Unit of time equal to 12 months or 365 or 366 days
Used to refer to the age of a person

you

US / jʊ /

•

UK / ju /

A1

pronoun
Person someone is speaking or writing to
Person or people in general

capital

US / 'kæpɪtl /

•

UK / ˈkæpɪtl /

A2

adjecitve
Main, or major
noun
Writing the first letter of a word in big letters
Official main city of a country, province or state
Collective name for money, shares, and assets
Money that is used for a business

forward

US / 'fɔ:wəd /

•

UK / ˈfɔrwəd /

A1

adjecitve
Toward what is ahead; in front
Acting in a socially aggressive manner; pushy
adverb
Toward the front in place; in front
Toward a future time; to a more advanced state
verb
To send something to another address or person

into

US / 'ɪntə /

•

UK / ˈɪntu /

A1

preposition
Moving or going inside something
In the same direction as; in the direction of
So as to become; taking the state of

love

US / lʌv /

•

UK / lʌv /

A1

noun
Person's name
A very strong feeling of affection
The person you care very deeply about
Strong, deep emotional and sexual attraction
verb
To care for and like someone very strongly, deeply
To like doing very much; enjoy greatly
To feel a strong emotional and romantic attraction

one

US / wʌn /

•

UK / wʌn /

A1

pronoun
You; we; people in general; someone
The thing or person previously referred to
adjecitve
Used to refer to people generally
Being a strong example of (something mentioned)
number
Number 1

other

US / 'ʌðə(r) /

•

UK / ˈʌðər /

A1

adjecitve
A thing different from that mentioned
determiner
(Something) else; not the first (one)
pronoun
Being the one and only thing of that category

turn

US / tɜ:n /

•

UK / tɚn /

A1

noun
Place where changing of direction happens
Your time or chance to perform a duty
Your chance to play or do in say a game
Unexpected change, as in the weather
verb
To become (a particular age)
To become a different quality, color, etc.
To change the direction of something, e.g. a car
To move in an opposite direction or position
To shape metal with a spinning tool

versus

US / ˈvə:səs /

•

UK / ˈvɚsəs, -səz /

A2

preposition
Used to show that two things are competing

than

US / ðən /

•

UK / ðən /

A1

conjunction
Used to compare two things that are not equal

alone

US / ə'ləʊn /

•

UK / əˈlon /

A1

adjecitve
Apart from others
Without equal
adverb
Without anyone or anything else

big

US / bɪɡ /

•

UK / bɪɡ /

A1

adjecitve
Popular
Serious
Large

client

US / 'klaɪənt /

•

UK / ˈklaɪənt /

A2

noun
Person paying for professional services

division

US / dɪ'vɪʒn /

•

UK / dɪˈvɪʒən /

B1

noun
How many times a number is contained in another
One part of an organization
Act of dividing or separating into parts
Something that acts as a separating line or point

glory

US / 'ɡlɔ:rɪ /

•

UK / ˈɡlɔri, ˈɡlori /

B1

noun
State of having respect, honor or pride
Condition of great beauty, success, or influence

lead

US / li:d /

•

UK / lid /

A1

adjecitve
Being the main part in movies or plays
noun
Wire for electricity, computer, etc.; cable
Information that could help to solve a crime
Main part in a play or movie
Heavy, gray metal element
Rope used to tie something to stop it escaping
Act of being at the front in a race or game
verb
To show the way or guide others
To be at the front of a race or game
To travel in front of; go in advance of others

margin

US / ˈmɑ:dʒɪn /

•

UK / ˈmɑ:rdʒən /

B1

noun
Edge of an area
Edge or border of a page on above, below
Profit; money left over after all costs

investment

US / ɪnˈvestmənt /

•

UK / ɪnˈvɛstmənt /

A2

noun
Something purchased hoping its value will increase
Act of giving time, energy to see a future reward

might

US / maɪt /

•

UK / maɪt /

A1

other
Used to politely request an action
Used to express that something could happen
Power, strength, force or influence

receive

US / rɪ'si:v /

•

UK / rɪˈsiv /

A1

verb
To get something someone has given or sent to you
To allow someone to become a member (of a club)
To welcome someone as a guest into your home
To respond to (e.g. news) in a particular way

wall

US / wɔ:l /

•

UK / wɔl /

A1

noun
High, flat side of a room or building

the

US / ðə /

•

UK / ðə /

A1

article
Used to refer to something already mentioned
Used to show there is only one of something
determiner
Used to describe all of a family

add

US / æd /

•

UK / æd /

A1

verb
To include as well
To put two things or numbers together, e.g. 2+2

close

US / kləʊz /

•

UK / kloʊz /

A1

adjecitve
Almost; near
(Of a friend) well-known; liked by others
Being near or related
Similar; nearly the same
verb
To come progressively nearer to something
To end; to bring to an end
To make something shut; stop from being open

take

US / teɪk /

•

UK / tek /

A1

noun
Filming of a single scene for TV or the movies
verb
To accept something that is offered
To use a method of traveling, e.g. a bus or train
To use a camera to make (a photo)
To pick up something and go away with it
To study a subject in school
To attempt to pass (an exam)
To require a certain amount of time, money, space

wealth

US / welθ /

•

UK / wɛlθ /

A2

noun
Amount of money or possessions you own, e.g. large
Great quantity, amount, or number of something

billion

US / ˈbɪljən /

•

UK / ˈbɪljən /

A2

noun
Number 1,000,000,000

announce

US / əˈnaʊns /

•

UK / əˈnaʊns /

A2

verb
To make a public statement about a plan, decision

between

US / bɪˈtwi:n /

•

UK / bɪˈtwin /

A1

preposition
From one person, thing, or place, to another
In the space that separates two objects
Among two or more people who share something

chart

US / tʃɑ:t /

•

UK / tʃɑ:rt /

B1

noun
Drawing showing information in a clear way
Map of the sea or stars
verb
To make a plan for future action
To make a map of
To keep a record of developments over time

execute

US / ˈeksɪkju:t /

•

UK / ˈɛksɪˌkjut /

B1

verb
To kill someone, usually as an official punishment
To perform a plan or action

institution

US / ˌɪnstɪˈtju:ʃn /

•

UK / ˌɪnstɪˈtuʃən, -ˈtju- /

A2

noun
Organization created for a particular aim/purpose
Tradition, custom or system accepted by a group

risk

US / rɪsk /

•

UK / rɪsk /

A1

noun
Actions that cause potential problems
verb
To do something potentially dangerous or foolish

they

US / ðeɪ /

•

UK / ðe /

A1

pronoun
Two or more people, animals, or things

tackle

US / 'tækl /

•

UK / ˈtækəl /

B1

noun
Equipment used in fishing
Arrangement of ropes and wheels used for lifting
Attempt to force a person to the ground
verb
To start working on a difficult problem
To grab and throw a person to the ground

urgently

US / 'ɜ:dʒəntlɪ /

•

UK / ˈə:dʒəntlɪ /

A2

adverb
So that immediate attention must be given

very

US / 'verɪ /

•

UK / ˈvɛri /

A1

adjecitve
Concerning a large degree or amount
adverb
A lot; much; many
Used to stress or emphasize a noun

account

US / ə'kaʊnt /

•

UK / əˈkaʊnt /

A1

noun
An advantage
Arrangement with a bank to keep your money for you
An invoice for things bought
Arrangement whereby you can use online services
A description, often written, of events; report

asset

US / 'æset /

•

UK / ˈæsˌɛt /

A2

noun
Thing that has value to you

interview

US / 'ɪntəvju: /

•

UK / ˈɪntɚˌvju /

A2

noun
Meeting to ask questions to get information
verb
To formally ask questions about a given topic

list

US / lɪst /

•

UK / lɪst /

A1

noun
Lean of a boat to one side
Series of written names, words or numbers
verb
To lean to one side, like a boat or ship
To present for sale for a specific price
To write a series of names, words, or numbers

loser

US / 'lu:zə(r) /

•

UK / ˈluzɚ /

A2

noun
Someone who fails to win a game or other contest
Someone unsuccessful in work/relationships/life

several

US / ˈsevrəl /

•

UK / ˈsɛvərəl,ˈsɛvrəl /

A1

adjecitve
Many of
pronoun
More than two but not a large amount

act

US / ækt /

•

UK / ækt /

A1

noun
What someone did; action; behavior
A law or rule passed by a government we must obey
One of the parts that a stage play is divided into
verb
To behave in a certain way
To perform on a stage or in a movie

believe

US / bɪ'li:v /

•

UK / bɪˈliv /

A1

verb
To think or accept that something is true
To have a particular opinion about something

country

US / ˈkʌntri /

•

UK / ˈkʌntri /

A1

noun
An area of land that is controlled by a government
Open land that is away from towns and cities

digit

US / ˈdɪdʒɪt /

•

UK / ˈdɪdʒɪt /

B2

noun
Person's finger or toe
Written symbol of the numbers from 0 to 9

consistently

US / kən'sɪstəntlɪ /

•

UK / kənˈsɪstəntlɪ /

B1

adverb
In a manner that is the same almost every time

look

US / lʊk /

•

UK / lʊk /

A1

noun
Person's beauty or physical attractiveness
Particular style of dress, clothes, or appearance
The way someone, something appears to be
Act of searching for or examining something
verb
To appear to be; seem

pay

US / peɪ /

•

UK / pe /

A1

noun
Money you receive from your job, work, etc.
verb
To give money for goods or work done
To give (attention, respect, etc.) to
To be punished or suffer for something you did
To make (a visit) to a person or place

old

US / əʊld /

•

UK / old /

A1

adjecitve
Having existed for a long time, not young or new
Age of a person since birth

premier

US / 'premɪə(r) /

•

UK / prɪˈmɪr,-ˈmjɪr,ˈprimɪr /

B1

adjecitve
Being the most influential, important, or best
noun
Prime minister of a country
verb
To show/be shown for the first time (of film, etc.)

sale

US / seɪl /

•

UK / sel /

A2

noun
Event during which the prices of goods are reduced
Giving something for money; the amount sold

teeter

US / ˈti:tə(r) /

•

UK / ˈtitɚ /

C2

verb
To stand or walk moving from side to side

ago

US / əˈgəʊ /

•

UK / əˈgoʊ /

A1

adverb
At a specified length of time in the past

aspirational

US / ˌæspəˈreɪʃənl /

•

UK / ˌæspəˈreɪʃənl /

A1

adjective
Having or characterized by aspirations to achieve social prestige and material success.

bounce

US / baʊns /

•

UK / baʊns /

B1

noun
A person's energy or confidence
Quality causing a person's hair to appear healthy
verb
To move around energetically, playfully
To forcibly remove a person from a bar, nightclub
(Of check) to be rejected due to inadequate funds
To strike a surface and rapidly change direction
To move energetically in an up and down motion

mishap

US / 'mɪshæp /

•

UK / ˈmɪsˌhæp, mɪsˈhæp /

C1

noun
A small accident

management

US / 'mænɪdʒmənt /

•

UK / ˈmænɪdʒmənt /

A2

noun
People who are in control of a business or group
The process of running an organization

nowhere

US / 'nəʊweə(r) /

•

UK / ˈnoˌhwɛr, -ˌwɛr /

A2

adverb
Not in or at any place; no place

move

US / mu:v /

•

UK / muv /

A1

noun
Act of moving a playing piece in chess, etc.
An action; doing something
Step taken to achieve a goal
verb
To cause someone to have certain emotions
To cause something to change to a different place
To change where people live or a business operates
To take action to do or achieve something

their

US / ðɛː /

•

UK / ðer /

A1

determiner
Belonging to them

way

US / weɪ /

•

UK / we /

A1

adverb
Used to emphasize the amount of something
noun
Particular aspect of something being thought about
One of various choices that could be made
Particular existing condition or state
(Often long) distance or length of time
How something is done
Route to go to a place
Small street
Usual behavior, emotions or habits of someone

change

US / tʃeɪndʒ /

•

UK / tʃendʒ /

A1

noun
Exchange of one set of clothes for another
Money in the form of coins instead of paper
Money returned after giving too much
Act of making or becoming something else
verb
To exchange one set of clothes for another
To exchange one kind of money for another
To replace something with another thing
To make or become something else
To go from one train, bus, etc. and go to another

hold

US / həʊld /

•

UK / hold /

A1

noun
Section of a ship or plane used for storing things
Influence or power held over someone
Place of support for hands or feet when climbing
verb
To agree to keep something for someone
To have the capacity to support/contain something
To control an area and protect it from attack
To not allow someone to leave a place
To cause an event to happen at a place or time
To use hands or arms to carry or keep something
To have a specific quality or property
To keep an image, belief or feeling in your mind
To have or own something
To wait before being able to talk on the phone
To limit the movement of someone in a sport

show

US / ʃəʊ /

•

UK / ʃo /

A1

noun
False display of love, emotion or action
An event for displaying or promoting goods
Play, opera or theater production
Presentation that is broadcast on TV or radio
verb
To be easily seen or displayed
To display your emotions or feelings
To let someone see something; display
To explain or teach how something is done
To lead someone somewhere; point them to something
To prove something to be true, correct
To reveal or allow something to be seen

simple

US / 'sɪmpl /

•

UK / ˈsɪmpəl /

A1

adjecitve
Not hard to understand or do; not complex
Having only a few parts; not complex
Being ordinary or normal
Being plain; without a lot added for style

sustainable

US / səˈsteɪnəbl /

•

UK / səˈsteɪnəbl /

B2

adjecitve
Capable of continuing for a long time
Able to be maintained without running out of

america

US / ə'merɪkə /

•

UK / əˈmɛrɪkə /

A1

noun
The United States of America; North America and/or South America

april

US / ˈeɪprəl /

•

UK / ˈeɪprəl /

A1

noun
4th month of the year
Person's name

all

US / ɔ:l /

•

UK / ɔl /

A1

adverb
Completely; totally
determiner
Being every one of something
pronoun
100% of something; the complete amount

drop

US / drɒp /

•

UK / drɑp /

A1

noun
Distance between a higher and a lower level
Act of letting something fall (from your hand)
A decrease in quantity or quality; reduction
Tiny amount of liquid, with rounded bottom
verb
To drive someone to a place and then drive away
To let something fall from your hand
To fall or lie down quickly, as when shot
To decide to stop something e.g. a course)
To (cause to) reduce in quantity or quality

its

US / ɪts /

•

UK / ɪts /

A1

adjecitve
Referring to or belonging to ‘it’
determiner
Of something; belonging or related to something
other
Possessive form of “it”

return

US / rɪ'tɜ:n /

•

UK / rɪ'tɜ:rn /

A1

adjecitve
Do again; repeated
noun
Faulty or unwanted product sent back to a company
Enter key; the main key on the computer keyboard
Profit made as a result of a business activity
Process of going back to a previous way or state
verb
To hit something back to the other player or team
To come back after being away from somewhere
To repay someone's actions, kindness etc.
To put, bring, take, give, or send something back
To occur again

roof

US / ru:f /

•

UK / ruf,rʊf /

A2

noun
Top of the inside a tunnel, cave, mouth etc.
Cover or top of a building or car
verb
To place a cover or top onto a building, vehicle

reasonably

US / ˈri:znəbli /

•

UK / ˈrizn:əblɪ /

B1

adverb
To a reasonable degree; not too much
In a fair and just manner

who

US / hu: /

•

UK / hu /

A1

pronoun
Which person
Used to introduce information about people

wholesale

US / 'həʊlseɪl /

•

UK / ˈholˌsel /

B2

adjecitve
Concerning the selling of goods in large amounts

unfortunate

US / ʌnˈfɔ:tʃənət /

•

UK / ʌnˈfɔrtʃənɪt /

B1

adjecitve
Having bad luck; bringing a bad result

end

US / end /

•

UK / ɛnd /

A1

noun
The point where a process or activity stops
A point that marks the limit of something; finish
Goal or desired result
The tip, edge or limit of something
verb
To be the last part of something

fall

US / fɔ:l /

•

UK / fɔl /

A1

noun
Season after summer and before winter; Autumn
A drop in amount; decrease
Dropping from a standing position to the ground
verb
To drop in amount; to decrease
To come down from a higher position suddenly
To go from standing to the ground, by accident

focus

US / 'fəʊkəs /

•

UK / ˈfokəs /

A2

noun
Main purpose or center of interest or activity
verb
To see clearly by adjusting your eyes or a camera
To keep your attention, concentration on one thing

interest

US / 'ɪntrəst /

•

UK / ˈɪntrɪst, -tərɪst, -ˌtrɛst /

A1

noun
Best or most advantageous thing for someone
Activity or subject one enjoys doing or learning
Fee for borrowing money
verb
To make someone want to know about something
To persuade to do, become involved with something

ice

US / aɪs /

•

UK / aɪs /

A1

noun
Frozen gas or liquid, esp. water
Sweet food made of frozen cream, or juices
verb
To make something cold by putting on frozen water
To spread a sweet and creamy substance on a cake

manage

US / ˈmænɪdʒ /

•

UK / ˈmænɪdʒ /

A1

verb
To survive hardships and difficulties; to cope
To run or operate a business by directing others

smith

US / smɪθ /

•

UK / smɪθ /

A1

noun
Someone who works hot metal to make things
Someone who works hot metal by hammering it
other
Religious leader who founded the Mormon Church in
Rhodesian statesman who declared independence of Zimbabwe from Great Britain (born in )
Scottish economist who advocated private enterprise and free trade
Someone who works at something specified

underperformance

US / /

•

UK / /

A1

noun

adviser

US / ədˈvaɪzə(r) /

•

UK / ædˈvaɪzɚ /

A2

noun
Someone giving advice in business, law etc.

clear

US / klɪə(r) /

•

UK / klɪr /

A1

adjecitve
Empty; without anything in it or on it
Being certain and without doubt
Being without any streaks, spots, or cracks
Easy to understand; well-explained; obvious
adverb
Completely; entirely; through the whole of
Away from; free from
verb
To recover from or remove a problem
To get rid of the entire contents of
To give permission for something to happen
To make a place or surface empty by removing
To prove that someone is not guilty or to blame

problem

US / ˈprɒbləm /

•

UK / ˈprɑbləm /

A1

adjecitve
Causing trouble
noun
Something difficult to deal with or causes trouble
Question to show understanding of a math concept

tactical

US / ˈtæktɪkl /

•

UK / ˈtæktɪkəl /

B2

adjecitve
Doing things to get the result you want; planned

low

US / ləʊ /

•

UK / lo /

A1

adjecitve
Having a small quantity, supply, or amount
Being unhappy or unpleasant in attitude
Not high; being near the ground, or bottom
(Of a voice, sound) being soft; quiet
noun
Situation of not having a lot of something

profitability

US / ˌprɒfɪtə'bɪlətɪ /

•

UK / ˌprɑfɪtəˈbɪlətɪ /

B1

noun
Degree to which money can be made in business

page

US / peɪdʒ /

•

UK / pedʒ /

A1

noun
Person's name
One side of a sheet of paper
(Olden times) boy servant of a king or queen
Screen of information on an online service
verb
To call for someone via a phone or speaker

serve

US / sɜ:v /

•

UK / sɚv /

A2

verb
To act in a particular position or office
To hit the first ball to an opponent in tennis etc.
To be used for a particular purpose
To give someone food or drinks
To give a person or group a service that is needed
To spend a particular amount of time in prison
To help customers find products and making sales
To give an official paper to appear in court

see

US / si: /

•

UK / si /

A1

verb
To go on a date with someone
To predict whether something is, or will be true
To understand what someone says
To use your eyes to look at something
To visit a place often for sightseeing or pleasure
To visit or meet with someone
To find out by waiting or looking
To watch (a game, movie or TV show)

citi

US / /

•

UK / /

A1

federal

US / 'fedərəl /

•

UK / ˈfɛdərəl, ˈfɛdrəl /

B1

adjecitve
Consisting of several united states

group

US / ɡru:p /

•

UK / ɡrup /

A1

noun
Two or more musicians who play music together
Number of people or things gathered together
verb
To combine or collect objects or people together

model

US / ˈmɒdl /

•

UK / ˈmɑ:dl /

A2

adjecitve
Being an excellent example of
noun
Person who wears fashion to show it to the public
A small scale copy of a full original
verb
To wear and display clothes at a fashion show
To make a small scale copy of a full original

rapidly

US / 'ræpɪdlɪ /

•

UK / ˈræpɪdlɪ /

B1

adverb
With great speed; quickly

world

US / wɜ:ld /

•

UK / wɜrld /

A1

noun
All the humans, events, activities on the earth
Political division due to some kind of similarity

almost

US / 'ɔ:lməʊst /

•

UK / ˈɔlˌmost, ɔlˈmost /

A1

adverb
Only a little less than, nearly, not quite

before

US / bɪˈfɔ:(r) /

•

UK / bɪˈfɔr,-ˈfor /

A1

adverb
At a time earlier than the present; previously
conjunction
In advance of something happening
preposition
In front of someone or something

franchise

US / 'fræntʃaɪz /

•

UK / ˈfrænˌtʃaɪz /

B2

noun
Right to run a business using name of a company
verb
To sell the use of a brand to run a company

have

US / həv /

•

UK / hæv /

A1

verb
To drink, smoke, eat or use something
To experience the effects of something
To organize an event, or join in an activity
To own, possess, or hold something
To cause to happen or produce a particular effect

last

US / lɑ:st /

•

UK / læst /

A1

adjecitve
Most recent; the latest
The one before
adverb
Final; with nothing following; after all others
Most recent; the latest
determiner
The one at the end
verb
To remain or continue for a certain period of time

plan

US / plæn /

•

UK / plæn /

A1

noun
Drawing of how something should be done or made

prior

US / 'praɪə(r) /

•

UK / ˈpraɪɚ /

B1

adjecitve
Existing or coming earlier in time
(Of a claim, etc.) more important than another one
noun
Monk or priest in charge of a monastery

oversee

US / ˌəʊvə'si: /

•

UK / ˌovɚˈsi /

B2

verb
To check on or manage the work of others

part

US / pɑ:t /

•

UK / pɑ:rt /

A1

adjecitve
To some degree; half; not fully
noun
Division of a book
Ratio of something, e.g. 3 of gin, 1 of tonic
A line in a person's hair, made with a comb
Character an actor plays on stage, movie, or TV
Some, but not all of a specific thing
Role in causing something to happen
verb
To make a line in a person's hair, by using a comb
To move two things apart creating a space
To leave someone, or to break off a relationship

provider

US / prəˈvaɪdə(r) /

•

UK / prəˈvaɪdɚ /

A2

noun
Person who supports a family
Company or group that offers a particular service

steady

US / 'stedɪ /

•

UK / ˈstɛdi /

B2

adjecitve
Happening or developing at a regular rate
Continuing without stopping or changing over time
Firmly fixed or supported; not likely to fall over
noun
Your boyfriend or girlfriend
verb
To make constant, unchanging or staying the same
To hold something/someone so they stop moving

analyst

US / ˈænəlɪst /

•

UK / ˈænəlɪst /

B1

noun
Someone who is skilled at studying details of data

competitor

US / kəmˈpetɪtə(r) /

•

UK / kəmˈpɛtɪtɚ /

B1

noun
Someone taking part in race, business, etc.

collapse

US / kə'læps /

•

UK / kəˈlæps /

B1

verb
To fold (e.g. a stroller) down to make it smaller
To suddenly fall down or break apart into pieces
To fall down suddenly due to being ill or tired

deem

US / di:m /

•

UK / dim /

B2

verb
To judge something to be a certain thing, way

government

US / ˈgʌvənmənt /

•

UK / ˈɡʌvənmənt /

A1

noun
Group of people and system that rule a nation

lynch

US / lɪntʃ /

•

UK / lɪntʃ /

B2

verb
(Of a mob) to illegally put to death by hanging

metric

US / ˈmetrɪk /

•

UK / ˈmɛtrɪk /

B1

adjecitve
Based on the meter as a standard of measurement

with

US / wɪð /

•

UK / wɪð, wɪθ /

A1

preposition
As an employee of a certain company
Against something or someone
By using something as a means
Due to; because of
Including
Possessing as a feature
Related to
(Of the manner/attitude by which you do something)
Used to express that people or things are together

complete

US / kəm'pli:t /

•

UK / kəmˈplit /

A1

adjecitve
Being finished; done; achieved
Being as perfect and as total as could be
verb
To finish or reach the end of doing something

could

US / kəd /

•

UK / kʊd /

A1

other
Past form of 'can' to mean have ability
Used to ask for something politely, or to offer

divest

US / daɪˈvest /

•

UK / dɪˈvɛst, daɪ- /

C1

verb
To get rid of something, e.g. wealth

know

US / nəʊ /

•

UK / noʊ /

A1

verb
To be familiar with a person or place, thing
To feel sure or be convinced about something
To discover or be aware of something
To be able to distinguish
To have knowledge of things

jumbo

US / 'dʒʌmbəʊ /

•

UK / ˈdʒʌmbo /

B2

noun
Something that is very large

reestablish

US / ˌri:ɪ'stæblɪʃ /

•

UK / ˌri:ə'stæblɪʃ /

C2

verb
To create again; restore; rebuild (trust, etc.)
To restore or rebuild the facts and ideas

weakness

US / ˈwi:knəs /

•

UK / ˈwiknɪs /

A2

noun
Fault or bad quality preventing success
Liking for something that you are a bit ashamed of

challenge

US / 'tʃælɪndʒ /

•

UK / ˈtʃæləndʒ /

A2

noun
An activity you wish to try that may be hard to do
Act of formally inviting someone to compete
A question to determine correctness of something
verb
To formally invite someone to compete at something
To question the correctness of something

decade

US / ˈdekeɪd /

•

UK / ˈdɛkˌed, dɛˈked /

B1

noun
Period of 10 years

full

US / fʊl /

•

UK / fʊl /

A1

adjecitve
Containing all the parts; complete
Containing or holding as much as possible
Having had enough food
adverb
In a direct manner; completely

history

US / 'hɪstrɪ /

•

UK / ˈhɪstəri /

A2

noun
Established pattern or record
Study of past events as an academic subject

positioning

US / pə'zɪʃnɪŋ /

•

UK / pə'zɪʃnɪŋ /

A1

verb
To put in a particular location or direction

unwieldy

US / ʌnˈwi:ldi /

•

UK / ʌnˈwildi /

C1

adjecitve
Hard to move/control due to its size/shape/weight

unwind

US / ˌʌnˈwaɪnd /

•

UK / ˌʌnˈwaɪnd /

B2

verb
To reverse something that has been twisted/turned

ability

US / ə'bɪlətɪ /

•

UK / əˈbɪlɪti /

A2

noun
The power, resources or skill to do something

but

US / bət /

•

UK / bʌt,bət /

A1

conjunction
Used before you say something different, opposite

give

US / ɡɪv /

•

UK / ɡɪv /

A1

noun
Degree of flexibility in something, a material
verb
To hand over or present something to someone
To cause someone to have or experience something

good

US / ɡʊd /

•

UK / ɡʊd /

A1

adjecitve
Proper, appropriate or right
(Of an amount) enough; plenty
Excellent; high quality
Acting well or properly; of moral character
In a positive or happy emotional state
noun
Advantage or benefit

single

US / 'sɪŋɡl /

•

UK / ˈsɪŋɡəl /

A1

adjecitve
Being one only, without others
Only; merely
Not married or in a relationship
noun
One run in cricket or a hit baseball
An individual song from a CD or album
Person who is not married or in a relationship

star

US / stɑ:(r) /

•

UK / stɑr /

A1

noun
Very famous person, usually an entertainer
Someone who does something very well
Your horoscope
A bright planet of hot gas in the night sky
A 5-6 sided asterisk-shape
verb
To perform or play a main role in a movie, play
To do something very well
To mark with a 5-6 sided asterisk-shape

address

US / ə'dres /

•

UK / əˈdrɛs /

A1

noun
Exact street location of a place
A formal speech to a group of people
verb
To write the place someone lives on a letter
To refer to someone or something formally
To make a formal speech to a group of people
To try to find a solution to; think about

become

US / bɪ'kʌm /

•

UK / bɪˈkʌm /

A1

verb
To begin to be; grow to be; develop into
To be suitable for a particular job or role

child

US / tʃaɪld /

•

UK / tʃaɪld /

A1

noun
A very young person, between about 2 and 15

depart

US / dɪˈpɑ:t /

•

UK / dɪˈpɑ:rt /

B1

verb
To die
To go from a place in order to start a journey
To start doing something in a new or different way

mexico

US / 'meksɪkəʊ /

•

UK / 'meksɪkoʊ /

A1

proper noun
A country in southwestern North America, with extensive coastlines on the Gulf of Mexico and the Pac

opportunity

US / ˌɒpə'tju:nətɪ /

•

UK / ˌɑpɚˈtunɪti, -ˈtju- /

A2

noun
Time, situation when a thing might be done; chance

save

US / seɪv /

•

UK / sev /

A1

noun
Preventing a player in a game from scoring a goal
preposition
Except; not including
verb
To make your computer keep a file
To keep for future use
To make something unnecessary; prevent
To keep money so that you will have it later
To keep something for future use, such as money
To keep or rescue someone or something from harm
To prevent a player in a game from scoring a goal
To avoid the unnecessary waste of energy, etc.

same

US / seɪm /

•

UK / sem /

A1

adjecitve
Being equal in quality and amount
Identical; not different
Not changing; constant

transform

US / træns'fɔ:m /

•

UK / trænsˈfɔrm /

C2

verb
To change the shape completely in a good way

book

US / bʊk /

•

UK / bʊk /

A1

noun
Thing made of pages with writing on that you read
verb
(Police) to officially record someone's crimes
To reserve (hotel room, etc.) in advance
To produce a red or yellow card to a soccer player

expect

US / ɪk'spekt /

•

UK / ɪkˈspɛkt /

A1

verb
To believe something is probably going to happen

video

US / 'vɪdɪəʊ /

•

UK / ˈvɪdiˌo /

A2

adjecitve
Of a moving film, with sound
noun
Recording capturing action with sound
verb
To make a moving film of, with sound

want

US / wɔnt /

•

UK / wɑnt, wɔnt /

A1

noun
Something you desire or wish for
State or condition of poverty
verb
To desire or wish for something; hope for a thing

yet

US / jet /

•

UK / jɛt /

A1

adverb
At a later time (used after ‘not’)
(Used to emphasize that thing is, will be greater)
Eventually; at a future time
Until now; up to the present
conjunction
Adding to what has been said, often as a contrast

usually

US / ˈju:ʒuəli /

•

UK / ˈjuːʒuəli /

A1

adverb
Normally; regularly

consolidate

US / kənˈsɒlɪdeɪt /

•

UK / kənˈsɑ:lɪdeɪt /

B1

verb
To combine into one; make bigger or stronger

favour

US / ˈfeɪvə(r) /

•

UK / ˈfevɚ /

A2

noun
What someone asks of you; helpful act; a kindness
verb
To prefer or promote over another

equity

US / ˈekwəti /

•

UK / ˈɛkwɪti /

B1

noun
Condition of people being treated the same
Stocks and shares which pay no fixed interest
Value of a house, etc., minus the mortgage

really

US / ˈri:əli /

•

UK / ˈriəˌli, ˈrili /

A1

adverb
Used to stress something that is said; definitely
In a true or accurate manner
Very

stock

US / stɒk /

•

UK / stɑk /

B2

adjecitve
(E.g. of a response) standard; usual; not original
noun
Animals such as cattle kept for breeding
Tasty liquid added to stews, soups etc.
Merchandise; goods kept by a business for sale
Piece of a business, bought in the form of shares
verb
To keep some of, as items for sale

fee

US / fi: /

•

UK / fi /

A2

noun
Amount of money paid for a particular service

loan

US / ləʊn /

•

UK / lon /

A2

noun
Act of allowing someone to borrow something
verb
To give money, etc. that must be paid back

maybe

US / ˈmeɪbi /

•

UK / ˈmebi /

A1

adverb
Possibly but not certainly; perhaps

not

US / nɒt /

•

UK / nɑt /

A1

adverb
Word indicating the negative
(Used to form the negative of verbs)

our

US / 'aʊə(r) /

•

UK / aʊr /

A1

determiner
Belonging to us

size

US / saɪz /

•

UK / saɪz /

A1

noun
How big or small a thing is
Standard measurements for clothing, shoes
verb
To make something to fit a particular measurement
To organize or group from small to large

survive

US / sə'vaɪv /

•

UK / sɚˈvaɪv /

A2

verb
To continue to live despite illness or trouble

ceo

US / ˌsiː iː ˈəʊ /

•

UK / ˌsiː iː ˈoʊ /

C2

abbreviation
CEO for Chief Operating Officer

experience

US / ɪk'spɪərɪəns /

•

UK / ɪkˈspɪriəns /

A1

noun
Thing a person has done or that happened to them
An event at which you learned something
Knowledge gained by living life, doing new things
verb
To gain knowledge by doing things

globally

US / 'ɡləʊbəlɪ /

•

UK / 'ɡloʊbəlɪ /

B1

adverb
Throughout the world

now

US / naʊ /

•

UK / naʊ /

A1

adverb
At the present time or moment
Right away or in the next possible moment
Used to refer to something that just happened
Time between the present and a moment in the past
conjunction
Resulting from or because of something

recovery

US / rɪˈkʌvəri /

•

UK / rɪˈkʌvəri /

A2

noun
Process of returning to a former (good) state
Act of getting back something that was lost

drumbeat

US / ˈdrʌmbiːt /

•

UK / ˈdrʌmbiːt /

A1

other
(Military) The beating of a drum as a signal for lowering the flag at sundown
A vehement and vociferous advocacy of a cause

recent

US / 'ri:snt /

•

UK / ˈrisənt /

A1

adjecitve
Happening or beginning not long ago

secondly

US / ˈsekəndli /

•

UK / ˈsɛkəndli /

A1

adverb
Concerning a point or reason after the first

comparison

US / kəmˈpærɪsn /

•

UK / kəmˈpærɪsən /

A2

noun
Act of comparing things

can

US / kæn /

•

UK / kən,kæn /

A1

noun
A metal container for storing food
other
Able to; have the skill to; have the time to
verb
To have permission to
To be possible to do
To preserve food by sealing it in a metal container

credit

US / 'kredɪt /

•

UK / ˈkrɛdɪt /

A2

adjecitve
Having a positive amount of money
noun
System to buy something and pay for it later
Points earned instead of money
Quality of having a good reputation for a reason
Points earned towards a university degree
verb
To add a certain amount of money to a total
To recognize someone's achievements or help

business

US / ˈbɪznəs /

•

UK / ˈbɪznɪs /

A1

noun
A company formed for making profit
Matter that has to be dealt with; task; situation
Activity of working to make a profit

sense

US / sens /

•

UK / sɛns /

A1

noun
Certain mental feeling or emotion
Normal or clear state of mind
Meaning of a particular word, phrase or text
verb
To perceive using sight, sound, taste touch etc.
To recognize the presence of something

tangible

US / ˈtændʒəbl /

•

UK / ˈtændʒəbəl /

B2

adjecitve
Able to be touched or felt; real
Able to be seen or noticed; obvious; apparent
noun
Item which can be seen and touched

whether

US / ˈweðə(r) /

•

UK / ˈhwɛðɚ, ˈwɛð- /

A1

conjunction
If something will happen or not

advisory

US / ədˈvaɪzəri /

•

UK / ædˈvaɪzəri /

A2

noun
Intended to give a warning or advice

aggressive

US / əˈgresɪv /

•

UK / əˈɡrɛsɪv /

B1

adjecitve
Using energy and determination to achieve a goal
Behaving in a hostile and threatening way

brand

US / brænd /

•

UK / brænd /

A2

noun
A mark burned on an animal to show who owns it
Product made or designed by a named company
verb
To burn a mark on an animal to show who owns it
To describe someone as a liar, coward, etc.
To give a famous name to a product or service

efficiency

US / ɪˈfɪʃnsi /

•

UK / ɪˈfɪʃənsi /

A2

noun
Working well; producing something without waste

height

US / haɪt /

•

UK / haɪt /

A2

noun
Distance of something from the bottom to the top

join

US / dʒɔɪn /

•

UK / dʒɔɪn /

A1

verb
To bring something close to another, to become one
To become a member of
To participate in an activity with others

jane

US / dʒeɪn /

•

UK / dʒeɪn /

A1

noun
A woman.

laggard

US / ˈlægəd /

•

UK / ˈlæɡəd /

A1

noun
Wasting time

perhaps

US / pəˈhæps /

•

UK / pɚˈhæps /

A1

adverb
Possibly, but not certainly; maybe

retail

US / 'ri:teɪl /

•

UK / ˈriˌtel /

C1

adjecitve
Concerning the selling of goods to the public
adverb
Bought or sold in a store or shop
noun
Business of selling products to the public
verb
To sell at a particular price

put

US / pʊt /

•

UK / pʊt /

A1

phrasal verb
to make a light stop shining by pressing or moving a switch
verb
To move or place a thing in a particular position
To rate something in importance or value
To write or say something in a certain manner

only

US / ˈəunli /

•

UK / ˈonli /

A1

adverb
Just one; just that amount or thing; not more than
Not very important or serious
Just that type of thing, person
Short time ago; not before a certain time
conjunction
Except; but

two

US / tu: /

•

UK / tu /

A1

number
2

along

US / əˈlɒŋ /

•

UK / əˈlɔ:ŋ /

A1

adverb
As a companion; taken with someone
preposition
At a point on a line

form

US / fɔ:m /

•

UK / fɔrm /

A1

noun
Sports team or person's current winning record
Document you complete when making an application
Visible shape or style; type; kind
verb
To organize something such as a club or group
To develop; to come into a shape or substance
To make something into a particular shape

from

US / frəm /

•

UK / frʌm, frɑm,frəm /

A1

preposition
Starting at a particular place, time or level

isolation

US / ˌaɪsəˈleɪʃn /

•

UK / ˌaɪsəˈleʃən /

B1

noun
Condition of being in a distinct, separate place
Process of separating things from other things

out

US / aʊt /

•

UK / aʊt /

A1

adverb
No longer stylish (e.g. fashion)
Away from home, business, or the usual place
In a direction/movement away from inside or center
noun
Act when a batter cannot continue playing
verb
To tell people a secret

national

US / 'næʃnəl /

•

UK / ˈnæʃənəl, ˈnæʃnəl /

A2

adjecitve
Concerning a nation as a whole
noun
A person of a particular country

over

US / 'əʊvə(r) /

•

UK / ˈovɚ /

A1

adverb
Finished; no longer happening
Towards the ground/away from a standing position
noun
A set of six consecutive balls bowled in cricket
other
Finished
preposition
Showing the relation when a thing is above another
On or covering something
Above or across something
More than you need
From one side to the other
In the direction of; toward

resource

US / riˈsɔ:s /

•

UK / ˈriˌsɔrs, -ˌsors, -ˌzɔrs, -ˌzors, rɪˈsɔrs, -ˈsors, /

A2

noun
Something that can be used profitably; asset
An essential supply of something
Resourcefulness; ability to deal with problems
verb
To obtain (e.g. oil, gas) from its source

share

US / ʃeə(r) /

•

UK / ʃɛr /

A2

noun
Part-ownership in a property, business or company
Part of a company you own, shown by a certificate
verb
To divide something between two or more people
To allow others to use your things equally
To give information, etc. to someone

approximately

US / əˈprɒksɪmətli /

•

UK / əˈprɑksəmɪtlɪ /

A2

adverb
Around; nearly; almost; about (a number)

call

US / kɔ:l /

•

UK / kɔl /

A1

noun
A order or request for action
The sound an animal makes, often when in danger
A correct prediction, e.g. a decision in a game
A short visit to a place or person
A decision by a referee or umpire in a game
verb
To make a request or order for action
(Animal) to make sounds to warn of danger
To announce the date of an election
To make a judgment about something
To give someone or something a name
To guess in advance the result or outcome
To visit a place or person for a short time
To phone someone
To speak, announce or shout in a loud voice

double

US / 'dʌbl /

•

UK / ˈdʌbəl /

A2

adjecitve
Concerning or intended for use by two people
Two times the amount or degree; twice
Made of two parts that are the same, similar
noun
Person that is exactly like someone else
verb
To be used for two functions at the same time
To make or become twice as much

far

US / fɑ:(r) /

•

UK / fɑr /

A1

adjecitve
A long way away
Being a long way away
adverb
To a large degree or extent

recession

US / rɪˈseʃn /

•

UK / rɪˈsɛʃən /

B2

noun
Act of moving backward gradually
Decreased business activity, when work is scarce

where

US / hwɛə /

•

UK / hwɛr, wɛr /

A1

conjunction
At or in the place which
In whatever place
pronoun
Word you use to ask the location of something

adage

US / ˈædɪdʒ /

•

UK / ˈædɪdʒ /

C1

noun
Wise, well-known phrase about common experiences

couple

US / 'kʌpl /

•

UK / ˈkʌpəl /

A2

noun
Two people in a romantic relationship
Two of something; two people; a pair
verb
To join something to something else
(Two animals) to engage in sexual relations
To put two people or things together

dominance

US / 'dɒmɪnəns /

•

UK / ˈdɑmənəns /

B1

noun
Having more power, success than others

east

US / i:st /

•

UK / i:st /

A1

noun
Direction where the sun rises
Geographic area including India, China, Japan etc.

finally

US / ˈfaɪnəli /

•

UK / ˈfaɪnəli /

A1

adverb
used especially at the beginning of a sentence to introduce the last point or idea
After a long time or some difficulty

something

US / ˈsʌmθɪŋ /

•

UK / ˈsʌmθɪŋ /

A1

adverb
In some degree or measure
noun
a person or thing of some value or consequence
pronoun
Thing that is not yet known or named
Approximately

supermarket

US / ˈsju:pəˌmɑ:kit /

•

UK / ˈsupɚˌmɑrkɪt /

C2

noun
Self-service store selling groceries etc.

adopt

US / əˈdɒpt /

•

UK / əˈdɑ:pt /

A2

verb
To legally take a child into your family
To take on responsibility for something

complex

US / 'kɒmpleks /

•

UK / kəmˈplɛks, ˈkɑmˌplɛks /

A2

adjecitve
Not being simple; having many parts or aspects
noun
Group of buildings all used for the same purpose
Psychological issue regarding self-image

issue

US / 'ɪʃu: /

•

UK / ˈɪʃu /

A2

noun
Important topic discussed, debated or argued over
Single edition of a magazine
verb
To make something available to be used or sold
To deliver a statement, etc. in an official manner

region

US / 'ri:dʒən /

•

UK / ˈridʒən /

A2

noun
Part of a country, of the world, area, etc.

and

US / ənd /

•

UK / ənd, ən,ænd /

A1

conjunction
Used to refer to two or more things
Plus; in addition; on top of that
Used to introduce an action that follows another

back

US / bæk /

•

UK / bæk /

A1

adjecitve
Farthest from the front e.g. in a classroom
adverb
Have returned to a place you were before
noun
The part of a chair that the upper body leans upon
Location at the rear of something
The reverse of side something
Area on the rear of your body
verb
To bet money on something
To go backwards in a car
To support and encourage someone or some cause

certainly

US / ˈsə:tnli /

•

UK / ˈsɚtnli /

A1

adverb
Sure; of course

culture

US / 'kʌltʃə(r) /

•

UK / ˈkʌltʃɚ /

A2

noun
Beliefs and customs of a particular group

dozen

US / ˈdʌzn /

•

UK / ˈdʌzən /

A2

noun
12 people or things

hope

US / həʊp /

•

UK / hop /

A1

noun
When you wish something will happen; what you wish
verb
To expect and want something to happen

lot

US / lɒt /

•

UK / lɑt /

A1

noun
What happens to a person in life from chance; fate
A group of people seen together
Item for sale at an auction
Small area of land used for a purpose e.g. parking

interestingly

US / ˈɪntrəstɪŋli /

•

UK / ˈɪntrəstɪŋli /

A2

adverb
You'll find this surprising; in an interesting way

major

US / 'meɪdʒə(r) /

•

UK / ˈmedʒɚ /

A2

adjecitve
Main league; esp. referring to American baseball
Important, serious, or large in scope, size
noun
High-ranking officer in the army
Main subject you study at university
verb
To study a particular subject at university

money

US / 'mʌnɪ /

•

UK / ˈmʌni /

A1

noun
Coins or notes we use to pay for things

teen

US / ti:n /

•

UK / tin /

B1

noun
Teenager

until

US / ənˈtɪl /

•

UK / ʌnˈtɪl /

A1

conjunction
Up to; to a time when something happens
preposition
Before (a specific time)

early

US / ˈɜ:li /

•

UK / ˈɜ:rli /

A1

adjecitve
Happening or appearing before
adverb
Coming/happening before others in a time sequence
Happening sooner than expected

large

US / lɑ:dʒ /

•

UK / lɑ:rdʒ /

A1

adjecitve
Big; of great size; broad, tall, wide, or fat

merge

US / mɜ:dʒ /

•

UK / mɜ:rdʒ /

B1

noun
Causing two or more things to combine into one
verb
To cause two or more things to combine into one
To be combined into one

regulatory

US / ˈregjələtəri /

•

UK / ˈreɡjələtɔːri /

A2

adjecitve
Having the ability or authority to make rules

any

US / 'enɪ /

•

UK / ˈɛni /

A1

adjecitve
One, or some, no matter which
pronoun
One (thing) of many; some

company

US / 'kʌmpənɪ /

•

UK / ˈkʌmpəni /

A1

noun
Good feeling from being with someone else
A business that sells things or provides services
Guests, especially in your home
Being with another person rather than alone

cede

US / si:d /

•

UK / sid /

A1

verb
To give someone control of something

come

US / kʌm /

•

UK / kʌm /

A1

verb
To arrive at a place
(Of mail) to be delivered
To move toward someone; go with someone
To reach a certain point or state

experiment

US / ɪk'sperɪmənt /

•

UK / ɪkˈspɛrəmənt /

A2

noun
Test performed to assess new ideas or theories
verb
To create and perform tests to research something
To try something new that you haven't tried before

local

US / ˈləʊkl /

•

UK / ˈloʊkl /

A2

adjecitve
Relating to a particular area, city, or town
noun
Bus or train, that stops at most stations
People who live in the area being discussed
The pub you most frequently go to

lie

US / laɪ /

•

UK / lai /

A2

noun
An untrue statement, when you know it is not true
verb
To be in a horizontal or flat position
To say something that you know is not true

risky

US / ˈrɪski /

•

UK / ˈrɪski /

A2

adjecitve
With the chance it may be dangerous, unsuccessful

think

US / θɪŋk /

•

UK / θɪŋk /

A1

verb
To have an idea about something without certainty
To have an idea, opinion or belief about something

chronic

US / 'krɒnɪk /

•

UK / ˈkrɑnɪk /

B1

adjecitve
Always or often doing something, e.g. lying
(Of disease) over a long time; serious

destroy

US / dɪ'strɔɪ /

•

UK / dɪˈstrɔɪ /

A2

verb
To damage so badly that something no longer exists
To defeat someone or something easily
To kill a sick or unwanted animal

domestically

US / də'mestɪklɪ /

•

UK / də'mestɪklɪ /

B1

adverb
With respect to your own country

face

US / feɪs /

•

UK / fes /

A1

noun
Side or outer surface of something
An expression using mouth, nose, eyes etc.
Front part of the head where eyes, mouth etc. are
Characteristics you show in public
verb
To cover a surface with something like paint
To deal with a problem or responsibilities
To look toward; point in a certain direction

generation

US / ˌdʒenəˈreɪʃn /

•

UK / ˌdʒɛnəˈreʃən /

A2

noun
Act or process of producing or causing something
People born and living at about the same time

mercedes

US / /

•

UK / /

A1

though

US / ðəu /

•

UK / ðo /

A1

adverb
Although, despite the fact that

compound

US / 'kɒmpaʊnd /

•

UK / kɑmˈpaUnd /

B1

adjecitve
(Of a term) created by combining two or more words
noun
Series of buildings that are walled or fenced off
Chemical made up of several others
Closed walled area, as in a prison
Something formed by combining elements/parts
Term created by using two or more words together
verb
To pay interest on a loan including the interest
To make something from various parts or components
To make a mistake or problem worse

for

US / fə(r) /

•

UK / fɔr,fə /

A1

preposition
Used to show the purpose, or need of something

institutional

US / ˌɪnstɪˈtju:ʃənl /

•

UK / ˌɪnstɪˈtuʃənəl, -ˈtju- /

B2

adjecitve
Being related or similar to an institution

melt

US / melt /

•

UK / mɛlt /

B1

verb
To disappear or to go away
To make, become soft or liquid due to heat
To become liquid through heating

necessarily

US / ˌnesəˈserəli /

•

UK / ˌnɛsɪˈsɛrəli, -ˈsɛr- /

A2

adverb
In a way that is needed/required/is unavoidable

sharp

US / ʃɑ:p /

•

UK / ʃɑrp /

A2

adjecitve
Being very clear and easy to see
(Of clothes) nicely or stylishly
Being able to think, see, or understand quickly
Having a thin edge or point that is able to cut
Requiring a quick or sudden change in direction
Having a flavor that is very strong and distinct
adverb
At precisely the time given
Suddenly; immediately (of directions)
noun
Person's name
A musical tone

time

US / taɪm /

•

UK / taɪm /

A1

noun
Speed at which music is played; tempo
Point as shown on a clock, e.g. 3 p.m
Number of hours, minutes needed to do something
Occasion when something happens
Period or occasion that something occurred
Period in history or the past
Something measured in minutes, hours, days, etc.
How long an event takes; duration
verb
To check speed at which music is performed
To choose a specific moment to do something
To measure how long an event takes, e.g. a race
To schedule something to occur at a specific moment

worth

US / wɜ:θ /

•

UK / wɚθ /

A2

other
the financial, practical or moral value of somebody/something
having a particular value, especially in money

why

US / waɪ /

•

UK / hwaɪ, waɪ /

A1

adverb
Question word to ask for a reason
exclamation
(Used to express surprise or approval)

check

US / tʃek /

•

UK / tʃɛk /

A1

adjecitve
Decorated with squares made up of lines
noun
Paper showing how much you owe at a restaurant
Printed piece of paper you sign to pay for things
A mark on a form, equivalent to 'yes'; tick
Mark used to show that something is correct
Procedure to prevent errors or control something
verb
To confirm the details of something are correct
To leave your things with staff who look after it
To examine something to see if something is wrong
To examine in order to prevent errors/a problem

highly

US / ˈhaɪli /

•

UK / 'haɪlɪ /

A1

adverb
In a manner that shows approval
More than usual; to a great degree

generate

US / ˈdʒenəreɪt /

•

UK / ˈdʒɛnəˌret /

A2

verb
To create or be produced or bring into existence
To create electricity, heat, energy and power

rebuild

US / ˌri:'bɪld /

•

UK / riˈbɪld /

A2

verb
To get back something that was lost, e.g. trust
To repair something that was damaged or destroyed

street

US / stri:t /

•

UK / strit /

A1

noun
Road in a city with buildings and places to walk

struggle

US / 'strʌɡl /

•

UK / ˈstrʌɡəl /

A2

noun
Strong efforts made to do something difficult
verb
To try very hard to do something difficult

basis

US / ˈbeɪsɪs /

•

UK / ˈbesɪs /

A2

noun
Main ingredient or part of something
Starting situation, fact, idea to develop from

determine

US / dɪ'tɜ:mɪn /

•

UK / dɪˈtɚmɪn /

A2

verb
To control exactly how something will be or act
To establish the facts about; discover

crisis

US / 'kraɪsɪs /

•

UK / ˈkraɪsɪs /

B1

noun
Unstable situation of extreme danger or difficulty

entirety

US / ɪnˈtaɪərəti /

•

UK / ɛnˈtaɪrɪti, -ˈtaɪrti /

C1

noun
State of being complete

middle

US / 'mɪdl /

•

UK / ˈmidl /

A1

adjecitve
Equal distance from extremes
noun
Place that is halfway between two things

personal

US / ˈpɜ:sənl /

•

UK / ˈpɚsənəl /

A2

adjecitve
Done by or to a particular person; individual
Concerning a person's private life or feelings

period

US / ˈpɪəriəd /

•

UK / ˈpɪriəd /

A1

noun
Set amount of time during which events take place
A way to emphasize what you will say
A full stop (.), marking the end of a sentence
A menstrual cycle
A set time for a class to be held

quality

US / 'kwɒlətɪ /

•

UK / ˈkwɑlɪti /

A2

noun
Feature associated with someone or something
High level of worth or excellence

stable

US / 'steɪbl /

•

UK / ˈstebəl /

A2

adjecitve
In a position where something does not fall over
Having a chemical state that is not easily changed
Reacting in an even way; having good mental health
In good condition, and not likely to deteriorate
noun
Group of racing horses that belong to one owner
verb
To put horses in a stable

success

US / sək'ses /

•

UK / səkˈsɛs /

A2

noun
Achievement of a desired purpose or goal
A successful person; one who achieved their aims

treasury

US / ˈtreʒəri /

•

UK / ˈtrɛʒəri /

A2

noun
Government office concerned with finance

everybody

US / ˈevribɒdi /

•

UK / ˈɛvriˌbɑdi, -ˌbʌdi /

A1

pronoun
Every person; everyone

grow

US / ɡrəʊ /

•

UK / ɡro /

A1

verb
To get bigger and more mature; make plants do this
To improve; to develop better skills over time
To develop and become bigger or taller over time

mortgage

US / 'mɔ:ɡɪdʒ /

•

UK / ˈmɔrɡɪdʒ /

B1

noun
Long-term loan from a bank for buying property

stream

US / stri:m /

•

UK / strim /

A2

noun
Classes split into ability levels
A small river
verb
To send a constant flow of data over the internet
To split classes or students into ability levels

source

US / sɔ:s /

•

UK / sɔrs, sors /

A2

adjecitve
Produces or provides what is wanted or needed
noun
Piece of information; a person giving information
Place from which something necessary comes
verb
To get, e.g. a raw material, from somewhere

well

US / wel /

•

UK / wɛl /

A1

adjecitve
Being in a fortunate, good condition or state
Healthy and in good condition
adverb
In an acceptable, proper, or successful manner
In a complete, total, or full manner
A great and considerable degree
In a successful way, in a good or satisfactory way
exclamation
Used to begin or continue a particular statement
Used to show you want to start saying something
Used to express that you are waiting for a reply
You say this to change the topic of a conversation
Used to indicate you are making a final remark
noun
Long deep hole in the ground to get water
verb
To cause your eyes to fill with tears

divestiture

US / daɪ'vestɪtʃə /

•

UK / dɪˈvɛstɪtʃɚ, -ˌtʃʊr, daɪ- /

A1

noun
Depriving a defendant of the profit from crime

financial

US / faɪˈnænʃl /

•

UK / faɪˈnænʃ(ə)l /

A2

adjecitve
Involving money

much

US / mʌtʃ /

•

UK / mʌtʃ /

A1

adjecitve
Very; to a high level or degree
adverb
A lot; large amount; a high degree of
Nearly; basically
On many occasions; often
noun
A large amount; a great quantity

positive

US / ˈpɒzətɪv /

•

UK / ˈpɑzɪtɪv /

A2

adjecitve
Showing agreement or support for something
Being sure about something; knowing the truth
Having the charge produced by electrons
Being good or useful
Showing that a chemical is present in a test

under

US / ˈʌndə(r) /

•

UK / ˈʌndɚ /

A1

adjecitve
In the same place as another thing, but lower
adverb
In a lower quantity or price than expected
preposition
According to the terms of an agreement or law
Managed or controlled by the authority of
Being of a lesser quality or amount than expected
Influenced or affected by something or someone
Less or lower in age, amount, size or number

card

US / kɑ:d /

•

UK / kɑ:rd /

A1

noun
One of 54 pieces of paper used in a game of cards
Small piece of paper or plastic used as ID
verb
(Golf) to record how many hits you took

career

US / kə'rɪə(r) /

•

UK / kəˈrɪr /

A2

noun
Particular occupation in professional life
verb
To move forward very fast and without control

consumer

US / kənˈsju:mə(r) /

•

UK / kənˈsumɚ /

A2

noun
Person who buys goods or services

insurance

US / ɪnˈʃʊərəns /

•

UK / ɪnˈʃʊrəns /

A2

noun
Protection against loss/injury/death you pay for

just

US / dʒʌst /

•

UK / dʒʌst /

A1

adjecitve
Proper or appropriate; as is deserved
Doing or being what is right or fair
Legally correct; having enough evidence
adverb
Almost; nearly
Exactly at the time of
Exactly (the same as, like)

banking

US / ˈbæŋkɪŋ /

•

UK / ˈbæŋkɪŋ /

A2

noun
Act of keeping your money in a bank
verb
To put or keep your money in a bank
To turn a plane when flying; (of a plane) to turn

begin

US / bɪ'ɡɪn /

•

UK / ˈbeɡɪn /

A1

verb
To do the first part of an action; to start

mass

US / mæs /

•

UK / mæs /

B1

noun
Religious ceremony in some Christian churches
Large amount or number of something
Main or largest part of something
Large number of people considered as a whole
Amount of matter that an object has
verb
To gather people or things into a large group

soon

US / su:n /

•

UK / sun /

A1

adverb
At a time not long from now

rich

US / rɪtʃ /

•

UK / rɪtʃ /

A1

adjecitve
Having a lot of money or valuable possessions
Containing a lot of exciting events or experiences and therefore very interesting
(of a color, sound, smell, etc.) Pleasantly deep or strong
If food is rich, it contains a large amount of oil, butter, eggs, or cream.

contain

US / kənˈteɪn /

•

UK / kənˈten /

A2

verb
To keep something from spreading
To hold something inside something else

four

US / fɔ:(r) /

•

UK / fɔr, for /

A1

number
4

global

US / ˈgləʊbl /

•

UK / ˈgloʊbl /

A2

adjecitve
Concerning, involving, affecting all of something
Of, affecting, or involving the entire world

matter

US / 'mætə(r) /

•

UK / ˈmætɚ /

A1

noun
Material all things are made of that fills space
Problem or reason for concern
verb
To be of great importance; to count

once

US / wʌns /

•

UK / wʌns /

A1

adverb
One time; one instance
At a time in the past
conjunction
When; as soon as

toxic

US / ˈtɒksɪk /

•

UK / ˈtɑksɪk /

B2

adjecitve
Poisonous; harmful
(Of relationships) harmful; causing conflict

trade

US / treɪd /

•

UK / treid /

A2

noun
A specific industry, e.g. shoe making
Action of buying and selling things in business
The buying and selling of goods and services
Exchanging something for something else
Job often requiring physical skills, e.g. plumbing
verb
To buy, sell and exchange goods in business
To give something in return for something else

timeframe

US / taɪmfreɪm /

•

UK / taɪmfreɪm /

C2

noun
Expected beginning and end of a period

wait

US / weɪt /

•

UK / wet /

A1

verb
To delay or not do something until later
To spend time until an expected thing happens
To remain in a place until a thing happens

exit

US / ˈeksɪt /

•

UK / ˈɛɡzɪt, ˈɛksɪt /

A2

noun
A door that you go through to leave a place
Act of leaving a place
verb
To leave a certain place
To stop a computer program after using it

fail

US / feɪl /

•

UK / fel /

A1

noun
A mark on a test showing you did not pass
verb
To be unsuccessful in passing a class or exam
To not do or provide something that is needed
To stop working or functioning; to break down
To not achieve a goal, or to go wrong

series

US / ˈsɪəri:z /

•

UK / ˈsɪriz /

A1

noun
Set of stories or articles on a particular subject
other
Number of things that happen one after another

shift

US / ʃɪft /

•

UK / ʃɪft /

A2

adjecitve
(Of work) starting at a certain time, as at night
noun
A change in a persons plans, opinions or beliefs
Period of work starting at a certain time
verb
To change in position or direction
To move something from one place to another

valuation

US / ˌvæljuˈeɪʃn /

•

UK / ˌvæljuˈeɪʃn /

B1

noun
Price of something, determined by expert
Judgment of how good something is

after

US / 'ɑ:ftə(r) /

•

UK / ˈæftɚ /

A1

adverb
Later than another time, or behind something
conjunction
Following something before
preposition
When an event happened or time has passed

always

US / 'ɔ:lweɪz /

•

UK / ˈɔlwez,-wɪz,-wiz /

A1

adverb
For a very long time
At all times; in every situation
For ever

guess

US / ɡes /

•

UK / ɡɛs /

A1

noun
Answer given when you don't know if it is correct
verb
To give an answer without knowing if it is correct

many

US / 'menɪ /

•

UK / ˈmɛni /

A1

determiner
Used to refer a large number of things

net

US / net /

•

UK / nɛt /

A2

adjecitve
Remaining amount after something is taken away
noun
Internet
Crossed rope, fibers with partly open pattern
Crossed ropes that make up the back of a goal
verb
To catch or cover something in a mesh, often fish
To gain or earn a certain amount of money
To hit a ball into a goal during a sports event

will

US / wɪl /

•

UK / wɪl /

A1

noun
Desire or choice of someone
Document saying who gets your money when you die
Strong desire to do something; determination
Desire to do something; strong wish to do
other
Used with verbs to express the future
verb
To leave property to someone after your death
To use mental effort to make something happen
Am (is, are) likely to do
To influence someone to do something
To make something happen by strongly wanting it

actually

US / ˈæktʃuəli /

•

UK / ˈæktʃuəli /

A1

adverb
Used to add new (often different) information

sell

US / sel /

•

UK / sɛl /

A1

verb
To exchange something for money
To persuade people to do, like or agree

speak

US / spi:k /

•

UK / spik /

A1

verb
To be able to use a certain language
To use words to tell information, express thoughts

among

US / əˈmʌŋ /

•

UK / əˈmʌŋ /

A1

preposition
In the center of several things

earning

US / 'ɜ:nɪŋ /

•

UK / 'ɜ:nɪŋ /

A2

verb
To deserve something because you worked for it
To get money for work

here

US / hɪə(r) /

•

UK / hɪr /

A1

adverb
In this place; at this location, position or time

new

US / nju: /

•

UK / nu, nju /

A1

adjecitve
Not old, recently born, built or made
Being or doing something for the first time
Not felt, seen or known previously
Having been recently bought or obtained

morgan

US / ˈmɔːgən /

•

UK / ˈmɔrgən /

A1

other
An American breed of small compact saddle horses

shareholder

US / ˈʃeəhəʊldə(r) /

•

UK / ˈʃerhoʊldə(r) /

C2

noun
Someone who holds shares of stock in a corporation

strategy

US / 'strætədʒɪ /

•

UK / ˈstrætədʒi /

A2

noun
Careful plan or method for achieving a goal
other
Branch of military dealing with command

winner

US / 'wɪnə(r) /

•

UK / ˈwɪnɚ /

A2

noun
Person or thing that wins a contest or race
A hit; something successful

try

US / traɪ /

•

UK / traɪ /

A1

noun
Act of putting the ball over the rugby goal line
verb
To make an effort, to attempt to do something
To examine someone or something in a court of law
To test to see if it is good or you like it
To make a person go through hardship; test
To examine something to see if it works

revenue

US / 'revənju: /

•

UK / ˈrevənju /

A2

noun
Money that is made by or paid to a business
Money a government collects from its people

poster

US / 'pəʊstə(r) /

•

UK / ˈpostɚ /

B1

noun
A large, printed notice or picture
Someone who writes and shares messages on online

point

US / pɔɪnt /

•

UK / pɔɪnt /

A1

noun
An item to be discussed
Small spot or dot
Fact or detail
Feature of something
The size of the text on a page or screen
A certain time or stage in a process
Certain position in time or space
Idea or fact you try to convince people about
Measurement of scores in a game, sport
Sharp end of something, e.g. a pen or pin
verb
To face a certain direction, e.g. north
To indicate something with your finger to others

third

US / θɜ:d /

•

UK / θɜ:rd /

A1

adjecitve
3rd: Number after second

swoosh

US / swu:ʃ /

•

UK / swu:ʃ /

C2

verb
To move in the air with a whistling sound

consider

US / kən'sɪdə(r) /

•

UK / kənˈsɪdər /

A1

verb
To think carefully about something

someone

US / ˈsʌmwʌn /

•

UK / ˈsʌmˌwʌn, -wən /

A1

pronoun
Person who is not known or named

skeptical

US / 'skeptɪkəl /

•

UK / 'skeptɪkəl /

C2

adjecitve
Doubting that something is true/probable/useful

true

US / tru: /

•

UK / tru: /

A1

adjecitve
Agreeing with the facts; not false; real or actual

area

US / 'eərɪə /

•

UK / ˈɛriə /

A1

noun
Amount of measured space
A specific section or space; part of a region
A subject or field of study

basic

US / 'beɪsɪk /

•

UK / ˈbesɪk /

A1

adjecitve
At the most important or easiest (beginner) level

fairly

US / 'feəlɪ /

•

UK / ˈfɛrli /

A2

adverb
Quite; pretty; between very and a little
In a manner that is right and acceptable

loading

US / ˈləʊdɪŋ /

•

UK / ˈlodɪŋ /

A2

noun
Act of putting things on a truck, ship, etc.
verb
To put in items for use (e.g. bullets in a gun)

market

US / ˈmɑ:kɪt /

•

UK / ˈmɑ:rkɪt /

A1

noun
Need or demand for a particular product or service
Area or region where a certain product is sold
Public event where people sell goods on tables
Institution where stocks are bought and sold
verb
To publicize products to get you to buy; advertise

past

US / pɑ:st /

•

UK / pæst /

A2

adjecitve
No longer current or new
adverb
So as to go beyond, or further than something
noun
Time that existed before now, e.g. long ago
preposition
After a particular time
At a later point in distance; beyond

reason

US / 'ri:zn /

•

UK / ˈrizən /

A1

noun
Ability to think about facts and form a judgment
Explanation for why something occurred or was done
verb
To think and make conclusions in a logical manner

too

US / tu: /

•

UK / tu /

A1

adverb
In addition, also; with emphasis
Say that something is more than you want

decrease

US / dɪˈkri:s /

•

UK / dɪˈkris /

B1

noun
Amount by which something has been reduced
verb
To reduce the size, amount or number of something

about

US / ə'baʊt /

•

UK / əˈbaʊt /

A1

adverb
To be ready to; going to
Nearly; approximately; roughly
Near; next to; close to
In every direction; in the area of
preposition
Concerning or of (a topic)

absolute

US / ˈæbsəlu:t /

•

UK / ˈæbsəˌlut /

A2

adjecitve
Complete; total; pure; not limited in any way
noun
Something that is complete, total, pure, certain

different

US / ˈdɪfrənt /

•

UK / ˈdɪfrənt /

A1

adjecitve
Not of the same kind; unlike other things

even

US / 'i:vn /

•

UK / ˈivən /

A1

adjecitve
Being equal in influence, power, possibility etc.
Being divided equally or fairly
(Of teams/contest) with similar chances of success
Smooth, level, or regular
Can be divided by 2; ending in 2, 4, 6, 8, or 0
At a regular, equally steady manner
Remaining steady and unchanging
adverb
(When this is surprising) as well; too
(Used to compare two things/stress the difference)
verb
To make something level; to flatten
To make something equal

eventually

US / ɪˈventʃuəli /

•

UK / ɪˈvɛntʃuəli /

Why Citibank Branches Are Closing Around The World

bank

below

innovate

issuer

motivate

make

outside

path

barney

core

jurisdiction

less

investor

profitable

price

state

able

executive

intense

disinvestment

play

this

word

also

critical

cube

five

how

kind

peer

payment

year

you

capital

forward

into

love

one

other

turn

versus

than

alone

big

client

division

glory

lead

margin

investment

might

receive

wall

the

add

close

take

wealth

billion

announce

between

chart

execute

institution

risk

they

tackle

urgently

very

account

asset

interview

list

loser

several

act

believe

country

digit